The bill doesn’t know what problem it’s trying to solve. For more Vox analysis: http://www.vox.com/2017/1/5/14179258/obamacare-repeal-republican-votes-trump You can read the bill here: http://www.cnn.com/2017/03/06/politics/house-republicans-obamacare-repeal-replace-text/ https://waysandmeans.house.gov/wp-content/uploads/2017/03/03.06.17-AmericanHealthCareAct_Summary.pdf Subscribe to our channel! http://goo.gl/0bsAjO Republicans in the House have finally released a bill to repeal and replace Obamacare: the American Health Care Act. The GOP healthcare bill keeps some of the most popular parts of Obamacare, like letting young adults stay on their parents' health insurance until age 26 and requiring insurance companies to cover people with pre-existing conditions. But the Republican bill gets rid of the key element that made Obamacare work: the individual mandate. Now that people aren't required to have insurance, healthy people could leave insurance pools en masse, leaving sick people who are more expensive to cover. Hypocrisy is a minor sin in politics, but still, it is remarkable how much of it there is to be found in this legislation. A core Republican complaint when Obamacare was passed was that the law delayed many of its provisions in order to reduce public outcry and manipulate the CBO’s score. The GOP bill is similarly aggressive with such tricks, delaying changes to the Medicaid expansion until 2020 and pushing Obamacare’s tax on expensive insurance plans out until 2025. Because Republicans aren’t even trying to win Democratic votes, they’re stuck designing a bill that can wiggle through the budget reconciliation process (another thing they complained about Democrats doing). That means they can’t make major changes to insurance markets like repealing Obamacare’s essential benefit standards or allowing insurance to be sold across state lines. That last part is particularly striking, given that it was one of President Trump’s five demands in his speech last week. I’ve always been skeptical about the savings Republicans could wrest by changing those regulations, but now they can’t get those savings at all — which means sacrificing a key part of their theory of cost control. This bill has a lot of problems, and more will come clear as experts study its language, the Congressional Budget Office release its estimates, and industry players make themselves heard. But the biggest problem this bill has is that it’s not clear why it exists. What does it make better? What is it even trying to achieve? Democrats wanted to cover more people and reduce long-term costs, and they had an argument for how their bill did both. As far as I can tell, Republicans have neither. At best, you can say this bill makes every obvious health care metric a bit worse, but at least it cuts taxes on rich people? Is that really a winning argument in American politics? In reality, what I think we’re seeing here is Republicans trying desperately to come up with something that would allow them to repeal and replace Obamacare. This is a compromise of a compromise of a compromise aimed at fulfilling that promise. But “repeal and replace” is a political slogan, not a policy goal. This is a lot of political pain to endure for a bill that won’t improve many peoples’ lives, but will badly hurt millions. Vox.com is a news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: http://goo.gl/IZONyE Follow Vox on Twitter: http://goo.gl/XFrZ5H Or on Facebook: http://goo.gl/U2g06o
Views: 985179 Vox
Why is health care so expensive? Once again, there are a lot of factors in play. Jacob and Adriene look at the many reasons that health care in the US is so expensive, and what exactly we get for all that money. Spoiler alert: countries that spend less and get better results are not that uncommon. Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Mark, Eric Kitchen, Jessica Wode, Jeffrey Thompson, Steve Marshall, Moritz Schmidt, Robert Kunz, Tim Curwick, Jason A Saslow, SR Foxley, Elliot Beter, Jacob Ash, Christian, Jan Schmid, Jirat, Christy Huddleston, Daniel Baulig, Chris Peters, Anna-Ester Volozh, Ian Dundore, Caleb Weeks -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 474206 CrashCourse
In which John Green compares the healthcare plans of U.S. Presidential candidates Donald Trump and Hillary Clinton. For more information about health and health care policy, check out Health Care Triage: https://www.youtube.com/user/thehealthcaretriage SOURCES & FURTHER READING: Rand's analysis of the reform proposals of Clinton and Trump are nicely summarized here: http://www.rand.org/blog/2016/09/estimating-the-impacts-of-the-trump-and-clinton-health.html Full analysis of Hillary Clinton's plan (who is the Democratic party's nominee) can be found here: http://www.commonwealthfund.org/Publications/Issue-Briefs/2016/Sep/Clinton-Presidential-Health-Care-Proposal And full analysis of Donald Trump's plan (who is the Republican party's nominee) can be found here: http://www.commonwealthfund.org/Publications/Issue-Briefs/2016/Sep/Trump-Presidential-Health-Care-Proposal Understanding the Healthcare System of the United States: https://www.youtube.com/watch?v=yN-MkRcOJjY Why Are American Health Care Costs So High? https://www.youtube.com/watch?v=qSjGouBmo0M The Kaiser Family Foundation explains the high cost of health care in the United States compared to other rich nations: http://kff.org/health-costs/issue-brief/snapshots-health-care-spending-in-the-united-states-selected-oecd-countries/ And this series explores health care outcomes in the U.S. vs. other rich nations: http://www.healthsystemtracker.org/chart-collection/how-does-the-quality-of-the-u-s-healthcare-system-compare-to-other-countries/?slide=1 The Affordable Care Act (aka Obamacare) has resulted in a significant drop in the uninsured population in the U.S. http://www.cnbc.com/2016/05/17/obamacare-brings-record-low-for-us-health-uninsured-rate.html Fuller data and complete report here: http://www.cdc.gov/nchs/data/nhis/earlyrelease/insur201605.pdf A single-payer health care system would not, in and of itself, magically bring costs in the U.S. down to 10% of GPD, as explained by Aaron Carroll here: http://theincidentaleconomist.com/wordpress/single-payer-is-not-sufficient/ Trump's plan to allow insurance companies to sell policies across state lines is extremely controversial among health policy experts: http://www.nytimes.com/2015/09/01/upshot/the-problem-with-gop-plans-to-sell-health-insurance-across-state-lines.html The Wikipedia article on Health care in the United States is also excellent: https://en.wikipedia.org/wiki/Health_care_in_the_United_States And lastly, this comparison tool from the Commonwealth Fund is pretty cool. It allows you to see side-by-side what Clinton and Trump have proposed to deal with various problems with the health care system: http://www.commonwealthfund.org/interactives/2016/sep/comparing-candidates-health-proposals/ FIND OUT HOW TO VOTE IN YOUR STATE: http://youtube.com/howtovoteineverystate Huge thanks to Rosianna (http://youtube.com/rosianna) for graphics and to Aaron Carroll (https://www.youtube.com/user/thehealthcaretriage) for fact-checking. Any errors are my own. ---- Subscribe to our newsletter! http://nerdfighteria.com/newsletter/ And join the community at http://nerdfighteria.com http://effyeahnerdfighters.com Help transcribe videos - http://nerdfighteria.info John's twitter - http://twitter.com/johngreen John's tumblr - http://fishingboatproceeds.tumblr.com Hank's twitter - http://twitter.com/hankgreen Hank's tumblr - http://edwardspoonhands.tumblr.com
Views: 592313 vlogbrothers
A common question we hear in our customer care center is: Can you explain how the subsidies work? 1. People who live in the U.S. 2. Are U.S. citizens, U.S. nationals, or lawfully present in the U.S. 3. Are not currently incarcerated may qualify for premium tax credits to help them pay for their health insurance. If you meet these requirements, and you're total household income is between 100 and 400% of the Federal Poverty Level (or FPL), you will likely be eligible to receive a premium tax credit to reduce the cost of your health insurance. These 'premium credits" or subsidies will be set on a sliding scale so that your contributions to the monthly premiums will be limited to a defined percentage of your income. It's complicated... If you meet residency requirements for subsidies, then you're total household income has to be between 100% and 400% of the Federal Poverty Level (or FPL). If it is, you may qualify for a "premium tax credit," or subsidy, to limit what you pay for your health insurance. These subsidies are set on a sliding scale so that what you spend each month is limited to a defined percentage of your income, to the second least expensive silver-level plan available in your area. Confused? Here is an example If you wanted to buy the second least expensive silver plan available in your area, and your monthly income is 133% of FPL, you would be earning about $1,273 per month in 2013. At that income level you could spend no more than 3% of your income -- about $38 per month -- to buy that second least expensive plan. The government subsidy pays the rest of your monthly premium. As your income increases, so does your share of the cost for the monthly premium. So, if your income rises to 400% of FPL -- about $3,832 per month in 2013 - you could spend no more than 9.5% of your monthly income -- about $364 - for that same plan; the second least expensive silver plan. So if the second least expensive silver plan available in your area costs $300 a month, and you earn 400% of FPL, there is no subsidy for you. But, if the second least expensive silver plan available in your area costs $500 a month, the government would pay the difference between the $500 plan and your $364 cap. In that scenario you would pay $364 per month for your health insurance plan, and the value of your subsidy would be $136; $500 minus your $364 cap. Now, if there also happened to be a bronze plan available for $400 a month, you could enroll in that plan and get the same $136 subsidy. In that case, your plan would cost you $264 per month. Or, if you wanted a Gold plan that cost $600 per month, you would -- once again -- apply your $136 per month subsidy and pay $464 per month for your insurance policy.
