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Nov 12, 2013
Views: 12814 USOPM
Jeff Everson, chief sales officer, VSP Vision Care, and the hosts discuss how vision care is still in high demand and is available through numerous channels, including private exchanges. Jeff discusses trends in vision care and provide tips on how companies and their employees can make informed decisions about selecting their benefits.
Views: 175 HealthCare Consumerism Radio
While retirement plans funded from before tax wages are not exempt fica taxes, other employee benefits like health insurance and section 125 cafeteria excellent ways to cut your payroll liability 12 aug 2013 the idea of taking pre or deductions is that employers can often take major medical premiums out an what federal taxes but fica? And state income contributions act (which fund social subject fica, subtract only premium $50 get group term life on coverage up. However, term life insurance for health conscious men. What payroll deductions are allowed before calculating social common pre fica applying pretax to federal & state vsfinance what exempt from taxes but not lower fica? How does the tax exclusion for employer sponsored health insurance plans usually free bankrate. What are social security wages for fica tax? The balancefederal insurance contributions act tax wikipediahealth coverage guide by small business majority. Do you exercise 24 may 2017 health insurance premiums (medical, dental, and eye care) together, both halves of the fica taxes add up to 15. 65 taxes the amount of health insurance premium deducted from the employee's wages 29 dec 2014 health insurance premiums paid to 2. Percent, broken down as 12 jan 2017 but some types of payments are exempt from fica tax. Fica tax social security & medicare university payroll. Are withholdings for a cafeteria plan subect to fica? plans exempt from social security? Payroll taxes basic information all employers the balance. Health insurance premium reimbursements to employees better the tax treatment of health and out pocket expenses employee benefits internal revenue service. Employer contributions to employees' health insurance are treated like compensation the employer does not pay employer's share of fica tax on amounts premiums and oop expenses deductible only if they exceedemployer exceed14 dec 2016 government entities professionals retirement plans exempt bonds in general, federal state unemployment program provides an pays cost accident or plan for under law, may receive a subsidy 65 percent premium cafeteria include qualified medical, dental, vision, life, example, at time publication, employee group term life benefit is subject fica, subtract from 29 sep 2015 includes both social security medicare taxes. Googleusercontent search. Html url? Q webcache. Fica contributions are made directly from gross, or pre tax, wages. While retirement plans funded from before tax wages are not exempt fica taxes, other employee benefits like health insurance and section 125 cafeteria excellent ways to cut your payroll liabilitypaychex what deductions allowed calculating social smallbusiness. The worker was entitled to disability insurance; Employee business travel expenses reimbursed for how use section 125 plans save on health care premiums a cafeteria plan is type of employee benefit offered in the united states pursuant from qualifying as subject gross income exemption. Made toward a medical,
Views: 1 Uno Uno
A Marketplace hidden camera investigation reveals nursing home abuse and violence For breaking news on Twitter: http://bit.ly/1WjDyks Follow CBC News on Instagram: http://bit.ly/1Z0iE7O Download the CBC News app for iOS: http://apple.co/25mpsUz Download the CBC News app for Android: http://bit.ly/1XxuozZ »»»»»»»»»»»»»»»»»» For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
Views: 642310 CBC News
Trump Just fired 800 Gov’t workers and put 200 more on notice after uncovering sick thing they all did. President Trump is not only fixing the VA that Obama failed to do, but is making Obama’s corrupt VA officials pay the ultimate price for their negligence. In a clean sweep that happened in the overnight hours, it’s being reported that 500 VA employees have just been terminated and an additional 200 have been suspended for their shady conduct.
Views: 230299 GLOBAL News
HERE ARE SOME TIDBITS THAT I FORGOT TO MENTION: When an employee elects pre-tax for their insurance premiums, it applies to life, dental, and health. By electing pre-tax you are locking yourself into your coverage (insurance) elections for that calendar year. Dependent care allows for child care up to age 13. You can only claim for reimbursement for services while you are participating/contributing to the account. We often have terminated employees that try to get reimbursed for services after their termination date. You can only change your elected amount if you have a qualifying event; marriage, divorce, birth, etc. FLEXIBLE BENEFITS PLAN CHANGE FORM: https://drive.google.com/file/d/0B6bA9LFa-kaJdUEtcmtpWXFScnM/view ENROLLMENT FORM (BLUE SHEET): https://drive.google.com/file/d/0B6bA9LFa-kaJWndwamdCZXpjWTQ/view MEDICAL REIMBURSEMENT AND DEPENDENT CARE ACCOUNT CLAIM FORM: https://drive.google.com/file/d/0B6bA9LFa-kaJNURoRWVOd2xoNms/view FULL FLEXIBLE BENEFIT PLAN BOOK: https://drive.google.com/file/d/0B6bA9LFa-kaJdWdOcnp0c2lmbXM/view EGI TRAINING VIDEO ON FLEXIBLE BENEFITS: https://www.youtube.com/watch?v=tQOI_9tyhG8 If you have questions, please contact Deb at EGI: Debra Vaughan phone: 307-777-8646 email: firstname.lastname@example.org OR, you can always ask me as well... I have a pretty firm grasp of the details now! :) email@example.com
Views: 1019 Matthew Nagy
Aflac Vision Now is complete vision insurance. It helps provide coverage for basic benefits you'd expect, like eye exams and prescripition glasses or contacts lenses, but it also pays cash benefits for eye diseases/disorders, eye surgeries, and even permanent visual impairment. Key Features: -Three Vision Correction Benefit options – Applicants can choose the benefit amount and frequency that best meet his/her needs. -Comprehensive eye-care benefits – Pays benefits for eye surgeries, specific eye diseases/disorders, and permanent visual impairment. -No provider network – Policyholders have the freedom to choose any eye-care provider. -No coordination of benefits – Benefits are paid regardless of any other insurance.
Views: 46 AFLAC DFW
TO USE OR PRINT this presentation click : http://videosliders.com/r/1248 ============================================================== Health Savings Accountsfor Small Business Owners and Employees U.S. Small Business Administration, and Department of the Treasury Washington, DC 2008 ,HSA Overview What is a Health Savings Account? A tax preferred account owned by an individual and used to pay for current and future medical expenses. HSAs are used in conjunction with an HSA-eligible Health Plan HSAs are funded by deductible individual contributions. In addition, employers may contribute to employees’ HSAs. ,Advantages of an HSA Ownership - Account funds remain from year to year (similar to an IRA). There are no ‘use it or lose it’ rules for HSAs. Tax Deductions – Individual contributions to an HSA are deductible even if you don’t itemize. For employers, contributions are excluded from income and wages. Savings – You can save the money in your account for future medical expenses and grow your account through tax free investment earnings. Flexibility– You can use the funds in your account to pay for current medical expenses that your insurance plan may not cover, or choose to save the money for future needs, such as: Health insurance or medical expenses if unemployed Medical expenses after retirement (before Medicare) Out-of-pocket expenses when covered by Medicare Long-term care expenses and insurance ,Advantages of an HSA Portability – You can keep you HSA even if you change jobs, change medical coverage, or become unemployed. HSAs are an inheritable asset. Affordability – You should be able to lower your health insurance premiums by switching to higher deductible coverage. Security – Your HSA eligible insurance and HSA protect you against high or unexpected bills. Control – You make all the decisions about: how much you contribute whether to pay current expenses with the account or save for future expenses which medical expenses to pay for with the account which company will hold the account investing decisions for the money in the account. ,Who Is Eligible for an HSA? Any individual that: Has an HSA eligible health plan Is not covered by other health insurance, with a few exceptions: Insurance for a specific disease/illness, accident, disability, dental, vision and long-term care Employee Assistance Programs, disease management program or wellness program that do not provide significant health benefits Drug discount cards Eligibility for VA Benefits (Unless you have received VA health benefits in the last 3 months) Is not enrolled in Medicare Can’t be claimed as a dependent on someone else’s tax return No limits exist on income for who may contribute to an HSA No requirement exists for having earned income to contribute to an HSA ,What Is an HSA Eligible Plan? The following table shows the minimum annual deductible and out-of-pocket expenses for HSA eligible plans for 2008 and 2009. Plans may provide preventive care benefits without a deductible or with a deductible below the minimum annual deductible. Examples include, but are not limited to: Periodic health evaluations and immunizations Routine prenatal and well child care Tobacco cessation and obesity weight-loss programs. Plans can have higher out-of-pocket for non-network services All covered benefits must apply to the plan deductible, including prescription drugs ,HSA Contributions Contributions made by an Employer: Are excludable from the employee’s wages and not subject to FICA or other federal taxes, and in most cases, state and local taxes Are not taxable to the employee (excluded from income and wages) Must be “comparable” for all employees participating in the HSA, else there will be an excise 35% tax Contributions made by an Individual: Are an “above-the-line” deduction Can be made by others on behalf of the individual and deducted by the individual Individuals can make a one-time transfer from their IRA to an HSA, subject to the contribution limits applicable for the year of the transfer Maximum contribution for 2008 is $2,900 for in
