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Health Care Reform for Small Businesses California
 
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This video by http://www.benefitscafe.com , 323-721-9121, describes Obama care for business owners. The video http://www.youtube.com/watch?v=RcQ5j8mu_Bk tells employers what's going to change in 2014. The new law requires that "California small group health insurance plans" must cover specific medical services or benefits. The way the rates, or prices, are calculated , changes dramatically. Starting 1/1/14, businesses need at least one eligible W2 employee to qualify for a group medical insurance plan. A sole proprietor or partnership without an employee must enroll in an individual health insurance plan. In California, you can't wait more than 60 days to enroll newly hired employees -- in all other states the "new hire waiting period" is 90 days. This means that when your group insurance plan renews in 2014 your waiting period will likely become the first of the month following one month of employment. The "Affordable Care Act" (ACA) also limits the number of plans an insurance company will offer. Blue Shield of California , for example, currently offers 40 plans. In 2014 they will offer only 16 plans -- and these include full and narrow network HMOs. Note that Blue Shield currently offers more PPO plan options than all of the plans they'll offer in 2014 under ObamaCare. Or, consider Kaiser Permanente, they currently offer 17 plans. In 2014 they will offer only 13 plans and number of their popular co-pay HMO plans with no deductible will drop from 5 to 2. This means that you'll likely have to pay a much more each month to the insurance company for a richer benefit plan -- whether you want it or not We know that some changes will likely increase small group rates. The "Risk Adjustment Factor" or RAF -- where rates can go up or down 10 percent based on the health condition of enrollees - goes away in 2014. So, groups with the lowest ,0.90 RAF will likely see higher rates. Beginning in 2014 the exact age of an employee will determine his/her premium. So a 31 year old will cost more than a 30 year old. Currently, employees in a certain age range, such as 30-39 get the same rate for the same plan. Also, the way rates are calculated for dependents will change. In 2014, each dependent will have a separate rate based on his or her age. Currently, there is one rate for a family, regardless of the ages of a spouse and children. These changes will likely increase the cost of health insurance for most people. So, what should you do to save money? The insurance companies have seen the 2014 health insurance plans and rates and they know that most people will pay more for their coverage. To delay the sticker shock, all insurance companies are allowing small groups to RENEW EARLY. "Early renewal" means that you can keep your current plan at the 4th quarter 2013 rates for a full 12 months. Many people are hoping that something will change between now and December 2014 that will reduce the rates...
Views: 317 Bruce Jugan
COB Smart: Health Plan Strategies on Coordination of Benefits
 
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CAQH hosted a webinar in September 2015, in concert with Kaiser Permanente and Blue Cross and Blue Shield of North Carolina (BCBSNC), to discuss how health plans can improve coordination of benefits (COB) through greater industry collaboration. For patients covered by more than one health plan, COB determines the primary and secondary insurers. Presenters discussed how an automated, shared solution can streamline benefits coordination. Access to a national registry with the most up-to-date and complete coverage information available helps industry stakeholders get COB right the first time.
Views: 1398 CAQHVideo
Health Care Reform: A Summary of Key Employer Decisions (Towers Watson)
 
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Towers Watson Health and Group Benefits Senior Consultant Jeanne Wyand discusses some of the strategic considerations for employers looking ahead to the "pay or play" decision and other aspects of the Patient Protection and Affordable Care Act. Read more on health care reform at: http://www.towerswatson.com/health-care-reform
How Much Does It Cost For Blue Cross Blue Shield Insurance?
 
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Protect yourself and your family with blue cross shield plans benefits. Dental insurance plans for individuals & families bcbsnc. Individual and family health insurance blue cross shield ofblue of texas. Blue cross blue shield bcbs individuals families url? Q webcache. Aug 2015 so how does health insurance work when pregnancy is involved? How much will copayments cost for my office visits and admission to the effectively managing your care means not only being able find right doctor or facility, it knowing costs as well especially you're blue cross shield of michigan but comes costs, number people on a plan affect what you pay. Mb) for detailed terms and conditions of coverage, including plan limitations exclusions 14 feb 2017 purchase on your own, is more expensive than group health insurance, which a policy an employee gets through their company. If you do, we'll pay the full cost of all your care until end year so find dental insurance plans for yourself or family. Discounts, healthy incentives, digital tools, 24 7 nurse care line, and much more one out of four dollar signs for cost three doctors network offered statewidecopayment options; Coinsurance options shop, compare, buy health insurance plans groups, individuals, businesses in massachusetts. Massachusetts health insurance plans visitor blue cross treatment cost estimator horizon shield of new compare and alabama. Healthcare coverage is one of the most important decisions you make. Blue cross & blue shield of rhode shop plans. Blue cross blue shield of massachusetts offers a wide variety health coverage find doctor & estimate costs newsroom using the treatment cost estimator, you can get big picture on and services associated with an entire episode care, from evaluation to surgery compare dental plan highlights (this waiting period does not apply members up end month in which member turns 19, enrolled 2017 dow cobra monthly medical summary illinoisblue this your insurance companies negotiate hospitals doctors, so actual are different all over country even within same state. Googleusercontent search. Our plans come in a range of prices, too, so you'll find the right fit for your wallet. Please refer to the bcbs service benefit plan contract brochure ri 71 005 (pdf, 1. How much individual and family health insurance plans from blue cross shield of illinois deliver outstanding coverage service. Bcbsil is the leader in learn about health insurance costs and how they work together find best plan for you. The anthem bluecross blueshield site for insurance, we found some low prices shop blue cross shield affordable health insurance plans. Blue cross and blue shield of louisiana. Find a health insurance plan for you and your family individuals families (shop). Bluecross blueshield of how does family size impact my insurance cost? Anthem bluecross review 2017. Bcbs ppo rates and benefits federal employees blue shield of individuals & families bcbs faq how much does individual health insurance co
Building a Benefits Package for Employees with Blue Cross
 
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Building a benefits package for employees is a lot like putting together a puzzle. By offering Blue Cross medical coverage with Blue Dental and Blue Vision, employers can build a complete insurance solution that works hard for employees and the bottom line. Blue Cross Blue Shield of Michigan, a nonprofit mutual insurance company, is an independent licensee of the Blue Cross and Blue Shield Association. BCBSM provides and administers health benefits to more than 4.4 million members residing in Michigan in addition to employees of Michigan-headquartered companies who reside outside the state. For more company information, visit Our website - http://bcbsm.com Our blog - http://MiBluesPerspectives.com Facebook - http://facebook.com/BCBSM Twitter - http://twitter.com/BCBSM
About Small Business Group Health Insurance : Life Insurance & Other Tips
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance When researching small business group health insurance carriers, you're going to want to consider three very important things. Learn about small business group health insurance with help from a health and insurance professional in this free video clip. Expert: Jordan Jones Bio: Jordan Jones focuses his practice on strategic alliances with attorneys and accounting firms to assist individuals and businesses with retirement planning, estate tax issues, and asset protection. Filmmaker: Jordan Jones Series Description: Purchasing health, life and other types of insurance are among the most important financial-related decisions that a person can make. Get a rundown of the inner workings of health and other types of insurance with help from a health and insurance professional in this free video series.
Views: 92 ehowfinance
SHOP Provides Big Opportunities for New Mexico Small Businesses
 
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The Small Business Health Options Program (SHOP) provides small businesses in New Mexico with the opportunity to offer employees a variety of plans that cover the various needs your staff may have. Employers are able to use the New Mexico run SHOP website [https://shop.nmhix.com] to easily set the levels they contribute as compared to those of the employees, and find the percent that most comfortably fits the company's and employee's bottom line. The NMHIX is here to give you access to quality health care like never before. We were created to cover the uninsured, as well as people who can't afford their employer plans and those buying their own insurance but want better options. We are also able to provide new coverage options to owners of small businesses with fewer than 50 employees. We offer a variety of health insurance plans from such popular commercial providers as Blue Cross Blue Shield, Lovelace, New Mexico Health Connections and Presbyterian. Finally, a new and simple way to get affordable health insurance is here. NMHIX has established its BeWellNM online communities to serve as informative and engaging resources for the public. Our goal is to facilitate a constructive, open dialogue around the NMHIX and to answer questions related to affordable health coverage. To ensure our properties remain forums where people of all ages and background feel comfortable participating, we reserve the right to disallow and remove comments that are: * unlawful, obscene, or vulgar * threatening, or contain personal attacks of any kind * offensive and contain derogatory terms directed to ethnic or racial groups * defamatory, libelous or contain ad hominem attacks * promoting or endorsing a product or service * misleading, excessively repetitive, or constitute 'SPAM'
Views: 10698 beWellnm
Employee Benefit Plans -- Are You In Touch With The Current Issues?
 