Views: 66166 eHealth
What does affordable health insurance mean in 40 US cities? The Affordable Care Act (Obamacare) deems health insurance to be affordable if it cost a person or family less than 8% of their yearly household income. Under Obamacare, anyone with access to affordable health insurance (8% of household income, or less) had to buy it, or pay a tax penalty. This rule became known as Obamacare’s “individual mandate.” The individual mandate went into effect in 2014. Fast forward to 2017. An eHealth study found that health insurance was unaffordable (greater than 8% of median household income), in 47 of 50 major U.S. cities, for the average family of 3. In 2018, the Trump administration eliminated the individual mandate penalty What’s the impact? People who buy their own health insurance, now have the option to purchase lower-cost coverage, like short-term health insurance. What is short-term health insurance? Short-term health insurance is coverage you can buy for a limited period of time with limited benefits… How limited is the period of time? Currently 3 to 12 months in most states… But new regulations passed in August 2018 allow some short-term plans to renew up to 3 years. How limited are the benefits? Every short-term plan is different, but here are some of the major differences in benefits between short-term health insurance and Obamacare… …here are some of the major differences in benefits between short-term health insurance and Obamacare… Obamacare has... E.R. Visits Doctor Visits Hospital Visits Maternity Care Mental Health Rx Coverage Guaranteed Renewability Applications can't declined for pre-existing conditions Short-term has... E.R. Visits Doctor Visits Hospital Visits Limited Rx Coverage Limited Renewability Applications CAN be declined for pre-existing conditions. Although benefits are limited, prices are much more affordable… According to a new eHealth study*, these cities have the most affordable Obamacare health insurance plans *Cities with the most affordable Obamacare plans for families… Beverly Hills, CA Cleveland, OH San Francisco, CA Dallas, TX Pittsburgh, PA Portland, OR Indianapolis, IN Albuquerque, NM Columbus, OH Little Rock, AR In the ten most affordable cities for short-term coverage, the lowest priced short-term plan with a $5,000 deductible cost 1.8 percent of the state’s median income, on average. Cities with the most affordable short-term plans: Columbus, OH Chesapeake, VA Topeka, KS Little Rock, AR Des Moines, IA Milwaukee, WI Phoenix, AZ St. Louis, MO Grand Rapids, MI Indianapolis, IN Find comprehensive major medical (Obamacare) coverage and affordable short-term health insurance coverage at eHealth.com
Views: 1436 eHealth
Gasps filled the Senate when John McCain voted against his own party’s bill to repeal and replace Obamacare. Here is why the Republican Senator decided not to back the GOP’s ‘skinny’ health care bill. Subscribe to HuffPost today: http://goo.gl/xW6HG Get More HuffPost Read: http://www.huffingtonpost.com/ Like: https://www.facebook.com/HuffingtonPost Follow: https://twitter.com/HuffingtonPost
Views: 712457 HuffPost
(R.I.P. Barbara Wagner, who died Oct. '08) Look to Oregon State plan to see what Obamacare's national government takeover of healthcare has in store for us. Taking a different approach than the dr. representing the Oregon Health Plan in the video, we have a quote from a decent doctor: "People deserve relief of their suffering, not giving them an overdose," said Dr. William Toffler. He said the state has a financial incentive to offer death instead of life: Chemotherapy drugs such as Tarceva cost $4,000 a month while drugs for assisted suicide cost less than $100. Full story here: http://www.katu.com/news/26119539.html
Views: 3472 dlwke2
Starting in 2014, health care reform will allow consumers - regardless of their level of health - to buy private health insurance. Starting in September, 2010 - the Federal government is providing $5 billion to help people with pre-existing conditions get access to health insurance through something called a high-risk pool. You can learn more about existing high-risk pools in your state, by visiting http://www.ehealthinsurance.com/health-plans/high-risk-pools/ or by contacting a licensed eHealthInsurance agent
Views: 938 eHealth
Want to learn how the Affordable Care Act works? Tune in to this episode of BrainStuff to learn all about the ACA. Whether the topic is popcorn or particle physics, you can count on the HowStuffWorks team to explore - and explain - the everyday science in the world around us on BrainStuff. Watch More BrainStuff on TestTube http://testtube.com/brainstuff Subscribe Now! http://www.youtube.com/subscription_center?add_user=brainstuffshow Watch More http://www.youtube.com/BrainStuffShow Twitter http://twitter.com/BrainStuffHSW Facebook http://facebook.com/BrainStuff Google+ http://gplus.to/BrainStuff
Views: 345278 BrainStuff - HowStuffWorks
Congress may have failed to repeal and replace Obamacare, but an executive order signed by President Trump on Thursday could trigger big changes in the health care law. William Brangham talks to Avik Roy of the Foundation for Research on Equal Opportunity and Andy Slavitt of the Bipartisan Policy Center about the possible consequences.