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Under the affordable care act, amount your employer spends on premiums now that healthcare reform is law of land, it's time to think about how it will affect taxes. Jan 2017 the issue of making employer provided health benefits into taxable income has been around for a long time in care debate 17 mar 2009 i know no serious observer who is happy with state u. Federal liberals eye tax on private health and dental plans, a move how are ltc insurance premiums benefits taxed? Do you ever owe taxes taxation of tony novakhealth coverage guide by small business majority. Anything above the cap becomes part of your taxable income. Employee benefits taxable or not? Tax on company other you'll pay tax are employer paid health taxable? Proformative. Sthe current system is marked by a set 21 jul 2015 with new health benefit options available, i often receive questions about tax free vsto help answer this common for other group benefits such as extended care, vision dental employer paid life insurance premiums are taxable to the employee, 6 dec 2016 according joint committee on taxation analysis 2007, average savings exclusion fuels growing cost of care. You may also be able to claim health insurance what company benefits you'll pay tax on, eg cars, low interest the cost of premiums if your employer pays for medical in jan 2014, as a result obama care; Employer paid will taxable fringe benefit. Benefits internal revenue service 14 dec 2016 the benefits are subject to income tax withholding and employment taxes. Deducting health insurance on income tax return the balance. Are health insurance benefits considered income by the irs how healthcare reform has changed way you pay taxes gop looks at making employer into taxable. I'm looking at it from the perspective of increased tax health insurance is not taxable income, even if your employer pays for. The taxation of employee health care benefits forbestaxable insurance contributions zane benefitstrue life & nytimes. Who is actually paying when the employer makes a contribution to benefit 2 dec 2016 employee sponsored health care tax exemption being most benefits are taxed for example, life insurance paid by 19 mar 2014 as boomers retire, long term and how it's growing in contract treated an accident. Tax season seven most common taxable benefits explained how does the tax exclusion for employer sponsored health private services plan premiums canada. However, the cost of health insurance benefits must be included in 2 mar 2017 quebec, premiums for and dental are also considered a taxable benefit. Do va benefits count as medical insurance coverage under obamacare? . Under the affordable care act, for fsas under a 4 mar 2014 critical illness insurance coverage are considered taxable benefits by of your extended health care, dental plan, short term disability (std) employer paid premiums exempt from federal income sponsored (esi) reduces income, it is replacing esi exclusion with tax credit would equalize 8 dec 20
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Big businesses are getting even bigger thanks to a rise in corporate mergers. John Oliver explains why that could make you want to physically destroy your cable box. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 5644349 LastWeekTonight
Thom speaks with caller Carl, who asks why members of Congress take health care and other benefits that they refuse to provide to all Americans. ****** ABOUT THE PROGRAM The Thom Hartmann Program is the leading progressive political talk radio show. Join Thom for political news and comment about Government politics, be it Liberal or Conservative, plus special guests and callers to the program. ****** AUDIO PODCASTS Audio podcasts of the program are available on subscription at http://www.thomhartmann.com/podcast ****** THOM AS AN AUTHOR Thom has written and co-written a wide range of books. Explore his books here: http://amzn.to/2hS4UwY ****** MORE ABOUT THOM: Website: http://www.thomhartmann.com Thom on Amazon: http://amzn.to/2hS4UwY Daily Blog: http://www.thomhartmann.com/thom/blog Facebook: http://www.facebook.com/ThomHartmannProgram/ Twitter: http://www.twitter.com/thom_hartmann Instagram : http://www.instagram.com/Thom_Hartmann Subscribe to Thom's You Tube Channel : http://www.youtube.com/subscription_center?add_user=thomhartmann ****** Amazon links are affiliate links
Views: 1289 Thom Hartmann Program
Welcome to http://www.alphadentalplan.com/, specialized in getting back your healthy smile with its extensive ranges of dental insurance plans. We offer eye popping discounts on our services and opportunities to choose from up to 107,000 dental access points. You are free to make payment monthly, quarterly and annually basis. Visit the site right now to compare dental plans and decide which dental plan suits your needs and budget.
Views: 21 Gertrude Cooper
State and local governments offer large financial incentives to attract employers to their part of the country. John Oliver explains what communities get, or often don't get, in return. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 5834155 LastWeekTonight
A California father's outrage is on full view as he's told his entire family is to be booted from an overbooked Delta flight. A flight attendant actually told the Orange County couple that their kids could be taken away if they didn't surrender their seats. "You'll be committing a federal offense," the attendant said in cell phone video of the incident. "You and your wife will be in jail and your kids will be put in foster care." It happened aboard a flight from Hawaii to Los Angeles last month.
Views: 5243245 Inside Edition
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Views: 195 Luis Baez
California’s Division of Occupational Safety and Health is the states OSHA approved plan, also known as Cal/OSHA. Cal/OSHA oversees the safety of their vast and diverse workforce by setting and enforcing standards, providing outreach assistance, and issuing permits, licenses, certifications, registrations, and approvals. For companies that go above and beyond in setting safety excellence, Cal/OSHA promotes applying for the California Voluntary Protection Program, or Cal/VPP. Companies that come into this partnership receive many benefits, including reduced regulatory oversight, increased productivity, improved partnership with government, and better employee retention. The Voluntary Protection Program is designed to recognize employers and their employees who have implemented safety and health programs that effectively prevent and control occupational hazards. These programs go beyond Cal/OSHA standards and provide the best possible protection at the site. Companies that are in the VPP are considered to be leaders in the field of workplace safety and health, and are exempt from Cal/OSHA programmed inspections. There are 6 major requirements for those wanted to be considered for this status: • Management Commitment • Employee Involvement • Worksite Analysis • Hazard Prevention & Control • Health and Safety Training • Continual Improvement Any employer in the state can apply. After the application, designated representatives will verify the requirements with an onsite evaluation. To ensure that your company is meeting the requirements of Cal/OSHA, employee training is a must. Since regulations in the state approved plan goes beyond federal osha, get state specific Cal/OSHA Training, available at OSHAcampus. This 10-hour, online course will guide you through the California specific regulations that your team needs to know in order to exceed compliance and achieve VPP status! Learn more here. http://www.oshacampus.com/calosha-training/calosha/ Have any more questions? Visit www.oshacampus.com, or you can contact us at Call 888-360-8764 To connect with us, visit: Facebook: https://www.facebook.com/oshacampus Google+: https://plus.google.com/+OSHACampus-com Twitter: https://mobile.twitter.com/oshacampus Youtube: https://www.youtube.com/user/OSHACampus360 Instagram: https://www.instagram.com/oshacampus_com/
Views: 33 OSHAcampus.com
How to Conduct Effective Interviews & Questions to ask and not to ask when Interviewing Candidates http://turnkeydoc.com/human-resources/recruiting-staffing/interviewing/ Interviews are a critical part of the hiring process. But many managers don’t know how to conduct an interview well or lack effective interviewing skills. Here’s some advice. First Stick to an interview Structure. This sets up the parameters of the interview, keeps you both focused, be sure to manage your time accordingly. 1. Give a brief description of the company. 2. Outline the job duties. 3. Ask the applicant interview questions. 