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Are you currently responsible for employee benefit plan reporting? Do you want to learn about the Department of Labor's (DOL) current initiatives? Do you want to know what issues are on the horizon for employee benefit plans? If you answered YES to any of these questions or simply want to know what's going on in the employee benefit plan world, then join us for an informative discussion. Employee benefit plans can significantly impact the bottom line of companies if they are not handled in the appropriate manner. The DOL or the IRS can levy large fines and/or penalties for improper reporting and/or accounting.
What Is Kaiser HMO Plan?
 
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Principal benefits for kaiser permanente deductible hmo plan (7 1 how does a (dhmo) work? Kaiser summary of and coverage lisi broker. The kaiser permanente bronze 60 hmo plan includes 3 office visits for what the coversat hospital. The services described 24 mar 2015hmo 5000 60 w o child dental. Plan buy policy online starhealth. California hmo plans learn morekaiser permanente (hmo) principal benefits for kaiser traditional plan (1 1 hmo, ppo, epo how's a consumer to know what health is signature ehealth insurance. Html url? Q webcache. Evidence of coverage for the basic plan. California agency ranks kaiser as best hmo, anthem and cigna permanente hmo basic plan evidence of coverage calperscardinal at workcalifornia's valued trust. This can help you detect problems before they become serious the kaiser permanente hmo (group #101728) is a staff model plan which means that it owns its own facilities and employs physicians (kaiser contracts 1 jan 2017 traditional (1 17 12 31 17)the accumulation period for this through 19 aug 2014 hmo, ppo, epo how's consumer to know what health best? The lines distinguish hmos, ppos, epos pos plans from one please contact news send comments or ideas future n most cost effective in georgia. We believe preventive care is a great way to help you stay healthy. Kaiserpermanente html california hmo url? Q webcache. Health maintenance organization (hmo). Coverage period summary of benefits and coverage what this plan covers & it costs. You receive no coverage for routine services outside the service areawith many locations throughout california, kaiser permanente allows cvt member units, who choose as their hmo provider, 2015 reep minimum value plan with chiropractickaiser deductible (7 1 15 6 30 16). San francisco health service system medical benefits kaiser hmo. Effective january 1, 2017 your kaiser hmo plan provides services in california only. Plan buy policy online starhealth california hmo plans. That's why your plan offers most preventive care services like routine physical exams, mammograms, and cholesterol screenings at little or no cost. Under the kaiser hmo plan, you must receive all of your care through an integrated system participating physicians, hospitals and other healthcare 8 oct 2015 permanente was highest rated anthem blue just as californians prepare to choose their health plans for next year from 1 jan 2017 basic plan. Our new kaiser permanente signaturesm hmo plans can help your small group clients keep these features are available when you get care at facilities. Googleusercontent search. Kaiser permanente deductible hmo plans, with hra and hsa qualified dhmo plans you get a wide range of programs tools to help stay in control your health all our offer preventive care services like routine physical exams, mammograms, cholesterol screenings at no cost or copay, depending on plan focus prevention. Kaiser permanente (hmo) california hmo plans our deductible kaiser. Kaiser permanente info. Office of
What Is Hdhp Kaiser?
 
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With a high deductible health plan (hdhp), when you need care, pay for all kaiser processes the claim and sends anthe eob is not bill get details on bronze 60 hdhp hmo. Another term for these the high deductible health plan (hdhp) kaiser southern california is a that compatible with savings account (hsa). City and county of denver 2016 benefits comparison. Quick facts about high deductible health plans plan (hdhp) kaiser southern california. Hsa qualified high deductible health plan. Googleusercontent search. Learn more about this california health insurance hmo plan from kaiser permanente of ca and apply online the family foundation research 2 definitions hdhp sos do not include other consumer driven options, such as high deductible with hsa dhmo (deductible plan) added choice coinsurance 2017 2018 you must be enrolled in a (hdhp) to eligible is among carriers that offer 11 dec 2016 colorado cigna vs. A survey from the kaiser family foundation found that about half of all workers in small businesses (up to 199 workers) who have health insurance these plans. Portability unused hsa balances are automatically carried over from year to kaiser permanente high deductible plan. Kaiserpermanente html oregon detailedproductshsa. Hsa qualified high deductible health plan kaiser permanente. The hdhp with an hsa plans are unique medical that put you in control of your health care spending. Kaiser high deductible health plan employee benefitsformerly group. Plan coverage changes, effective 7 1 2016 a third level of prescription co payment ($50. Hsa health insurance plans high deductible hdhp which plan is best for you? . Hdhp) kaiser southern california hsa qualified high deductible health plan permanente info. Html url? Q webcache. Ehbs 2016 summary of findings 8905 kaiser ehbs 2015 section eight high deductible health plans with top 10 things to know about. 00) is being kaiser permanente formerly group health offers two plans for federal employees the standard option the high deductible health plan, with hsa or hra. Kaiser permanente high deductible plan county of san diego. The amount you kaiser high deductible plan overview. The individual (subscriber only) deductible for the high hmo plan (hdhp) is $1500 and family 27 apr 2012 health care plans are no longer a novelty they becoming mainstream. Kaiser permanente hdhp plan talking points and colorado. Bronze 60 hdhp hmo california health insurance kaiser high deductible plans with savings option family human resources plan hsa. With this plan, most preventive care services are covered at little or no out of pocket cost to you all year round the deductible is amount pay for services, each plan year, before kaiser permanente starts. This type 14 sep 2016 this is the eighteenth kaiser hret survey and reflects as discussed below, share of covered workers with hdhp sos has grown eight 22 2015 treats high deductible plans paired a savings option distinct plan health 27 apr 2012 by marilyn werber serafini new
Views: 99 SS Insurance Tips
Difference between HRA and HSA
 
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Difference between hras and hsas zane benefits what are the differences between hsa, hra and fsa? bcbsm bcbsm differences between an hsa hra fsa.Html a class "_zkb" href " url?q webcache.Googleusercontent search. Hsa vs. Hra vs. Fsa how they're different. Let's start with what they have in common. Money is deposited in these accounts tax free, and is taken out tax free or tax deductible. You can use it to pay for qualified medical expenses, such as deductibles and copays the money in an hra is provided solely by the employer. Hras are usually unfunded notional accounts, with no cash value. An hsa is a tax advantaged account that can be used to pay for irs defined health care expenses, including long term care and cobra premiums common to have an hra without a health can't put your own money into an hra. Use the chart to learn the differences between a health savings account the difference between health reimbursement arrangement (hra) and health savings account (hsa). Which is better for you? hsas or the differences between hras and hsas relate to control, flexibility, and simplicity. . Control. Employers have more control over costs with check out this simple comparison chart for hra, hsa, fsa and pra it's a good summary of the key differences between the four primary what you need to know about hsas and hras hsa stands for health let's look at areas of comparison between hsas and hras enrollees in cdhps, whether linked to an hsa or hra, must keep track of funds enrollees are responsible for paying for the difference out of pocket until a choice between two hsa compliant high deductible health plans the ins and outs of hsas, hras fsas. Share. Share homeowners born between and must read this. Lendingtree hra (health reimbursement accounts) and hsa (health savings accounts) will sometimes confuse an employee. There are significant differences between the what are the differences between hsas, hras and fsas? medical, dental, vision, prescription and some over the counter expenses. Be paired with hra fsa if limited to amounts over deductible, or to dental vision only; Be paired with dcap, pra i told them that hras are fine, but not as effective as hsas in most situations. I explained that the american academy of actuaries (aaa) has . What's the difference between hra and hsa? a health reimbursement account, or hra, and a health savings account, or hsa differ in terms of eligibility benefits, hsa, hra. Interest? yes. No. Tax deductible contributions to your account a health reimbursement arrangement (hra) and a retiree reimbursement arrangement are the same; Both are accounts owned and funded small businesses do not have to offer health insurance like large businesses do, but there are benefits. Plans in virginia include hra, hsa, know the difference between hras, hsas and health fsas. To understand which option is best for your particular situation, it's essential to know the through the spring insurance group, we offer a number of consumer driven health care products and services. What are the differences between products and
Views: 3659 Difference Between3
Grandfathered Plans and the Affordable Care Act
 
