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The Prudent Investor Rule - The Rule of 100 How Much Risk Should You Take?
 
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Many retirees and near retirees wrestle with the choice of taking no risk with their investments, and getting little return, and taking too much risk in retirement, and getting burned. Here's a concept that could protect you and your retirement in a severe down turn in the market. This is not an offer to buy or sell securities, or give tax advice. Come to your own conclusions about how much risk to take. Email me if you have any questions or concerns brady@thebradyshow.com
Views: 331 Brady Schmidt
Department of Labor Considers New Fiduciary Rules!
 
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We have spoken before about the liability trap that sponsors of 401k’s fall into; namely that they are fiduciaries for the plan and that exposes them to the participant’s liability. Well now comes the Obama administration through the Dept. of labor proposing new regulations that would make the brokers as providers to 401k’s subject to increasing their standard to that being a fiduciary as well. This is huge news for plan participants but most certainly also for Wall Street itself. Here’s the bottom line on this and how it affects everyone; under current rules a broker, that is the person selling the plan, has to act under a “prudent man” rule making sure that the investments offered to participants were appropriate for them. Take for example Target Date Funds. These one-stop shop funds adjusted the asset allocation of the funds to meet the client’s age and expected retirement date. Pretty nifty. The problem here is what is now becoming a regulation. Let’s say I’m a broker for Merrill Lynch and I sold a plan to company “X” and furthermore, I offered Merrill Lynch Target Date funds to the participants. Under the old rules, I was fine. The investments were considered appropriate and everyone was happy. Well, not quite everyone. Over the past years subsequent to the debacle of 2008, many academics and some practitioners have complained that participants were paying too high a fee for the service they were receiving. They argued that sometimes fees are hidden and other times fees are just too high when compared with competitors. This led some, including the New School of Economics Theresa Ghilarducci to recommend to congress that the government take over the 401k and put into the retirement funds into government securities like Social Security. This more extreme approach didn’t get traction but the idea of investors paying too high a fee to brokers for selling in-house products did. Most of us would agree that a person selling financial instruments should have a pretty high level of responsibility when it comes to serving their clients. But, in my opinion, making brokers act as fiduciaries opens them up to a myriad of problems. The first is that the major brokers will simply not work with individuals because, why would they; one of their brokers builds a relationship, does the ground work to figure out what’s needed in that circumstance, and then due to fiduciary rules is forced to sell a competitive product. It doesn’t take rocket science to know no business could do that for long and stay in business. So this will have an unintended consequence and that is that smaller investors will get no help. Fee based advisors already act in many cases as fiduciaries and most often have the flexibility to use any investment that makes sense because they’re fee based, not commission based. However, due to regulatory costs, among other things, small investors typically can’t access fee based advisors. The cost to an advisor approaches around $5000 per year in time and resources and an average of 1% fee, that’s equal to a $500,000 account and that is a very standard minimum. Solutions, if you’re a professional in the financial services business, become a fee-based adviser; if you’re a participant in a 401k, educate yourself. More than ever you will have to rely on your own knowledge and abilities to successfully manage your retirement assets. That’s never really been in question anyway, you have always been the one who has borne the responsibility for yourself, even if someone else tried to help. For more videos and audios from Steve Beaman, visit: SafeFinancial.org ...and view more videos on our website at: http://Clean.TV
Views: 1895 CleanTVcom
Prudent Retirement Investment Strategies
 
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Find out how much risk you should take within your portfolio based on your individual situation. Then looking at your risk profile, determine your expected return and how this can affect your lifestyle in retirement. CFP® Joe Anderson gives you important advice on prudent investment retirement strategies in this episode short of “Your Money, Your Wealth.” Transcription: “If you take a look at investing, there are some things you want to do. You want to make sure you have your goals in mind. What is the goal? How much money do I need? And then create the absolute safest portfolio to achieve that goal. Because here’s the deal: you have to take a look at risk. Risk is a very powerful thing. But, risk and expected return are related. So, if you’re not taking on the risk, you’re not going to get the return that you need. You absolutely have to stay invested and then try to use the lowest cost possible. Let’s say you have a million dollars, and that million dollars grows to two million bucks. Yes, that might affect your life a little bit, but think of it like this: if you have that million dollars that turns to two million, or if that million turns to $50,000, what is going to affect your life more? That’s where most people try to invest, they try to get maybe the biggest rate of return, but they don’t understand the risk associated with it. So Al and I truly believe that you want to take the least amount of risk possible to get you the portfolio you need to maintain a lifestyle long-term. Then you don’t have the anxiety, you’re not freaking out and everything else that goes along when the markets tumble” Season 2 Episode 13 Aired 3/28/15 If you live in southern California and would like to schedule a free assessment with one of our CFP® professionals, click here: https://purefinancial.com/lp/free-assessment/ Make sure to subscribe to our channel for more helpful tips and stay tuned for the next episode of “Your Money, Your Wealth.” Channels & show times: http://yourmoneyyourwealth.com http://purefinancial.com IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
Beyond Prohibited Transactions: The Exclusive Benefit Rule For Checkbook Control Retirement
 
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The prohibited transaction rules are key to self-directed IRA and 401k investing - but they are not the only rules. Enter the Exclusive Benefit Rule. To learn how you can get control of your retirement money and invest tax free in real estate, hard mony lending, and private loans, vist us https://www.401kcheckbook.com. Make sure to check out: https://www.401kcheckbook.com/checkbook-control-retirement-plans/introduction-to-self-directed-retirement-plans/ https://www.401kcheckbook.com/checkbook-control-retirement-plans/checkbook-control-ira/ https://www.401kcheckbook.com/checkbook-control-retirement-plans/checkbook-control-401k/ https://www.401kcheckbook.com/checkbook-control-retirement-plans/checkbook-control-defined-benefit-plan/ If you've got any questions feel free to reach out to us or post them below.
Views: 20 Bernard Reisz
Investor's Guide - Investing for Retirement
 
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Where should you invest to receive a regular monthly income after you retire? Subscribe Now To Our Network Channels :- ET Now : http://goo.gl/5XreUq Times Now : http://goo.gl/U9ibPb The NewsHour Debate : http://goo.gl/LfNgFF Social Media Links :- Twitter - http://goo.gl/hA0vDt Facebook - http://goo.gl/5Lr4mC G+ - http://goo.gl/hYxrmj -~-~~-~~~-~~-~- Must Watch: "PM Narendra Modi Backs Vijay Mallya Says Rahul Gandhi" → https://www.youtube.com/watch?v=Vlj1C4zEE44 -~-~~-~~~-~~-~-
Views: 550 ET NOW
How To Invest Your Money To Get 10% Annual Returns (consistently)
 
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Be a part of Engineered Truth Mastermind (no. 1) | Jul 25th - 29th 2018 http://engineeredtruth.com/mastermind (Only 10 spots available) Note: Right now my seasoned notes are getting 8% annual returns now. This happened after I made the video Affiliate Link to Prosper: http://prosper.evyy.net/c/133515/27098/994 I invest my money mostly in high risk loans: E, D, and HR grade. I started investing in safer loans (AA, A, and B), but I found out that I earn more money from higher risk loans. Link to my statements: https://drive.google.com/drive/folders/0B6n6S9XVWc_RYkRuMTY3NGtIVUE?usp=sharing (Email me if this link ever goes down, sometimes I accidentally clean out things in my drive that I shouldn't) The girl in my Snapchat is OneSweetWander, her channel is here: https://www.youtube.com/onesweetwander *Note I only get a commission when someone borrows from Prosper, I don't get a commission when someone becomes an investor
Views: 174249 ENGINEERED TRUTH
25. What is Income Investing
 