4. Give the candidate an opportunity to ask you questions. Try not to talk too much. Talking about 30% of the time is a good rule of thumb. Watch nonverbal signals. Eye contact, appropriate dress, and self-confidence can tell you a lot about the sincerity and professionalism of your potential interview candidate. For example, is the candidate sitting comfortably yet upright in his chair? Slouchy posture speaks loudly about sloppy work and low self-esteem. Interviewing can tell you alot about a candidate, so pay attention to these signals Try not to be too “chummy”. Keep all your interview questions job-related. If you spend the interview chatting, you may make a hiring decision because you liked the candidate versus whether the person is truly qualified for the job. When interviewing Prepare for the interview . Come up with interview questions in four categories: fact-finding, creative-thinking, problem-solving and behavioral. Here are some examples: Tell me about your most challenging and least challenging job. Tell me about a job you liked the most and least and why. Tell me about a time when you tried to do something and failed. Where do you see yourself in five years? What things are most important to you in a work situation? Describe some situations in which you have worked under pressure or met deadlines? What qualifications do you have that you feel would make you successful here? Why are you leaving your present job? In your last position, what were the things that you liked the most or least? Tell me about your most significant accomplishment? If I spoke to your previous employer, what would he/she say are your greatest strengths and weaknesses? What motivates you the most? Describe what you feel would be an ideal work environment? Equal Employment Opportunity Commission guidelines, as well as federal and state laws, prohibit asking certain questions of a job applicant during the interview. Be sure to avoid asking about the candidate: Age National Origin or Race, this includes asking where they were born or where their family is from Religion Marital Status, including asking if they have or intent to have children Mental History or Medical Information. Under the Americans with Disabilities Act, employers may not ask about the existence, nature, or severity of a disability or health condition. Be sure while interviewing not to ask about these subjects The following acceptable alternative interview questions can be asked on the application or the interview, but be careful if you ask them incorrectly you can easily find yourself in a sticky situation. So only use these if you have a bonafide reason to ask. Do you have any responsibilities that conflict with the job’s attendance or travel arrangements? Are you able to work in the United States on an unrestricted basis? Are you able to perform the duties on the job description with or without reasonable accommodations? If hired, can you provide proof that you are at least 18 years of age? Do you have any conflicts that would prevent you from working the schedule discussed? What languages do you speak fluently? Would you have any problem working overtime, if required? Would anything prohibit you from making a long-term commitment to the position? For more tips on how to screen resumes, conduct phone & live interviews or background checks visit us at www.turnkeydoc.com For more free video tips, Subscribe to our youtube channel to sample our “how to” video library http://youtu.be/M0zyf05GlIg https://plus.google.com/u/0/b/107057463999675049074/107057463999675049074/about Facebook: https://www.facebook.com/pages/Turn-Key-Doc/298240720333688 Twitter: https://twitter.com/turnkeydoc/ Youtube Channel: https://www.youtube.com/channel/UC8LlHO8tJf-w-BmhdJobdCw Conduct Effective Interviews Interview Questions
Views: 78651 Turn Key Doc
Young Worker Abuse Video Clip The following facts are from articles that appeared in The Age, The Herald Sun and The Daily Telegraph newspapers and press releases from the Australian Council of Trade Unions and the Australian Manufacturing Workers Union. The articles are listed at the end of the transcript. "KNOW WHERE YOU STAND?" "The Federal Government's Industrial Relations reforms have given employers the power to exploit working Australian children." "Young workers are at a disadvantage as they lack the ability to properly negotiate wages and conditions with their employers." "FACT: Children as young as 14 years old have been pushed onto Federal Government approved AWA individual contracts that reduce pay by abolishing or modifying conditions and entitlements." "FACT: Young workers are vulnerable to exploitation and are often bullied or discriminated against if they refuse to sign an individual contract." "FACT: A South Australian report titled 'Dirt Cheap and Disposable' revealed: 36% of young workers were pressured to work overtime without pay 43% were pressured to work while sick 42% were forced to work through meal breaks 22% were fired for reasons that they felt were unfair (and) 25% were bullied at work" "FACT: Every month, more than 2000 young workers are being forced onto AWA individual contracts." "Australian Workplace Agreements encourage child abuse by making it legal for employers to increase their profits through the exploitation of young workers" "FACT: There are documented cases of young workers earning as little as $3 per hour." "FACT: A recent court case found that 22 young workers at a juice bar in Sydney had been underpaid by as much as 75% after losing their weekend and penalty rates." "FACT: Many workers in bakeries and fast food outlets have seen their wages fall by up to 25%." "FACT: A popular restaurant chain illegally underpaid its employees and those who suffered injuries such as electric shocks and burns were told not to tell the doctor that they received the injuries at work." "Young employees are more likely to sustain serious injuries at work than older employees but very few make a claim for compensation." "FACT: Last year, nearly 30,000 young Victorians said they experienced a "work-related injury or illness," yet only 2952 lodged a WorkCover claim." "FACT: Data from WorkSafe Victoria shows that nearly 3400 Victorians aged under 25 were admitted to hospital over the past three years." "FACT: Of those young Victorians admitted to hospital, 767 suffered a major cut or open wound, 236 had a limb or fingers amputated and 105 suffered severe burns." "FACT: When young workers are intimidated by their employers they are reluctant to report workplace hazards increasing the risk of injury to themselves and others." "The workplace relations system, KNOW WHERE YOU STAND?" 'Government Plan to Reduce Apprenticeship Skills', AMWU Website, 23 November 2006 ''2007 AEU Federal Conference Address', Address by AMWU National Secretary Doug Cameron to Australian Education Union Federal Conference', AMWU Website, January 16, 2007 'Ban Individual Contracts For Under 20s', ACTU Website, 18 August 2005 'Report Supports ACTU Call To Ban Individual Contracts For Young Workers', ACTU Website, 8 September 2005 'Fed Govt Fails To Protect Young Workers From Sham Contracting', ACTU Website, 28 August 2006 'Kids Under 15 Years Old Are Signing Individual Contracts Under IR Laws', ACTU Website, 19 October 2006 'Young workers and women losing out under new IR laws says ACTU', ACTU Website, 23 February 2007 'Federal Government voting rule changes could rob young workers hurt by IR laws of their vote', ACTU Website, 16 April 2007 'Loss of protection from unfair dismissal is the key to abuse of young workers: ACTU', 9 July 2007 'Howard Government workplace watchdog approves $3 an hour wage for young worker: fundamental flaw in IR laws exposed', ACTU Website, 3 August 2007 ''Fairness test' farce is not protecting young workers from unfair IR laws says ACTU', ACTU Website, 17 August 2007 'Workers in cafés, shops & bars have lost up to 1/3 of their pay under WorkChoices: new report', ACTU Website, 13 September 2007 'Young workers' rights', The Daily Telegraph, 13 August 2007 'Pub fined for forcing worker on to AWA', Herald Sun, 19 September 2007 Catalano, C. 'Young suffer bad injuries in silence', The Age, 15 September 2007 Dryden, J. 'Boss ignores warning and teen's eye damaged', The Age, 15 September 2007 Written, Filmed, Edited, Produced and Directed by Adam Basile. Extra keywords: Labor Federal Election 2007 Liberal Fascist Dictator Dictatorship Totalitarian Democracy Democratic Worker Labour Labourer Censorship Slavery Exploitation Union Boronia Grass Roots Campaign Anti Establishment Politicians Police Local State Federal Government Kevin Rudd Julia Gillard Australianlabor
Views: 7762 WordMadeFlesh
If you are a mission-driven health care professional with education debt, learn more about the Indian Health Service (IHS) Loan Repayment Program. It provides up to $20,000 a year toward qualified health profession education loans in exchange for a two-year commitment to work at an IHS, Tribal or Urban Indian program facility.
Views: 1374 IHSgov
Fewer and fewer people are able to count on having a pension in retirement. According to The Washington Post, 39% of private sector workers In 1980 had a pension. In 2015, only 15% of private sector workers could count on a pension for income during their retirement. So chances are you won't be able to count on a pension for a source of income in your retirement years. Financial experts Joe Anderson and Alan Clopine give you strategies to save for retirement even if you don't start saving until you are 50 years-old. Important Points: (1:00) - Financial Focus (2:06) - Frozen Pension Plans: You can't rely 100% on pensions anymore (4:05) - The Wobbly 3-Legged Stool of Retirement (4:39) - Social Security Eligibility (5:20) - When to take Social Security? (6:20) - Why waiting longer to take Social Security is a good strategy (8:50) - True or False? According to the Social Security Administration, the Trust Fund is projected to last until 2035. Accordingly, it's best not to include any Social Security payments in your retirement plan. (10:55) - Countdown to Retirement (12:20) - Boosting your Savings: How much can a 50-year-old save if they want to get serious about their future? (14:26) - How to Boost Your Retirement Savings (16:00) - The importance of retiring later…especially without a pension (17:10) - Reasons to Work Part-Time in Retirement (18:25) - True or False? Most people inherit money from relatives, so that money should be factored into their retirement plan. (19:34) - Accessing Your Home Equity in Retirement (20:35) - Email Question #1: My husband is 72 and I am 51. If I don't reach retirement age before he passes away, will I still be able to claim his social security benefits? (21:46) - Email Question #2: I'm 54 years-old and playing catchup on building up my retirement funds. How should I account for inflation when estimating how much money I will need in retirement? (23:31) - Email Question #3: I have the chance to take a job that pays 15% less than the salary I currently make, but it comes with a pension and free health care for the rest of my life if I stay at the job for a decade. How can I determine if the cut in income is worth the other benefits? Broadcast Date: September 17, 2017 If you would like to schedule a free assessment with one of our CFP® professionals, click here: https://purefinancial.com/lp/free-assessment/ Make sure to subscribe to our channel for more helpful tips and stay tuned for the next episode of “Your Money, Your Wealth.” https://www.youtube.com/subscription_center?add_user=PureFinancialCFP Channels & show times: http://yourmoneyyourwealth.com https://purefinancial.com IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
Views: 8053 Pure Financial Advisors, Inc.
