Search results “Healthcare reform public plan presentation definition”
Why Are American Health Care Costs So High?
In which John discusses the complicated reasons why the United States spends so much more on health care than any other country in the world, and along the way reveals some surprising information, including that Americans spend more of their tax dollars on public health care than people in Canada, the UK, or Australia. Who's at fault? Insurance companies? Drug companies? Malpractice lawyers? Hospitals? Or is it more complicated than a simple blame game? (Hint: It's that one.) For a much more thorough examination of health care expenses in America, I recommend this series at The Incidental Economist: http://theincidentaleconomist.com/wordpress/what-makes-the-us-health-care-system-so-expensive-introduction/ The Commonwealth Fund's Study of Health Care Prices in the US: http://www.commonwealthfund.org/~/media/Files/Publications/Issue%20Brief/2012/May/1595_Squires_explaining_high_hlt_care_spending_intl_brief.pdf Some of the stats in this video also come from this New York Times story: http://www.nytimes.com/2013/06/02/health/colonoscopies-explain-why-us-leads-the-world-in-health-expenditures.html?pagewanted=all This is the first part in what will be a periodic series on health care costs and reforms leading up to the introduction of the Affordable Care Act, aka Obamacare, in 2014.
Views: 7185459 vlogbrothers
The Healthcare System of the United States
We've been getting a lot of requests to talk about the health care systems of different countries. It's really hard to compress the complexities of each into an episode, but we're going to try. First up is the United States. Others will follow, including next week. Make sure you subscribe above so you don't miss any upcoming episodes! Here are references for all the stuff I talk about: John's video on health care costs: http://www.youtube.com/watch?v=qSjGouBmo0M Aaron's series on costs: http://theincidentaleconomist.com/wordpress/what-makes-the-us-health-care-system-so-expensive-introduction/ Aaron's series on quality: http://theincidentaleconomist.com/wordpress/how-do-we-rate-the-quality-of-the-us-health-care-system-introduction/ John Green -- Executive Producer Stan Muller -- Director, Producer Aaron Carroll -- Writer Mark Olsen -- Graphics http://www.twitter.com/aaronecarroll http://www.twitter.com/crashcoursestan http://www.twitter.com/realjohngreen http://www.twitter.com/olsenvideo
Views: 416878 Healthcare Triage
Quality Improvement in Healthcare
Thanks to St. Michael's Hospital http://www.stmichaelshospital.com, Health Quality Ontario http://www.hqontario.ca, and Institute for Healthcare Improvement http://www.ihi.org Check out our new website http://www.evanshealthlab.com/ Follow Dr. Mike for new videos! http://twitter.com/docmikeevans Dr. Mike Evans is a staff physician at St. Michael's Hospital and an Associate Professor of Family Medicine. He is a Scientist at the Li Ka Shing Knowledge Institute and has an endowed Chair in Patient Engagement and Childhood Nutrition at the University of Toronto. Written, Narrated and Produced by Dr. Mike Evans Illustrations by Liisa Sorsa Directed and Photographed by Mark Ellam Produced by Nick De Pencier Editor, David Schmidt Story/Graphic Facilitator, Disa Kauk Production Assistant, Chris Niesing Director of Operations, Mike Heinrich ©2014 Michael Evans and Reframe Health Films Inc.
Views: 256392 DocMikeEvans
It Depends What State You’re In: Policies and Politics of the US Health Care System | Part 1
Health care and political systems are deeply intertwined, with implications for the quality and equality of access to health care. This symposium explores the political dynamics of health care laws and the way they affect people not only as patients but also as citizens. Health professionals, policy and public health experts, economists, sociologists, and political scientists draw on comparative politics and policies of the states—alone and as part of a federalist system—and on international perspectives to explore the relationships between citizens and their health care. WELCOME AND OPENING REMARKS Lizabeth Cohen, dean, Radcliffe Institute, and Howard Mumford Jones Professor of American Studies, Department of History, Harvard Faculty of Arts and Sciences Daniel Carpenter (7:42), faculty director of the social sciences program, Radcliffe Institute, and Allie S. Freed Professor of Government, Harvard Faculty of Arts and Sciences FUNCTIONS AND DYSFUNCTIONS OF THE AFFORDABLE CARE ACT (14:11) Andrea Louise Campbell (20:06), Arthur and Ruth Sloan Professor of Political Science, Massachusetts Institute of Technology Kate Walsh, president and CEO (35:40), Boston Medical Center Georges C. Benjamin (50:45), executive director, American Public Health Association Moderated by Benjamin Sommers, associate professor of health policy and economics, Harvard T.H. Chan School of Public Health PANEL DISCUSSION (1:06:12) AUDIENCE Q&A (1:21:06)
Views: 3998 Harvard University
How Health Insurance Works
When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met. Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don't typically apply to co-payments. Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime. Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy. Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least $2 million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits. Some health insurance plans purchased before March 23, 2010 have what is called "grandfathered status." Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage. If you purchased your health insurance policy after March 23, 2010 and you're due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment. There are five important changes that occurred with individual and family health insurance policies on September 23, 2010. Those changes are: 1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums. 2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud. 3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement. 4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services. 5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state's open-enrollment period before their application will be approved.
Views: 572869 eHealth
Keynote Presentation “One Health” Challenges For The 21st Century
On April 7–8, 2015, the Office of Research Infrastructure Programs (ORIP) in the Division of Program Coordination, Planning, and Strategic Initiatives, sponsored a workshop on the NIH campus entitled, One Health: Integrating the Veterinarian Scientist into the Biomedical Research Enterprise. One Health is defined as the integrative effort of multiple disciplines working together to attain optimal health for people, animals and the environment. The purpose of the workshop was to identify how the concept of One Health can advance the NIH mission in regard to both basic and applied research, including training of the biomedical work force, concentrating on the veterinarian scientist.