Views: 14499 PBS NewsHour
The American health care system is on an unsustainable path characterized by government-dominated insurance. Fixing health care begins with changing the incentives and empowering consumers to seek value with their money, while increasing competition among providers. Reforming Medicaid, Medicare, access to HSAs, and private insurance will improve access, choice, and quality of health care. For more information, visit https://www.policyed.org/blueprint-america/transformational-health-care-reform/video. Additional resources: Read Scott Atlas’ chapter “Transformational Health Care Reform” in Blueprint for America here: http://hvr.co/2tVSHAW To learn how to reduce the price of medical care, the key to lowering costs while improving quality, click here: http://bit.ly/2v3N0P4 You can find the rest of Blueprint for America here: http://hvr.co/2sQUaDt For much more detail on Scott Atlas’ health care plan, read his book Restoring Quality Health Care: A Six-Point Plan for Comprehensive Reform at Lower Cost: http://amzn.to/2stCeiV To learn the difference between health care and health insurance, read Scott Atlas here: http://fxn.ws/2swoHpX To learn how to cut the prices of prescription drugs, read more from Atlas here: http://cnn.it/2oO9Qc4 Read Scott Atlas’s argument for high-deductible health insurance plan in “The Case for High Deductible Insurance” here: http://hvr.co/2tW1gvl
Views: 142925 PolicyEd
After campaigning for years on a plan of "repeal and replace Obamacare," Republicans finally have the means within their grasp to make much of that possible. They control the presidency, the House, and the Senate. The filibuster still poses some potential threats to their plans, but it's also within their means to abolish its widespread use in such a way that they could both repeal the Affordable Care Act and replace it with something of their own design. What would that be? In contrast to what many say, there are Republican plans out there to consider. They're the topic of this week's Healthcare Triage. This episode was adapted from a post I wrote for the JAMA Forum. Links to further reading and sources can be found there: https://newsatjama.jama.com/2016/12/06/jama-forum-a-look-at-republican-plans-for-replacing-obamacare/ John Green -- Executive Producer Stan Muller -- Director, Producer Aaron Carroll -- Writer Mark Olsen -- Graphics http://www.twitter.com/aaronecarroll http://www.twitter.com/crashcoursestan http://www.twitter.com/johngreen http://www.twitter.com/olsenvideo And the housekeeping: 1) You can support Healthcare Triage on Patreon: http://vid.io/xqXr Every little bit helps make the show better! 2) Check out our Facebook page: http://goo.gl/LnOq5z 3) We still have merchandise available at http://www.hctmerch.com
Views: 72874 Healthcare Triage
So now that open enrollment is active I wanted to show everyone some of the hidden unknowns of the program and why your healthcare is so expensive. I'm on social media! •Twitter: http://twitter.com/craigjackson87 •Facebook: https://www.facebook.com/thecraigjackson/ •Instagram: https://www.instagram.com/craigjackson87/ •Twitch: https://www.twitch.tv/craigjackson87 "Kart Champion " by PlayonLoop.com Licensed under Creative Commons By Attribution 4.0 " Fly High" by PlayOnLoop.com Licensed under Creative Commons By Attribution 4.0
Views: 2815 Craig Jackson
This talk was given at a local TEDx event, produced independently of the TED Conferences. How will healthcare change in the future? Dr. Stephen Klasko shares his insights on healthcare reform in this informative talk cleverly staged in the year 2020. As the President and CEO of Thomas Jefferson University and its affiliated Hospital, Dr. Klasko manages enormous change – both in health care and in the business of running a major college and hospital. His work focuses on merging the two, finding ways to expand medicine into the community in innovative ways. Dr. Stephen Klasko is the President and CEO of Thomas Jefferson University and Jefferson Health System. Jefferson is the largest freestanding academic medical center in Philadelphia, with over 12,000 employees and 3,700 students. About TEDx, x = independently organized event In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations)
Views: 399400 TEDx Talks
Healthcare reform is complex. The Affordable Care Act poses challenges to employers that already offered employer-sponsored insurance. Through a customized strategic impact study, Milliman helps employers assess the financial and plan design implications of health reform. See how Milliman's actuarial analysis, expert tools, and understanding of today's marketplace helped several companies adjust to the changing health benefits landscape. To see a transcript of this video, go to: http://www.milliman.com/insight/videos/Employers-and-the-impact-of-healthcare-reform-Plan-design-considerations/
Views: 309 Milliman, Inc.
Why is health insurance so complicated, while car insurance and life insurance are so simple? Can health insurance be more like, well, insurance? Lanhee Chen, fellow at the Hoover Institution, explains. Donate today to PragerU! http://l.prageru.com/2ylo1Yt Have you taken the pledge for school choice? Click here! https://www.schoolchoicenow.com Joining PragerU is free! Sign up now to get all our videos as soon as they're released. http://prageru.com/signup Download Pragerpedia on your iPhone or Android! Thousands of sources and facts at your fingertips. iPhone: http://l.prageru.com/2dlsnbG Android: http://l.prageru.com/2dlsS5e Join Prager United to get new swag every quarter, exclusive early access to our videos, and an annual TownHall phone call with Dennis Prager! http://l.prageru.com/2c9n6ys Join PragerU's text list to have these videos, free merchandise giveaways and breaking announcements sent directly to your phone! https://optin.mobiniti.com/prageru Do you shop on Amazon? Click https://smile.amazon.com and a percentage of every Amazon purchase will be donated to PragerU. Same great products. Same low price. Shopping made meaningful. VISIT PragerU! https://www.prageru.com FOLLOW us! Facebook: https://www.facebook.com/prageru Twitter: https://twitter.com/prageru Instagram: https://instagram.com/prageru/ PragerU is on Snapchat! JOIN PragerFORCE! For Students: http://l.prageru.com/29SgPaX JOIN our Educators Network! http://l.prageru.com/2c8vsff Script: Americans carry many different forms of insurance. There’s car insurance, home insurance, life insurance, even pet insurance . . . Most of these insurance policies work well and are fairly priced. But there is one glaring exception: health insurance. Only health insurance becomes more complicated and more expensive at the same time. So, the obvious question is: why? To answer this question, we have to start at the beginning. What is insurance? It’s pretty straight-forward: You pay a monthly fee which provides financial protection against unforeseen, sometimes catastrophic, events. People buy homeowners insurance, for example, to protect themselves from the financial loss incurred in the event of a fire, a flood or theft. Because millions of people are paying into the insurance pool, the pool has enough money to cover the unlucky person whose house does burn down. And since insurance is meant to share risk, it only stands to reason that higher-risk individuals have to pay more to be insured. Someone who has had two accidents is going to pay more for car insurance than someone who has never had an accident. Why? Because their track record indicates they are more likely to have another accident. But while insurance provides a bulwark against unforeseen loss, it does not protect against routine expenses. Car insurance protects you in the event that you wind up in a car wreck or your vehicle is stolen, but it doesn’t cover routine maintenance like oil changes, replacing brake pads or tire erosion. Why? Because everyone needs routine oil changes, new brake pads, and new tires. So, there is no risk to protect against. Health insurance in America works very differently. Many of us have health insurance plans that aren’t insurance at all. They’re really pre-paid health care plans. They cover routine check-ups, less serious illnesses, and recurring expenses like prescription medications in addition to protecting you from a health disaster. All of this has made healthcare much more expensive and complex than any other form of insurance. That is true whether you get your insurance through your employer, through the government, or if you pay for your own plan. The Affordable Care Act, known as Obamacare, was passed on the promise that it would fix these issues and bring down healthcare costs. But it has actually made the problem much worse. First, it limited the variety of health insurance plans private companies could offer. It did this by mandating that every plan had to cover the same set of ten health benefits, including preventive care, maternity care, mental health care, and contraception. Second, Obamacare prevented insurers from charging premiums based on the risk they were assuming. A person with a much higher risk of getting sick couldn’t be charged more than a person with a much lower chance. These two aspects of Obamacare – requiring all policies to have certain coverages and not allowing insurance companies to charge more for riskier clients – caused the price of insurance to rise dramatically. In Arizona, for example, the price more than doubled between 2016 and 2017 alone. For the complete script, visit https://www.prageru.com/videos/why-health-insurance-so-complicated
Views: 1103274 PragerU
This video is about health insurance for next year 2018- what to expect. By watching this video, you should be able to answer some of your questions like: -what will happen to Obamacare in 2018? -is the penalty still in force for next year? - when should I enroll in health insurance or when is the open enrollment for 2018? -can I still receive the subsidies in 2018? - where and how do I get a subsidy? I created this video with the YouTube Video Editor (http://www.youtube.com/editor)