Sick time regular staff employees, academic paid sample massachusetts earned policy accrual mass. Of a pregnant woman, can take unpaid time off to attend up two antenatal appointments cda has included information in its new 2015 sample employee manual that dentists use notify their employees about the changes paid sick leave if my employer already had plan could for using part of day go doctor's appointment? . Professionalism i have sick leave for an appointment that got agency policy only half day of inside the news. Finally, time off work with pay for medical and dental appointments is not to be the use of this code limited leave other reasons as i have sick an appointment that got cancelled. Gov policy leave personal sick url? Q webcache. Employees may be required to provide reasonable documentation of an absence from work for which sick time is or will used (e. Community service personal sick leave opm. Googleusercontent search. Apr 2011 28 17 effective april 1, 2011, time off for medical and dental if i attend my child's or appointment, can use sick leave credits? . I'd used some sick leave for the time off from work today a dentist appointment, but i got call this technically you can use your at discretion (for federal agency deny person 8 hours of leave? Of course they it if have medical appointment 9 am that lasts until 10 suppose go and filling dentist, or wait becomes more than 1 hour unless there is problem with an employee's leave, don't know why Community service personal opm. Community service does going to dentist fall under sick leave? Mybroadband. Time & attendance frequently asked questions everything you need to know about paid sick leave notice and medical certificates carer's fair rules not so simple do employees have a right time off attend doctor or dentist law california department of industrial guidelines for dental appointments. An employee is entitled to use sick leave when he or she of accrued accumulated that an can for his her agency may require employees request advanced approval medical, dental, 1 apr 2014 you if need take time off from work due your own mental physical illness, injury health condition, obtain medical diagnosis, treatment preventive care. Paid sick leave are you ready for the july 1, 2015 deadline how medical appointments, leave, make up time relate off personal and dental appointments canada. That includes doctor, dentist and eye doctor appointments thanks wish you were my boss then. Legally if it is unbearable and i do make a appointment at dentist for the root canal, will that fall under 9 dec 2016 purposes of this guide memo, all these types employees be sick time may used medical dental appointments 1 jul taken doctor or appointments, employee should notify his her manager least one week before scheduled. What you need to know about paid sick days. Attend routine medical and dental appointments for themselves or their child, parent, spouse, uses beyond one hour, employees can use sick time q
Views: 32 Tred Tred
Senator Rand Paul attended the Senate Committee on Health, Education, Labor and Pensions hearing on the nomination of P. David Lopez to serve as General Counsel and Charlotte Burrows to serve as a member of the Equal Employment Opportunity Commission. "You don't feel any guilt?" "How do you show up to work?" Check out Rand Paul's website here▼ http://www.randpaul.com/ Like Rand Paul on Facebook▼ http://www.facebook.com/RandPaul Follow Rand Paul on Twitter▼ http://twitter.com/RandPaul Follow Rand Paul on Instagram▼ http://instagram.com/drrandpaul/ Donate to Rand Paul▼ http://secure.randpaul.com/?sr=youtube Get Rand Paul Gear▼ http://store.randpaul.com/ A Short Bio on Rand Paul Senator Rand Paul, M.D. is one of the nation’s leading advocates for liberty. Elected to the U.S. Senate in 2010, Dr. Paul has proven to be an outspoken champion for constitutional liberties and fiscal responsibility. As a fierce advocate against government overreach, Rand has fought tirelessly to return government to its limited, constitutional scope. A devoted husband and father, Dr. Paul and his family live in Bowling Green, Kentucky, where Rand owned his own ophthalmology practice and performed eye surgery for 18 years. As a hard-working and dedicated physician--not a career politician--Rand Paul came to Washington to shake things up and to make a difference. Dr. Paul has been married for 24 years to Kelley Ashby Paul of Russellville, Kentucky, and together, they have three sons: William, 21; Duncan, 18; and Robert, 15. He regularly volunteered to coach teams for each of his three sons in Little League baseball, soccer, and basketball. Rand and Kelley are both devout Christians and are active in their local church. Rand is the third of five children born to Carol and Ron Paul. He grew up in Lake Jackson, Texas and attended Baylor University. He graduated from Duke Medical School in 1988. Dr. Paul completed a general surgery internship at Georgia Baptist Medical Center in Atlanta and completed his residency in ophthalmology at Duke University Medical Center. Upon completion of his training in 1993, Rand and Kelley moved to Bowling Green to start their family and begin his ophthalmology practice. In 1995, Rand founded the Southern Kentucky Lions Eye Clinic, an organization that provides eye exams and surgery to needy families and individuals. Rand is a former president and 17 year member of Lions Clubs International, which is dedicated to preserving sight by providing eyeglasses and surgery to the less fortunate around the world. In recognition of his outstanding and sustained efforts to provide vision care to Kentuckians in need, Lions Clubs International has awarded Rand many of its highest commendations. A large part of Rand's daily work as an ophthalmologist was dedicated to preserving the vision of our seniors. In 2002, The Twilight Wish Foundation recognized Rand for Outstanding Service and Commitment to Seniors. During his free time, Dr. Paul performs pro-bono eye surgeries for patients across Kentucky. Additionally, he provides free eye surgery to children from around the world through his participation in the Children of the Americas Program. Most recently, he traveled to Guatemala on a medical mission trip with the University of Utah's Moran Eye Center. During the week over 200 patients, many of them blind with cataracts, had their vision restored by Dr. Paul. Dr. Paul's entrance into politics is indicative of his life’s work as a surgeon: a desire to diagnose problems and provide practical solutions, whether it be in Bowling Green, Kentucky or Washington, D.C. Randal Howard "Rand" Paul (born January 7, 1963) is an American physician and politician from Kentucky. In office since 2011, Paul currently serves in the United States Senate as a member of the Republican Party. He is also a trained ophthalmologist, and is the middle son of former U.S. Representative and physician Ron Paul of Texas. Born in Pittsburgh, Pennsylvania, Paul attended Baylor University and is a graduate of the Duke University School of Medicine. Paul began practicing ophthalmology in 1993 in Bowling Green, Kentucky, and established his own clinic in December 2007. Paul has been considered a supporter of the Tea Party movement, and a vocal critic of the Federal Reserve System. He has opposed NSA mass surveillance of Americans and supports reduced government spending and taxation. He describes himself as "100% pro-life" and has cosponsored legislation for equal protection of the right to life from conception. Paul officially announced his candidacy for the 2016 U.S. presidential election on April 7, 2015.
Views: 1723 Rand Paul
There are very few government checks on what America’s sweeping surveillance programs are capable of doing. John Oliver sits down with Edward Snowden to discuss the NSA, the balance between privacy and security, and dick-pics. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 18216603 LastWeekTonight
After one of the craziest days in Donald Trump’s presidency, Jimmy delivers a message to those who voted for him and presents a plan that could solve all of our problems. Baby Bachelor in Paradise – Episode 2 https://youtu.be/6LQE6vLpXG8 SUBSCRIBE to get the latest #KIMMEL: http://bit.ly/JKLSubscribe Watch Mean Tweets: http://bit.ly/KimmelMT10 Connect with Jimmy Kimmel Live Online: Visit the Jimmy Kimmel Live WEBSITE: http://bit.ly/JKLWebsite Like Jimmy Kimmel on FACEBOOK: http://bit.ly/KimmelFB Like Jimmy Kimmel Live on FACEBOOK: http://bit.ly/JKLFacebook Follow @JimmyKimmel on TWITTER: http://bit.ly/KimmelTW Follow Jimmy Kimmel Live on TWITTER: http://bit.ly/JKLTwitter Follow Jimmy Kimmel Live on INSTAGRAM: http://bit.ly/JKLInstagram About Jimmy Kimmel Live: Jimmy Kimmel serves as host and executive producer of Emmy-winning "Jimmy Kimmel Live," ABC's late-night talk show. "Jimmy Kimmel Live" is well known for its huge viral video successes with 5.6 billion views on YouTube alone. Some of Kimmel's most popular comedy bits include - Mean Tweets, Lie Witness News, Jimmy's Twerk Fail Prank, Unnecessary Censorship, YouTube Challenge, The Baby Bachelor, Movie: The Movie, Handsome Men's Club, Jimmy Kimmel Lie Detective and music videos like "I (Wanna) Channing All Over Your Tatum" and a Blurred Lines parody with Robin Thicke, Pharrell, Jimmy and his security guard Guillermo. Now in its fifteenth season, Kimmel's guests have included: Johnny Depp, Meryl Streep, Tom Cruise, Halle Berry, Harrison Ford, Jennifer Aniston, Will Ferrell, Katy Perry, Tom Hanks, Scarlett Johansson, Channing Tatum, George Clooney, Larry David, Charlize Theron, Mark Wahlberg, Kobe Bryant, Steve Carell, Hugh Jackman, Kristen Wiig, Jeff Bridges, Jennifer Garner, Ryan Gosling, Bryan Cranston, Jamie Foxx, Amy Poehler, Ben Affleck, Robert Downey Jr., Jake Gyllenhaal, Oprah, and unfortunately Matt Damon. Jimmy Kimmel's Plan to Save Us from Trump https://youtu.be/t16xYMSyMXU
Views: 5603369 Jimmy Kimmel Live
May i use sick leave to take a family member medical opm. That includes doctor, dentist and eye doctor appointments may be used for the same purposes [i. Community service what you need to know about paid sick days. How much sick leave is reasonable to use? Ask a manager. Sick leave may be used for medical examinations and during the period of intent opm's regulations governing use sick family care is to allow an employee provide physical other assistance a using attend doctor's appointment. How medical appointments, sick leave, make up time relate. Community service cssny pages paid sick days faq url? Q webcache. In california, is an employee entitled to use sick leave for doctor's i'm exempt can my employer deduct pto appointments? . For paid sick leave] and under the same conditions [i. Community service california paid sick leave department of industrial what ca employers need to know about the new law everything you personal opm. Dec 7, 2012 some people have weekly or biweekly medical appointments for is it wrong to take a sick day when you're not really sick? Can i ask my you are herehelpful toolsmanaging stafftime & attendance frequently asked questions. Massachusetts attorney general issues final sick leave regulationsa to z teacher stuff forums. Time & attendance frequently asked questions does your workplace handle doctors appointments? Macresource. Using sick leave for a doctor's appointment, an employer can require the employee to take at least two hours of leave, but otherwise determination how much time is needed left nov 7, 2014 it be used illness (mental or physical), injury, appointments including preventative care, care child spouse, entitled use when he she accrued accumulated that his her own personal medical needs. Also 5 of our 10 sick days can be normally doctor's appointments, including appointments for tests, are taken on a person's if you have scheduled appointment procedure that requires necessary, ramp up hours worked around the appointment; If is not employee eligible to use available leave benefits duration sep 14, 2006 note one personal day provided per year allow ill, or who has appointment, vacation in half increments. Using sick leave to attend a doctor's appointment. In addition, under the plan, a salaried employee's leave balance will (1) employers must allow use of accrued sick following (g) for family members' health care appointments when presence and medical act parental purpose amount allowed to be used addressed in employer's can two jointly employ one employee? When per diem or on call employees leave? To work that day but only part shift because he has doctor's appointment scheduled halfway through jun 30, 2017 time off doctor is required all california paid appointments, state law requires it. One incremental step at a time. You need to know about paid sick days. Apr 1, 2014 you can use sick leave if need to take time off from work due your own mental or physical illness, injury health condition, obtai
Views: 39 Question Bank
Dr. Evan Adams (Smoke Signals) narrates Implementing the Vision: BC First Nations Health Governance, an evocative documentary explaining issues in First Nations health and the efforts to address them. The film describes the plan by BC First Nations, in partnership with federal and provincial governments, to change health care systems in British Columbia. Told in four parts, the film uses interviews in a story-telling approach to a complex and fascinating history and the move to improve First Nations health that is unfolding in BC today.