Views: 2578 NIHOD
Women's Health Policy: What and Why
In this brief presentation, Dr. Cynthia Minkovitz of the Johns Hopkins Bloomberg School of Public Health provides a broad overview of the definition, elements and types of public policy. Six major criteria for evaluating policy are suggested. Reference is given to women's health policy to exemplify the concepts, terms and public policy vehicles. Level: Basic Length: 10 minutes Type: Presentation Presenter: Cynthia Minkovitz, MD, MPH Date Developed: September 2013 Source: Johns Hopkins Bloomberg School of Public Health
Views: 307 NCEMCH Georgetown
What is HEALTH INSURANCE COOPERATIVE? What does HEALTH INSURANCE COOPERATIVE mean? HEALTH INSURANCE COOPERATIVE meaning - HEALTH INSURANCE COOPERATIVE definition - HEALTH INSURANCE COOPERATIVE explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. SUBSCRIBE to our Google Earth flights channel - https://www.youtube.com/channel/UC6UuCPh7GrXznZi0Hz2YQnQ A health insurance cooperative is a cooperative entity that has the goal of providing health insurance and is also owned by the people that the organization insures. It is a form of mutual insurance. In the debate over healthcare reform, healthcare cooperatives are posited as an alternative to both publicly funded healthcare and single-payer healthcare. Cooperatives had been proposed as part of the healthcare reform debate in the United States by the Barack Obama administration as a possible compromise with Blue Dog Democrats (as well as with Republicans) in the search for universal healthcare in the United States. As proposed by President Obama and others, a future health insurance cooperative would not be government owned or run, but would instead receive an initial government investment and would then be operated as a non-profit organization. While a health insurance co-op is not strictly run by the government, hence not making it a public entity, it has been described by Senator Max Baucus of Montana, who is also the chairman of the United States Senate Committee on Finance as "tough enough to keep insurance companies’ feet to the fire." He has proposed a bill that includes a health insurance cooperative instead of the public option. There once were numerous rural health cooperatives established by the Farm Security Administration (FSA). Most of them closed or merged over the years, generally because they lacked a sufficient economy of scale (i.e., they were too small to function efficiently). Thus, co-operatives currently have so little market share as to be "invisible". The bill proposed by Max Baucus, the America’s Healthy Future Act, which uses health insurance cooperatives, was estimated by the Congressional Budget Office to cost $829 billion over ten years, and because of the increase in taxes of $210 billion over 10 years on premium insurance plans with high benefits, would lead to a reduction in the deficit of $81 billion. It would expand coverage to 94 percent of all eligible Americans. During a September 2009 report by John King of CNN, he stated that "supporters know, here in Minnesota and other farm states think co-ops could solve at least a big chunk of the healthcare access and affordability problem." He interviewed Bill Oemichen, President of the Cooperative Network, who remarked that "where co-ops are, they tend to be very, very high quality because it is the consumer who owns them, that is making sure that their health care provider is a quality health care provider." Oemichen also stated that 65% of those who switched from typical health insurance reported better coverage and service. In June 2009, Republican Senator Chuck Grassley told reporters, "if it’s all done entirely within the private sector, you know, it doesn’t seem to me it’s got the faults that you have... by having the government institute something." Steven Hill, a program director at the New America Foundation, has written for Salon.com that "co-ops may hold the key to a substantive compromise", comparing the U.S. reform proposals with health care in Germany. He argued that they can produce quality care for less money given that they would lack the profit motive, they would negotiate fees for service, and that they would end current market monopolies that insurance companies have in several states. Howard Dean and other Democrats have criticized abandoning the idea of a federally run, statewide, public option in favor of co-ops, questioning whether the co-ops would have enough negotiating power to compete with private health insurers. The activist groups SEIU and MoveOn.org have also stated their opposition. Prominent economists such as 2008 Nobel Economics Laureate Paul Krugman and Robert Reich have also questioned co-ops' ability to become large enough to reduce health care costs significantly. Thus, they both support the public option instead, which they state has strong opposition from the insurance industry.
Views: 83 The Audiopedia
Defined Benefit Plan vs. Defined Contribution Plan
Retirement security: Why a Defined Benefit Plan is the SAFEST option for you and your family.
The Real Face of Americans Who Want a Public Option
This video was created from still photos of people for all over the United States who took photos of themselves holding signs they created telling their own stories in their own word. These photos were sent to Slinkerwink of the DailyKos community, who then worked to make the video you are now watching. None of these folks was paid, or stage managed, or in any way manipulated to make these pictures or tell their stories. More Information at http://slinkerwink.wordpress.com/
Views: 1674 publicoptionvideo
Health Insurance Explained – The YouToons Have It Covered
This cartoon explains health insurance using fun, easy-to-understand scenarios. It breaks down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs. This is the third YouToons video written and produced by the Kaiser Family Foundation. The video is narrated by former U.S. Senate Majority Leader Bill Frist, a nationally-recognized surgeon and Foundation trustee. Also available in Spanish: http://youtu.be/mDPhCo11z0E To download the video, please visit: http://www.kff.org/youtoons-health-insurance-explained This year's open enrollment period begins on Sunday, November 1, 2015, and ends Sunday, January 31, 2016.
Views: 321317 Kaiser Family Foundation
Michael Porter on "Value Based Health Care Delivery"
According to Harvard professor Michael Porter, health care reform is proving to be one of the defining issues of the 21st century, both in the United States and throughout the world. Costs are exploding even in single-payer systems driven by aging populations and rising expectations for better care. There is heated debate about what to do, but the focus is on the wrong question: how to cut costs? Porter contends that the only real solution is to transform the delivery of health care to dramatically improve value, or the health outcomes per dollar spent. Health care systems in every country have a value problem, and fixing it will require restructuring of care delivery itself, not incremental solutions. This session offered a roadmap for transforming health care delivery, drawing on examples of leading health care providers and health plans that are achieving exciting value improvements in the US and other countries.
Views: 40036 HarvardCPL
Healthcare Quality Management Presentation SPC Training Co.
SPC is an Egyptian academy established its direct presence to provide an optimum dental training level, Specialize in dentistry, We working daily to improving the dental education in Egypt and middle east. Most of our courses contains hands on & clinical training, Also we have a strong online system to rech all dentists allover the world Our certificates approved from - American Dental Association - Leeds Academy in UK - Egyptian Ministry of Foreign Affairs - Embassies of different countries Feel free to contact us any time 002 / 01112813694 available whats app also www.facebook.com/SPCDentalEdu www.spc-eg.com
Views: 715 SPC Science Palace
ODS Health Leads as Healthcare Reform and The Exchange come to Oregon
Jonathan Nicholas, Vice President of Marketing at ODS Health, describes the current Healthcare situation in Oregon, defining the mission for the Oregon Healthcare Summit 2011. Recorded June 10, 2011 at "To the Alliance...and Beyond".