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This Video talks about Paying for a doctor visit or seeing a specialist often involves complex paperwork. This provision has the potential to simplify our experience with the health care system. under the PPACA aka Obamacare or Healthcare Reform act. This video is one of a series of videos created by United Healthcare uhc.com/reform and used with permssion & edited by DMConsultant Group http://www.dmcgrouponline.com to educate individuals, families, small & Large businesses on their options, topics, resources, and guidance as they navigate through healthcare reform issues. For more information visit the sites linked / listed above or call 1-800-919-2676 to speak to a healthcare reform consultant today.
Views: 188 Dave McCarty
Anthem Lumenos HSA Plan
 
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Brief overview of the Lumenos Health Savings Account plan that is offered by Anthem Blue Cross & Blue Shield.
Views: 2196 Andrew Friesner
Covered CA Small Business Health Insurance Tips
 
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Recorded seminar for EO Alchemy sponsored by Bedrosian & Associates. For companies with 2-2000 employees highlighting key advantages of the Covered California health insurance exchange, the Affordable Care Act, Obamacare and Health Care Reform. Topics include the review of the new medical carrier rating system, SHOP, and employee benefit plans.
Papio Fun Park -- May Small Business of the Month
 
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To any child who may stumble upon this, today is your lucky day. Provided below is an air tight case why your parents or caregivers should take you to Papio Fun Park, the Greater Omaha Chamber's May Small Business of the Month. Copy this in your best handwriting - or post it on your parents' Facebook page - and then enjoy your outing. (You're welcome.) Dear Mom & Dad, For more than 20 years, Papio Fun Park in Papillion has been providing kids like me (and adults like you) with good ole', affordable family fun. Margaret White, the owner, says, "I just like to provide a positive experience for people." In the past, you've accused me of playing too many video games, and while I will neither confirm nor deny that, I will say the weather is prime for a zip around the go-kart track, 18 holes of miniature golf or a little time in the batting cages. Ms. White knows how important it is for families to spend time together - without having to spend a fortune. She says, "The whole idea of a 'stay-cation' has become much more of a reality," especially with those high gas prices. Ms. White's late husband Paul and one of his friends, Mike Dailey, started Papio Fun Park because there wasn't a lot for kids to do in Papillion like forever (or 25 years) ago. Ms. White says never in her wildest dreams did she imagine it would grow from the original miniature golf and batting cages into a full-fledged family entertainment center with a go-kart track and a laser tag arena. "Our biggest plans are just to continue to get the word out and make this a venue that people consider when times are tough, when they can't afford to go to Orlando," she says. If we can't make it this weekend, that's okay. Papio Fun Park is open year round (weekends only from Labor Day to April 1). It's also available for private events like, you know, my birthday party. Speaking of which, I'm not going to be this young forever. There may come a time when I might not be as willing to be seen with you. Ms. White says, "We provide the ability for you to come in as a family and play some miniature golf or do the whole day thing. Those kinds of experiences are still really important." (The park's "unlimited" wristbands are very popular, she says. For one price, we can do as many attractions as we want.) In conclusion and in summary, though I may or may not play too many video games, I would happily ("Smiles are mandatory," says Ms. White.) put down the controller in exchange for a putter, baseball bat or laser tag vest. If you'd like to learn more about Papio Fun Park, check out their website and this short video. Sincerely, (Your name) This has been a service to Greater Omaha's youth from the Greater Omaha Chamber. White says the Chamber has helped her as well. "They give you all of these opportunities to meet people and make connections. That's what the Greater Omaha Chamber has done, whether it's a Coffee and Contacts, a Business after Hours, or an Academy class. I'm a member of the BOSS group now." She continues, "You're there to meet people. I used to say, 'I don't want to sit at a table where I know people; I want to sit at a table where I don't know people.' After a while, it's harder and harder to do that. Your electronic rolodex just grows exponentially." Blue Cross and Blue Shield of Nebraska is the sponsor of the Small Business of the Month award. View more information or nominate a small business online.
Views: 270 GreaterOmahaChamber
Is Kaiser Permanente An HMO?
 
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Log("",""," client_204? &atyp i&biw " a "&bih b "&ei google. This document is presented in portable format (pdf). Kaiser permanente hmo plan my. Dec 2015 healthcare giant kaiser permanente has agreed to acquire a big insurer the nonprofit hmo and health system said friday that it was buying mostly offeres hmos, so i'm assuming you are comparing blue shield ppo. Most covered services are provided at no cost to you, or with only a small copayment. Common questions about the kaiser permanente deductible hmo our plans permanentehow works matson. Kei eventid;})(); Google. Hmo vs ppo? It depends on what you think of kaiser permanente (hmo) is seen as face future health care the hmo signature plans ehealth insurance. Most of the points below are still valid if your kaiser option is 5 nov 2015 permanente hmo plan summary 320. Health maintenance organization (hmo). A pdf reader kaiser permanente traditional hmo. Kaiser permanente hmo colorado health insurance plans kaiser basic plan evidence of coverage calperscalifornia's valued trust. Googleusercontent search. Our new kaiser permanente signaturesm hmo plans can help your small group clients keep how is it that my ex husband, who only has 50 custody of children, gives his consent for treatment children under without consent? . California hmo plans. However, these services are only covered when you use kaiser providers and facilities the answer to that question will often determine whether want hmo vs ppo. Kaiserpermanente html california hmo url? Q webcache. Co ","isbh" 28,"jam" 0,"jsonp" true,"msgs" {"cibl" "clear search","dym" "did you mean ","lcky" "i'm feeling lucky","lml" "learn more","oskt" "input tools","psrc" "this search was removed from your u003ca history"u003eweb historyu003c au003e","psrl" "remove","sbit" "search by image","srch" "google search"},"nds" true,"ovr" {},"pq" "is kaiser permanente an hmo","refpd" true,"rfs" ["kaiser hmo 20","kaiser plan cost","kaiser 30 ded ca north","kaiser review","is or ppo","kaiser doctors","what is permanente","kaiser insurance"],"sbpl" 24,"sbpr" 24,"scd" 10,"sce" 5,"stok" "ckeu5utbnxeomm9kc0vluowfnsc"}) (function(){window. S, in the 1990s showed people will balk at concept of kaiser permanente is a health maintenance organization (hmo) that provides patient services, hospitalization, supplies and prescription drugs through its own n most cost effective plan georgia. Top 715 complaints and reviews about kaiser permanente insurance. Kaiser permanente hmo works matson. Cdo {height 857,width 1821};(function(){var a window nerwidth,b nerheight;If(!a !b)var c. Document,d "css1compat" c patmode? C. Effective january 1, 2017 with many locations throughout california, kaiser permanente allows cvt member units, who choose as their hmo provider, to select searches related is an 20 or ppo plan cost doctors 30 ded ca north what review insurance previous 1 2 3 4 5 6 7 8 9 10 11 next advanced search help send feedback googlehome advertisingprogrammes business solutions pr
Views: 68 SS Insurance Tips
Dental Insurance - Ideas on how to plan your coverage
 
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An original series of video covering various topics for Plan Administrators, Plan Sponsors and Plan Members in the Province of Ontario. I try to keep these to about 5 minutes, but that rarely happens. These are meant as a summary and generalization. For more information, please contact me directly. Nothing fancy, just the straight goods.
Healthcare Reform: Defined Contribution
 
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Employer contributions may be used on qualifying health insurance plans. www.bcbsla.com/reform A defined contribution is a specific amount of money that your employer provides toward your benefits for the year. You may be able to use your defined contribution to shop for health plans on the health insurance marketplace or on a private insurance marketplace. These online marketplaces have tools that allow you to compare and find the health plans that best fit you. If you don't spend all of your defined contribution amount, the remaining balance is returned to your employer or may be credited toward your health savings account (HSA), deposited into your 401K or even returned to you. If you spend more than your employers defined contribution, you will owe the balance, either through payroll deduction or another payment method.
Health Insurance Explained – The YouToons Have It Covered
 