Views: 19388 Let's Talk Money Channel
Pennsylvania voted Republican for the first time in 24 years. How is Donald Trump's new healthcare plan - to replace Obamacare - going down there. Emily Maitlis finds out. Newsnight is the BBC's flagship news and current affairs TV programme - with analysis, debate, exclusives, and robust interviews. Website: www.bbc.co.uk/newsnight YouTube: https://www.youtube.com/user/BBCNewsnight Twitter: https://twitter.com/BBCNewsnight Facebook: https://www.facebook.com/bbcnewsnight Snapchat: https://www.snapchat.com/add/bbcnewsnight
Views: 16325 BBC Newsnight
Hint: single-payer won’t fix America’s health care spending. Subscribe to our channel! http://goo.gl/0bsAjO Americans don't drive up the price by consuming more health care. They don't visit the doctor more than other developed countries: http://international.commonwealthfund.org/stats/annual_physician_visits/ But the price we pay for that visit - for a procedure - it costs way more: http://static1.squarespace.com/static/518a3cfee4b0a77d03a62c98/t/57d3ca9529687f1a257e9e26/1473497751062/2015+Comparative+Price+Report+09.09.16.pdf The price you pay for the same procedure, at the same hospital, may vary enormously depending on what kind of health insurance you have in the US. That's because of bargaining power. Government programs, like Medicare and Medicaid, can ask for a lower price from health service providers because they have the numbers: the hospital has to comply or else risk losing the business of millions of Americans. There are dozens of private health insurance providers in the United States and they each need to bargain for prices with hospitals and doctors. The numbers of people private insurances represent are much less than the government programs. That means a higher price when you go to the doctor or fill a prescription. Uninsured individuals have the least bargaining power. Without any insurance, you will pay the highest price. For more health care policy content, check out The Impact, a podcast about the human consequences of policy-making. https://itunes.apple.com/us/podcast/the-impact/id1294325824?mt=2 Vox.com is a news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: http://goo.gl/IZONyE Follow Vox on Twitter: http://goo.gl/XFrZ5H Or on Facebook: http://goo.gl/U2g06o
Views: 2514885 Vox
The Republican health care bill could leave many Americans without affordable coverage. Last Week Tonight's catheter cowboy returns to morning cable news to explain that to Donald Trump. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 7951918 LastWeekTonight
Members of Recognized Health Care Sharing Ministries are Exempt From the Requirement to Have Health Insurance and do not pay a penalty for health insurance. You can also apply outside of open enrollment and do not need a qualifying life event to apply. This is not insurance. Get detailed information on our website http://www.sfcheapinsurance.com/aliera.html The Affordable Care Act calls for individuals to have qualifying health insurance coverage for each month of the year, have an exemption, or make a shared responsibility payment when filing his or her federal income tax return. You may be exempt from the requirement to maintain qualifying health insurance coverage, called minimum essential coverage, and may not have to make a shared responsibility payment when you file your next federal income tax return. . You may be exempt if you: Have no affordable coverage options because the minimum amount you must pay for the annual premiums is more than eight percent of your household income, Have a gap in coverage for less than three consecutive months, or Qualify for an exemption for one of several other reasons, including having a hardship that prevents you from obtaining coverage or belonging to a group explicitly exempt from the requirement. please subscribe to our channel for more videos! https://www.youtube.com/letstalkmoneychannel
Views: 136 Let's Talk Money Channel
Be sure to visit https://www.humanahealthcarereform.com for more information around reform | Balancing cost and coverage is the key to choosing the right healthcare plan. Find out the deductibles, co-pays, co-insurance percentages and the maximum out-of-pocket expenses you'll have to pay for the year to help you decide. Check out http://youtube.com/Humana for more videos or http://bit.ly/14yfhqg for more videos on healthcare reform. Be sure to follow Healthcare For You on Twitter: http://twitter.com/Healthcare_4You and Facebook: http://on.fb.me/17Tqda6 Subscribe to the Humana YouTube Channel http://bit.ly/Humana_YouTube For 50 years, Humana, headquartered in Louisville, Kentucky, has been an innovator with a commitment to service, health and wellness. Our focus on people, choice, engagement and innovation guides our business practices and decision-making. In addition to group health plans, Humana's diverse lines of business position us to serve millions of people with a wide range of needs, including seniors, military members and self-employed individuals. Website: https://www.humana.com Facebook: https://www.facebook.com/humana Twitter: https://twitter.com/humana Google+: https://plus.google.com/+humana
Views: 54854 Humana
This cartoon explains health insurance using fun, easy-to-understand scenarios. It breaks down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs. This is the third YouToons video written and produced by the Kaiser Family Foundation. The video is narrated by former U.S. Senate Majority Leader Bill Frist, a nationally-recognized surgeon and Foundation trustee. Also available in Spanish: http://youtu.be/mDPhCo11z0E To download the video, please visit: http://www.kff.org/youtoons-health-insurance-explained
Views: 336899 Kaiser Family Foundation
When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met. Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don't typically apply to co-payments. Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime. Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy. Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least $2 million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits. Some health insurance plans purchased before March 23, 2010 have what is called "grandfathered status." Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage. If you purchased your health insurance policy after March 23, 2010 and you're due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment. There are five important changes that occurred with individual and family health insurance policies on September 23, 2010. Those changes are: 1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums. 2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud. 3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement. 4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services. 5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state's open-enrollment period before their application will be approved.
Views: 583258 eHealth
We've been getting a lot of requests to talk about the health care systems of different countries. It's really hard to compress the complexities of each into an episode, but we're going to try. First up is the United States. Others will follow, including next week. Make sure you subscribe above so you don't miss any upcoming episodes! Here are references for all the stuff I talk about: John's video on health care costs: http://www.youtube.com/watch?v=qSjGouBmo0M Aaron's series on costs: http://theincidentaleconomist.com/wordpress/what-makes-the-us-health-care-system-so-expensive-introduction/ Aaron's series on quality: http://theincidentaleconomist.com/wordpress/how-do-we-rate-the-quality-of-the-us-health-care-system-introduction/ John Green -- Executive Producer Stan Muller -- Director, Producer Aaron Carroll -- Writer Mark Olsen -- Graphics http://www.twitter.com/aaronecarroll http://www.twitter.com/crashcoursestan http://www.twitter.com/realjohngreen http://www.twitter.com/olsenvideo
Views: 433981 Healthcare Triage
In which John discusses the tradeoffs involved in health care reform, and why the 70% of Americans who are happy with their personal health care make it difficult to achieve more than incremental changes in the very expensive, very inefficient health care system in the United States. SOURCES: First off, subscribe to Healthcare Triage, where this stuff is discussed with far more detail and nuance: https://www.youtube.com/user/thehealthcaretriage Only 32% of Americans think our healthcare system is good or excellent, but 69% are happy with their personal health care: http://www.gallup.com/poll/165998/americans-views-healthcare-quality-cost-coverage.aspx Over at the incidental economist, Aaron Carroll and Austin Frakt have written a LOT about the quality of U.S. healthcare outcomes compared to other countries. Intros here: http://theincidentaleconomist.com/wordpress/the-state-of-us-health-aint-so-good/ and here: http://theincidentaleconomist.com/wordpress/how-do-we-rate-the-quality-of-the-us-health-care-system-introduction/ The Kaiser Foundation has up-to-date stats on where people get their health insurance--the ACA exchanges get coverage to about 6% of people, 49% of people get coverage through their employers (or their family's employer), 20% through Medicaid, 14% through Medicare, and 9% are uninfured: http://kff.org/other/state-indicator/total-population/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D Healthcare costs in the U.S. are very, very high compared to every other wealthy country, and have been for decades: https://en.wikipedia.org/wiki/Health_care_in_the_United_States#Overall_costs A Medicare-for-All program would lead to lower overall healthcare costs in the U.S., but also a lot of job loss (possibly as many as two million): http://money.cnn.com/2016/01/25/news/economy/sanders-health-care-plan/ Even modest reductions in health insurance subsidies--like those proposed in the GOP repeal and replace of the Affordable Care Act--would lead to tens of millions of people losing insurance coverage: https://www.cbo.gov/publication/52371 Other topics discussed include the Republican plan to repeal and replace the Affordable Care Act, the relative modesty of Obamacare as a health care reform, and the benefits and tradeoffs of Bernie Sanders' proposed single payer healthcare system, Medicare for All. ---- Subscribe to our newsletter! http://nerdfighteria.com/newsletter/ And join the community at http://nerdfighteria.com http://effyeahnerdfighters.com Help transcribe videos - http://nerdfighteria.info John's twitter - http://twitter.com/johngreen John's tumblr - http://fishingboatproceeds.tumblr.com Hank's twitter - http://twitter.com/hankgreen Hank's tumblr - http://edwardspoonhands.tumblr.com