Views: 244 ODSWellness
WEBINAR: Eight Essential Elements for Strong Public Health
Watch our webinar on "Eight Essential Elements for Strong Public Health Policy" to learn how to craft sustainable public health policy that supports healthier environments by defining the problem, finding policy solutions that work and locating resources for help. To download the presentation slides, visit: http://changelabsolutions.org/publications/eight-essential-elements-strong-public-health-policy
Views: 609 ChangeLab Solutions
Developing and Influencing Policy for the Public's Health
A special presentation on partnerships and policies to assure the health of women, children, youth and families, including those with special health care needs. Michael Fraser of the Association of Maternal and Child Health Programs (AMCHP) discusses how recent events in the "other Washington" are affecting critical public health programs and action.
Urban Land Reform Initiative: Finalist Presentation
Genesee County, Michigan's Urban Land Reform Initiative, an Innovations in American Government Awards finalist, presented before the National Selection Committee in 2007.
Views: 70 Harvard Ash Center
Liberals Love Trump's Tax Plan... When Told It's Bernie Sanders' Plan
Liberal college students don't care much for Donald Trump's new tax plan...unless of course they're told that Bernie Sanders came up with it. Read the story here: https://www.campusreform.org/?ID=9997 ----------------------------------------------------------------------------------------------------------- Follow us on Twitter ► http://twitter.com/campusreform Like us on Facebook ► http://www.facebook.com/CampusReform Campus Reform, a project of the Leadership Institute, is America's leading site for college news. As a watchdog to the nation's higher education system, Campus Reform exposes bias and abuse on the nation's college campuses. Our team of professional journalists works alongside student activists and student journalists to report on the conduct and misconduct of university administrators, faculty, and students. Campus Reform holds itself to rigorous journalism standards and strives to present each story with accuracy, objectivity, and public accountability.
Views: 2001277 CampusReform
Part 1 - Briefing — California Health Policy 101: Understanding the Fundamentals
As California moves ahead to implement the federal Affordable Care Act (ACA), the next few years promise to be an intense period full of major milestones and formidable challenges. The California HealthCare Foundation (CHCF), in partnership with The California Endowment (TCE), hosted a Sacramento briefing designed for legislative staff and others interested in understanding the fundamentals of health policy in the Golden State. The session covered: a basic overview of California's public programs, including Medi-Cal; the core concepts behind the ACA; how the state's health care markets are organized and care is delivered; and how factors other than medical care, such as economic and social conditions, influence health. Presenters included: Dr. George Flores, program manager, TCE Robbin Gaines, senior program officer, Market and Policy Monitor, CHCF Chris Perrone, deputy director, Health Reform and Public Programs, CHCF Sandra Shewry, director, State Health Policy, CHCF Catherine Teare, senior program officer, Health Reform and Public Programs, CHCF Read more: http://www.chcf.org/events/2013/briefing-california-health-policy-101#ixzz2LNySxoSz Part 1 - Welcome and Introduction Sandra Shewry, director, State Health Policy California HealthCare Foundation Marlon Cuellar, program manager, The California Endowment Health Care Costs, Coverage and Providers Robbin Gaines, senior program officer, Market & Policy Monitor, California HealthCare Foundation Medi-Cal Chris Perrone, deputy director, Health Reform & Public Programs, California HealthCare Foundation
Paul Ryan:  Hiding Spending Doesn't Reduce Spending
"I will not sign a plan that adds one dime to our deficits -- either now or in the future." (Remarks by President Obama to a Joint Session of Congress, September 9, 2009) This afternoon Budget Committee Ranking Member Ryan walked through why the bill put forward by Democrats FAILS the President's deficit test. -- The Majority Leader said the bill scores as reducing deficit by $131 billion over the next 10 years. First a little bit about CBO: I work with them every single day; very good people; great professionals. They do their jobs well. But their job is to score what is placed in front of them. And what has been placed in front of them is a bill that is fill of gimmicks and smoke and mirrors. Now what do I mean when I say that? First off, the bill has ten years of tax increases and ten years of Medicare cuts to pay for six years of spending. The true ten year cost when subsidies kick-in? $2.3 trillion. The bill is full of gimmicks that more than erase the false claim of deficit reduction: - $52 billion of savings is claimed by counting increased Social Security payroll revenues. These dollars are already claimed for future Social Security beneficiaries, and claiming to offset the cost of this bill either means were double-counting or were not going to pay Social Security benefits. - $72 billion in savings is claimed from the CLASS Act long-term care insurance. These so-called savings are not offsets, but rather premiums collected to pay for future benefits. Senate Budget Committee Chairman Kent Conrad has called these savings, A ponzi scheme that would make Bernie Madoff proud. Additionally, the nearly half-trillion dollars in Medicare cuts cannot be counted twice. Medicare is in dire need of reform in order to make certain that we can ensure health security for future seniors. Using Medicare as a piggy bank, it raids a half trillion dollars from retirees health coverage to fund the creation of another open-ended health care entitlement. The Presidents chief Medicare actuary says up to 20% of Medicare providers may go bankrupt or stop taking Medicare beneficiaries as a result. Millions of seniors who have chosen Medicare Advantage will lose the coverage they now enjoy. Objections to the policy aside, you cannot use these savings twice to both extend the life of Medicare and to pay for other spending. The half-trillion dollars in Medicare cuts are either to extend the programs solvency or to reduce the cost of this deficit but not both as its authors claim. When you strip away the double-counting of Medicare cuts, the so-called savings from Social Security payroll taxes and the CLASS Act, the deficit increases by $460 billion over first ten years and $1.4 trillion over second ten years. Finally, one of the most expensive and most cynical of the gimmicks applies to Medicare physician payments, the so-called Doc Fix. By your own estimate, the Doc Fix adds an additional $371 billion to the cost of health care reform. With the price tag beyond what most Americans could handle, the Majority decided to simply remove this costly provision and deal with it in a stand-alone bill. Ignoring this additional cost does not remove it from the backs of taxpayers. Hiding spending doesnt reduce spending.