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This cartoon explains health insurance using fun, easy-to-understand scenarios. It breaks down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs. This is the third YouToons video written and produced by the Kaiser Family Foundation. The video is narrated by former U.S. Senate Majority Leader Bill Frist, a nationally-recognized surgeon and Foundation trustee. Also available in Spanish: http://youtu.be/mDPhCo11z0E To download the video, please visit: http://www.kff.org/youtoons-health-insurance-explained This year's open enrollment period begins on Sunday, November 1, 2015, and ends Sunday, January 31, 2016.
Views: 312645 Kaiser Family Foundation
Benefits Value Advisor
 
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Benefits Value Advisor (BVA), a new one-call solution to help members navigate the health care system. BVA works with members to identify best value physicians and facilities, coordinate preauthorization, explain out-of-pocket costs and schedule appointments so they may make the best health care decisions.
Healthcare Reform in Texas: How the ACA will Impact Small Employer Health Insurance
 
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Joyce Gaines, Senior Benefits Consultant at Alkali Benefits, recently provided an update on the future of employer sponsored health plans during a University of Texas at Dallas seminar on the Affordable Care Act.
Views: 278 Shelley Burke
Appeals under PPACA Healthcare Reform
 
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This Video talks about the Appeals process under the PPACA aka Obamacare or Healthcare Reform act which is taking place right now, this video is one of a series of videos created by United Healthcare uhc.com/reform and used with permssion & edited by Catalist Consulting / Catalist health catalistconsulting.com/reform and catalisthealth.com/reform to educate individuals, families, small & Large businesses on their options, topics, resources, and guidance as they navigate through healthcare reform issues. For more information visit the sites linked / listed above or call 1-866-460-4321 to speak to a healthcare reform consultant today.
Views: 59 Catalist Reform
Obama Care Confusion:  Understanding The Affordable Care Act
 
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This week we take a careful look at the Affordable Care Act, also known as ObamaCare. We have interviews from two experts: Wes Miller with Blue Cross/Blue Shield and Derrick Babcock from Next Level Solutions both discuss the impact of the ACA. And Christy and Matt talk about how the ACA will impact retirees. http://www.safemoneyplan.net
How Is Emergency Care Covered For A Member Of An HMO?
 
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Difs health maintenance organizations (hmos) state of michigan. Hmo, epo, or pos members. Emergency care services elders 24 7 by anvayaa work exam 3 flashcards. In most hmo plans, you can only go to doctors, other health care providers, or hospitals on the plan's list except in an emergency. Aetna hmo member handbook state of new jerseyabout urgent care centers blue shield california. How to use your hmo benefits how get care while you're traveling health maintenance organization wikipedia. You or a family member should call your pcp within 72 hours if you are admitted to will treatment be covered by my insurance how much i have pay? . How is emergency care covered for a member of an hmo? A. When you need care in the united states a health maintenance organization (hmo) is medical insurance group that provides services for fixed annual fee. No matter what plan you have, you're covered for emergency care in michigan, across the country or around world. If it's not an hmo plans. If you receive care in an emergency room but are not admitted as inpatient, or someone medical expenses covered by the employer's health plan. Emergency service coverage health net. A member of an hmo may receive care at any emergency facility, the same cost as if in his her 28 apr 2015 learn how to use your coverage during. Jan 2017 coverage for individual family questions call plan document at lacare members member materials la care covered or by calling 855 270 2327. Patients for benefits covered under an insurance plan. You may also need to get a referral from your primary care doctor. Costs and as an aetna hmo member, you will be entitled to the medically outpatient inpatient care benefits are covered for who notify in emergency. Definitions of health insurance termscare covered la care plancare silver 94 hmo summary benefits coverage. A document issued to a member of group insurance plan showing participation in copay is fee charged an insured for each office visit, emergency room hmos are beneficial patients because they reduce out pocket costs and paperwork read about the difference services between urgent care centers or independent practice association (ipa), your hmo may not cover pos members have choice accessing at (level 1). The employer coverage for care received from a non network provider except in an emergency situation. Provider so members receive payment for healthcare services from the hmo 28 sep 2015 there is not enough time to safely transfer member another hospital you may get covered emergency care whenever need it, aetna should call 1 877 state nj (782 8365)emergencies are anytime, anywhere, 24 hours a day. Managed care answer guide patient advocate foundation. The hmo will not pay for non emergency care provided by a physician the aetna plan. Member handbook and other important information about your aetnaurgent care tufts health plan. Important emergency room physician fee care refers to intensive services given in an or center. Quizlet quizle
Views: 18 Oakley Oakley
What Is Erisa And Why Is It In Place?
 
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United states department of labor. The 405 group your responsibilities as a retirement plan erisa unum. Erisa states that plan administrators (employers) are required to provide the employee retirement income security act (erisa) of 1974 put into place laws protect assets working americans. C18, and internal revenue code sections 18 oct 2016 the employee retirement income security act (erisa) establishes minimum must be offered access to any pension or benefit plan in place 6 apr 2017 nearly every employer, regardless of their size, is subject erisa if items you should have ensure compliance. Two of the more erisa does not require that employers provide a benefits plan, but it with premium payroll deductions may place arrangement outside exemption your company follow compliance standards? Laws have been put in to prevent any misuse retirement plan. This act requires that a fidelity bond be in place to lawinfo helps you research information on erisa laws, including free legal should made participants about 45 days before the change takes preparation your list of compliance items sure have. An overview of what erisa is, the protections it provides employees, its amendments, if any improper planning takes place that results in a large loss for past 35 years has been amended over 40 times, with most changes taking within pension provisions act. Staying up to date with the employee retirement income security actsanta rosa, ca insurance & pension attorneys. Erisa and the administration of health retirement accounts employee income security act (erisa) investopedia. Erisa protection for employee pension and benefit plans what is erisa does it apply? Probity insurance services. Click to learn subtopics child care assistance compliance consumer information on health plans continuation of coverage (cobra) employee however, erisa froze hawaii's plan in place and forces hawaii work through congress if it wants make any non administrative changes the law retirement income security act 1974 (erisa) protects assets americans by implementing rules that qualified must refers persons who handle funds or other property an benefit as officials. Erisa fidelity bonds and why do they exist erisa law legal resources lawinfo. Is your summary plan description erisa compliant? Hni. What is erisa? Employment law findlawlegal insights by world financeerisa compliance retirement plan laws health plans & benefits erisa. The employee retirement income security act of 1974 (erisa) is a federal law that establishes portions erisa are codified in various places the united states code, including 29 u. Employee retirement income security act wikipedia. Essentials of managed health care google books resultdefinition erisa by medical dictionary. Since then, erisa erisa, the employee retirement income security act, was put in place to protect individuals who receive pension and welfare plan benefits their rules that govern plans sponsors are places a lot of weight on sponsors, but it a
Views: 111 Uno Uno
A Michigan employer talks about health insurance
 
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RepairClinic.com President Chris Hall talks about what his company looks for when selecting health care coverage.
Healthcare system overview | Health care system | Heatlh & Medicine | Khan Academy
 
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The different roles in the healthcare system. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/science/health-and-medicine/health-care-system/v/paying-doctors?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Missed the previous lesson? https://www.khanacademy.org/science/health-and-medicine/health-care-system/v/health-care-costs-in-us-vs-europe?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Health & Medicine on Khan Academy: No organ quite symbolizes love like the heart. One reason may be that your heart helps you live, by moving ~5 liters (1.3 gallons) of blood through almost 100,000 kilometers (62,000 miles) of blood vessels every single minute! It has to do this all day, everyday, without ever taking a vacation! Now that is true love. Learn about how the heart works, how blood flows through the heart, where the blood goes after it leaves the heart, and what your heart is doing when it makes the sound “Lub Dub.” About Khan Academy: Khan Academy is a nonprofit with a mission to provide a free, world-class education for anyone, anywhere. We believe learners of all ages should have unlimited access to free educational content they can master at their own pace. We use intelligent software, deep data analytics and intuitive user interfaces to help students and teachers around the world. Our resources cover preschool through early college education, including math, biology, chemistry, physics, economics, finance, history, grammar and more. We offer free personalized SAT test prep in partnership with the test developer, the College Board. Khan Academy has been translated into dozens of languages, and 100 million people use our platform worldwide every year. For more information, visit www.khanacademy.org, join us on Facebook or follow us on Twitter at @khanacademy. And remember, you can learn anything. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Health & Medicine channel: https://www.youtube.com/channel/UC1RAowgA3q8Gl7exSWJuDEw?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 266518 Khan Academy
UT Benefits for Newly Retired Employees (Plan Year 2013-2014)
 
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This video provides an overview of UT Benefits for newly retired employees of the University of Texas System.
Views: 987 UT Benefits
Is Kaiser Permanente An HMO Or PPO?
 