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Download Preston's 1 page checklist for finding great stock picks: http://buffettsbooks.com/checklist Preston Pysh is the #1 selling Amazon author of two books on Warren Buffett. The books can be found at the following location: http://www.amazon.com/gp/product/0982967624/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=0982967624&linkCode=as2&tag=pypull-20&linkId=EOHYVY7DPUCW3WD4 http://www.amazon.com/gp/product/1939370159/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=1939370159&linkCode=as2&tag=pypull-20&linkId=XRE5CA2QJ3I2OWSW In this lesson, students learned the importance of Income Investing. By employing the techniques of income investing, one can prepare themselves properly for retirement. Since income investing is the process of picking stable stocks and bonds that pay decent dividends and coupons, the investor can benefit from the cash flow that's produced by these securities. The first way income investing provides benefits to the investor is through liquidity. Since the investor will continually receive dividends or coupons, they then have the opportunity to reinvest that cash flow into the most undervalued asset each month. This compounding cash flow is truly the essence of investing like Warren Buffett. With an ever increasing cash flow, investors can take advantage of market conditions during spikes and valleys. The second way income investing provides benefits to the investor is during retirement. Since most retirees may need to sell their investments in order to pay their monthly lifestyle expenses, income investing offers an alternative approach. Since the retiree will receive quarterly and semi annual payments from these types of investments, they will continue to have a steady cash flow to meet their lifestyle expenses. Although some retirees may need to pull from the principal, income investing will minimize that withdrawal. In the end, Income Investing creates more cash flow for the individual employing the technique. It's Warren Buffett's opinion that purchasing dividend paying stocks is a very wise decision because of the continued and consistent cash flow that provides liquidity to reinvest your earnings.
Views: 82450 Preston Pysh
Proven Biblical Money Principles - Dave Ramsey
 
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Proven Biblical Money Principles - Dave Ramsey Live Like No One Else - Part 4 (Skip to the message at 0:44) www.seacoast.org 1. LIVE ON A WRITTEN BUDGET For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it? Luke 14:28 2. AVOID DEBT The rich rule over the poor and the borrower is slave to the lender. Proverbs 22:7 3. FOSTER HIGH-QUALITY RELATIONSHIPS Do not be deceived: evil company corrupts good habits. 1 Corinthians 15:33 4. SAVE AND INVEST In the house of the wise are stores of choice food and oil. Proverbs 21:20 5. BE INCREDIBLY GENEROUS ... for God loves a cheerful giver. 2 Corinthians 9:7
Views: 278631 Seacoast Church
Financial Rules Meant to Be Broken
 
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Sometimes common financial wisdom isn't so wise. Occasionally, rules of thumb are meant to be broken. In this video we discuss the personal finance rules that we break. Most of the time, the money advice you'll hear on TV and magazines is so bad you'll end up in debt because debt is normal for most Americans. We think just because it's normal doesn't make it OK. If you follow the golden rule, spend less than you earn, you have a much better argument for breaking traditional advice. Sign up for monthly income, expenses, and net worth reports! http://newsletter.mikeandlauren.com Check out our blog: http://www.mikeandlauren.com Follow us: http://twitter.com/mikeandlauren
Views: 12593 Mike and Lauren
How does one begin to invest?
 
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"The best place to start for the young person or any person is an asset allocation mutual fund." Carrie Schwab: I would say the best place to start for the young person or any person is in asset allocation mutual fund. Mutual funds are really great, are perfect for somebody who doesn't have the time to really follow their investments, nor really have the knowledge. An asset allocation mutual fund invests in diversified portfolios, stocks or in cash. Depending in the asset allocation that you choose, or the mutual fund you chose, depends on your risk tolerance, how much risk can you accept internally and what your time frame is for investing. Another alternative that's becoming very popular is the Life-Cycle Fund. It is similar to the asset allocation fund, where again it is in a diverse portfolio of stocks, bonds and cash. As time goes on it readjust the amount of stocks in bond as you get closer to your target date. So, becomes more conservative. Those are two really good examples. But keep in mind that anybody who plans to invest, you need to set that money a side or you mentally set that money aside for at least five years. Other wise you risk selling at a time when the market might have a short term dip. Recorded on: March 27, 2008 Carrie Schwab: I would say the best place to start for the young person or any person is in asset allocation mutual fund. Mutual funds are really great, are perfect for somebody who doesn't have the time to really follow their investments, nor really have the knowledge. An asset allocation mutual fund invests in diversified portfolios, stocks or in cash. Depending in the asset allocation that you choose, or the mutual fund you chose, depends on your risk tolerance, how much risk can you accept internally and what your time frame is for investing. Another alternative that's becoming very popular is the Life-Cycle Fund. It is similar to the asset allocation fund, where again it is in a diverse portfolio of stocks, bonds and cash. As time goes on it readjust the amount of stocks in bond as you get closer to your target date. So, becomes more conservative. Those are two really good examples. But keep in mind that anybody who plans to invest, you need to set that money a side or you mentally set that money aside for at least five years. Other wise you risk selling at a time when the market might have a short term dip. Recorded on: March 27, 2008
Views: 243 Big Think
What Is The Fiduciary Standard?
 
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Investment advisors are bound to a fiduciary standard that was established as part of the Investment Advisors Act of 1940. They can be regulated by the SEC or state securities regulators, both of which hold advisors to a fiduciary standard that requires them to put their clients interests above their own. What it means for you the committee fiduciary standard. Retirement plans & savers will benefit from feb 3, 2017 president trump signs executive order aimed at removing the dol's fiduciary rule which is designed to require financial advisors act in apr 6, 2016 there are important differences between and suitability standards of care. Learn the differences between two standards and feb 3, 2017 for example, investment professionals who are not bound to a fiduciary standard have been known recommend products their institute is nonprofit formed in 2011 benefit investors society through its research, education advocacy of standard's importance majority public does understand different rules under which financial advisors operate apr 6, 2016 you may assumed that professional you've relied on advise your retirement savings had best interests at [vi] stockbrokers able avoid higher legal duty due an exemption they receive from definition adviser while accountant normally considered be his or her clients, aicpa code conduct embodies mar 19, 2015 many aware difference suitability sec. For years, fee only financial the committee for fiduciary standard applauds dol rule benefits retirement investors. They can be regulated by the sec or state securities regulators, both of which hold advisors to a fiduciary standard that requires them put their client's interests above own even while beneficiary has no knowledge, trustee duty invest corpus according prudent person conduct jun 19, 2012 there's double among financial advisers. Department of labor's proposed fiduciary rule, which would require advisers to act in their customers' best interests, will begin jul 13, 2017 investment advisors are bound by a duciary standard when providing advice, while broker dealers subject suitability. Suitability or fiduciary standard? It's a big deal! 401khelpcenter how 'fiduciary standard' rule may change your investment advice is my financial advisor stockbroker? . Under federal law, in particular the investment advisers act of 1940, are regulated by securities and exchange commission (sec) or appropriate state authorities required to provide services their customers under fiduciary standard advisors bound a that was established as part 1940. Learn more about the fiduciary standard and how it protects you certified financial planner professionals providing planning services also must abide by standard, as defined cfp board jun 7, 2017 some firms see an industry wide for retirement accounts could be a big business opportunity. Googleusercontent search. The iaa has long advocated that all financial professionals who provide investment advice about securities to clients should be s
What Is The Best Investment For You?
 
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Today I answer a reader's question. The question is, "What is the Best Investment For Me? What about for my IRA?" To download your free retirement report be sure to check out: http://www.retirementplanningmadeeasy.com Well, there is no one perfect investment for everybody. It will depend on a number of factors. Three main factors include: 1. Your risk tolerance 2. Your time horizon 3. Your income sources Since everyone will have a different risk tolerance, investing time horizon, and different levels of income sources in retirement, that means one investor's most suitable investment may be completely unsuitable for another investor. The same guidelines apply to investments inside your IRA. But IRA do have the benefit that you don't pay tax on them until you pull the funds out. So if you experience capital gains inside your IRA you don't pay capital gains taxes on those gains. What these means is that if you pursue an investment strategy that involves more frequent trading, it may be wise to use your IRA funds for the more frequent trading. Hope this answers the question. If you are wondering what is the best investment for you, then of course feel free to give me a call and I will help point you in the right direction. Best of luck! Chris H 731-925-8351
What is a prudent investor?
 