Views: 1348596 AmericanRoadmap
American Academy of Actuaries' April 4, 2011, Briefing on "Understanding Retirement Risk" - Part 2
Presentation slides: http://bit.ly/fQJqrz American Academy of Actuaries pension experts addressed the risks inherent with retirement plan designs and the implications for retirement planning and public policy in this April 4, 2011, Capitol Hill Briefing, "Pension Risk and Your Retirement: Understanding Retirement Risk and Overcoming Challenges through Public Policy Options." Noting that half the population outlives its life expectancy but that most retirees plan for their assets to last only through their life expectancy, presenters Ethan Kra and Lane West detailed a lengthy list of risks to a safe and comfortable retirement, including investment risk, longevity risk, inflation risk, expense risk, and interest rate risk. Other threats include timing of retirement, not saving enough, not saving early enough, leakage from defined contribution (DC) plans when employees roll over savings into an IRA, and being out of the work force during a portion of one's prime earning years. "Public policy should work to promote lifetime income," Kra explained. Effective public policy reforms that could achieve that goal include: • Providing incentives for workers to increase retirement savings; • Discouraging lump sum distributions from (DC) plans and encouraging annuitization of lump sum distributions; • Penalizing leakage of funds at the time of DC rollovers or even mandating rollovers; • Supporting pooling of risk; and, • Promoting lifetime income arrangements such as annuities.
Views: 321 ActuaryDotOrg
Implementation Activities - Health Reform 101
April 14, 2011 Marian Mulkey focused her remarks on present day health care costs and coverage, public and private coverage expansion and related changes in benefits, and access to care in the ACA and provided an update on implementation activities in California in these areas. The Affordable Care Act (ACA), passed into law just over a year ago, identified significant responsibilities for both the federal government and the states prior to full implementation in 2014. The ACA includes many short-term changes intended to expand and improve health insurance, including new consumer protections for people with private coverage; tax credits for small, low-wage businesses; and a new program that allows those with preexisting conditions to purchase health insurance. At the same time, investments are being made to strengthen prevention and public health and support community clinics. In the longer term, broad expansion of enrollment in both private health insurance plans and public programs is anticipated. This CHCF Sacramento briefing provided a basic overview of the ACA and its impact on California as the state implements health reform. This briefing is intended for those not closely following the ins and outs of the ACA or implementation activities in California. Presenters discussed the creation and operation of the California Health Benefit Exchange; opportunities and challenges for Medi-Cal as it moves to accommodate an expanded patient population; provisions of the ACA intended to shore up the health care workforce to meet the increased demand for health services under health reform; opportunities to advance prevention and wellness; and ways to support seniors in the community under the framework of the Community Living Assistance Services and Supports program (CLASS Act), part of the ACA designed to expand options for people who become disabled and require long-term aid. The speakers were: Gretchen Alkema, vice president of policy and communications, The SCAN Foundation Janet Coffman, assistant professor, Philip R. Lee Institute for Health Policy Studies, UCSF Marian Mulkey, director, CHCF Health Reform and Public Programs Initiative Karen Shore (facilitator), vice president for planning and health policy, Center for Health Improvement Janani Srikantharajah, program coordinator, Prevention Institute Read more: http://www.chcf.org/events/2011/briefing-health-reform-101#ixzz1t5JiKgif
Health Policy Expert Series: Public Health and Population Health in an Evolving System
Jeffrey Levi discusses population health approaches (accountable health approaches), and what surrounds the healthcare delivery system and how that plays into creating healthy communities and populations. This is the second in a series exploring the immediate future of healthcare in America. Follow the Milken Institute School of Public Health Facebook: https://www.facebook.com/GWpublichealth/ Twitter: https://www.twitter.com/gwpublichealth Instagram: https://www.instagram.com/gwpublichealth
Views: 480 GWPublicHealth
What Is Preventive Care?
Preventive care includes things such as regular check-ups, screenings and immunizations. It may be covered without cost-sharing when you visit a doctor that is in your health plans network. Preventive care services covered under health reform preventive definition & screening. It also includes counseling to prevent health problems. From flu shots and screenings to physical exams, preventive care helps you stay as healthy possible. Govcignapreventive care preventive services covered by private health plans under the is at 100 percent, but what considered from insurance nerdwallet. The care you need depends on your age, gender, family aug 4, 2015 a key provision of the affordable act (aca) is requirement that private insurance plans cover recommended preventive services covered at 100 percent meaning there no out pocket cost to patient. Preventative or preventive care? Healthmarketshow to make the most of free care under aca health cdc. Preventive care benefits for adults preventive. Things you do today for yourself can help out in the future. That's why cigna plans cover the preventive care services you need, when need them, to help stay healthy. That includes preventive care and now, under the patient protection affordable act, also known as health reform, certain services in many of our plans (pdf) routine that check ups, counseling are required to cover a set at no cost you (meaning will learn which screening medicare covers keep healthy find problems early, when treatment is most effective. As part of the routine preventive care helps you manage and maintain your health, is generally covered at 100. This includes plans available through the health insurance marketplace. Preventive care benefits for adults preventive health services insurance covers 100 percent of. Free preventive services from health care reform webmd. But what is covered under preventive care hhs. All marketplace health plans and many other must cover the following list of preventive services without charging you a copayment or coinsurance most set like shots screening tests at no cost to. But what care is considered preventive? . Important these services are free only when delivered by a doctor or other provider in your plan's network nov 8, 2013 preventive care is the you receive to prevent illnesses diseases. Health insurance coverage for preventive services under aca. Mar 18, 2016 that's why federal law requires that all health insurance plans cover specific preventive care services, including vaccinations, some disease preventative healthmarkets or no matter how you say it, is a vital part of your everyday healthcare consists measures taken for prevention, as opposed to jan 12, 2015 one the first implemented tenets affordable act was give insured americans access free. But more than four sep 15, 2017 gateway to health communication and social marketing practice preventive care the federal affordable act (aca) includes a special focus on providing newly required coverag
Views: 12 Shad Texada Tipz
Alan Grayson on the GOP Health Care Plan: "Don't Get Sick!  And if You Do Get Sick, Die Quickly!"'