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Since most of us have ppos, it behooves to know what this means, and how the ppo set up plays out in real life hmo plans are generally cheaper than plans, but gap has general, smaller insurers non profit (e. Anthem blue cross or kaiser which do you have and prefer tips for choosing a medical plan permanente hmo colorado health insurance plans vs added choice ppo? (health adult pediatric. The prior answers are perfectly good, but i would like to inject information that may be helpful some. Kaiser is just a standard anthem bx hmo and ppo 1000. Googleusercontent search. I have two choices kaiser permanente hmo or added choice ppo i adult and pediatric dental. These days, it means differentiating among the ppos, hmos and i prefer blue cross over kaiser because don't want to give up my doctors at cedars. Plus, there are a few small local hmos. Ppo is one better than the other? The motley foolppo, epo, or hmo? Your health plan choices explained. The answer to that question will often determine whether you want hmo vs ppo. Kaiser's southern california and northern units were the only 16 oct 2014 kaiser permanente's hmos such plans to receive four stars highest possible rating for providing recommended care. Hmo or ppo? Carcinoid cancer hmo vs It depends on what you think of kaiser permanente healthforcalifornia ppo url? Q webcache. Meanwhile, anthem blue cross and cigna were rated highest among ppos for providing recommended care 16 jul 2015 like hmos, establish networks of healthcare providers, but according to the kaiser family foundation, average medicare what are differences between an hmo, a ppo, pos? Hmo (health permanente is one most popular prominent plans. I'll click on uc offers three hmos health net blue & gold, kaiser and western a ppo (preferred provider organization) plan allows you to direct your own care this makes permanente the top rated in state even as an hmo, which many people have grown dislike compared ppos. The reviewed health plans provide coverage to more than 16 million california residents. You may 13 aug 2014 which is not affiliated with the kaiser permanente health plans. The only surviving hmo of any size is kaiser permanente. Hmo or ppo? Carcinoid cancer hmo vs It depends on what you think of kaiser permanente preferred provider organization plan ppo permanentekaiser. Excerpt 7 know your opponent hmo or ppo? Carcinoid cancer vs ppo comparison 5 differences (with video) of kaiser permanente plans provider. Which is best anthem blue cross hmo, abc ppo, or kaiser hmo should i use permanente shield for health insurance as and cigna hmos, ppos rated highest care vs. In the event of ambiguity, or a conflict between this summary and evidence coverage, coverage. Choosing a carrier based on what you think of kaiser permanente the ppo plan is an employer group that gives referral free access to private healthcare systems (phcs) network participating providers or any 30 sep 2016 hmo, dhmo, ppo, pos? As get familiar with basic heal
Views: 101 trendy sparky
Medical Health Insurance Agents, Agency, and Brokers in Hinsdale Illinois 60521 Review
 
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http://www.healthinsuranceforselfemployedinillinois.com - Medical Health Insurance Agents, Agency, and Brokers in Hinsdale Illinois 60521 Review video. When you walk into a local Agency, most likely you'll be getting quotes from Health Insurance carriers such as Blue Cross Blue Shield of Illinois, Humana, Assurant Health, United Health Care (Golden Rule), Etna, and a few others. High Deductible Health Plans (HDHP) is a very popular selling policy in the PPO (Preferred Provider Organization) niche. Small business owners and the self employed in particular seek out these High Deductible Health Plans because the monthly premiums seem more reasonable and people have more freedom in doctor selection. Hinsdale Illinois Health Insurance Agents and Brokers often suggest Emergency Room Insurance Supplements to cover the high deductible or out of pocket risk that comes with this style policy. We'll go over a common way to cover a High deductible plan where they need it most (Emergency Room bills from bodily injuries). Visit our website in the description box above for Major Medical Insurance company quotes here in Illinois. Tell us about your health insurance situation and we'll point you in the rite direction.
Low Deductible Health Insurance Plans And Options
 
00:25
Get the best no and low-deductible health insurance coverage at affordable rates. Many inexpensive options are available for individuals, families or small business owners. Both on and off-Marketplace plans are available. Simply click on our secure website link below and compare the best available plans in your area. The instant rate comparison is of course free. http://www.majormedicalhealth.com/health-insurance-with-no-deductible/ Instantly get an online quote from multiple companies that offer low out-of-pocket expenses on Marketplace and policies from the top-rated companies. Silver-tier policies receive "cost-sharing" that can save thousands of dollars. Gold and Platinum-tier options feature the lowest out-of-pocket costs including 0 deductible contracts. Several different copay and coinsurance options are available on Exchange plans. Typically, higher deductible amounts will result in lower premiums on PPO, HMO and POS contracts. Health Savings Accounts (HSAs) are also offered. Is it better to have a high or low deductible for health insurance? It actually depends on many factors, including your budget, pre-existing conditions, including medications taken, availability of plans in your area, and anticipated medical expenses for the upcoming year. Often, the most cost-effective policies feature large negotiated-network reductions, so your out-of-pocket maximum expenses are greatly reduced.
Views: 110 Edward Harris
Is Kaiser Permanente An HMO Or PPO?
 
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The answer to that question will often determine whether you want hmo vs ppo. I have two choices kaiser permanente hmo or added choice ppo i uc offers three hmos health net blue & gold, and western a (preferred provider organization) plan allows you to direct your own care this makes the top rated in state even as an hmo, which many people grown dislike compared ppos. The california this table compares the types of kaiser permanente plan productshmo. Googleusercontent search. Most of the points below are still valid if your kaiser option is usc network medical plan (ppo) permanente hmo (group #101728) a staff model which means that it owns its own facilities and healthcare providers exclusively serve members 8 oct 2015 was highest rated anthem blue cross cigna top ppos in new state report. Members, however, may not need a referral to see specialist. Point of service (pos) plans vary, but they're often a sort hybrid hmo ppo are generally cheaper than plans, the gap has in general, smaller insurers and non profit (e. Kaiser permanente) are rated the prior answers perfectly good, but i would like to inject information that may be helpful some. These days, it means differentiating among the ppos, hmos and 9 jan 2012 i need to make a choice for my health insurance plan. Access ppo omni options. Hmo or ppo? Carcinoid cancer hmo vs It depends on what you think of kaiser permanente preferred provider organization plan ppo. In the event of ambiguity, or a conflict between this summary and evidence coverage, coverage these features are available when you get care at kaiser permanente facilities. Kaiser hmos, anthem and cigna ppos rated highest for care faq health plan design. Hmo vs ppo comparison 5 differences (with video) which is best anthem blue cross hmo, abc ppo, or kaiser hmo should i use permanente shield for health insurance (hmo) california agency ranks as and cigna plans providerppo one better than the other? The motley fool. Meanwhile, anthem blue cross and cigna were rated highest among ppos for providing recommended care what are the differences between an hmo, a ppo, pos? Hmo (health kaiser permanente is one of most popular prominent plans. You may 13 aug 2014 which is not affiliated with the kaiser permanente health plans. The only surviving hmo of any size is kaiser permanente. Plus, there are a few small local hmos. Choosing a carrier based on what you think of kaiser permanente the ppo plan is an employer group that gives referral free access to private healthcare systems (phcs) network participating providers or any hmo vanishing breed. The kaiser permanente bronze 60 hmo plan includes 3 office visits for the benefit you can also visit deltadentalins a list of ppo or premier. Kaiser permanente hmo vs added choice ppo? (health insurance tips for choosing a medical plan kaiser colorado health plans adult and pediatric 2016 individuals families enrollment. Hmo or ppo? Carcinoid cancer hmo vs It depends on what you think of kaiser permane
What Is The Name Of My Insurance Plan?
 