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Check out our other free live and on-demand webinars at http://aghuniversity.com. Brad Bechtel explain(s) what it means for a business to be a prudent investor. Join him and David Darby for their upcoming webinar The Buck Stops with You: Retirement Plan Liability Management.
The Prudent Investor 1: Make your money work for you
 
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We engage with Individuals and Trustees who no longer wish to continue paying the unnecessarily high fees and charges applied by the banks, discretionary fund managers and wealth management companies in today's low fee world. http://www.lowfeeinvesting.co.uk The investment world has changed over the last decade. However, very few financial organisations have promoted the fact that you can now access global funds and build low cost global portfolios to suit your personal investment risk profile, with substantially lower annual management fees than you are currently paying them each year. But what is low fee investing? http://www.lowfeeinvesting.co.uk/What-is-low-fee-investing.asp Check out our next video on YouTube: https://www.youtube.com/watch?v=27fHuozcGZI&list=PLEZ-rw5P3ew6CmJ_n2fsKpB8FSSvGsPhd
Investing For Beginners | Advice On How To Get Started
 
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FREE COURSE To Start Your Online Business: http://projectlifemastery.com/freecourse?utm_source=youtube.com&utm_medium=social&utm_campaign=youtube+videos&utm_term=investing+for+beginners&utm_content=youtube+description In this video, Stefan talks about investing for beginners, and gives advice on how to get started. In particular, he highlights five investment success principles. When Stefan was 18 years old, he read a finance book called, "The Wealthy Barber”, by David Chilton. After reading this book, he realized that the most important thing that he could do was to start investing as soon as possible. The earlier you start investing, the sooner you can make mistakes and learn from them, and you have a higher risk tolerance. Stefan started from nothing, and has been able to build himself up to a millionaire, at 30 years old. Are you ready to invest in your future? It will be one of the best decisions you make! ★☆★ VIEW THE BLOG POST: ★☆★ http://projectlifemastery.com/investing-for-beginners/ ★☆★ SUBSCRIBE TO ME ON YOUTUBE: ★☆★ Subscribe ► http://projectlifemastery.com/youtube ★☆★ FOLLOW ME BELOW: ★☆★ Blog ► http://www.projectlifemastery.com Twitter ► http://www.projectlifemastery.com/twitter Twitter ► http://www.twitter.com/stefanjames23 Facebook ► http://www.projectlifemastery.com/facebook Facebook ► http://www.facebook.com/stefanjames23 Instagram ► http://projectlifemastery.com/instagram Instagram ► http://www.instagram.com/stefanjames23 Snapchat ► http://projectlifemastery.com/snapchat Periscope ► http://projectlifemastery.com/periscope iTunes Podcast ► http://www.projectlifemastery.com/itunes ★☆★ MY PRODUCTS & COURSES: ★☆★ Morning Ritual Mastery ► http://www.morningritualmastery.com Affiliate Marketing Mastery ► http://www.affiliatemarketingmastery.com Kindle Money Mastery ► http://www.kmoneymastery.com 24 Hour Book ► http://www.24hourbook.com Kindle Optimizer ► http://www.koptimizer.com ★☆★ WANT TO BE COACHED BY ME? ★☆★ You can apply for my 1-on-1 and group coaching programs here: http://projectlifemastery.com/coaching ★☆★ RECOMMENDED RESOURCES: ★☆★ http://www.projectlifemastery.com/resources If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later.
Views: 520939 Project Life Mastery
Retirement Planning Provo
 
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Retirement Planning Provo Retirement Planning Planning for Retirement Provo Planning for Retirement http://retirementmax.weebly.com/ - Retirement Planning Provo We Will Be Glad To Provide You Information or a Free Customized Proposal That Will Detail How This Can Benefit You You can call us directly: 888-405-2919 Or email us: twoodard@berkridgeadvisor.com Retirement planning: Plan your retirement for income through mutual fund investment. Most of the people I have met have not planned for their retirement as they say 'future is unpredictable and we need to live in present' but my dear friend's future is the outcome of present, our present will decide our future. When we think of retirement we generally think of old age, a period when you have to give up the job and sit at home doing nothing. Contrary to the fact, most of the retiree lives a very active life. We need to seriously consider out planning towards retirement because once we retiree our income stops coming but our expenses remain as it is and in some cases it rises with the rising inflation. In this regard mutual fund has turned out to be the right answer for making retirement planning easier and safer. Mutual fund being managed by professionals is a key to effective retirement planning. Some people like it. Some people don't but the fact is that retirement is a reality for every working person. Most young people today think cannot think of retirement as reality as they believe in 'living at present'. However, it is important to plan for your post-retirement life if you wish to retain your financial independence and maintain a comfortable standard of living even when you are no longer earning. This is extremely important, because, unlike developed nations, India does not have a social security net. In India people still depend upon bank savings and fixed deposits for retirement purpose, which is unfortunately inadequate. Retirement Planning acquires added importance because of the fact that though longevity has increased the number of working years haven't, so you end up spending the last phase of your life without earning. In simple words, retirement planning means making sure you will have enough money to live on after retiring from work. Retirement should be the best period of your life, when you can literally sit back and relax or enjoy your life by reaping benefits of what you earn in so many years of hard work. But it is easier said than done. To achieve a hassle-free retired life, you need to make prudent investment decisions during your working life, thus putting your hard-earned money to work for you in future. Retirement calculator Forbes Retirement savings Related tags: retirement planning Salt Lake City retirement pension near me financial planning financial planning and retirement retirement planning retirement taxes early retirement tax calculator income tax calculator retirement calculator retirement planning calculator retirement planning articles retirement planning spreadsheet retirement saving retirement planning software retirement party planning planning retirement calculator life planning retirement financial planning for retirement planning for retirement in your 20s early retirement pension retirement pension tax
The Prudent Investor 2: The truth about fund management
 
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We engage with Individuals and Trustees who no longer wish to continue paying the unnecessarily high fees and charges applied by the banks, discretionary fund managers and wealth management companies in today's low fee world. http://www.lowfeeinvesting.co.uk The investment world has changed over the last decade. However, very few financial organisations have promoted the fact that you can now access global funds and build low cost global portfolios to suit your personal investment risk profile, with substantially lower annual management fees than you are currently paying them each year. But what is low fee investing? http://www.lowfeeinvesting.co.uk/What-is-low-fee-investing.asp Check out our next video on YouTube: https://www.youtube.com/watch?v=27fHuozcGZI&list=PLEZ-rw5P3ew6CmJ_n2fsKpB8FSSvGsPhd
#MoneyTalks: Where can I hide my retirement money from myself?
 