Views: 520523 vlogbrothers
When you compare Marketplace insurance plans, they're put into 5 categories based on how you and the plan can expect to share the costs of care: Bronze, Silver, Gold, Platinum, and Catastrophic. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription medications. Visit HealthCare.gov to see if you can get coverage outside Open Enrollment: http://hlthc.re/R6AlFe
Views: 546246 HealthCare.gov
Watch the newest YouToons video (released Nov. 11, 2014), Health Insurance Explained – The YouToons Have It Covered: http://youtu.be/-58VD3z7ZiQ ----- Health care reform explained in "Health Reform Hits Main Street." Confused about how the new health care reform law really works? This short, animated movie -- featuring the "YouToons" -- explains the problems with the current health care system, the changes that are happening now, and the big changes coming in 2014. Written and produced by the Kaiser Family Foundation. Narrated by Cokie Roberts, a news commentator for ABC News and NPR and a member of Kaiser's Board of Trustees. Creative production and animation by Free Range Studios. Also let the YouToons illustrate how health insurance coverage will work under reform. Visit: http://healthreform.kff.org/profiles.aspx
Views: 965781 KFFhealthreform
The Affordable Care Act was supposed to lower healthcare costs, but it has done just the opposite. Why? Because it ignored the realities of how markets work. Donate today to PragerU! http://l.prageru.com/2ylo1Yt This video is part of a collaborative business and economics project with Job Creators Network. To learn more about JCN, visit www.jobcreatorsnetwork.com. Joining PragerU is free! Sign up now to get all our videos as soon as they're released. http://prageru.com/signup Download Pragerpedia on your iPhone or Android! Thousands of sources and facts at your fingertips. iPhone: http://l.prageru.com/2dlsnbG Android: http://l.prageru.com/2dlsS5e Join Prager United to get new swag every quarter, exclusive early access to our videos, and an annual TownHall phone call with Dennis Prager! http://l.prageru.com/2c9n6ys Join PragerU's text list to have these videos, free merchandise giveaways and breaking announcements sent directly to your phone! https://optin.mobiniti.com/prageru Do you shop on Amazon? Click https://smile.amazon.com and a percentage of every Amazon purchase will be donated to PragerU. Same great products. Same low price. Shopping made meaningful. VISIT PragerU! https://www.prageru.com FOLLOW us! Facebook: https://www.facebook.com/prageru Twitter: https://twitter.com/prageru Instagram: https://instagram.com/prageru/ PragerU is on Snapchat! JOIN PragerFORCE! For Students: http://l.prageru.com/29SgPaX JOIN our Educators Network! http://l.prageru.com/2c8vsff Script: Healthcare costs are skyrocketing. Since the Affordable Care Act passed in 2010 health care costs have gone up by double digits each year. The health care bill did get more people insured and helped with issues like preexisting conditions, but the problem with the healthcare law isn't what it tried to do, it's what it failed to do: reduce costs. The solutions to the cost problem is with the free market and competition. Here are just three ideas that could make a huge difference. Number 1: We can roll back the tax burden on insurance companies. The ACA added a $60 billion tax on health insurers, which made them have to charge more to consumers to cover their costs. Taxes roll downhill so a tax on insurers means higher costs for all of us. Number 2: We can lower the regulations on health plans. The ACA has a lot of requirements that force insurance plans to cover an incredibly big list of benefits. If you want a bare-bones insurance plan that simply covers catastrophic events like a car accident or cancer you currently can't get one. By boosting the benefits of every plan it restricts competition and drives up prices by forcing smaller health insurers out of the marketplace. Low-cost catastrophic plans that are normally purchased by younger, healthier people are no longer available because of the ACA requirements. Introducing as many health insurers to the marketplace as possible can drive down prices by encouraging businesses to compete to cut costs. The ACA did the exact opposite: Less competition and higher prices. Number 3: Encourage medical innovation. The cost to bring a new drug to market already exceeds two and half billion dollars. And the ACA places an additional twenty-two billion dollar tax burden on innovator drug companies, the same businesses that produce lifesaving medications and cures for those in need. Punishing drug producers forces them to charge even higher prices to make up for the lost money in research, development, and taxes. If we encourage, not punish drug makers it will lead to more breakthroughs and lower costs--a win, win for all of us. As healthcare costs skyrocket, don't forget that the free market is our best chance to rein them in.
Views: 433427 PragerU
Senator Rand Paul joined the House Freedom Caucus in answering questions about his plan to repeal and replace Obamacare. Check out Rand Paul's website here▼ http://www.paul.senate.gov/ Like Rand Paul on Facebook▼ http://www.facebook.com/RandPaul Follow Rand Paul on Twitter▼ http://twitter.com/RandPaul Follow Rand Paul on Instagram▼ http://instagram.com/drrandpaul/ A Short Bio on Rand Paul Senator Rand Paul, M.D. is one of the nation’s leading advocates for liberty. Elected to the U.S. Senate in 2010, Dr. Paul has proven to be an outspoken champion for constitutional liberties and fiscal responsibility. As a fierce advocate against government overreach, Rand has fought tirelessly to return government to its limited, constitutional scope. A devoted husband and father, Dr. Paul and his family live in Bowling Green, Kentucky, where Rand owned his own ophthalmology practice and performed eye surgery for 18 years. As a hard-working and dedicated physician--not a career politician--Rand Paul came to Washington to shake things up and to make a difference. Dr. Paul has been married for 24 years to Kelley Ashby Paul of Russellville, Kentucky, and together, they have three sons: William, 21; Duncan, 18; and Robert, 15. He regularly volunteered to coach teams for each of his three sons in Little League baseball, soccer, and basketball. Rand and Kelley are both devout Christians and are active in their local church. Rand is the third of five children born to Carol and Ron Paul. He grew up in Lake Jackson, Texas and attended Baylor University. He graduated from Duke Medical School in 1988. Dr. Paul completed a general surgery internship at Georgia Baptist Medical Center in Atlanta and completed his residency in ophthalmology at Duke University Medical Center. Upon completion of his training in 1993, Rand and Kelley moved to Bowling Green to start their family and begin his ophthalmology practice. In 1995, Rand founded the Southern Kentucky Lions Eye Clinic, an organization that provides eye exams and surgery to needy families and individuals. Rand is a former president and 17-year member of Lions Clubs International, which is dedicated to preserving sight by providing eyeglasses and surgery to the less fortunate around the world. In recognition of his outstanding and sustained efforts to provide vision care to Kentuckians in need, Lions Clubs International has awarded Rand many of its highest commendations. A large part of Rand's daily work as an ophthalmologist was dedicated to preserving the vision of our seniors. In 2002, The Twilight Wish Foundation recognized Rand for Outstanding Service and Commitment to Seniors. During his free time, Dr. Paul performs pro-bono eye surgeries for patients across Kentucky. Additionally, he provides free eye surgery to children from around the world through his participation in the Children of the Americas Program. Most recently, he traveled to Guatemala on a medical mission trip with the University of Utah's Moran Eye Center. During the week over 200 patients, many of them blind with cataracts had their vision restored by Dr. Paul. Dr. Paul's entrance into politics is indicative of his life’s work as a surgeon: a desire to diagnose problems and provide practical solutions, whether it be in Bowling Green, Kentucky or Washington, D.C. Randal Howard "Rand" Paul (born January 7, 1963) is an American physician and politician from Kentucky. In office since 2011, Paul currently serves in the United States Senate as a member of the Republican Party. He is also a trained ophthalmologist and is the middle son of former U.S. Representative and physician Ron Paul of Texas. Born in Pittsburgh, Pennsylvania, Paul attended Baylor University and is a graduate of the Duke University School of Medicine. Paul began practicing ophthalmology in 1993 in Bowling Green, Kentucky and established his own clinic in December 2007. Paul has been considered a supporter of the Tea Party movement, and a vocal critic of the Federal Reserve System. He has opposed NSA mass surveillance of Americans and supports reduced government spending and taxation. He describes himself as "100% pro-life" and has cosponsored legislation for the equal protection of the right to life from conception. Paul officially announced his candidacy for the 2016 U.S. presidential election on April 7, 2015.