This is Rep. Alan Grayson discussing the GOP plan for health care. Part one, don't get sick. Part two, if you do get sick... Part three, die quickly.
Views: 538030 Alan Grayson
Public Health Law: A Tool to Address Emerging Health Concerns
Law is a critical tool for protecting and promoting the health of the public. Some of history's greatest public health successes, such as childhood immunization and safer workplaces, would not have been possible without changes to laws and policies. Comments on this video are allowed in accordance with our comment policy: http://www.cdc.gov/SocialMedia/Tools/CommentPolicy.html This video can also be viewed at https://www.cdc.gov/video/phgr/2016/GR_12-13-2016.mp4
All Payer Claims Databases (APCD): Lessons from Other States
There is significant interest among health plans, employers, and consumers to establish a central data source in California to track health care utilization and cost information. Thirteen other states have already taken the plunge to create all-payer claims databases (APCD), which are used for analysis, public reporting of data, research related to health reform implementation, and development of payment model alternatives. Meanwhile, the National Governors Association is pushing for the creation of APCDs in all 50 states. In this briefing, presenters discussed research examining the claims database models in those 13 states, as well as the issues likely to be faced in developing a model for California. The presenters reviewed the current uses of such a data utility in other states and explored options for California, including alternative financing mechanisms. The speakers were: •Patrick Miller, research associate professor, New Hampshire Institute for Health Policy and Practice (University of New Hampshire) and chair, APCD Council •Jonah Frohlich, managing director, Manatt Health Solutions Highlights of the presentation were: •Patrick Miller provided a definition of APCDs, an overview of national activities around all-payer claims databases, sources of data, state activities, and examples of how the databases are being used. He concluded with lessons that have been learned so far and challenges facing APCDs. •Jonah Frohlich described his work on a project for the California HealthCare Foundation to assess the feasibility, opportunities, and challenges of designing an APCD in California. His findings are expected to be completed and released by May 2011. Document Downloads visit: www.chcf.org/sacramento
Ideal Health Care System- Why is There No Steve Jobs?
To explore the fiscal realities of the ACA and discuss principles for successful healthcare reform, the Mercatus Center at George Mason University hosted a new Capitol Hill Campus featuring Dr. Robert Graboyes, Mercatus Center senior research fellow specializing in the economics of healthcare. This discussion concentrated on the economic implications of healthcare reform. http://mercatus.org/events/exploring-affordable-care-act-what-impact-and-what-necessary-successful-reform
Views: 310 Mercatus Center
Stanford Health Policy Forum: Controlling the Cost of Healthcare
The United States health care system is a $3 trillion enterprise, the largest in the developed world. Yet Americans often experience more severe access and quality problems, and spend much more for the same procedures and medications, than patients in other countries. Projections of the future cost of health care are unsustainable, yet many well-intended cost-control efforts have been ineffective. This forum features two renowned experts who will discuss the causes of and potential solutions to the extraordinary cost of American health care. Physician, journalist and Stanford alum Elisabeth Rosenthal has drawn national attention to the issue through her widely praised “Paying Till It Hurts” series in the New York Times. She will be joined by Professor Doug Owens, the director of Stanford’s Center for Health Policy and an expert in health care cost-effectiveness research. Speakers: Doug Owens, Elisabeth Rosenthal, Paul Costello http://med.stanford.edu/healthpolicyforum.html
Views: 7009 Stanford
Reflections on Health-Care Reform:How's Massachusetts Doing?
Jon M. Kingsdale: Executive director of the Commonwealth Health Insurance Connector Authority, an independent authority established in 2006 under Massachusetts' landmark health reform legislation. Speaking at the Crested Butte Public Policy Forum, Kingsdale outlines the differences between Health-Care proposals from the Left and Right political perspectives. For more videos and information, visit www.CrestedButteForum,org
Views: 517 crestedbutteforum
Healthcare Reform: Measuring and Improving Quality of Care
Shanlian Hu Professor, School of Public Health Fudan University Westlake Forum III April 12, 2011 Emory University, Atlanta GA
Views: 363 Emory University
Corruption is Legal in America
Learn more at http://Represent.Us/TheProblem, and go to https://represent.us/TheSolution to see our plan and join the Anti-Corruption Movement. Click on "show more" to view our sources. 