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Unlike Mr Sikka, we're sure you're not planning on working till the very end. Learn about Employee Provident Funds, Public Provident Fund and the National Pension Scheme as The Money Hans takes on Mr Sikka while explaining the importance of retirement planning. This episode tells you why you should start saving now if you want to enjoy the dream vacation you deserve when the time comes to finally hang up your boots. To learn more about how you can keep your financials fit, head to http://www.bigdecisions.com/money-talks About Money Talks: BigDecisions' Presents Money Talks with Hansi is a talk show that is a light hearted and fun take on finance to aid financial literacy for us, commoners. Money Talks addresses personal finance, investing and similar topics with global finance influence, Hansi Mehrotra (CFA, Investment Consultant & LinkedIn Top Voice, Founder of The Money Hans) and Mr. Sikka (Akshay Murarka), who represents the common man’s wealth worry. Stay tuned to make smarter financial decisions and decode the complex world of finance. From helping you understand investing jargon to assisting your retirement and children’s education plans, they jointly discuss and argue the do’s and don’ts of personal finance planning. Subscribe to the channel to make smarter financial decisions and decode the complex world of finance. CONCEPT, DESIGN & DIRECTION : Bombay Design House WRITER :Bombay Design House & Riju Dasgupta SCRIPTS: Based on Articles written by Hansi Mehrotra, Founder of The Money Hans ACTORS : Hansi Mehrota (as herself) & Akshay Murarka (as Mr Sikka) LINE PRODUCER : Prithviraj Prabhakar PRODUCTION ASST. : AKIL ANSARI CAMERA : Yuvraj Jadeja, Ashok Trivedi EDITING: Farooque Shaikh ART : Anil Sahu & Team LIGHTING : Asif Mohd. MAKE UP & HAIR : Maheleqa COSTUME : Dhruvi Tanna SOUND DESIGN : Joseph D’Souza
Views: 121603 BigDecisions
Retirement Planning | Retirement Planning Salt Lake City | Planning For Retirement
 
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We Will Be Glad To Provide You Information or a Free Customized Proposal That Will Detail How This Can Benefit You You can call us directly: 888-405-2919 Or email us: twoodard@berkridgeadvisor.com Retirement planning: Plan your retirement for income through mutual fund investment. Most of the people I have met have not planned for their retirement as they say 'future is unpredictable and we need to live in present' but my dear friend's future is the outcome of present, our present will decide our future. When we think of retirement we generally think of old age, a period when you have to give up the job and sit at home doing nothing. Contrary to the fact, most of the retiree lives a very active life. We need to seriously consider out planning towards retirement because once we retiree our income stops coming but our expenses remain as it is and in some cases it rises with the rising inflation. In this regard mutual fund has turned out to be the right answer for making retirement planning easier and safer. Mutual fund being managed by professionals is a key to effective retirement planning. Some people like it. Some people don't but the fact is that retirement is a reality for every working person. Most young people today think cannot think of retirement as reality as they believe in 'living at present'. However, it is important to plan for your post-retirement life if you wish to retain your financial independence and maintain a comfortable standard of living even when you are no longer earning. This is extremely important, because, unlike developed nations, India does not have a social security net. In India people still depend upon bank savings and fixed deposits for retirement purpose, which is unfortunately inadequate. Retirement Planning acquires added importance because of the fact that though longevity has increased the number of working years haven't, so you end up spending the last phase of your life without earning. In simple words, retirement planning means making sure you will have enough money to live on after retiring from work. Retirement should be the best period of your life, when you can literally sit back and relax or enjoy your life by reaping benefits of what you earn in so many years of hard work. But it is easier said than done. To achieve a hassle-free retired life, you need to make prudent investment decisions during your working life, thus putting your hard-earned money to work for you in future. Retirement calculator Forbes Retirement savings Related tags: retirement planning Salt Lake City retirement pension near me financial planning financial planning and retirement retirement planning retirement taxes early retirement tax calculator income tax calculator retirement calculator retirement planning calculator retirement planning articles retirement planning spreadsheet retirement saving retirement planning software retirement party planning planning retirement calculator life planning retirement financial planning for retirement planning for retirement in your 20s early retirement pension retirement pension tax
48% of Americans Invest Only in Cash or Savings Accounts!  What Can You Do?
 
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Fear of what to invest in and another crash rule many financial decisions. What does the prudent doctor do?
Views: 962 DrDougCarlsen
New Pension Scheme In India [In Hindi ]
 
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New Pension Scheme In India [In Hindi ] Myshared4u gives u video which is helpful to you Hi Welcome to Myshard4u Today Topic is New Pension Scheme In India with Full Detail In Hindi Language It is Also Call National Pension Scheme Our channel gives you free knowledge which you want we are always try to do something new which you like we try to slove your problems which you not solve. we upload simple video in hindi language Our target is to provide best video for knowledge we are try to do something new always If you want to follow us than subscribe us on youtube or like our facebook page which link is given below our best video is Goods and service Tax https://www.youtube.com/watch?v=y2kErIqzvCA 7th pay commission [calculation and arrers ] https://www.youtube.com/watch?v=1GCPM-4RbgI How to get Reliance Free Jio Sim https://www.youtube.com/watch?v=KIlxJoxpeLs google chrome not working ? https://www.youtube.com/watch?v=-qPvvgCzhSY rivers of india https://www.youtube.com/watch?v=nTcb9PszcGY dance in india https://www.youtube.com/watch?v=XxozG5_VboE List Of Indian Cities On Rivers (Hindi) Updated https://www.youtube.com/watch?v=5ORArJ3MGrg New Pension Scheme In India | NPS | Calculate NPS pension | How To Calculate NPS Pension | What Is NPS | What is New pesion Scheme | pension scheme | myshared4u
Views: 177915 Myshared4u
Financial Advisor Told Me To Invest Instead Of Paying Debt
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 191323 The Dave Ramsey Show
Evaluating, Selecting and Monitoring Target Date Fund Offerings
 
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(Recorded 10/1/2013) As target date funds continue to gain in popularity as QDIAs for plan sponsors and an easy solution for participants, it's no longer prudent from a fiduciary standpoint to just go with the "house brand." Like other plan investments, the selection of target date funds requires a high level of due diligence on the part of plan sponsors. Learn how to develop a best practices approach for carrying out your fiduciary responsibilities related to evaluating and selecting the most appropriate target date solution for your plan. Understand how funds are constructed, what their glide paths are and hear a discussion of the issue of funds designed to get participant "to" versus "through" retirement. Gain insight, as well, into how to monitor the ongoing performance of these types of investments.
Why Buying a House is a BAD IDEA! Don't buy a house to live in. Lifestyle Inflation.
 
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Is Buying a House a Good Idea or Bad Idea? What impacts whether buying your own home is a good investment or bad? Is it a good idea to buy a house? You've likely came across the debate over buy vs rent: There are a ton of Buy or Rent Calculators Online - but does that take into consideration all facts? Frequent Arguments for Why You Should Buy a House: -Best Investment Your Parents/Grand Parents ever made -Forced Savings Plan -Quality of Life Arguments for Why You Should Rent Your House: -Flexibility, and Ability to Pivot are much higher -Low overhead, Simpler -Most People don't review all the facts/costs Honestly though - the number one decider is this: Are you conscious of your consumption? Will buying a home result in further lifestyle inflation? Matt McKeever: Facebook: http://www.facebook.com/fieh.ca Instagram: http://www.instagram.com/mattmckeever85 Twitter: https://twitter.com/mattmckeever85 SUBSCRIBE: https://www.youtube.com/channel/UCdRtqnqBSq4GY7DGiYICu5g?sub_confirmation=1 Bigger Pockets: https://www.biggerpockets.com/users/MattMcK Website: http://www.fieh.ca Matt McKeever is a CPA, CA and Real Estate Entrepreneur in London, Ontario. On this YouTube Channel Matt will walk the viewer through how to invest in real estate using such strategies as the BRRRR method while also documenting his personal experience as a real estate investor. Matt began investing in real estate at age 25 by purchasing a student rental near Fanshawe College. In 2016 he's acquired over 25 units. As well on this channel Matt will share his personal monthly spending and discuss the strategies and tactics needed to reach financial independence (retire early) at a young age. We’ll discuss such topics as safe withdrawal rates, how to build passive income streams and how to reduce your personal consumption
Views: 31049 Matt McKeever
The Golden Rule book Of Financial Planning I Financial Bootcamp I Episode 2
 
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SBI MUTUAL FUND presents #FinancialBootcamp—your step-by-step money regime! Invest regularly with a disciplined approach, which can help you tackle your financial responsibilities! Watch the Episode Now! Disclaimer: Any information contained in this video is only for informational purpose and does not constitute advice or offer to sell/purchase units of the schemes of SBI Mutual Fund. Information and content herein has been provided by Sooperfly and is to be read from an investment awareness and education perspective only. The views/content expressed herein do not constitute the opinions of SBI Mutual Fund or recommendation of any course of action to be followed by the viewer. Investors should consult their financial advisers before taking any investment decision.
Views: 657 SBI Mutual Fund
The “Boring” Path to Massive Real Estate Success | BP Podcast 278
 
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The secret to massive real estate investing success is actually very boring. On today’s show, we sit down with Charles Roberts, an investor and agent from the Denver market. In this episode, we explore Charles’s story and the lessons he’s learned over his 20+ year career, including how his first deal failed miserably, how he helped another investor retire through rentals in just five years, and his strong belief that the deal isn’t as important as most investors think — plus so much more! Charles is incredibly wise, and he has years of experience — so this is one episode that you’ll come back to time and time again. Check the full show notes here: https://www.biggerpockets.com/renewsblog/biggerpockets-podcast-278-the-boring-path-to-massive-real-estate-success-with-charles-roberts/
Views: 14853 BiggerPockets
Should You Cash Out Your 401k to Buy Real Estate?
 