Views: 9581 Rand Paul
https://www.consumerreports.org/health-insurance/guide-to-health-insurance/ Guide to help you find the best rated health insurance provider in your state. Consumer reports has helped me make my decision. 2017 Alabama Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Michigan Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Los Angeles New York Chicago Austin San Antonio Las Vegas Akron Tampa Orlando Miami Jacksonville Fort Myers Atlanta Charlotte Charleston Richmond Beach DC City Boston San Francisco San Diego Sacramento Dallas Houston Tempe Phoenix St Louis Minneapolis Seattle Portland Hartford Philadelphia San jose columbus Indianapolis Fort Worth Denver El Paso Detroit Memphis Nashville Baltimore Louisville Milwaukee Albuquerque Tucson Fresno Long Beach Mesa Springs Raleigh Omaha Oakland Tulsa Wichita New Orleans Alrington Cleveland Bakersfield Aurora Honolulu Anaheim Santa Ana Corpus Christi Riverside Lexington Roanoke Stockton Pittsburgh Saint Paul Anchorage Cincinatti Henderson Greensboro Plano Newark Toledo Lincoln Cula Vista Chandler Fort Wayne Buffalo Durham St Petersburg Irvine Laredo Lubbock Madison Gilbert Norfolk Reno Winston-Salem Glendale Hialeah Puerto Rico Garland Scottsdale Irving Chesapeake North South East West Fremont Baton Rouge Boise San Bernardino Spokane Birmingham Modesto Des Moines Rochester Tacoma Fontana Oxnard Moreno Valley Fayetteville Huntington Beach Ontario Toronto Barry Yonkers Glendale Montgomery Amarillo Little Rock Akron Manchester Shreveport Augusta Grand Rapids Mobile Huntsville Tallahassee Grand Prairie Overland Park Knoxville Worcester Brownsville SW NW SE NE New England AARP Aetna American Family Insurance American National Insurance Amerigroup Anthem Blue Shield Cross Association CareSource Cambia Solutions Centene Corporation Cigna Coventry Care EmblemHealth Fortis Golden Rule Insurance Company Group Cooperative Group Incorporated Net HealthMarkets HealthPartners HealthSpring Highmark Humana Independence Kaiser Permanente Kaleida LifeWise Plan Oregon Medica Medical Mutual Ohio Molina Healthcare Premera Principal Financial Group Shelter Insurance State Farm Thrivent Financial for Lutherans UnitedHealth Group Unitrin Universal American Corporation WellCare Plans WellPoint Medicare Medicare United States Aetna American Family Insurance CareSource Bankers Life Casualty Conseco Kaiser Permanente Mutual Omaha Premera Thrivent Financial Lutherans United American Insurance Company Aflac Allstate Assurant Colonial Life Accident Insurance Company Combined Insurance Conseco Liberty National Life Insurance Company Manhattan Life Insurance Company MEGA Life Mutual of Omaha State Farm Insurance ¿Cuál es el mejor plan de proveedor de seguro médico en mi estado de atención del gobierno de Estados Unidos ayudar a encontrar Quel est le meilleur plan de fournisseur d'assurance de santé dans mon état Etats-Unis gouvernement de soins aider à trouver Qual é o melhor plano de provedor de seguro de saúde em meu estado governo cuidados Estados Unidos ajudar a encontrar Was ist der beste Plan Krankenkasse in meinem Zustand Vereinigte Staaten Pflege Regierung helfen Sa ki pi bon plan an founisè asirans sante nan eta gouvènman swen Etazini mwen ede jwenn सबसे अच्छा मेरे राज्य में संयुक्त राज्य अमेरिका की देखभाल सरकार में स्वास्थ्य बीमा प्रदाता योजना को खोजने में मदद क्या है sabase achchha mere raajy mein sanyukt raajy amerika kee dekhabhaal sarakaar mein svaasthy beema pradaata yojana ko khojane mein madad kya hai Hvad er den bedste sygesikring udbyder plan i min tilstand USA pleje regeringen hjælpe med at finde Ano ang pinakamahusay na plano sa aking estado Estados Unidos pamahalaan tulong mahanap Canada Puerto Rico Costa Rica Mexico Jamaica Haiti Dominican Republic Richmond Walgreens CVS Walmart pharmacy big pharma regulation legal cost price frugal CP sign up sports termination removed Что такое лучший план медицинского страхования поставщика в моем государстве правительство Соединенных Штатов ухода помочь найти Chto takoye luchshiy plan meditsinskogo strakhovaniya postavshchika v moyem gosudarstve pravitel'stvo Soyedinennykh Shtatov ukhoda pomoch' nayti ما هي أفضل خطة شركات التأمين الصحي في ولايتي الحكومة رعاية الولايات المتحدة الأمريكية مساعدة في العثور على ma hi 'afdal khuttat sharikat alttamin alsshhi fi wilayatay alhukumat rieayat alwilayat almuttahidat al'amrikiat musaeadatan fi aleuthur ealaa بهترین طرح ارائه دهنده بیمه سلامت در دولت ایالات متحده دولت مراقبت از من کمک به پیدا کردن چه
Views: 9692 RubberWilbur
Who is paying for your healthcare? To understand how healthcare is financed in the United States, you must start with the flow of money into and out of the employer-sponsored insurance system, which covers almost 60 percent of the US population under age 65. Of the remaining 40 percent, nearly half are uninsured, and the rest are covered by Medicaid, individual insurance policies or other public plans. Our focus in this video is on the 60 percent of people covered in the employer-sponsored market, though some of these dynamics may also apply to the other 40 percent. Here's how the employer-sponsored system works: For each employee, employers contribute towards the group health insurance plan. The employer contribution has been growing each year. Employers usually make payroll deductions from employee pay checks to cover the employee's share of the cost of the group health insurance plan. The plan has certain co-pays, deductibles, co-insurance and out-of-pocket limits that determine how much plan members pay to receive care. The combined share of payroll deductions and out-of-pocket costs that represent the employee cost of healthcare has been growing in recent years. Together employer and employee contributions form the pool of funds that pays for the care provided to members of the group health plan. Funds may be used for trips to the doctor, in-patient and out-patient care, and for pharmaceuticals and other medical services. The cost and volume of usage for each service vary geographically. The difference in cost from one city to another reflects differences in how care is delivered and differences in the amount that providers and payers negotiate as payment for healthcare services. While there is a great deal of variety in how these cost dynamics behave, the common driver of increasing cost is the underlying cost of care—the cost of seeing the doctor, going to the hospital, buying prescription drugs—and the volume of each are what most determine healthcare costs. And in 2012 that underlying cost for the typical family of four will exceed $20,000. Without significant changes to the healthcare system, such as improved efficiency or better coordination of care, this cost will continue to rise. For more on the dynamics of healthcare spending, read the Milliman Medical Index, available at http://milliman.com/mmi, or follow us at healthcaretownhall.com.