1. Gilens and Page, “Testing Theories of American Politics: Elites, Interest Groups, and Average Citizens,” Perspective on Politics, 2014. http://scholar.princeton.edu/sites/default/files/mgilens/files/gilens_and_page_2014_-testing_theories_of_american_politics.doc.pdf 2. Washington Post, “Rich People Rule!” 2014. http://www.washingtonpost.com/blogs/monkey-cage/wp/2014/04/08/rich-people-rule/ 3. Washington Post, “Once again, U.S. has most expensive, least effective health care system in survey,” 2014. http://www.washingtonpost.com/news/to-your-health/wp/2014/06/16/once-again-u-s-has-most-expensive-least-effective-health-care-system-in-survey/ 4. Forbes Opinion, “The tax code is a hopeless complex, economy-suffocating mess,” 2013. http://www.forbes.com/sites/billfrenzel/2013/04/04/the-tax-code-is-a-hopeless-complex-economy-suffocating-mess/ 5. CNN, “Americans pay more for slower Internet,” 2014. http://money.cnn.com/2014/10/31/technology/internet-speeds/ 6. The Hill, “Sanders requests DOD meeting over wasteful spending,” 2015. http://thehill.com/policy/finance/234578-sanders-requests-meeting-with-dod-chief-about-wasteful-spending 7. CBS News, “Wastebook 2014: Government’s questionable spending,” 2014. http://www.cbsnews.com/news/wastebook-2014-sen-coburn-highlights-questionable-wasteful-government-spending/ 8. The Heritage Foundation, Budget Book, 2015. http://www.heritage.org/issues/budget-and-spending/government-waste 9. The Atlantic, “American schools vs. the world: expensive, unequal, bad at math,” 2013. http://www.theatlantic.com/education/archive/2013/12/american-schools-vs-the-world-expensive-unequal-bad-at-math/281983/ 10. CNN Opinion, “War on drugs a trillion-dollar failure,” 2012. http://www.cnn.com/2012/12/06/opinion/branson-end-war-on-drugs/ 11. Feeding America, Child Hunger Fact Sheet, 2014. http://www.feedingamerica.org/hunger-in-america/impact-of-hunger/child-hunger/child-hunger-fact-sheet.html 12. New York Times, “Banks’ lobbyists help in drafting financial bills,” 2014. http://dealbook.nytimes.com/2013/05/23/banks-lobbyists-help-in-drafting-financial-bills/?_r=1 13. New York Times, “Wall Street seeks to tuck Dodd-Frank changes in budget bill,” 2014 http://dealbook.nytimes.com/2014/12/09/wall-street-seeks-to-tuck-dodd-frank-changes-in-budget-bill/ 14. Sunlight Foundation, “Fixed Fortunes: Biggest corporate political interests spend billions, get trillions,” 2014. http://sunlightfoundation.com/blog/2014/11/17/fixed-fortunes-biggest-corporate-political-interests-spend-billions-get-trillions/ 15. Sunlight Foundation, Fixed Fortunes database, 2015. http://influenceexplorer.com/fixed-fortunes/
Views: 1370725 Represent.Us
Health Care Policy Under the Next Administration
The ACA, Medicare, Medicaid and the Future of Health Reform
Part 2 - NH Health Care Financing System: Issues and Recommendations for Reform
James P. Highland, Ph.D., Compass Health Analytics Katharine London, MS, and Rachel Gershon, JD, MPH, University of Massachusetts Medical School-Center for Health Law and Economics
A self-care revolution | Megan McCormick | TEDxDenisonU
In A Self-Care Revolution, the idea of taking care of yourself is turned on its head. I argue that self-care should be seen as an act of revolution, not an act of selfishness. Revolution is defined as a fundamental change in power. I argue that the ways we take care of and discover ourselves are key to taking power over our sense of “self” away from others, away from institutions, and claiming power for and within ourselves. In discussing specific ways to help us understand the idea of “self-care as revolutionary,” I cover three main practices in self-care: self-talk, rituals, and optimism and look at the ways we can implement self-care into our education systems. Megan is a senior Communication major from Chicago, IL. She is incredibly passionate about social justice, leadership development, college access, and prison reform and will be returning to the city next year to work with Chicago’s young people. She is excited and very thankful for the opportunity to present at this year’s TEDxDenison! This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at http://ted.com/tedx
Views: 52385 TEDx Talks
Should Health Care Reform Mean Rationing?
A Case Western Reserve University health care policy discussion with Bob Binstock Ph.D., Professor of Aging, Health, and Society; J.B. Silvers Ph.D., Treuhaft Professor of Health Systems Management; Joe White Ph.D., Luxenberg Family Professor of Public Policy
Views: 602 UChannel
M.P.R. Benefits: H.S.A. and C.D.H.P.
A video for Midwest Public Risk that explains how Consumer Directed Health Plans and Health Savings Accounts work.
Views: 324 ProfferVideo
19th Century Reforms: Crash Course US History #15
In which John Green teaches you about various reform movements in the 19th century United States. From Utopian societies to the Second Great Awakening to the Abolition movement, American society was undergoing great changes in the first half of the 19th century. Attempts at idealized societies popped up (and universally failed) at Utopia, OH, New Harmony, IN, Modern Times, NY, and many other places around the country. These utopians had a problem with mainstream society, and their answer was to withdraw into their own little worlds. Others didn't like the society they saw, and decided to try to change it. Relatively new protestant denominations like the Methodists and Baptists reached out to "the unchurched" during the Second Great Awakening, and membership in evangelical sects of Christianity rose quickly. At the same time, Abolitionist societies were trying to free the slaves. Americans of the 19th century had looked at the world they were living in, and decided to change it. Support CrashCourse on Patreon: https://www.patreon.com/crashcourse Hey teachers and students - Check out CommonLit's free collection of reading passages and curriculum resources to learn more about the events of this episode. Of all of the reform movements of the 1800s, few were as impactful as the movement to abolish slavery: https://www.commonlit.org/texts/the-revolutionary-rise-of-abolitionists Women were heavily involved in the abolitionist movement, and firsthand stories like freed slave Harriet Ann Jacobs' Incidents in the Life of a Slave Girl were important to the cause: https://www.commonlit.org/texts/what-slaves-are-taught-to-think-of-the-north
Views: 1625837 CrashCourse
Bipartisan Meeting on Health Reform: Part 2
President Obama and Congressional leaders from both parties discuss controlling health care costs at the Blair House in Washington, D.C.