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Should You Cash Out Your 401k to Buy Real Estate? One of my favorite strategies for purchasing cash flowing real estate is taking a loan from my 401k plan. But today, I want to talk about something different: totally withdrawing from your 401k in order to purchase a rental property. In this video, you’ll learn about the big problem with 401ks. You’ll also learn how to best weigh your options if you’re thinking about cashing out your retirement account. I’ll share the advice I received from my tax accountant, and discuss the fees associated with withdrawing from your 401k. This video is for you if you are assessing all your options in order to become a real estate investor. You’ll learn about the differing guidelines for 401k policies, as well as how to change the Wall Street mindset around 401ks. BOOK A FREE CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/DNIIh0 CHECK OUT OUR OTHER GREAT VIDEO PLAYLISTS LIKE: VIDEOS ABOUT TURNKEY REAL ESTATE INVESTING: https://goo.gl/1bGEhB OR VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://goo.gl/dPfWeY OR VIDEOS ABOUT REAL ESTATE NEWS https://goo.gl/m1b3U8 SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://goo.gl/Polf6I LISTEN TO THE PODCAST: iTunes: https://goo.gl/vM969n FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 26648 Morris Invest
Retire Rich Retire Happy strategy to Retire Rich
 
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http://www.RetireRichStrategy.com Learn how to plan towards being Rich, Healthy and Wise in Retirement Download Free Retire Rich book by Bibi Apampa. Whether you are approaching retirement or looking at planning ahead, the Retire Rich Retire Happy plans will make the process easy and pleasant for you, allowing you to enjoy a happy , prosperous retirement
Views: 2902 RetirementPlansInfo
Fiduciary Prudence and Portfolio Diversification
 
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Fiduciary expert, Stewart Frank explains some of the perils and safeguards for trustee and plan fiduciaries as it pertains to portfolio diversification and risk. Meeting some lucid criteria can protect fiduciaries from an unintentional breach of duty, which Frank shows is a widespread problem.
Views: 276 Gravity Investments
INCOME TAX SLAB 2018 | Calculation Method Explained
 
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दोस्तों नोट्स और Updates के लिए Telegram पर हमें JOIN करे । https://t.me/cafofficial INCOME TAX SLAB 2017-18 | Calculation Method Explained
Why work with Secure Capital Solutions? Watch and find out W
 
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Plan your Dream Retirement!
Views: 32 Brady Schmidt
What Is HDFC Balanced Fund?
 
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A balanced fund with a stellar long term track record, this scheme invest online in hdfc fund(g) updated nav, ratings, returns & asset allocations by opening an account fundsindia less than 2 minutes get mutual overview for growth, returns, performance, manager, allocation, risk return analysis, style map is one of the best funds country. Hdfc balanced fund a volatile yet stellar performer. Find detailed report in terms of 52 week high low, charts, research 21 nov 2016 read more about fund pick hdfc balanced on business standard. Investment predominantly in equity and related instruments with balance exposure to debt money market hdfc balanced fund (g) explore for information, updates on latest nav, performance, dividends, portfolio holdings. Return my sip hdfc balanced fund daily nav, prices & performance. Hdfc balanced fund (g) moneycontrol. Hdfc mutual fund fundsupermart hdfc balanced dividend payout. You can nav, dividends, returns, portfolio complete track record of hdfc balanced fund snapshotfrom india's independent mutual performancefrom objective the scheme seeks to generate capital appreciation with current income from a combined equity and debt instruments. Hdfc balanced fund strong and steady in choppy waters hdfc regular plan coin by zerodha. Hdfc's children gift fund (inv plan) tops the chart with has outperformed its category average across time periods 5 zerodha mutual funds invest in lumpsum or start an sip just two clicks hdfc balanced regular plan equity hybrid. Under normal circumstances the scheme would take 60. Updated sep 12, 2016, 05. Hdfc balanced fund growth the economic times. This fund is managed by an expert manager chirag setalvad. Hdfc balanced fund growth) nav history. Good combination of returns, diversification and quality 29 sep 2014 above table provides the past performance balanced funds (equity oriented). Hdfc balanced fund (g) for investment information, dividend pick hdfc top mutual funds benefits & past returns relakhs. Hdfc balanced fund(g) fundsindia. Hdfc balanced fund snapshot hdfc mutual value performance growth the economic times. Googleusercontent searchthe product is suitable for investors who are seeking capital appreciation along with current income over long term. Check hdfc balanced fund growth hybrid returns and mutual performance here on economic times a volatile yet stellar performer. The fund has hdfc balanced invest online in mutual and get latest updates on growth nav, performance, portfolio design at the daily prices & performance of (hdfc growth) nav history details applicable entry exit load along with over various time frame for to generate capital appreciation current income from a combined equity related debt money market instruments (g) share prices, historic price charts nse bse. Hdfc balanced fund growth mutual overviewhdfc (g) funds nav. Hdfc balanced fund hdfc mutual. Hdfc balanced fund hdfc mutual fund hdfcfund 7128c600 3c89 473c aa93 e2ac8c5573ba url? Q webcache.
Views: 80 wise sparky
Retirement Plan
 
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I created this video with the YouTube Video Editor (http://www.youtube.com/editor)
Views: 139 rehancomedy
Investing 101 How To Pick Stocks Like Warren Buffett
 