Views: 13227 Milliman, Inc.
Jimmy talks about being in the middle of the national health care debate by addressing more criticism from Senator Bill Cassidy and Fox News, sharing his personal experience about his emotional weekend meeting hundreds of people who have benefitted from the ACA, and praising Senators John McCain and Susan Collins for saying no to the Graham-Cassidy bill, hopefully killing it once and for all. Round 3 of Jimmy Kimmel’s Health Care Battle https://youtu.be/KUH0KQ1qMiw SUBSCRIBE to get the latest #KIMMEL: http://bit.ly/JKLSubscribe Watch Mean Tweets: http://bit.ly/KimmelMT10 Connect with Jimmy Kimmel Live Online: Visit the Jimmy Kimmel Live WEBSITE: http://bit.ly/JKLWebsite Like Jimmy Kimmel on FACEBOOK: http://bit.ly/KimmelFB Like Jimmy Kimmel Live on FACEBOOK: http://bit.ly/JKLFacebook Follow @JimmyKimmel on TWITTER: http://bit.ly/KimmelTW Follow Jimmy Kimmel Live on TWITTER: http://bit.ly/JKLTwitter Follow Jimmy Kimmel Live on INSTAGRAM: http://bit.ly/JKLInstagram About Jimmy Kimmel Live: Jimmy Kimmel serves as host and executive producer of Emmy-winning "Jimmy Kimmel Live," ABC's late-night talk show. "Jimmy Kimmel Live" is well known for its huge viral video successes with 5.6 billion views on YouTube alone. Some of Kimmel's most popular comedy bits include - Mean Tweets, Lie Witness News, Jimmy's Twerk Fail Prank, Unnecessary Censorship, YouTube Challenge, The Baby Bachelor, Movie: The Movie, Handsome Men's Club, Jimmy Kimmel Lie Detective and music videos like "I (Wanna) Channing All Over Your Tatum" and a Blurred Lines parody with Robin Thicke, Pharrell, Jimmy and his security guard Guillermo. Now in its fifteenth season, Kimmel's guests have included: Johnny Depp, Meryl Streep, Tom Cruise, Halle Berry, Harrison Ford, Jennifer Aniston, Will Ferrell, Katy Perry, Tom Hanks, Scarlett Johansson, Channing Tatum, George Clooney, Larry David, Charlize Theron, Mark Wahlberg, Kobe Bryant, Steve Carell, Hugh Jackman, Kristen Wiig, Jeff Bridges, Jennifer Garner, Ryan Gosling, Bryan Cranston, Jamie Foxx, Amy Poehler, Ben Affleck, Robert Downey Jr., Jake Gyllenhaal, Oprah, and unfortunately Matt Damon. Jimmy Kimmel’s Emotional Weekend Over Health Care Battle https://youtu.be/jtx7aTdaVzM
Views: 557686 Jimmy Kimmel Live
Feb.27 -- At a meeting with health insurance executives at the White House on Monday, President Donald Trump discussed replacing Obamacare.
Views: 3922 Bloomberg Politics
http://www.healthcare.gov Healthcare Triage is a new series from Dr. Aaron Carroll and the team behind Crash Course and Mental Floss Videos. In this episode, Aaron gets a visit from noted hypochondriac John Green, and allays some of his fears about Obamacare. He provides an overview of what is going to happen on October 1st, when the Affordable Care Act, AKA Obamacare, goes into effect. Aaron will talk stuff like individual mandates, subsidies, and the three-legged stool of Obamacare, which is not a real stool. You'll learn who exactly is affected by the changes on October 1st, get a brief tour of healthcare.gov, and learn a little about alien alternative medicine, which also isn't even real. The rest of the video is totally real. All this, plus the aforementioned metaphorical furniture should make this pretty hard to resist. Read more on Aaron's blog: http://theincidentaleconomist.com/ Written by Aaron Carroll Produced by Stan Muller Graphics by Mark Olsen http://www.twitter.com/aaronecarroll http://www.twitter.com/crashcoursestan http://www.twitter.com/realjohngreen http://www.twitter.com/olsenvideo
Views: 317659 Healthcare Triage
A baby was born 6 days after an Obamacare regulation — and it made all the difference. Subscribe to our channel! http://goo.gl/0bsAjO Read Sarah Kliff's full article: http://www.vox.com/policy-and-politics/2017/2/15/14563182/obamacare-lifetime-limits-ban Timmy Morrison was delivered by emergency C-section, weighing in at 3 pounds, 9 ounces. Doctors put him under anesthesia within a week and into surgery within a month. Some of the contents of his stomach sometimes made their way to his lungs. Workers in the intensive care unit frequently needed to resuscitate him. He arrived seven weeks premature — but, in a way, just at the right time. Six months before Timmy was born, President Barack Obama signed a sweeping health care law that would come to bear his name. Six days before Timmy’s birth, the Obama administration began to phase in a provision that banned insurance companies from limiting how much they would pay for any individual’s medical bills over his or her lifetime. At the time the Affordable Care Act passed, 91 million Americans had employer-sponsored plans that imposed those so-called lifetime limits. That group included Timmy’s parents, whose plan previously included a $1 million lifetime limit. This Obamacare provision took effect September 23, 2010. Timmy was born September 29. On December 17, he surpassed $1 million worth of bills in the neonatal intensive care unit. He didn’t leave the NICU until he was 6 months old. If Timmy had been born a week earlier, his medical benefits could have run out while he was still in the NICU. But that didn’t happen. His insurer covered everything. The NICU bills his parents save total just over $2 million (they come out to $2,070,146.94, to be exact). Vox.com is a news website that helps you cut through the noise and understand what's really driving the events in the headlines. Check out http://www.vox.com to get up to speed on everything from Kurdistan to the Kim Kardashian app. Check out our full video catalog: http://goo.gl/IZONyE Follow Vox on Twitter: http://goo.gl/XFrZ5H Or on Facebook: http://goo.gl/U2g06o
Views: 578334 Vox
Obamacare, Trumpcare, Ryancare, Berniecare. Doesn't matter what you call it, when you hand over control of healthcare to the Government through a single-payer, universal system: it sucks. Allow me, someone who grew up with socialized medicine in Montreal, Canada, explain why. Take media back and join the Mug Club: http://louderwithcrowder.com/mugclub Use promo codes "student" "veteran" "military" to get daily access for $69/year! Shop the official #LWC store: http://louderwithcrowdershop.com More at http://louderwithcrowder.com Follow me on Twitter: https://twitter.com/scrowder Like me on Facebook: https://www.facebook.com/stevencrowde... Follow me on Vine: https://vine.co/u/1136892885917368320 Check out more of my videos! Crowder CRASHES Feminist #DayWithoutAWoman Insanity! https://www.youtube.com/watch?v=07Gcm... Crowder Crashes a Feminist Film Festival in Underwear! https://www.youtube.com/watch?v=aWJT0... Cenk Uygur #SXSW Panel CRASHED by Crowder... As Cenk Uygur https://www.youtube.com/watch?v=PMSRA... #InternationalWomensDay Apocalypse Begins! https://www.youtube.com/watch?v=n0c3R... BUZZFEED REBUTTAL: Plus-Sized SJW Propaganda https://www.youtube.com/watch?v=FJq0H... Pop culture and politics from the most politically incorrect comedy channel on the web. Hippies and Muslims hate me!