Views: 9757 fnhealthcouncil
This 90-minute webinar covered the topic of behavioral health as a key component of medical home service delivery. This webinar provided concrete examples of how and where to best serve people with behavioral health disorders in the medical home continuum. Bi-directional integration came alive as the panelists shared their accounts of their efforts to embrace integration. The presenters were experts in the following behavioral health settings 1) primary care setting integration with behavioral health services; 2) behavioral health setting integration with primary care services; 3) behavioral health setting integration with private primary care practitioners; 4) and behavioral health setting becoming a federal qualified health center offering integrated services. These presenters spoke of their experiences and address issues such as their organizations' readiness for change, the process of integration, opportunities that have come with integration and challenges they have faced. The webinar is part of the CODI Building Blocks Webinar Series. The Building Blocks Webinar Series is designed to address SAMHSA's Strategic Initiatives through providing expert guidance on co-occurring disorders systems, services integration, and implementing evidence-based practices. Topics include • Criminal Justice • Healthcare Reform • Violence and Trauma • Behavioral Health Workforce (in primary and specialty care setting) • Data and Outcomes • Creating Co-Occurring Disorder Services and Support: Recovery-Oriented Systems of Care Archived webinars can be found at http://coce.samhsa.gov.
Views: 6155 SAMHSA
NEW: "AREA 51 | TOP SECRET. UFO DOCUMENTARY 2018" https://www.youtube.com/watch?v=hvYtjv4gT3M --~-- SYFY UFO DOCUMENTARY 2016 - TOP SECRET MILITARY BASES. Exploring the governments top secret military facilities, Such as warehouse 13, Area 51, civilian experiments, alien interviews and more. ▶️UFO Documentary 2017 - UFOS THE UNDENIABLE TRUTH Here: https://www.youtube.com/watch?v=3sRmCrlV1WU ▶️WATCH ALIEN LIFE BEYOND OUR SOLAR SYSTEM | Space Documentary 2016 - https://www.youtube.com/watch?v=PK0srp1aZt0 ▶️Watch ANCIENT ALIENS | Return of the Anunnaki God Kings ♚ Full UFO Documentary - HD https://www.youtube.com/watch?v=3Iz9laaRLZ0 ▶️Watch ANCIENT ALIENS | The Alien Greys - YouTube UFO Documentary 2016. - https://www.youtube.com/watch?v=Bvb8lJ7V2qg&t=9s ▶️ANCIENT ALIENS | MAYAN PROPHECIES OF THE 5TH SUN Click Here: https://www.youtube.com/watch?v=QdLY_IrVAMc ☑️Free Subscribe: https://goo.gl/Mj05m6 ☑️Latest videos: https://goo.gl/FqMslm ☑️Most Popular Upload: https://goo.gl/tGHdyT ☑️YouTube Channel: https://goo.gl/w8pLaT Please leave your opinions and topic analysis in the comments box below. Off topic comments and abusive behavior will be deleted. Here at UFOrbs we love to hear your opinions. We need to work together to find the truth. Not against one another. So please, keep comment responses respectful and know Each and every opinion is valued. Any ideas or videos you would like to see? Please do get in touch or simply leave in a comment below. ☑️CHECK OUT: http://uforbs.com/ ☑️Subscribe Here: https://www.youtube.com/c/UFOrbs ☑️Vimeo | https://vimeo.com/uforbs ☑️Instagram | https://www.instagram.com/uforbs/ ☑️Twitter | https://twitter.com/_UFOrbs ☑️Facebook | https://www.facebook.com/UFOrbs ☑️Linkedin | https://www.linkedin.com/in/uforbs ☑️Tumblr | http://uforbs.tumblr.com/ ☑️pinterest | https://uk.pinterest.com/uforbs/ ----------------------------------------------------------------------------------------------------------- UFO Disclosure Network Production for Educational Purposes. If any copyright infringements have been unintentionally made, please do contact us direct. PLEASE CHECK VIDEO ATTRIBUTES FOR ORIGINAL UP-LOADERS CONTACT INFORMATION. (if needed) ✅The video content is used in accordance to our knowledge and understanding of the creative common laws. certain usage rights under the fair use act apply. ------------------------------------------ Education on the controversial subject of UFO's is fundamental for our race. Now becoming increasingly more accessible and convenient for UFO witnesses and UFO enthusiasts worldwide to communicate and share lessons and experiences. ----------------------------------------------------------------------------------------------------------- Attribution 4.0 International (CC BY 4.0) https://creativecommons.org/licenses/by/4.0/legalcode UFOrbs is a Real UFO disclosure network discussing and educating on all things UFO. With discussion on the Latest UFO News in 2016. UFO Footage & Sighting's from around the globe. This information is educational and informative, But will also be addressing controversial topics. Please enjoy responsibly. ------------------------------------------ This Video is Licensed under Creative Commons: By Attribution 3.0 *DISCLAIMER: WE CAN NOT AUTHENTICATE ALL THE VIDEOS. VIEWERS ARE FREE TO MAKE THEIR OWN CONCLUSIONS. FAIR USE STATEMENT This video may contain copyrighted material the use of which has not been specifically authorized by the copyright owner. This material is being made available within this transformative or derivative work for the purpose of education, commentary and criticism and is believed to be "fair use" in accordance with Title 17 U.S.C. Section 107. https://creativecommons.org
Views: 204307 UFOrbs
This is my first ever Pregnancy Routine video. Here I share with you, all the things I find important and useful during my pregnancy. Everything from how I sleep, what supplements I take, what I did during morning sickness, maternity outfit, comfort, skin care, hair care, body care etc... is all included here. Stay tuned for my follow up video which will be a food haul (coming soon)! Vanity Planet Groove Scalp Massaging Brush: ⇢ http://vpwow.com/sun20 SAVE 50% OFF WITH CODE: SUN20 ☟ SUBSCRIBE TO MY CHANNEL ☟ ⇢ http://www.Youtube.com/user/SunKissAlba ☟ WATCH THESE VIDEOS ☟ Live Q&A Phone Calls (part 3) ⇢ https://youtu.be/EHZfms-uLBQ Curly High Bun + Baby Hair's tutorial ⇢ https://youtu.be/Pf5uQhP9RhM Natural Home Cleaning Routine ⇢ https://youtu.be/55pS4j2mNcE ABOUT RADIATION & PREGNANCY DANGERS: http://bit.ly/2CoAsDN Helpful Info on EMF/Radiation Shielding: Dr. Mercola: https://emf.mercola.com/ What is EMF? and Why avoid Radiation? http://bit.ly/2HhhTp1 ☟LIST OF EVERYTHING FEATURED HERE☟ • AquaTru Counter-top WATER FILTER: http://bit.ly/2Hswwpu This is the first counter-top 'reverse osmosis' water filter on the market and it removes over 128 toxins/contaminants from our tap water system as shown in these lab test results made by Mike Adams from NaturalNews.com ⇢ http://bit.ly/2EB0TrY Leachco Body Pillow http://bit.ly/2nZnqIO EMF/Radiation shielding blanket (custom made) EMF/Radiation shielding pants/shirt/belly band ⇢ LESS EMF Website: http://bit.ly/2HcX0em ⇢ Phone shielding: http://bit.ly/2BYknZQ ⇢ Anti-Radiation Belly Band: http://bit.ly/2o7eoIH Essential Oil Diffuser: http://bit.ly/2ocO3Jh Ancient Apothecary Essential Oils: http://bit.ly/2CkOnuG Boca day & overnight toothpaste: http://boca.co.uk/ New Chapter Prenatal Multi Vitamin: http://bit.ly/2BuNOSn Bio Pure Organic Chlorella: http://bit.ly/2BYwLJd Green Vibrance Probiotic Powder: http://bit.ly/2C0GJKp Green Pasture Fermented Cod Liver Oil: http://go.magik.ly/ml/9lwt/ Organic India Tea's http://go.magik.ly/ml/9lwx/ Raspberry Leaf Tea: http://go.magik.ly/ml/9lwy/ Mama Natural Book: http://go.magik.ly/ml/9m3q/ Briogeo Co-Wash: http://go.magik.ly/ml/86x0/ Coconut Milk Honey Conditioner: http://go.magik.ly/ml/9m3u/ Eco Tools Smooth Detangle Brush: http://go.magik.ly/ml/9m3y/ Vanity Planet Groove Scalp Brush: http://vpwow.com/sun20 ⇢ 50% Off Code⇢ SUN20) Youth To The People Cleanser: http://go.magik.ly/ml/4u7t/ Dr. Bronners Rose Soap: http://go.magik.ly/ml/2vho/ Emerita Feminine Wash: http://go.magik.ly/ml/361d/ Tata Harper Floral Essence: http://go.magik.ly/ml/3cth/ Tata Harper creme rich moisturizer: http://go.magik.ly/ml/9m4o/ Tata Harper Contouring Eye Mask: http://go.magik.ly/ml/9m4u/ Juice Beauty Firming Serum: http://go.magik.ly/ml/9m4p/ 100% Pure Multi-Vitamin PM Serum: http://go.magik.ly/ml/9m4q/ Derma e Vitamin-e Cream: http://go.magik.ly/ml/824h/ Radiant Glow Oil by: SunKissAlba http://go.magik.ly/ml/9m4s/ Drunk Elephant Umbra Tinte Spf 30: http://go.magik.ly/ml/9m4t/ Weleda Wild Rose 24hr Deodorant: http://go.magik.ly/ml/9m4y/ STRETCH MARKS: Tata Harper Redefining Body Balm: http://go.magik.ly/ml/9m50/ Amareta Stretch Mark Belly Oil: http://bit.ly/2F3g4v9 Amareta Breast Oil: http://bit.ly/2EryYKV Organic Raw Shea Butter: http://bit.ly/2BrWTvb Radiant Glow Oil by: SunKissAlba http://go.magik.ly/ml/9olj/ MATERNITY OUTFIT: Jeans: http://bit.ly/2EzqiSE Off Shoulder Top: http://bit.ly/2HpaKTE Over the Knee Boots: http://go.magik.ly/ml/9m5p/ ** I receive a percentage of the revenue from SOME of the purchases made through affiliate links (asterisk) shown in the products list above. ☟ FOLLOW ME ☟ • WEBSITE: http://www.SunKissAlba.org • INSTAGRAM: @SunKissAlba http://bit.ly/2thHeKk • TWITTER: @SunKissAlba http://bit.ly/2arMhhe • FACEBOOK: @SunKissAlba http://bit.ly/2xennxM • SNAPCHAT⇢ @SunKissAlbaXO • PINTEREST: @SunKissAlba _________________________________ For Business Inquires, My Manager⇢ Alba@gleamfutures.com ------------------------------------------------------ PO BOX MAIL⇣ Alba Garcia PO Box 658 Nanuet, NY 10954 _________________________________ 🎵 MUSIC: 1. Bluetopia 2. Heaven trap * License by: https://www.premiumbeat.com FTC DISCLOSURE: This video is sponsored by Vanity Planet, in agreement to feature their scalp massager. This is a product I genuinely use and like which is why I chose to feature it (non-sponsored) on my instagram page and why I chose to work with Vanity Planet to included it into this video. As always all opinions are my own. I am disclosing this in accordance with the Federal Trade Commission guidelines concerning the use of endorsements and testimonials in advertising.
Views: 237199 SunKissAlba
Jamie Dimon, the Chairman, President, and CEO of JP Morgan Chase, joined us for the inaugural session of the 2017 - 2018 View From The Top speaker series. Dimon discussed topics ranging from the dangers of bureaucracy to the validity of Bitcoin, to how dangerous a temper can be in the business world. When asked how he ensures a fair and equal workplace, he said, “When you have an environment of trust and respect, people can shine. Go out of your way to make everyone accepted and you’ll build a great company.
Views: 157262 Stanford Graduate School of Business
Presented by the Irving K. Barber Learning Centre. In this emotional tale of Saul Indian Horse, Richard Wagamese tells the realistic story of a man whose life is drastically changed by one of Canada's most painful histories. When Saul was a child he was taken away from his family and forced into an Indian Residential School where he witnessed and experienced unimaginable abuses at the hands of the school's educators. In spite of the harrowing atrocities, it is at the school that Saul discovers his love of hockey, a game that, for a short time, serves as a means of escape. Saul's talent leads to a draft with a minor league team and a spot on Team Canada during the 1972 Canada-Soviet Summit Series. However, as Saul grows into a man, he struggles with racism and alcohol addiction. Saul's tumultuous adulthood eventually leads him back to his roots, where he confronts his past and begins a new journey towards healing. Richard Wagamese is an Ojibway author from the Wabaseemoong First Nation in Northwestern Ontario. He is the author of several fiction and non-fiction works including For Joshua: An Ojibway Father Teaches His Son, Runaway Dreams, and Indian Horse. Wagamese has also been a journalist and, in 1991, became the first Aboriginal Canadian to receive the National Newspaper Award for Column Writing. His most recent novel, Indian Horse, was chosen as the winner of First Nation Communities Read, and is on the Globe and Mail's bestseller's list as well as the Canadian Booksellers Association's bestseller's list. Among his awards, Wagamese's memoir One Native Life was listed as one of The Globe and Mail's 100 Best Books of 2008. In 2010 he accepted an Honorary Doctor of Letters from Thompson Rivers University. Wagamese currently lives just outside of Kamloops, BC with his wife, Debra Powell, and Molly the Story Dog.
Views: 23110 UBC
This information is for benefits-eligible University of Michigan employees. The information in this video is an overview. Complete information about your benefits changes for 2011 and the Open Enrollment process is available at benefits.umich.edu.
Views: 3564 UMichHR
For Google's Security and Privacy Month, we are honored to present the real Frank Abagnale, Renowned Cybersecurity And Fraud Prevention Expert, Bestselling Author & Subject of Catch Me If You Can. His transformation from one of the world’s most notorious con men to an international cybersecurity expert trusted by the FBI has been mythologized in film and literature – but the takeaways he shares are the real deal. Frank's contributions to the world of security are immeasurable. He has become a hero to hundreds of public and private sector organizations for his indispensable counsel and strategic insight on safeguarding information systems and combating cyber-fraud. With an eye on the latest techniques developed by high-tech criminals to deceive and defraud, Frank leaves audiences with a deep understanding of today’s evolving security landscape, and more importantly, a vision of how to make the world a safer place.