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Subscribe for more Warren Buffett Knowledge http://bit.ly/warrencnl Warren Buffett Investment Series Warren Buffett Interview - A Wise Words From Warren Buffet https://www.youtube.com/watch?v=ncRDk8gbNuI Warren Buffett Interview - What Did He Do To Limit Taxes At Berkshire https://www.youtube.com/watch?v=dYG3MCHysog Special Interview What Buffett Learned From Munger https://www.youtube.com/watch?v=J8nO11UiJQ8 Warren Buffett Interview - Buy Real Estate Now! https://www.youtube.com/watch?v=NfplPAl0KiU Warren Buffett Interview - How Should The Average Person Invest In The Stock Market https://www.youtube.com/watch?v=4nktzzlPmeE Warren Buffett Interview - There Is Only One Type Of Investment Risk https://www.youtube.com/watch?v=L_9UT09EWbQ The Billionaires Warren Buffett's Office Tour https://www.youtube.com/watch?v=Ra5UDhvUaKA Warren Buffett Generations - We're The Lucky Ones https://www.youtube.com/watch?v=qBoYQi0XcD4 Warren Buffet Advice - Stock Market For Beginners https://www.youtube.com/watch?v=G3oWFFdMONE Warren Buffett Speech - How To Stay Out Of Debt https://www.youtube.com/watch?v=VpBkicb0a0s Investing 101 How To Pick Stocks Like Warren Buffett https://www.youtube.com/watch?v=2KvXGxE5WCg world's billionaires - Warren Buffett Biography https://www.youtube.com/watch?v=80Nh_mJmS3s Warren Buffett Stock 101 https://www.youtube.com/watch?v=ZBO3sQs7Qgs Warren Buffett The Billionaire Next Door Conquering Asia https://www.youtube.com/watch?v=WUFX_W1oGC0 Warren Buffett Inspirational Interview - Making Money Did Not Motivate Him https://www.youtube.com/watch?v=_P8h3100T1k Warren Buffett 2014 end of year Interview - This Week Review About Stock Picking https://www.youtube.com/watch?v=MTid_P7fRd8 Warren Buffett And Bill Gates Interview: The Richest Minds https://www.youtube.com/watch?v=mcQs7p_X6nk Dan Gilbert Interviews Warren Buffett https://www.youtube.com/watch?v=knF9wR7kKAc Warren Buffett Urges 'shared sacrifice' as He Defends Tax Plan to Investors https://www.youtube.com/watch?v=L6iiiWmSfwY Warren Buffett's Investing Strategy Secret: How To Get Passive Income in Stock Market https://www.youtube.com/watch?v=f1UBu8axGBI Warren Buffet Interview https://www.youtube.com/watch?v=CK_jYC4mqGY Warren Buffett on Annual Berkshire Hathaway Meeting http://youtu.be/01V3lzK90Go "Bloomberg Game Changers" profiles Warren Buffett http://youtu.be/wntKy-uPL8o Warren Buffett & Bill Gates the Two Richest Men in The World http://youtu.be/F7CeyK7sWoE Warren Buffett's Testimony On Salomon Brothers http://youtu.be/Eaq0fpadfXk Why Warren Buffett's Hedge Fund Bet Could Work? http://youtu.be/55gZKBoTSz0 Warren Buffett Talking About Finance http://youtu.be/Gpj3VTl-kpk The Billionaire Life Of Warren Buffett - Documentary http://youtu.be/QRxx68EMTTA Warren Buffett Talks Business http://youtu.be/AdlwnggseEc Warren Buffett Speech How To Find and Identify A Good Investment http://youtu.be/5K67Vo_JCag Warren Buffett Speech How To Grow Your Investment Million Times http://youtu.be/HpYolwE5Ak8 Warren Buffett Interview The Philosophy Of Berkshire Hathaway On Investment http://youtu.be/0TdBoLUTw00 Warren Buffett Talks How to Invest in Companies http://youtu.be/w3d6dakAhHA Warren Buffett Berkshire Hathaway Betting On Inflation http://youtu.be/rRMeI4qx5-E Warren Buffett Strategy on Investing: Buy http://youtu.be/PsmhbXA087U Warren Buffett Advices for Young People http://youtu.be/-T97yknes_Q Warren Buffett Talks Market Direction http://youtu.be/5oeXcgJn-ic Warren Buffett Talks The Collapse Of The Global Financial System http://youtu.be/_KiK1mRRvI8 Warren Buffett Interview Gambling, and The Parable Of The St. Bernard http://youtu.be/1h38zwqvFDw Warren Buffett On Today's Real Estate Agents http://youtu.be/ZM4koSor4zc How to Become Rich a Wise Advice From Warren Buffett http://youtu.be/ievC54OEdQo
Views: 9968 Warren Buffett
Highest Paid Mafia Boss Tells the TRUTH About the Life
 
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The dark side of the mob. How Michael Franzese, the highest paid Mafia boss since Al Capone, one day decided to walk away from the life. Check out the official Las Vegas Mob Story page on Facebook: http://bit.ly/2kplQgQ The following topics were discussed in this interview with Michael Franzese: - Roy Cohn - The Godfather - Michael Corleone - Rudy Giuliani - John Gotti - Sunny Franzese - Colombo Family - Gambino family - Carmine "The Snake" Persico - Conciegliere - What really happens in the mob life Buy the book: I'll Make You an Offer You Can't Refuse http://amzn.to/2DjuDJh To reach the Valuetainment team you can email: marketing@patrickbetdavid.com Follow Patrick on social media: Facebook:https://www.facebook.com/PatrickBetDavid.Valuetainment/ Instagram:https://www.instagram.com/patrickbetdavid/ Twitter:https://twitter.com/patrickbetdavid Linkedin:https://www.linkedin.com/in/patrick-bet-david-3731553
Views: 3831550 Valuetainment
Managing Hidden Risk: Retirement Plan Fiduciary Issues
 
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Battelle & Battelle LLP, along with Mr. David Chrestensen, First Financial Wealth Management, presented this webcast discussing discretionary fiduciaries in January 2012. Since 1913, Battelle & Battelle LLP has provided trusted Certified Public Accounting and Business Consulting services to Southwest Ohio.
retirement business coach - early retirement planning - retirement saving - planning estate planning
 
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http://www.RetirementBusinessMentor.com Let's face facts, It doesn't just take age to retire...It takes Money! It's Fast And Easy To Get Started Immediately by building business's and creating multiple streams of income on demand every month from The comfort of your own home. Prepare for a WEALTHY, HEALTHY, and WISE Retirement Download today a book on Retirement Business Ideas for a Rich Stress Free Retirement at http://www.RetirementBusinessIdeas.biz Create Multiple Streams Of Income For Your Wealthy, Stress Free Retirement with the help of Bibi Apampa a Wealth Strategist and Retirement Business Mentor go to www.RetirementBusinessMentor.com
Views: 195 RetirementBusiness
Cash For Pension - Retirement Money For People Of Any Age Who Value Financial Help
 
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http://www.cashinmypension.com/cash-in-pension/ Call: 0800 122 33 24 for a free consultation Cash For Pension If you already made up your mind for retirement and decided to cash in your UK pension, you should know that you have more than one option for it. Firstly, it would be wise to ask your pension company for indications. If you'd rather prefer a well-made plan before actually requesting it, then it's best to ask for advice from a specialised business or individual. Whichever the case might be you should weigh the facts and benefits very carefully before proceeding to action. Your long-term investment is the one which will point out exactly how much cash you can withdraw from your pension fund. However, a truly astonishing benefit is that you'll be able to do anything with the money, including paying up your loan, booking an exotic holiday or purchasing a new car with middot insurance. In other words, those who chose to cash in their pensions will benefit from an absolute financial freedom. Now if you just got through a divorce and you're planning to invest the money into a future business, then you're going to a need a trustworthy advisor. Don't trust anyone who tries to stuff you with their pension schemes, instead look for someone who can sell you useful points. In addition to that you should take a moment to plan a little saving. After that you're going to be free to do whatever you want with your income. It would also be wise to take some time off in order to relieve stress and to learn how to enjoy your life more. You might visit your ex or meet up with another retiree, just make sure to also pay attention to your own needs. While it's also possible that your taxes need to be paid up and your investments assured, your goals are the ones that truly matter. Sure, some extra pounds might get lost in the transfer process and the government might hold up its shares, but you'll still get enough cash out of your pension. Most people consider that a certain age has to be met for a successful retirement, that's not entirely covered. There is indeed a minimum age limit, but early withdrawal of the pension is also something to consider. If you're set that and the earmarking institute approves it, then you're free to get your pension. You should start considering this possibility especially if you have special requirements or health disorders. Overcoming the UK's pension barriers is up to each person. However, if you worked hard during your whole life, it shouldn't be any problem requesting retirement. When you receive that value you might put up pound for pound and purchase yourself a new house, if that is what you want. Many individuals underestimate their pension value and this is a bad habit on the long run. If your spouse requested for a pension release that's also particularly good, because it means he/she worries about the current economic conditions. When you retire, you save up your life from work and employers, and everyone will rejoice along with you. Think if it's worth giving up your job for a complete financial freedom, and if it is, go ahead and complete your pension withdrawal form! Remember that sharing is caring, and when you get your sum you could help others too. Just make sure not to get implied in any dubious scheme, because that's not what you're offsetting for. Getting financial support is alright though, as long as you got its total equivalent covered. The equity code is also very important when reaching your real value. That's why when receiving your pension it's essential to either invest in assets, improve your house or put a pound aside. These assets will help you reach your true potential, and your pension will quickly turn into a type of reserve budget. http://www.cashinmypension.com Call: 0800 122 33 24 for a free consultation
Views: 976 James Morrey
Should You Borrow Money in Order to Invest?
 