Views: 2187011 StevenCrowder
In a WND TV interview, Dr. Ben Carson talks with WND's Joseph Farah about a plan to rescue healthcare from Obamacare. This video is the second segment out of three parts. Stay tuned. Read the entire article on www.wnd.com
Views: 2175 WorldNetDaily
In which John discusses the complicated reasons why the United States spends so much more on health care than any other country in the world, and along the way reveals some surprising information, including that Americans spend more of their tax dollars on public health care than people in Canada, the UK, or Australia. Who's at fault? Insurance companies? Drug companies? Malpractice lawyers? Hospitals? Or is it more complicated than a simple blame game? (Hint: It's that one.) For a much more thorough examination of health care expenses in America, I recommend this series at The Incidental Economist: http://theincidentaleconomist.com/wordpress/what-makes-the-us-health-care-system-so-expensive-introduction/ The Commonwealth Fund's Study of Health Care Prices in the US: http://www.commonwealthfund.org/~/media/Files/Publications/Issue%20Brief/2012/May/1595_Squires_explaining_high_hlt_care_spending_intl_brief.pdf Some of the stats in this video also come from this New York Times story: http://www.nytimes.com/2013/06/02/health/colonoscopies-explain-why-us-leads-the-world-in-health-expenditures.html?pagewanted=all This is the first part in what will be a periodic series on health care costs and reforms leading up to the introduction of the Affordable Care Act, aka Obamacare, in 2014.
Views: 7213467 vlogbrothers
SUBSCRIBE to get the latest #KIMMEL: http://bit.ly/JKLSubscribe Watch the latest Mean Tweets: http://bit.ly/KimmelMeanTweets Connect with Jimmy Kimmel Live Online: Visit the Jimmy Kimmel Live WEBSITE: http://bit.ly/JKLWebsite Like Jimmy Kimmel Live on FACEBOOK: http://bit.ly/JKLFacebook Follow Jimmy Kimmel Live on TWITTER: http://bit.ly/JKLTwitter Follow Jimmy Kimmel Live on INSTAGRAM: http://bit.ly/JKLInstagram About Jimmy Kimmel Live: Jimmy Kimmel serves as host and executive producer of Emmy nominated "Jimmy Kimmel Live," ABC's late-night talk show. "Jimmy Kimmel Live" is well known for its huge viral video successes with 1.5 billion views on YouTube alone. Some of Kimmel's most popular comedy bits include - Mean Tweets, Lie Witness News, Jimmy's Twerk Fail Prank, Unnecessary Censorship, YouTube Challenge, The Baby Bachelor, Movie: The Movie, Handsome Men's Club, Jimmy Kimmel Lie Detective and music videos like "I (Wanna) Channing All Over Your Tatum" and a Blurred Lines parody with Robin Thicke, Pharrell, Jimmy and his security guard Guillermo. Now in its eleventh season, Kimmel's guests have included: Johnny Depp, Meryl Streep, Tom Cruise, Halle Berry, Harrison Ford, Jennifer Aniston, Will Ferrell, Katy Perry, Tom Hanks, Scarlett Johansson, Channing Tatum, George Clooney, Larry David, Charlize Theron, Mark Wahlberg, Kobe Bryant, Steve Carell, Hugh Jackman, Kristen Wiig, Jeff Bridges, Jennifer Garner, Ryan Gosling, Bryan Cranston, Jamie Foxx, Amy Poehler, Ben Affleck, Robert Downey Jr., Jake Gyllenhaal, Oprah, and unfortunately Matt Damon. Six of One - Obamacare vs. The Affordable Care Act http://www.youtube.com/user/JimmyKimmelLive
Views: 4849570 Jimmy Kimmel Live
Affordable Healthcare Plans For 2019 Are Ramping Up To The Starting Line. It appears that many Americans will save money when they exit Obamacare. Everyone Deserves Affordable Healthcare https://affordablehealthcare.io firstname.lastname@example.org In 2014, President Donald Trump's choice to finish cost-sharing support settlements caused incredible rises in 2018 market costs, and also these even more current efforts to undercut the private market will certainly lead to also greater prices for 2019. Tax obligation credit reports increase with costs as well as a result shield lower-income people from greater expenses, several middle-income households that acquire insurance coverage on their very own will certainly see 2019 costs thousands of bucks greater compared to they would certainly be if the Trump management enabled the ACA to function as planned. Based upon price info to this day, the Center for American Progress approximates that an unsubsidized 40-year-old will certainly pay an additional $970 in market costs typically in 2019 due to completion of the required and also the growth of temporary strategies. The Patient Protection and Affordable Care Act (PPACA) – also known as the Affordable Care Act or ACA, and generally referred to as Obamacare – is the landmark health reform legislation passed by the 111th Congress and signed into law by President Barack Obama on March 23, 2010. Cheap Health Care Plan · Affordable Healthcare Plans · Save Money Healthcare Plans. There is a great opportunity for those who take action. You can simply see how much money you will save on health insurance and click buy or click away. You won’t be clicking away when you see the money you are saving in 2019 with affordable health care options like the one we present. Contact Affordable Healthcare Insurance Offer Online Affordable Healthcare Plans for 2019 – Individual health insurance video online. Its predicted even bigger increases are coming to Obamacare premiums. Make sure you get locked in with an affordable healthcare plan in 2019. Facebook: https://www.facebook.com/Affordable-Healthcare-464882217279134/ YouTube Channel: https://www.youtube.com/channel/UCG8tD8muMjObNEytCKhFYDA © Affordable Healthcare.io - All Right Reserved.
Views: 51 Affordable Healthcare
The Republican plan to replace Obamacare is here, and we've got the details! John Green -- Executive Producer Stan Muller -- Director, Producer Aaron Carroll -- Writer Mark Olsen – Graphics Meredith Danko – Social Media http://www.twitter.com/aaronecarroll http://www.twitter.com/crashcoursestan http://www.twitter.com/johngreen http://www.twitter.com/olsenvideo http://twitter.com/br8ybrunch And the housekeeping: 1) You can support Healthcare Triage on Patreon: http://vid.io/xqXr Every little bit helps make the show better! 2) Check out our Facebook page: http://goo.gl/LnOq5z 3) We still have merchandise available at http://www.hctmerch.com You can directly support Healthcare Triage on Patreon: http://vid.io/xqXr If you can afford to pay a little every month, it really helps us to continue producing great content.
Views: 69533 Healthcare Triage
Former President Bill Clinton speaks of Health Reform in the Past and the Health Reform he sees for the Future.
Views: 6134 GettingtotheTruth2
This video discusses a huge problem that has been seen nationwide with the new Obamacare health plan (and it isn't the Obamacare website). It is the fact that so many new enrollments seem to just be picking the cheapest monthly premium package instead of looking at all of the variables. Most importantly, the deductible that goes with that package. This video gives some specific examples that what some Americans are paying per month and also what the corresponding deductible is. Keep in mind, the most important thing to do when picking your health insurance plan is to find out the TOTAL cost of owning that obamacare plan, not just the monthly premium. For more on this and other retirement frequently asked questions, check out our site with new FREE retirement material for you to download every month. http://www.retirethinktank.com
Views: 29588 Retirement Think Tank
FNC Medical A-Team's Dr. Marc Siegel breaks down Donald Trump's health care plan.
Views: 8193 Fox News