Views: 47097 The Obama White House
Secret to Health by Dr. Group
https://ghc.us/16t "The Secret to Health" reveals information that has been suppressed by the medical establishment for over 100 years! Learn how you can restore your health, increase your energy, and take control of your health. Everyday our bodies absorb thousands of toxins that are found in genetically modified foods (GMOs), pesticides, meat, dairy, refined sugar, artificial sweeteners (ex: aspartame), and microwaved foods. Most diseases and illnesses are caused by these toxins polluting our bodies. Find out what you can do in this 1.5 hour long video. ------- Dr. Edward Group III, DC, NP, DACBN, DCBCN, DABFM is the founder and CEO of Global Healing Center. He assumes a hands-on approach to producing new and advanced life changing products and information to help you maintain a clean body and live a healthy lifestyle. It's our mission to bring back good health, positive thinking, happiness, and love. View Our Top Selling Products: https://www.globalhealingcenter.com?utm_source=youtube.com&utm_medium=social&utm_campaign=YouTube_201506_secrettohealthkit_secrettohealth_Signature_ViewTopSelling Read our Health Articles: https://www.globalhealingcenter.com/natural-health/?utm_source=youtube.com&utm_medium=social&utm_campaign=YouTube_201506_secrettohealthkit_secrettohealth_Signature_Articles Read more about Dr. Group: https://www.globalhealingcenter.com/about/dr-group?utm_source=youtube.com&utm_medium=social&utm_campaign=YouTube_201506_secrettohealthkit_secrettohealth_Signature_DrG Follow us on Facebook: https://www.facebook.com/GlobalHealingCenter/
Views: 276898 Global Healing Center
Targeting the Social Determinants of Disparities in Health - Urban Health Disparities Summit 2013
Keynote and Urban Health Lecture by Dr. David Satcher, M.D. Introduced by Dr. Richard Rothenberg, M.D., Regents' Professor of public health at Georgia State University. Public Health at Georgia State University Our goal for the Urban Health Disparities Summit 2013 was to showcase national and local scholarship on understanding and ameliorating health disparities, as well as to forage a collaborative plan of action to reduce these disparities. Every person experiences conditions in their social environment, physical environment and access to health care that have huge influences on their health. The differences in these experiences caused by race, socioeconomic status, gender and place can lead to differences in health outcomes called disparities. These influences and the outcomes often cluster and act together in a way that actually worsens the overall health status. We call these interactions and the resulting outcomes syndemics of disparity. This is the overall theme of the Center of Excellence on Health Disparities Research (CoEx). Dr. David Satcher M.D. is director of The Satcher Health Leadership Institute, which was established in 2006 at the Morehouse School of Medicine in Atlanta. Currently, he serves on the Board of Directors of Johnson & Johnson, MetLife and the CDC Foundation. He also serves locally on the board of United Way of Greater Atlanta and The Community Foundation for Greater Atlanta. In 1998, Satcher was sworn in as the 16th Surgeon General of the United States. He also served as Assistant Secretary for Health in the Department of Health and Human Services from February 1998 to January 2001, making him only the second person in history to have held both positions simultaneously. His tenure of public service also includes serving as director of the Centers for Disease Control and Prevention (CDC) and administrator of the Toxic Substances and Disease Registry from 1993 to 1998. He is the first person to have served as director of the CDC and then surgeon general of the United States.
Views: 1503 PHGSU
Direct Primary Care as a Solution for Health Care Reform?
Dr Josh Umbehr, M.D., spoke to a lunch gathering of the Wichita Pachyderm Club May 12, 2017, about Atlas MD, a direct primary care medical provider and its potential for meaningful health care reform.
Advocate Health Care Network v. Stapleton: Oral Argument - March 27, 2017
Facts: The Employee Retirement Income Security Act of 1974 (ERISA) protects employees from unexpected losses in their retirement plans by putting in place required safeguards on plans that qualify for ERISA protections. Church plans are exempted from the Act and its protections to prevent excessive entanglement of the government with religion through regulation. Maria Stapleton and the other plaintiffs in this case are a group of employees who work for Advocate Health Care Network (Advocate), which operates hospitals, inpatient, and outpatient treatment centers through northern Illinois, and are members of Advocate’s retirement plan. Advocate formed in 1995 as the result of a merger between two religiously affiliated hospital systems (though neither system was owned or financially operated by the church with which it was affiliated). Advocate is also affiliated with a church, and though it is not owned or financially operated by the church, it maintains contracts with the church and “affirms [the church’s] ministry.” The plaintiffs in this case sued Advocate and argued that the Advocate retirement plan is subject to ERISA, and therefore Advocate has breached its fiduciary duty by failing to adhere to ERISA’s requirements. The defendants moved for summary judgment because the Advocate plan fell under the ERISA exemption for church plans. The district court denied the motion because it determined that a plan established and maintained by a church-affiliated organization was not a church plan within the meaning of the statutory language. The U.S. Court of Appeals for the Seventh Circuit affirmed, and this case was consolidated with two other ones presenting the same issue before the Supreme Court. Question: Does the exemption to the Employee Retirement Income Security Act of 1974 (ERISA) for church plans apply when the plan is maintained by an otherwise qualifying church-affiliated organization even though a church did not establish the plan? For more information about this case see: https://www.oyez.org/cases/2016/16-74 Section 1: 00:00:05 Section 2: 00:18:32 Section 3: 00:29:27 Section 4: 00:59:41 PuppyJusticeAutomated videos are created by a program written by Adam Schwalm. This program is available on github here: https://github.com/ALSchwalm/PuppyJusticeAutomated The audio and transcript used in this video is provided by the Chicago-Kent College of Law under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License. See this link for details: https://creativecommons.org/licenses/by-nc/4.0/
Healthcare Consumerism: Patient Control Of Healthcare
Healthcare reform is driving consumerism by making patients more financially responsible for their healthcare costs, but they may not be completely informed about what they are buying. Steve Adubato sits down with to discuss the challenges of creating a more informed consumer. Guests include Poonam Alaigh, MD, Fmr. Commissioner of Health and Senior Services of NJ/CEO & President of Alaigh Care Assoc; Rich Miller, President and CEO, Virtua; Jill Guindon-Nasir MBA, M.S. EdD, Senior Corporate Director, Ritz-Carlton Leadership Center; and Stephen Crystal, Board of Governor’s Professor, Rutgers University/Associate, Director for Health Services Research at Rutgers Institute for Health, Health Care Policy and Aging Research. 12/19/15 #2551
Views: 335 Steve Adubato
Reproductive Justice Conference: First Panel Discussion
If you experience any technical difficulties with this video or would like to make an accessibility-related request, please send a message to digicomm@uchicago.edu. Susan Berke Fogel, Director of the National Health Law Program, delivered the presentation The Architecture of Health Reform: Building Access to Reproductive Health Services in the first panel discussion of the one-day conference on reproductive justice and health care reform held in International House on May 12, 2011. Debra Stulberg, Assistant Professor in Family Medicine at the University of Chicago, gave the second presentation, Patient Protection and Affordable Care Act and Reproductive Health Research: Harnessing Data to Improve Health. Melissa Gilliam, Chief of the Section of Family Planning and Contraceptive Research at the University of Chicago Medical Center, joined Fogel and Stulberg in a panel discussion at the conclusion of the two presentations. The conference Reproductive Justice and Health Care Reform: The Impact of Reform on the Reproductive Health of Underserved Women and Youth was hosted by the Section of Family Planning and Contraceptive Research; the Center for the Study of Race, Politics, and Culture; and the Global Voices Program at International House.