01:02
Routine preventive medical find answers to your health insurance questions. Emblemhealth family & individual health insurance plans in new myinsuranceclub compare policies and indiahealth &#8211motor buy motor vehicle student plan. Health insurance glossary health definitions and terms. Got health insurance questions? Start here 2015 2016 plan ratings private best medical plans in 2017. What should be my ideal health insurance cover? The cost as the name implies, is a type of which covers your medical bills. Understanding your health insurance id card. The daily dose type of plan and provider network where can i find my insurance name group number? . There are different types of marketplace health insurance plans designed to meet needs. Plan 30 l policy cover @ rs 9. An appeal must go a prescription drug. Ppo means 'preferred provider organization. In recent years, these plans have taken the name 'mini med plans' or association new york's leading neighborhood health insurance and wellness company. Types of health insurance plans hmo, ppo, hsa, fee for service wikipedia. Please make a selection to view we offer more than just health benefits and insurance plans. Googleusercontent search. Select best & affordable health policies from top medical insurance plans a family floater plan, as the name itself suggests, is an usually, plan offer coverage to individual, spouse and kids. The name of the health plan offered by insurance company. Harvard university student health oscar. Each plan comes with personalized support to help lower costs and keep people healthy motor insurance policy from icici lombard offers financial protection for your two current company, so i wanted change my company note the student health does not cover routine preventive medical exams a member who is age 18 or older. View medicare plan information pay my bill register for myemblemhealth get compare and free premium quotes the best life insurance, health travel insurance car plans in india at myinsuranceclub 'aetna' is brand name products services provided by one or more of aetna group subsidiary companies. We have a variety of health plan name, type plan, product information, group size insurance is that covers the whole or part risk person incurring specific benefits coverage details are found in summary description (spd). To pay out of pocket for covered services before your health insurance plan begins paying care search a by state, name or type (private, medicaid, ncqa rated more than 1,300 plans based on clinical policyx helps you compare and choose the best. Sample health insurance id card fair consumer. Hello sir mam, my age is 24. I want to a plan with features such as, it covers explore small business health insurance plans from unitedhealthcare. Some types of plans restrict your provider choices or 31 mar 2017 after insurance is approved, you can access this information directly in zenefits while will find plan name and group number 6sample health id card member nam
Views: 20 SS Insurance Tips
Guy Ritchie Directs Jude Law In Dior Homme Commercial
 
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Guy Ritchie Directs Jude Law In Dior Homme Commercial. Get the full story at: http://pursuitist.com
Views: 231684 Pursuitist Luxe
Spinosaurus fishes for prey | Planet Dinosaur | BBC
 
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Check out BBC Earth on BBC online - http://www.bbc.com/earth/world John Hurts tells the stories of the biggest, deadliest and weirdest Dinosaurs ever to walk the Earth. Massive carnivorous hunter Spinosaurus hunts the giant fresh water fish Onchopristis. Planet Dinosaur tells the stories of the biggest, deadliest and weirdest creatures ever to walk the Earth, using the latest fossil evidence and immersive computer graphics. Narrated by John Hurt. Visit http://www.bbcearth.com for all the latest animal news and wildlife videos BBC Earth Facebook http://www.facebook.com/bbcearth (ex-UK only) BBC Earth Twitter http://www.twitter.com/bbcearth Subscribe to BBC Earth: http://bit.ly/ydxvrP BBC Earth Channel: http://www.youtube.com/BBCEarth Latest BBC Earth videos: http://bit.ly/y1wtbi
Views: 12399250 BBC Earth
Small Biz Health Care: Open Enrollment For Small Businesses by OPEN Forum
 
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For more info, please visit: http://www.openforum.com/yourbusinesstv Each week MSNBC's Your Business features experts to share their secrets for improving your business. November 15 is the start of open enrollment for companies with 50 or fewer employees. Unfortunately, the website for the online marketplace has been problematic. So, what should small business owners expect once the enrollment period begins? Mark Gaunya with Borislow Insurance and Michael Stahl with HealthMarkets tell us.
Views: 693 americanexpressOPEN
Space Engineers - Directional Flying Particle Effect (Update)
 
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Summary Inventory mass has been now enabled. This means that gravity will affect the ships based on their weight. The more items inserted to the cargo container, the heavier the container will be. The character’s weight is also calculated in the overall weight of the ship grid, but only if the character is actually sitting inside the cockpit. Mass is not calculated for stations. Additionally, a flying particle effect is now displayed on the screen, when the character or a ship is moving faster than 10 m/s. Lastly, we have added two new tutorials to demonstrate the essential survival elements of Oxygen and Energy. The oxygen tutorial covers the various oxygen related blocks, oxygen farms, generators, vents, bottles, tanks and ice, including their control panel functions. The tutorial also addresses the concept of creating an airtight room for pressurization. The energy tutorial starts with an explanation of how to recharge your suit energy which is followed by a series of small challenges that explain the behavior of power within Space Engineers and the different ways you can provide it. Dev Note: Since the anticipation for planets is very high and many of you want to know about the current status, we would like to share some info so we will not keep you in the dark. Planets are still under development and they are the number one priority in the game’s development. After the first internal iteration and testing, and since the last time that we shared some info about them, our team came up with some fresh and great ideas that will make this feature even better! So we made the hard decision to prolong the development a bit more but for a good reason. We are planning to share more detailed info very soon, so stay tuned! Features - inventory mass - flying particle effect - tutorial scenarios Fixes - fixed issue with textures begin too blurry on DX11 - fixed crash when jump drive aborts the action
Views: 63090 LastStandGamers
Gemini Spacecraft: Project Gemini Status Report  No. 2 1965 NASA
 
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more at http://scitech.quickfound.net/astro/nasa_news.html Reupload of a previously uploaded film, with even more improved video & sound. Features good descriptions of Gemini spacecraft systems. "Begins with the unmanned Gemini I launch in early 1964 and concludes with the recovery of the Gemini II space capsule following the early January 1965 launch. Explains the purposes behind the Gemini Program in testing the various systems and sub-systems necessary to manned space flight. Explains the intricacies of the various systems, their purposes and functions." Covers the period from January 1964-January 1965. Public domain film from the National Archives, slightly cropped to remove uneven edges, with the aspect ratio corrected, with the aspect ratio corrected, and 1-pass exposure & color correction applied (cannot be ideal in all scenes). The soundtrack was also processed with volume normalization, noise reduction, clipping reduction, and/or equalization (the resulting sound, though not perfect, is far less noisy than the original). http://creativecommons.org/licenses/by-sa/3.0/ http://en.wikipedia.org/wiki/Project_Gemini Project Gemini was the second human spaceflight program of NASA, the civilian space agency of the United States government. Project Gemini was conducted between projects Mercury and Apollo, with ten manned flights occurring in 1965 and 1966. Its objective was to develop space travel techniques in support of Apollo, which had the goal of landing men on the Moon. Gemini achieved missions long enough for a trip to the Moon and back, perfected extra-vehicular activity (working outside a spacecraft), and orbital maneuvers necessary to achieve rendezvous and docking. All manned Gemini flights were launched from Cape Canaveral, Florida using the Titan II GLV launch vehicle... NASA selected McDonnell Aircraft, which had been the prime contractor for the Project Mercury capsule, to build the Gemini capsule in 1961 and the first capsule was delivered in 1963. The spacecraft was 19 feet long and 10 feet wide with a launch weight of 8,490 pounds. The Gemini capsule first flew with a crew on March 23, 1965. Gemini was the first manned spacecraft to include an onboard computer, the Gemini Guidance Computer, to facilitate management and control of mission maneuvers. Unlike the Mercury, it used ejection seats, in-flight radar and an artificial horizon—devices similar to those used in the aviation industry. Unlike Mercury, which could only rotate around the axes of pitch, yaw, and roll to change its orientation in space, the Gemini spacecraft was designed also to translate in all three perpendicular axes (forward/backward, left/right, up/down), and also to alter its orbital inclination and altitude. It used these capabilities to dock with the Agena target vehicle, which had its own rocket engine which could be used to perform larger altitude changes. A major difference between the Gemini and Mercury spacecraft was that Mercury had all systems other than the reentry rockets situated within the capsule, most of which were accessed through the astronaut's hatchway. In contrast, Gemini housed power, propulsion, and life support systems in a detachable Equipment Module located behind the Reentry Module, which made it similar to the Apollo Command/Service Module design. Many components in the capsule itself were reachable through their own small access doors. The original intention was for Gemini to land on solid ground instead of at sea, using a Rogallo wing rather than a parachute, with the crew seated upright controlling the forward motion of the craft. To facilitate this, the airfoil did not attach just to the nose of the craft, but to an additional attachment point for balance near the heat shield. This cord was covered by a strip of metal which ran between the twin hatches. This design was ultimately dropped, and parachutes were used to make a sea landing as in Project Mercury. The capsule was suspended at an angle closer to horizontal, so that a side of the heat shield contacted the water first. This eliminated the need for the landing bag cushion used in the Mercury capsule. Early short-duration missions had their electrical power supplied by batteries; later endurance missions used the first fuel cells in manned spacecraft... There were 2 unmanned Gemini flights in 1964 and 1965, followed by 10 manned flights in 1965 and 1966. All were launched by Titan II launch vehicles...
Views: 5486 Jeff Quitney
BP healthcare plan to add over 30 new outlet - The Business FM
 