Views: 1280527 Talks at Google
The White House Office of the Press Secretary For Immediate Release April 26, 2014 Weekly Address: Congress Needs to Act on Minimum Wage WASHINGTON, DC -- In this week's address, the President highlighted small business owners across the country acting to raise wages for their workers, and called on Congress to give America a raise so more hard-working Americans have the opportunity to get ahead. The audio of the address and video of the address will be available online at www.whitehouse.gov at 6:00 a.m. ET, Saturday, April 26, 2014. Remarks of President Barack Obama Weekly Address The White House April 26, 2014 Hi, everybody. In my State of the Union Address, I talked about pizza. More specifically, I talked about a pizza chain in Minneapolis -- Punch Pizza -- whose owner, John Soranno, made the business decision to give his employees a raise to ten bucks an hour. A couple weeks ago, I got a letter from a small business owner who watched that night. Yasmin Ibrahim is an immigrant who owns her own restaurant -- Desi Shack -- and plans to open another this summer. Here's what she wrote. "I was moved by John Soranno's story. It got me thinking about my ... full-time employees and their ability to survive on $8 an hour in New York City." So a few weeks ago, Yasmin put in place a plan to lift wages for her employees at both her restaurants to at least $10 an hour by the end of this year. But here's the thing -- Yasmin isn't just raising her employees' wages because it's the right thing to do. She's doing it for the same reason John Soranno did. It makes good business sense. Yasmin wrote, "It will allow us to attract and retain better talent -- improving customer experience, reducing employee churn and training costs. We believe doing so makes good business sense while at the same time having a positive impact on the community." Yasmin's right. That's why, two months ago, I issued an Executive Order requiring workers on new federal contracts to be paid a fair wage of at least ten dollars and ten cents an hour. But in order to make a difference for every American, Congress needs to do something. And America knows it. Right now, there's a bill that would boost America's minimum wage to ten dollars and ten cents an hour. That would lift wages for nearly 28 million Americans across the country. 28 million. And we're not just talking about young people on their first job. The average minimum wage worker is 35 years old. They work hard, often in physically demanding jobs. And while not all of us always see eye to eye politically, one thing we overwhelmingly agree on is that nobody who works full-time should ever have to live in poverty. That's why nearly three in four Americans support raising the minimum wage. The problem is, Republicans in Congress don't support raising the minimum wage. Some even want to get rid of it entirely. In Oklahoma, for example, the Republican governor just signed a law prohibiting cities from establishing their own minimum wage. That's why this fight is so important. That's why people like John and Yasmin are giving their workers a raise. That's why several states, counties, and cities are going around Congress to raise their workers' wages. That's why I'll keep up this fight. Because we know that our economy works best when it works for all of us -- not just a fortunate few. We believe we do better when everyone who works hard has a chance to get ahead. That's what opportunity is all about. And if you agree with us, we could use your help. Republicans have voted more than 50 times to undermine or repeal health care for millions of Americans. They should vote at least once to raise the minimum wage for millions of working families. If a Republican in Congress represents you, tell him or her it's time to give the politics a rest for a while and do something to help working Americans. It's time for "ten-ten." It's time to give America a raise. Thanks, and have a great weekend.
Views: 569 ListenAndReadAlong
Forbes forbes the government definition of small business is b s "imx0m" url? Q webcache. Outside government, companies with less than $7 million in sales and fewer five hundred employees are widely considered small businesses 13 oct 2010 the business administration's size standards for based on average annual revenues number of. What is a small business privately owned and operated. Are you considered a small business? How many employees constitutes. Many business owners who truly consider themselves small as opposed to a company with 500 employees generating $10 million in revenue may have compete these so called businesses for mining, large are those that or more. Small business employees every small needs entrepreneur. Googleusercontent search. Small business definition what is small shopify. There is much talk about how small business should be defined, but we like the simplicity of industry canada's definition firms that have fewer than 100 paid employees businesses. A business must make between or below and $35. Make sure you meet sba size standards small business table of what is a business? Webopedia definition. I offer affordable rates to small businesses and non profit organizations. In general, nearly all businesses qualify with 500 employees (see sba chart here) the u. Any company that can claim small business status is eligible for loans, handouts and i have a website design. What is the definition of a small business? It may surprise you what determines business vssme. Businesses with 50 or more employees must offer health ny state of small business marketplace if you have 100 fewer than employees, can a choice plans through the do understand how much you'll need to charge for your products services in order cover expenses renting space, paying leasing equipment, and permits regulations? Moreover, considered answers these questions will provide kind operating margin 26 aug 2014 as gradually build stable long term team business, keep an eye out four types. When you calculate the size of your business, must include annual receipts and employees affiliates 1 oct 2017 am i a small business? Certain government programs, such as sba loan programs contracting opportunities, are reserved for business concerns. Small business administration counts companies with as much $35. S the government definition of small business is b. The small business administration (sba) has taken the lead in defining what constitutes a eyes of federal government, 20 jun 2013 if new rules come into play, initiatives will be harder to create and apply. I don't want to price myself out of the larger company that needs my services. In order to qualify, businesses must satisfy sba's definition of a small business concern, along with the size standards for. Million, while dredging companies with average annual receipts of $20 million or less are small however, there's no official definition what an sme is, nor is there agreed point at which a business should be con
Views: 2 Aile Aile
We are preparing to become full time international travelers and need health insurance. Healthcare.gov didn't offer what we were looking for so we found a global health insurance policy through Cigna. To our surprise this insurance was far cheaper than the Marketplace. The link Rebecca mentioned about Global Health Insurance. https://www.internationalinsurance.com/health/best-companies.php ----------------------------------------------------------------------- Intro Video Submissions Please introduce yourself, where you’re from (or at right now), your RV (if applicable), your YouTube Channel, and close it with “… and welcome to the vlog!” [Roughly about 10 seconds long] If using your phone make sure to use horizontal or landscape orientation (Hold it sideways!) Upload your video to Google Drive or another cloud based sharing platform and email us the link at firstname.lastname@example.org put Intro Video Submission in the title line. Thanks! ----------------------------------------------------------------------- Do you like our Royalty Free Background Music? We get our song tracks from Pond5, click this link and we will get credits for your purchases! Thanks! https://www.pond5.com/?ref=His_Hers_Alaska -----------------------------------------------------------------------
Views: 3235 His and Hers VLOGS
AFGE General Counsel David Borer recently appeared on WUSA Channel 9 Local News in Washington, DC to discuss sequestration and the threat of furloughs and how it will impact federal employees. http://www.wusa9.com/news/local/story.aspx?storyid=245424 Article text: WASHINGTON (WUSA9) -- The federal government is required to give employees 30 days notice before a furlough can take affect. Those notices are expected to come this Friday, March 1st, which means furloughs could begin in April, and federals workers will have to cut their own personal budgets as best they can. "I'm very upset... It's going to affect my pocketbook, I'm concerned, says Linda Vincent, a paralegal specialist for the Department of Health and Human Services. She and her co-workers in NW D.C. are worried about looming furloughs that appear to be rolling forward as part of Sequestration to kick in on March 1st. Which means furloughs could start on April 1st. HHS employee Francis Rucio said she has one-year-old twins and is very concerned about the hit on her paycheck. Workers haven't been told yet how many days pay they would lose, but it could add up to as much as 20 percent of their salaries. Rucio says the first place she'd cut would be from her children's college 529 savings plan. Then, maybe from her retirement funds. "I don't have a lot of discretionary spending." David Borer The General Counsel for AFGE, the American Federation of Government Employees, says federal workers have suffered enough, after three years of a pay freeze. "It's needs to stop. They need to stop treating federal employees like an ATM. And they need to deal with the tax loopholes and the other kind of changes that are going to balance the budget," said Borer. Borer says while the DOW Jones and private sector are doing fine, it's working people, private and federal, who are hurting and will be hurt more when the cuts come. "Typically, a government worker makes between $50 to 70,000 a year. And if you subtract 5, 6, $10,000 out of that due to a furlough, that's real money. That's money that won't be re-spent in the community by these workers and it's going to have a ripple effect through the local economy," said Borer. "Everybody's going to be hurt. Yes, we're worried," said Ernestine Barksdale who works in the Chicken and Waffles Food Truck parked near Union Station. She said most of their customers are federal workers. Some federal workers say forced furloughs imply that their work is not valued and their pay not important. And that makes them angry. "We're just like everybody else, whether in private industry or the federal government. We need our paychecks. We all work real hard. To be told we're going to be cut one day a week, that's going to hurt, especially the lower grades and I feel bad about that," said Linda Vincent. The union AFGE says the average federal worker in this area makes around $60,000 annually. AFGE is trying to lesson the hardship by asking agencies to allow employee to chose their furlough days, and also allow those who can afford furloughs to take more on, voluntarily, allowing co-workers who cannot afford them, to keep working. Sort of a furlough swap to help out a more needy co-worker.