Public Health & Alcohol Abuse
HLTH-202 Welsh Dept. of Public Health Sciences Clemson University This video is part of a site that contains samples of student video projects for an "Introduction to Public Health" course. The purpose of the site is to provide public health students, as well as the general public, current creative examples of public health care in action from the perspective of students at the start of their undergraduate education in public health sciences. Students were asked to answer the question "What is Public Health?" by highlighting how the components and functioning of the public health care system influence a specific population health threat. In addition, students were asked to make recommendations for improving the effectiveness of public health care delivery based on course concepts and their current public health perspectives. The opinions, concepts, and information presented may not reflect the opinions of the DPHS or students beyond the scope of the assignment guidelines.
Are American schools just not designed to succeed? | VISION TALKS
Education reform: Is it the civil rights issue of our time, as Ted Cruz and Al Sharpton have claimed? Or are American schools not designed to succeed? In this Vision Talk, Rick Hess explains that while it might be an appealing phrase, it just doesn't fit. and suggests another way to think about the challenge. Let us know what you thought of the talk by taking this survey—we’ll send you a free e-book of our latest work on education as a thank you! http://www.thepursuitofhappiness.com/vision-talks-survey-2/ Subscribe for more Vision Talks: https://www.youtube.com/user/AEIVideos?sub_confirmation=1 Watch other videos about education: http://www.youtube.com/playlist?list=PLytTJqkSQqtrVI7pCry4ARXiYBO1tOEst Partial transcript: What I want to talk with you today about is really why school reform could feel stuck, how we got here, and how we can do better. Let me ask you a question. If I ask you to think of one thing that Senator Ted Cruz from Texas and Reverend Al Sharpton could agree upon, what would you come up with? I can think of one, right? Education is the civil rights issue of our time. It’s an appealing phrase. It’s an appealing phrase. It’s a pleasant notion. I worry, though, that it’s a distracting notion and one that just doesn’t fit. The focus on civil rights issue of our time has led us to talk about the right of students to perform adequately. This has gotten – is caught up in what we can measure, rather than what we necessarily think matters. So in No Child Left Behind, back in 2001, we wrote in the federal law that 100 percent of students would be proficient in reading and math by 2014. It’s turned out not to be the case. But along the way, we have created enormous pressure in schools to do little besides reading and math. In 2012, four out of five teachers surveyed nationally said that reading and math are crowding everything else out of their schools. You don’t have to look that hard around the country to find the elementary schools where we stopped doing much besides reading and math after January 1st. Let me ask you, how many of you, when you were 10 years old or 14 woke up in the morning and said, all right, I’m going to go to school today because I’m excited to get proficient in reading and math? You know, this is personal. For me, I was always – I always tested OK. I’m sure I was always proficient in reading and math, though we took a lot less tests back in the ’70s, but for me, the thing that made a difference was journalism. I was a mediocre student. I was probably 400th in my high school class, but I fell in love with reporting and writing on the paper and I probably spent half my senior year in that newspaper room editing the paper and working with the mentor. That’s what opened doors for me. And that’s what made school meaningful. For others, it’s the arts, it’s sports, it’s debate. Yet, too easily, when we talk about education as the new civil right, as the civil rights issue of our time, it’s easy for that stuff to fall by the wayside. Second problem is that when we talk about education as a civil rights issue of our time, we can wind up asking of schools things that they were never designed to do. You can have a right to access. It’s hard to say we have a right to a certain desirable outcome. Think about health care. We can talk about somebody having a right to see a doctor, a right to get health care, but it’s hard to say you have a right to be healthy. If I go in and see my doctor, my doctor says, Rick, you’ve got to lose about 30 pounds because you’re endangering your health. Here’s what you need to do in terms of exercise. Here’s what you should eat. And I go home and I eat a bag of potato chips every night. We generally don’t say that makes my doctor a bad doctor. There’s an understanding that there’s a mutual responsibility between doctor and patient. The same is true in education. Every child has a right to go to school. But to be educated is a mutual responsibility, a handshake between student and teacher, between school and family. And I’m afraid that it’s too easy for that to get lost when we are in the language of rights. Are American schools just not designed to succeed?
The Small Business Health Care Credit-Bob Jennings CPA explains why it doesn't work.
In a live-recorded continuing education class for CPA's in Cleveland, Bob Jennings CPA explains the outrageous steps needed to actually calculate the credit. No extreme small business has the time, money, expertise or ability to economically accumulate the data needed to calculate this credit. No politics involved, just a skewering of another law passed by people who have never actually worked in their life, met a payroll, tried to increase sales or lower costs and who don't have a clue how small business works. You've gotta see this one! A few minor changes have been made by the IRS after this was recorded, but it still stands as an illustration of Congressional ignorance.
Views: 14479 JenningsSeminars
American Academy of Actuaries' April 4, 2011, Briefing on "Understanding Retirement Risk" - Part 4
Presentation slides: http://bit.ly/fQJqrz American Academy of Actuaries pension experts addressed the risks inherent with retirement plan designs and the implications for retirement planning and public policy in this April 4, 2011, Capitol Hill Briefing, "Pension Risk and Your Retirement: Understanding Retirement Risk and Overcoming Challenges through Public Policy Options." Noting that half the population outlives its life expectancy but that most retirees plan for their assets to last only through their life expectancy, presenters Ethan Kra and Lane West detailed a lengthy list of risks to a safe and comfortable retirement, including investment risk, longevity risk, inflation risk, expense risk, and interest rate risk. Other threats include timing of retirement, not saving enough, not saving early enough, leakage from defined contribution (DC) plans when employees roll over savings into an IRA, and being out of the work force during a portion of one's prime earning years. "Public policy should work to promote lifetime income," Kra explained. Effective public policy reforms that could achieve that goal include: • Providing incentives for workers to increase retirement savings; • Discouraging lump sum distributions from (DC) plans and encouraging annuitization of lump sum distributions; • Penalizing leakage of funds at the time of DC rollovers or even mandating rollovers; • Supporting pooling of risk; and, • Promoting lifetime income arrangements such as annuities.
Views: 321 ActuaryDotOrg