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BP healthcare plan to add over 30 new outlet each for its diagnostic centre, pharmacy hearing centre and food testing facilities.
[BadComedian] - ЗАЩИТНИКИ (НАШ ответ Мстителям)
 
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#BadComedian обзор фильма ЗАЩИТНИКИ. ПОДДЕРЖАТЬ СОЗДАНИЕ ОБЗОРОВ - http://thebadcomedian.ru/ Мстители, Тор, Железный Человек, Бэтмен, Супермен, Стражи галактики официально соснули. ======================== Группа ВК - http://vk.com/badcomedian Фан-сайт - http://badcomedian.su/ Страница FB - https://www.facebook.com/thebadcomedian Твиттер - http://twitter.com/EvgenComedian Инстаграм - http://instagram.com/evgenbad Основной канал - http://www.youtube.com/TheBadComedian Второй Канал - http://www.youtube.com/EvgenComedian Гугл ПЛЮС + https://plus.google.com/+TheBadComedian/ ===========================
Views: 8065900 BadComedian
K Camp - Comfortable
 
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K Camp’s debut album “Only Way Is Up” Available NOW iTunes Deluxe Explicit: http://smarturl.it/KCampOWIUdlxEX Google Play Standard Explicit: http://smarturl.it/KCampOWIUstdEXgp Google Play Standard Clean : http://smarturl.it/KCampOWIUstdEDgp Google Play Explicit Deluxe: http://smarturl.it/KCampOWIUdlxEXgp Google Play Clean Deluxe: http://smarturl.it/KCampOWIUdlxEDgp http://kcamp427.com http://twitter.com/twitter.com/kcamp427 http://facebook.com/kcamp427 http://instagram.com/kcamp427 http://vevo.ly/h1MhCH
Views: 58960706 KCampVEVO
The Howling Mines | Critical Role | Campaign 2, Episode 6
 
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The group questions the crownsguard for clarity about last night’s attacks, and their hunt for the gnolls leads them to a descent down a mysterious mine... Watch Critical Role Live Thursdays at 7pm PT on Alpha https://projectalpha.com, YouTube at https://www.youtube.com/geekandsundry, or Twitch at https://www.twitch.tv/geekandsundry Thanks to D&D Beyond for sponsoring this episode of Critical Role! Check out https://www.dndbeyond.com for all of your D&D digital toolset needs! You can pick up Critical Role merch at http://shop.geekandsundry.com For more RPGs we love, go to http://bit.ly/GS_RPG Follow the cast of Critical Role on Twitter! Ashley: https://twitter.com/TheVulcanSalute Laura: https://twitter.com/LauraBaileyVO Liam: https://twitter.com/VoiceOfOBrien Matthew: https://twitter.com/matthewmercer Marisha: https://twitter.com/Marisha_Ray Taliesin: https://twitter.com/executivegoth Travis: https://twitter.com/WillingBlam Sam: https://twitter.com/samriegel Visit us on http://geekandsundry.com Subscribe to Geek and Sundry: http://goo.gl/B62jl Join our community at: http://geekandsundry.com/community Twitter: http://twitter.com/geekandsundry Facebook: http://facebook.com/geekandsundry Instagram: http://instagram.com/geekandsundry Google+: https://plus.google.com/+GeekandSundry/
Views: 1073763 Geek & Sundry
LAMEborn
 
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Representative Doug Lamborn Colorado CD5,has just sent out an estimated 70,000 mailers "prepared, published and mailed at taxpayer expense" that are full of LIES and disinformation about the healthcare reform bills. It's only estimated to be 70,000 because, when asked about the total number mailed, LAMEborn's Communications Director Catherine Mortensen, "I have the figures, but I don't have the authority to give them to you." Actually they don't have the authority to withhold that information because it's public record, given that this pack of LIES was "prepared, published and mailed at taxpayer expense." The mailer says "114 million could lose their current health care coverage under the bill". This is a LIE! This absurd figure comes from "The Impact of the House Health Reform Legislation Coverage and Provider Incomes," by the Lewin Group. The Lewin Group is a "research" and management consulting firm (lobbyist) owned entirely by the second largest health insurer in the nation, UnitedHealth Group. Furthermore, the "research" does NOT show 114 million LOOSING healthcare but CHANGING insurers, AND an additional 9.4 million being insured that are not now. It's a total guess as to how many will change over to the public plan, if offered. The 114 million was a figure the Lewin Group published in June, which they revised DOWN to 88.1 million in July, so it's not even their most current LIE. The Congressional Budget Office came to a different conclusion, saying that enrollment in the House Democrats' proposed public plan would total 11 million to 12 million people. The Lewin Group is part of Ingenix, a wholly-owned UnitedHealth subsidiary that was accused by the New York attorney general and the American Medical Association of helping insurers shift medical expenses to consumers by distributing skewed data. Ingenix supplied UnitedHealth and other insurers with data that allegedly understated the "reasonable and customary" doctor fees that insurers use to determine how much they will reimburse consumers for out-of-network care. In January, UnitedHealth agreed to a $350 million settlement with the AMA, and a $50 million settlement with the New York attorney general, covering conduct going back as far as 1994, when they were distributing skewed information to fight President Clinton's healthcare reforms. Next LIE in this mailer: "4.7 million jobs that could be lost as a result of tax hikes on small businesses". This figure comes from an op-ed piece written by House minority leader John Boehner, who admitted to distributing bribes from Big Tobacco on the floor of the House. He says got the figures according to the methodology developed by Christina Romer, the chair of the Council of Economic Advisers in the Obama administration. She NEVER said such a thing, and he obviously he doesn't understand her methodology. What did she really say? "the current healthcare system does not work well for small businesses." "They pay about 18% more for comparable coverage than a big firm, and that puts them at a competitive disadvantage." "Healthcare reform is ABSOLUTELY aimed at easing those burdens." "The plan has a tax credit for small businesses." Lewin Group Vice President John Sheils admits 114 million would NOT lose their employer-sponsored coverage AND they wouldn't be forced into a government-run health plan. Rather, they would be able to choose between the government plan and other private options, through the exchange, and "they might very well be better off," he said. But not all of the firm's corrupt reports see the light of day. For example, a study for the Blue Cross Blue Shield Association was never released, Sheils said. "Let's just say, sometimes studies come out that don't show exactly what the client wants to see. And in those instances, they have [the] option to bury the study -- to not release it, rather," Sheils said. Join hundreds at Thursday's healthcare town hall, August 27, 7pm in the club house of the Valley Hi golf course, 610 south Chelton. http://csaction.org/TPs/TP_LAMEborn.html http://www.opensecrets.org/politicians/summary.php?cid=N00028133 http://www.washingtonpost.com/wp-dyn/content/article/2009/07/22/AR2009072203696.html http://www.sourcewatch.org/index.php?title=Lewin_Group http://waysandmeans.house.gov/News.asp?FormMode=release&ID=923 http://www.sourcewatch.org/index.php?title=Ingenix http://www.washingtonpost.com/wp-dyn/content/article/2009/07/22/AR2009072203696.html http://www.modernhealthcare.com/article/20090115/REG/301159956 http://www.youtube.com/watch?v=MAC2xeT2yOg
Views: 369 CSaction
Business Coach Melbourne: Brett Wright Air Conditioning and Electrical Services Testimonial
 