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http://profitableinvestingtips.com/stock-investing/should-you-borrow-money-in-order-to-invest Should You Borrow Money in Order to Invest? By www.ProfitableInvestingTips.com The stock market keeps going up and anyone not invested is losing out. Right? We have commonly preached about having a cash reserve for living expenses and paying off credit cards before investing in the stock market. But interest rates are low and the S&P 500 has gone up 70% in the last five years. If you simply traded on margin, bought an ETF that tracks the S&P 500 you would have paid around 8% a year on your investment capital. So, should you borrow money in order to invest in stocks? How about other investments like your home? How to Borrow in Order to Invest Canadian Business discusses borrowing to invest. It’s often said that fortunes are built with other people’s money. Like many business clichés, there’s a lot of truth to that maxim. There’s nary an empire around that didn’t get started with borrowed money. Individual investors can take the same approach. Borrowing money to invest, also known as margin or leveraged investing, is an increasingly common strategy in Canada. The appeal is that borrowing allows you to buy more securities than you’d otherwise be able to, magnifying your returns. The downside is just as obvious. If your investment goes south, not only could you lose your principal, but you’ll end up owing more money on top of that. How does investing on margin work? Investopedia discusses buying on margin. Buying on margin is borrowing money from a broker to purchase stock. You can think of it as a loan from your brokerage. Margin trading allows you to buy more stock than you'd be able to normally. To trade on margin, you need a margin account. This is different from a regular cash account, in which you trade using the money in the account. By law, your broker is required to obtain your signature to open a margin account. The margin account may be part of your standard account opening agreement or may be a completely separate agreement. An initial investment of at least $2,000 is required for a margin account, though some brokerages require more. This deposit is known as the minimum margin. So, should you borrow money in order to invest? The best time to get into the market is when it is going up and the worst time is just before it corrects, crashes or simply heads down. If you are going to borrow money to invest you need a clear plan of action. Successful investors use the concept of intrinsic stock value to determine if a stock is likely to be a winner or not. An investor investigates a stock to determine if it is likely to generate returns over the years and if its price reflects that promise. When a stock is underpriced compared to its intrinsic value the investor buys the stock. In this case it might be wise to borrow money in order to invest. However, the wise approach is to sell stocks after a run up in order to reduce or pay off the margin. Thus the remaining stock generates dividends and appreciation without causing you to pay interest on the outstanding margin. Over the long haul paying on margin costs around 8% so you need be invested during a strong market upswing in order for this to work. https://youtu.be/p-FIOOu0SL0
Views: 178 InvestingTip
Financial Planning Demystified
 
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FREE Investor Tips Video at- http://www.financiallywisewomen.com/free-download Financial Planning is all about freedom. Watch as Brittney Castro, founder of Financially Wise Women, demystifies the Financial Planning Process. ♥BLOG ♥ http://www.financiallywisewomen.com/single-post/2017/05/24/Financial-Planning-Demystified ♥WATCH MORE VIDEOS HERE ♥ http://www.youtube.com/brittneycastro ♥ INSTAGRAM ♥ http://instagram.com/brittneycastro ♥ FACEBOOK ♥ https://www.facebook.com/brittneycastro https://www.facebook.com/financiallyw... ♥ TWITTER ♥ https://twitter.com/brittneycastro ♥DISCLOSURE ♥ The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Financially Wise Women disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. Financially Wise Women does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall Financially Wise Women be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Financially Wise Women or a Financially Wise Women authorized representative has been advised of the possibility of such damages. In no event shall Financially Wise Women have any liability to you for damages, losses and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.
Views: 563 Brittney Castro
Retirement Planning
 
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Retirement planning is different for physicians than it is for any other type of professional. Because of extended educational periods, physician’s careers tend to start later, leaving less time to save for retirement. Physicians also tend to be more health-conscious than the average person, leading to longer life expectancies. When taken together, these two factors create a much longer time period in which retirement savings must cover cost of living expenses. Stocks and bonds may supplement your retirement income, so work with a financial advisor to choose wise investments that become profitable over time. Consider retiring and claiming Social Security benefits later than the recommended age. Doing so will increase the amount of your monthly payouts. Compare the benefits of a 401(k) to a Roth IRA, and see which option makes the most sense for you and your practice. For many physicians, standard retirement savings plans simply aren’t enough. Consider saving an additional 10-15% of your income in a taxable account so it’s easier to maintain your lifestyle after you’ve retired. For discounts, coupons or to learn more about establishing and growing a new healthcare practice visit www.DoctorsBusinessNetwork.com. Membership is free!
Finance & Investment Tips : What Are Allowable IRA Contributions?
 
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When contributing to an IRA, the general rule is the more money a person makes the more they can financially contribute without government tax repercussions. Invest in an IRA as a solid tax strategy and to save for retirement with tips from a registered financial consultant in this free video on finance and investment. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 128 eHow
Retirement Planning - Spotlight September 2009
 
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The September Spotlight on Income Planning discusses The Hartfords Benefit Landscape Study, which indicates that few Americans actually understand their retirement benefits; National 401(k) Day is Sept. 11, and this year`s theme, "Make Wise Choices; and how National Save for Retirement Week will take place October 1824 — the fourth consecutive year that this Congress-endorsed event will raise awareness about the importance of saving for retirement.
Views: 26 producersweb
5 Things to Know About Asset Allocation
 
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With thousands of stocks, bonds and mutual funds to choose from, picking the right investments can confuse even the most seasoned investor. But if you don't do it correctly you can undermine your ability to build wealth and a nest egg for retirement. So instead of stock picking, you should start by deciding what mix of stocks, bonds and mutual funds you want to hold. This is referred to as your asset allocation. What Is Asset Allocation? Asset allocation is an investment portfolio technique that aims to balance risk and create diversification by dividing assets among major categories such as cash, bonds, stocks, real estate and derivatives. Each asset class has different levels of return and risk, so each will behave differently over time. For instance, while one asset category increases in value, another may be decreasing or not increasing as much. Some critics see this balance as a recipe for mediocre returns, but for most investors it's the best protection against a major loss should things ever go amiss in one investment class or sub-class. The consensus among most financial professionals is that asset allocation is one of the most important decisions that investors make. In other words, your selection of stocks or bonds is secondary to the way you allocate your assets to high and low-risk stocks, to short and long-term bonds, and to cash on the sidelines. We must emphasize that there is no simple formula that can find the right asset allocation for every individual – if there were, we certainly wouldn't be able to explain it in one article. We can, however, outline five points that we feel are important when thinking about asset allocation: 1. Risk vs. Return The risk-return tradeoff is at the core of what asset allocation is all about. It's easy for everyone to say that they want the highest possible return, but simply choosing the assets with the highest potential (stocks and derivatives) isn't the answer. The crashes of 1929, 1981, 1987 and the more recent declines of 2007-2009 are all examples of times when investing in only stocks with the highest potential return was not the most prudent plan of action. It's time to face the truth: Every year your returns are going to be beaten by another investor, mutual fund, pension plan, etc. What separates greedy and return-hungry investors from successful ones is the ability to weigh the difference between risk and return. Yes, investors with a higher risk tolerance should allocate more money into stocks. But if you can't keep invested through the short-term fluctuations of a bear market, you should cut your exposure to equities. 2. Don't Rely Solely on Financial Software or Planner Sheets Financial-planning software and survey sheets designed by financial advisors or investment firms can be beneficial, but never rely solely on software or some pre-determined plan. For example, one old rule of thumb that some advisors use to determine the proportion a person should allocate to stocks
Views: 5 mutual funds
Attack on the Duergar Warcamp - Critical Role RPG Show: Episode 4
 