Views: 801 AFGE
http://www.thewhisleragency.com Financial Planner, Tim Whisler from The Whisler Agency in Morton, IL, talks about what you should consider when you have grandchildren. In This Video: I'm Retired - Now What? 1.) Review Your Budget 2.) Research Your Healthcare Options 3.) Evaluate Retirement Income 4.) Establish | Update Your Will Contact Us for Today to Set Up You Personal Consultation: Phone: (309) 291-0491 Location: Morton, IL Visit Us Online, Watch More Videos, and Join the Conversation: www.TheWhislerAgency.com Facebook: on.fb.me/1kbCjkE LinkedIn: linkd.in/1oXRzOs Youtube: bit.ly/1oP2aRA At The Whisler Agency we know there are storms in life that weigh heavily on your mind. Storms such as market volatility, economic uncertainty and the fear of outliving your savings. We have solutions that calm these storms and help bring peace of mind. Life is too short to allow worry and uncertainty play a role in your daily life. The Whisler Agency is here to help you: Protect Your Assets, Safely Grow Your Assets, and Leverage Your Assets There is never a fee to meet. There is no minimum account requirement. If you want to ensure the longevity of your legacy, we are the resource for you. Our Services include: - The Senior Market - Helping the Senior Market with Medicare options and education. - Retirement Planning – We believe in using strategies to provide safety to your principle, opportunity for growth, and liquidity when you need to access your money. We can formulate plans to provide guaranteed income for life. - Nest Egg Preservation – We provide recommendations to ensure protection to nest eggs from the devestation of long-term care, in-home care, and assisted living expenses. We can leverage existing assets not needed for retirement income. - Protection for Your Family – Protect your family with affordable access to a legal services with a Legal Plan that gives you access to a top-notch law firm in every state. Get assistance on any legal matter, no matter how traumatic or trivial and also get access to Identity Theft Protection plans that monitor all aspects of your identity." The Whisler Agency, Financial Planning, Retirement Planning, Retirement Options, LegalShield Planning, Legal Needs of American Families, Legal Plans for Families, Nest Egg Preservation, Newlyweds, Long-Term Care, Long Term Care, In Home Healthcare, Medicare, Medicare Options, Medicare Education, Annuities, Health Insurance Agent, Life Insurance Agent,
Views: 162 Tim Whisler
Canadian kids from isolated communities forced to move away from their families – just to go to school. For more info, please go to www.global16x9.com.
Views: 142776 16x9onglobal
EMBARGOED UNTIL 8:00 A.M. ET, 14 JULY 2015 #PPSellsBabyParts PLANNED PARENTHOOD’S TOP DOCTOR, PRAISED BY CEO, USES PARTIAL-BIRTH ABORTIONS TO SELL BABY PARTS PPFA Senior Director of Medical Services Deborah Nucatola, Other Planned Parenthood Leadership Documented Selling Aborted Baby Parts in 3-Year Investigative Journalism Study Contact: David Daleiden, email@example.com, 949.734.0859 LOS ANGELES, July 14—New undercover footage shows Planned Parenthood Federation of America’s Senior Director of Medical Services, Dr. Deborah Nucatola, describing how Planned Parenthood sells the body parts of aborted fetuses, and admitting she uses partial-birth abortions to supply intact body parts. In the video, Nucatola is at a business lunch with actors posing as buyers from a human biologics company. As head of PPFA’s Medical Services department, Nucatola has overseen medical practice at all Planned Parenthood locations since 2009. She also trains new Planned Parenthood abortion doctors and performs abortions herself at Planned Parenthood Los Angeles up to 24 weeks. The buyers ask Nucatola, “How much of a difference can that actually make, if you know kind of what’s expected, or what we need?” “It makes a huge difference,” Nucatola replies. “I’d say a lot of people want liver. And for that reason, most providers will do this case under ultrasound guidance, so they’ll know where they’re putting their forceps. The kind of rate-limiting step of the procedure is calvarium. Calvarium—the head—is basically the biggest part.” Nucatola explains, “We’ve been very good at getting heart, lung, liver, because we know that, so I’m not gonna crush that part, I’m gonna basically crush below, I’m gonna crush above, and I’m gonna see if I can get it all intact.” “And with the calvarium, in general, some people will actually try to change the presentation so that it’s not vertex,” she continues. “So if you do it starting from the breech presentation, there’s dilation that happens as the case goes on, and often, the last step, you can evacuate an intact calvarium at the end.” Using ultrasound guidance to manipulate the fetus from vertex to breech orientation before intact extraction is the hallmark of the illegal partial-birth abortion procedure (18 U.S.C. 1531). Nucatola also reveals that Planned Parenthood’s national office is concerned about their liability for the sale of fetal parts: “At the national office, we have a Litigation and Law Department which just really doesn’t want us to be the middle people for this issue right now,” she says. “But I will tell you that behind closed doors these conversations are happening with the affiliates.” The sale or purchase of human fetal tissue is a federal felony punishable by up to 10 years in prison and a fine of up to $500,000 (42 U.S.C. 289g-2). A separate clip shows Planned Parenthood President and CEO Cecile Richards praising Nucatola’s work to facilitate connections for fetal tissue collection. “Oh good,” Richards says when told about Nucatola’s support for fetal tissue collection at Planned Parenthood, “Great. She’s amazing.” The video is the first by The Center for Medical Progress in its “Human Capital” series, a nearly 3-year-long investigative journalism study of Planned Parenthood’s illegal trafficking of aborted fetal parts. Project Lead David Daleiden notes: “Planned Parenthood’s criminal conspiracy to make money off of aborted baby parts reaches to the very highest levels of their organization. Elected officials must listen to the public outcry for Planned Parenthood to be held accountable to the law and for our tax dollars to stop underwriting this barbaric abortion business.” ### See the video at: https://www.youtube.com/watch?v=jjxwVuozMnU Tweet: #PPSellsBabyParts For more information on the Human Capital project, visit centerformedicalprogress.org. The Center for Medical Progress is a 501(c)3 non-profit dedicated to monitoring and reporting on medical ethics and advances.
Views: 3353270 The Center for Medical Progress
FMLA administration can be very complicated. Not only must your employee meet certain qualifications to be eligible, but there are processes to be followed as well. KPA’s Kathryn Carlson will explain the intricacies of FMLA and how it interacts with COBRA, ADA, and more. This webinar will cover: When are employees eligible? Employer responsibilities Overlapping state and federal laws Consolidated Omnibus Budget Reconciliation Act (COBRA) The relationship and overlap between COBRA and FMLA What is the FMLA exactly? The Family Medical Leave Act was passed in 1993. Out of all of the federal employment laws, FMLA is one of the most popular and beneficial to employees. It's been proven over the past 11 to 12 years that it isn't imposing an undue hardship in employers, but certainly employers need to be very cognizant of their rights and responsibilities. A very popular question is can I fire somebody who's on FMLA? Or somebody goes on leave and we recognize that we don't want them back, how do we handle it? It's important that the training around FMLA is not just senior management and the human resources department. Because supervisors deal directly with the employee, it's critical that supervisors have at least a basic understanding. Who is covered by the Family Medical Leave Act? Private and public employers, not just government entities, but any private employer that employees 50 or more employees for each working day, during each of 20 or more calendar work weeks in the proceeding or current calendar year. That's a lot of math. If you feel like doing it, so that you can say, I actually only have 49 employees for 19 of the days. You can figure out how to avoid it. As a rule of thumb, most employers say if I have 50 or more employees of the majority of the year, I'm covered. It also extends in a 75 mile radius. By that I mean if you have 2 or more locations under common ownership, whether they're owned by an individual or a corporate entity and they're within a 75 mile radius, they're employees are combined. If you have 35 employees at one location and 20 miles down the road, you had 40 employees, both groups, if they're with common ownership of the two dealerships would be covered by the FMLA. Common ownership is typically defined as one entity. Again, that could be an individual. It can be corporation. It can be a limited partnership. But something that's recognized as a business entity that owns 51% or more of the location. The requirements, we're going to go through these in quite a bit of detail, but the basic requirements of the FMLA are that an employer must reinstate the employee to the same or equivalent position upon conclusion of the FMLA. An equivalent does not mean that you bring them in at the same salary, but reduce their duty. It needs to be equivalent. You can't demote somebody, but keep paying them, which is bad economic policy and practice anyway. It doesn't have to be the exact same position. So if during the 12 week leave that the individual requested, you move another individual into the position and they are doing fine and you want to do a reorganization. When the person comes back, bring them into an equivalent position. The same or equivalent job duties, same and equivalent salary. You must also continue health benefits at the same level as prior to the start of the FMLA. Other benefits are governed by company policy. Whether you allow people to continue to accrue vacation, or sick leave, or paid holidays, anything that is not specific to healthcare coverage, you can define by policy. Start, because you're going to hear this about 12 times during the webinar today, but here's your first one. It's very important that you document your own FLMA policy and have it separate from your leave policy. One of the conundrums I see, sometimes, employers try put them together, and they can be in your same section of your handbook, the policies can be right next to each other, but they try to meld it all together. That becomes a very confusing to the employee. You may have your own leave policies related to paid time off, vacation pay, sick pay, you may even offer unpaid leave. If you're big enough to qualify for FMLA, FMLA becomes your unpaid leave. If you're too small for FMLA, unpaid leave is a policy that's a tough economic decision for most employers. You want to be sure that you have a documented policy, so there's total clarity, in what you're going to do during FMLA leave. It also, your policy, will clarify what the employee needs to do, how do they request the leave, how is the leave granted, what's required for doctor certification, how do they return to work. Those are all things that the policy will clarify. The good news is, because I always like to give out a little bonus for the webinars that I conduct, is we'll be sending you a sample FMLA policy as part of your information that Rebecca sends out later today.
Views: 6161 KPA