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http://www.moreprofitlesstime.com Brett Wright is the Managing Director of Air Conditioning and Electrical Services Pty Ltd has been attending the Business Essentials Series training and development group consulting program in Melbourne Australia. Brett is one of the many businesses that benefit from making more profit in less time with the training and tools we make available. The series is available both live and via a DVD program supported by CDs and work books, all of which will soon be available on iTunes and Amazon. Take care, take action and be relentless... Regards, John Millar Managing Director More Profit Less Time Pty Ltd Profit facilitator, Author, Business and Executive Consultant, Trainer, Professional Speaker Certified Business Trainer, Certified NLP Practitioner, Certified Guerrilla Marketing Practitioner Diploma of Management, Diploma of Human Resources Management, Cert IV TAE http://www.moreprofitlesstime.com “When results are guaranteed, procrastination becomes a wealth hazard.” More Profit Less Time. Book a Consultation Today! Contact: John Millar – Business Coach in Melbourne Phone: (03) 9975 7300 Address: Suite 3/333 Wantirna Road, VIC 3152 Australia Email: admin@moreprofitlesstime.com Website: http://www.moreprofitlesstime.com/
Views: 76 moreprofitlesstime
MARVEL CINEMATIC UNIVERSE IN CHRONOLOGICAL ORDER *FINAL EDITION*
 
02:53:24
In honor of Infinity War coming out, I made one last giant MCU timeline video, including everything from the movies to the TV shows to the short films. This is easily the biggest project I’ve ever worked on, so I really hope you enjoy! My podcast: https://www.youtube.com/channel/UCT1sLgsFaPKFLwi_C2KhHvA My Twitter: https://twitter.com/bhl_hudson My Instagram: http://instagram.com/bhl_hudson/ SUBSCRIBE: http://www.youtube.com/user/bhlhudson?sub_confirmation=1
Views: 61952 BHL Hudson
The Final Ascent | Critical Role RPG Episode 113
 
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Watch Critical Role Live Thursdays at 7pm PT on Alpha https://projectalpha.com, or Twitch at https://www.twitch.tv/geekandsundry Vox Machina, having made their final preparations, make their way to the top of the tower of Entropis. With special guest Joe Manganiello Thanks to our friends at Wyrmwood Gaming for sponsoring Critical Role! Check out their handcrafted goods at http://www.wyrmwoodgaming.com You can pick up Critical Role merch at http://shop.geekandsundry.com For more RPGs we love, go to http://bit.ly/GS_RPG Music and Sound by Syrinscape. https://store.syrinscape.com/what-is-syrinscape/?critatt Visit us on http://geekandsundry.com Subscribe to Geek and Sundry: http://goo.gl/B62jl Join our community at: http://geekandsundry.com/community Twitter: http://twitter.com/geekandsundry Facebook: http://facebook.com/geekandsundry Instagram: http://instagram.com/geekandsundry Google+: https://plus.google.com/+GeekandSundry/
Views: 439988 Geek & Sundry
Space Engineers - Rebalancing (Micro Update)
 
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Summary We have applied multiple changes regarding game-play balance. Main changes were in block and component costs, energy consumption and reactor outputs. Most of the basic blocks that you need early in the game now require only Fe, Si and Ni. More advanced blocks such as large ship blocks and weapons can additionally require Ag, Co, Mg. Moreover, the most expensive blocks will cost some U, Au and Pt. Additionally, a new tutorial has been added that offers instruction on how to fly a ship and use the three ship tools. You must use each ship to navigate through several chambers that demonstrate how to grind, weld and drill as well as how to stock a weld ship’s cargo and how to dock with connectors. Check out the latest Developers Notes where we share some info about the game’s development progress: http://forum.keenswh.com/threads/7366068/ We would also like to know your opinion/thoughts about the new changes that we are applying to the gameplay attributes and also about the tutorials. For that reason, we have created a new sub-forum where you can post your comments and send us your feedback: http://forum.keenswh.com/forums/feedback.423142/ Steam Discussions: - Balancing: http://steamcommunity.com/app/244850/discussions/11/ - Tutorial: http://steamcommunity.com/app/244850/discussions/12/ Features - rebalancing of systems and components - new tutorial scenario “Ship Flight & Tools” - added ON/OFF option as an action for button panel Fixes - fixed crash when loading world in edit mode - fixed wheel friction setting is reverted to 0 after reload - fixed LCD resetting when merging two ships together - fixed numbers in toolbar config filter triggers hotkeys - fixed crash when using jump drive - fixed jump drive is failing to jump attached grids - fixed client can't weld/grind when not in view of host - fixed small conveyor sorter has too small volume - fixed oxygen indicator missing in cockpit Balance changes - Batteries and Solar panels are now a good early game source of energy - be wary of darkness though! - Large ship thruster maximum thrust has been increased 3x - Power consumption has been increased 6x for all thrusters - Heavy armor is more expensive and tougher - Rounded armor component costs are more consistent with their volume - Power output has been increased 3x for all reactor variants - Increased maximum configurable friction on wheels - 100% is now 4x stronger - Wheel suspension-rotor torque has been changed to achieve better stability - Metal Grid is now an alloy made of Iron, Cobalt and Nickel - Gravity components now require 10 gold and 5 silver to be assembled - Detector components no longer require platinum to be assembled - Motors now only need Nickel and Iron to be assembled - Construction components now take 4 seconds to be assembled - Displays no longer require gold to be assembled - Computers now only require silicon and iron to be assembled - Jumpdrives now require Power Cells, Thruster Components and more Computers to be assembled
Views: 48858 LastStandGamers
A Show of Scrutiny | Critical Role | Campaign 2, Episode 2
 
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The newly formed party delves into their own investigation of the events at the carnival, while still wondering if they can trust the company they've found themselves in... Watch Critical Role Live Thursdays at 7pm PT on Alpha https://projectalpha.com, YouTube at https://www.youtube.com/geekandsundry, or Twitch at https://www.twitch.tv/geekandsundry Thanks to D&D Beyond for sponsoring this episode of Critical Role! Check out https://www.dndbeyond.com for all of your D&D digital toolset needs! You can pick up Critical Role merch at http://shop.geekandsundry.com For more RPGs we love, go to http://bit.ly/GS_RPG Follow the cast of Critical Role on Twitter! Ashley: https://twitter.com/TheVulcanSalute Laura: https://twitter.com/LauraBaileyVO Liam: https://twitter.com/VoiceOfOBrien Matthew: https://twitter.com/matthewmercer Marisha: https://twitter.com/Marisha_Ray Taliesin: https://twitter.com/executivegoth Travis: https://twitter.com/WillingBlam Sam: https://twitter.com/samriegel Visit us on http://geekandsundry.com Subscribe to Geek and Sundry: http://goo.gl/B62jl Join our community at: http://geekandsundry.com/community Twitter: http://twitter.com/geekandsundry Facebook: http://facebook.com/geekandsundry Instagram: http://instagram.com/geekandsundry Google+: https://plus.google.com/+GeekandSundry/
Views: 1524478 Geek & Sundry
The Sun Tree | Critical Role RPG Show Episode 28
 
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Check out our store for official Critical Role merch: https://goo.gl/BhXLst Catch Critical Role live Thursdays at 7PM PT on Alpha and Twitch: Alpha: https://goo.gl/c4ZsBj Twitch: https://goo.gl/D9fsrS Listen to the Critical Role podcast: https://goo.gl/jVwPBr Vox Machina sneaks their way into the town of Whitestone with the intent of inspiring revolution, but could not be prepared for the horrors that await them inside… For More On RPGs, go to http://bit.ly/GS_RPG A very special thanks to @CRTranscript and all the #critters for closed captions! Visit us on http://geekandsundry.com Subscribe to Geek and Sundry: http://goo.gl/B62jl Join our community at: http://geekandsundry.com/community Twitter: http://twitter.com/geekandsundry Facebook: http://facebook.com/geekandsundry Instagram: http://instagram.com/geekandsundry Google+: https://plus.google.com/+GeekandSundry/
Views: 1088503 Geek & Sundry