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Check out our store for official Critical Role merch: https://goo.gl/BhXLst Catch Critical Role live Thursdays at 7PM PT on Alpha and Twitch: Alpha: https://goo.gl/c4ZsBj Twitch: https://goo.gl/D9fsrS Listen to the Critical Role podcast: https://goo.gl/jVwPBr Check out the Geek and Sundry Twitch stream for more, with Critical Role on Thursdays from 7-10pm on http://www.twitch.tv/geekandsundry The Vox Machina form a tentative alliance with an Illithid outcast named Clarota, deep inside the caverns under Kraghammer. They learn of the creature's people and their subjugation to a mysterious being known only as Kvarn, as well as the haggard mind flayer's expulsion from the hive. Now cut off from the Elder Brain, Clarota burns with hatred for this Kvarn, and wishes to free the Illithid race from the usurping entity. In order to do so, the Vox Machina must proceed further into the deep, and reach the center of Clarota’s hive. But in order for the heroes of Emon to reach the Illithid city in the belly of Khaloor, they must get past the first flayer they encountered, as well as its small army of Duergar. The heroes devise a plan, and fly themselves down to the center of the enemey’s war camp, to chance a risky assassination attempt on a creature that could easily break their will with a glance. A very special thanks to @CRTranscript and all the #critters for closed captions! Concept Artwork for 'The Silver Legacy’ movie created by Jessica Mae Stover (jessicastover.com) and Greg Martin (artofgregmartin.com). Visit us on http://geekandsundry.com Subscribe to Geek and Sundry: http://goo.gl/B62jl Join our community at: http://geekandsundry.com/community Twitter: http://twitter.com/geekandsundry Facebook: http://facebook.com/geekandsundry Instagram: http://instagram.com/geekandsundry Google+: https://plus.google.com/+GeekandSundry/
Views: 1746146 Geek & Sundry
95% of You Will Ignore This 2018 Marketing Strategy | Business Squared Keynote in Australia
 
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This is the greatest marketing strategy for 2018 that I can give any of you... Focus heavily on being successful with social media marketing specifically with Instagram and Facebook. If you don't, your chances of success will be much slimmer than anyone that does. Really happy that I got to give this keynote at Business Squared in Brisbane, Australia! Let me know in the comments below what you thought was the most insight part! ;) Thank you for watching this video. I hope that you keep up with the daily videos I post on the channel, subscribe, and share your learnings with those that need to hear it. Your comments are my oxygen, so please take a second and say ‘Hey’ ;). — Follow my entrepreneurial journey here: https://www.youtube.com/playlist?list=PLfA33-E9P7FA-A72QKBw3noWuQbaVXqSD — ► Subscribe to my channel here: http://www.youtube.com/subscription_center?add_user=GaryVaynerchuk ►Check out my second channel here: http://www.youtube.com/askgaryvee — Gary Vaynerchuk is a serial entrepreneur and the CEO and founder of VaynerMedia, a full-service digital agency servicing Fortune 500 clients across the company’s 4 locations. Gary is also a prolific public speaker, venture capitalist, 5-time New York Times Bestselling Author, and has been named to both Crain’s and Fortune’s 40 Under 40 lists. Gary is the host of the #AskGaryVee Show, a business and marketing focused Q&A video show and podcast, as well as DailyVee, a docu-series highlighting what it’s like to be a CEO, investor, speaker, and public figure in today’s digital age. — Check out my Alexa skill!: http://garyvee.com/garyvee365 — Follow Me Online Here: 2nd YouTube: http://www.youtube.com/askgaryvee Instagram: http://instagram.com/garyvee Facebook: http://facebook.com/gary LinkedIn: https://www.linkedin.com/in/garyvaynerchuk/ Snapchat: http://snapchat.com/add/garyvee Website: http://garyvaynerchuk.com Soundcloud: http://soundcloud.com/garyvee/ Twitter: http://twitter.com/garyvee Medium: http://medium.com/@garyvee Planet of the Apps: http://planetoftheapps.com Podcast: http://garyvaynerchuk.com/podcast Wine Library: http://winelibrary.com Official Merchandise: http://garyveeshop.com Subscribe to my VIP Newsletter for exclusive content and weekly giveaways here: http://garyvee.com/GARYVIP
Views: 528895 GaryVee
Financial Planning for Beginners : Tips & Factors for Investing Money
 
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Want to invest money but cant find a place to start? This free video clip gives you expert advice on beginning your investment process with financial planning. Expert: Tammy Trenta Bio: Tammy Trenta is an experienced sought after entrepreneur and seasoned financial expert. Filmmaker: Nili Nathan
Views: 12656 expertvillage
Howard Marks: "The Most Important Thing - Origins and Inspirations" | Talks at Google
 
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Warren Buffett said "When I see memos from Howard Marks in my mail, they're the first thing I open and read." Howard is the Co-Chairman of Oaktree Capital Management. He is known in the investment community for his "Oaktree memos" to clients which detail investment strategies and insight into the economy. He treats investing as equal parts psychology and finance, and his book The Most Important Thing provides "uncommon sense for the thoughtful investor."
Views: 161909 Talks at Google
PBS NewsHour full episode May 23, 2018
 
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Wednesday on the NewsHour, we talk with former director of national intelligence James Clapper, the latest target of President Trump's attacks on the intelligence community. Also: New NFL penalties for kneeling during the national anthem, why many patients can't get the cure for hepatitis C, the woman trying to become the nation's first African-American female governor and remembering Philip Roth. Find more from PBS NewsHour at https://www.pbs.org/newshour Subscribe to our YouTube channel: https://bit.ly/2HfsCD6 Follow us: Facebook: http://www.pbs.org/newshour Twitter: http://www.twitter.com/newshour Instagram: http://www.instagram.com/newshour Snapchat: @pbsnews Subscribe: PBS NewsHour podcasts: https://www.pbs.org/newshour/podcasts Newsletters: https://www.pbs.org/newshour/subscribe
Views: 50027 PBS NewsHour
gold ira leads
 
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gold ira leads, -Will Trump Sink the Ship...http://willtrumpsinktheship.com/?id=1432 |-10 Reasons the Next Crisis Will Be Worse...http://nextcrisis.regalassets.com/a/1432 | This is why solid commodity-driven and real-world value-driven investments like this rule the competition. Popular Links; How to Avoid Gold & Silver IRA Scams Gold IRA Rules: Gold coins and bars (with the exception of the bullion and proof gold American Eagles) must have a minimum fineness of 99.5 percent to qualify One very popular gold investment these days are gold 401k investments and 401k rollovers as they are commonly referred to. free gold investing kit your 401K to a Gold IRA can be a very wise move to protect your retirement investments. May 7, 2017 - Reviews of The 7 Top Rated Gold IRA Companies to spare then click here to get your Gold IRA investment guide from Advantage Gold. Nov 17, - Back in July of this year CoinLink ran a story about Gold IRA's and the choices available to consumers/investors. Since we are coming up to the Get more information about gold IRA & silver IRA rollover rules. retirement investments, most individuals are not fully aware of the options available to them. gold ira leads cash for gold affiliate program silver coin affiliate programs regal assets gold affiliate program sell gold affiliate program regal assets affiliate earnings best gold affiliate programs regal assets affiliate website jm bullion affiliate program #goldiraleads #cashforgoldaffiliateprogram #silvercoinaffiliateprograms #regalassetsgoldaffiliateprogram #sellgoldaffiliateprogram #regalassetsaffiliateearnings #bestgoldaffiliateprograms #regalassetsaffiliatewebsite #jmbullionaffiliateprogram