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Private Student Loan Default
 
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How can bankruptcy help you deal with delinquent or defaulted private student loans? Private student loan debt presents huge problems to borrowers. Unlike government (Department of Education) student loans, there are no income based repayment plans available for private student loans. There are no default cure options built into the law or loan forgiveness options either. If you fall behind on your private student loan account, you will be subject to debt collection harassment, lawsuits, wage garnishments and bank account levy. And, with very limited exception, you cannot wipe out private student loans in bankruptcy. As I discuss in this video, you don’t have many options to solve your private student loan default problems but there are a few powerful tools available to you which can delay collection and in some cases wipe out your private student loan debt using a statute of limitations argument. In many cases, personal bankruptcy can be part of that solution by delaying for years all collection activity by the lender or its collection agency. You can help yourself by taking a proactive approach to your private student loan problem. Don’t wait until you are sued or until your bank account has been emptied before seeking legal advice. Ginsberg Law Offices is an experienced law firm personal debt relief agency in Atlanta, Georgia with the experience and know how to advise you. If you are an Atlanta area resident struggling with private student loan debt, call us today at 770-393-4985. Jonathan Ginsberg Ginsberg Law Offices 770-393-4985
Dave Ramsey Rant - Don't Be STUPID About How You Pay For Education
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 28526 The Dave Ramsey Show
Bankruptcy and Student Loans: Survival Strategies
 
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The Bankruptcy Code makes it almost impossible to discharge (wipe out) student loan debt. Section 523(a)(8) of the Code only allows for discharge if you can demonstrate “undue hardship.” Judges in the Northern District of Georgia generally limit undue hardship relief to individuals with serious medical issues that would make it impossible to work and earn income to pay the loans. However, you can use bankruptcy as a strategy to address student loan debts. Many of our student loan clients also carry other debt, sometimes substantial amounts of other debts. Bankruptcy can be used to discharge unsecured debts like credit cards, signature loans and deficiency claims. Bankruptcy can also be used to cancel mortgages, car loans and other secured debt contracts. Sometimes our clients have to downsize in order to free up money in their budgets to pay student loans. Although it may not be pleasant to consider a more thrifty lifestyle in order to pay student loans, sometimes you have to take a step backwards to get ahead. Want more information about filing bankruptcy in the Atlanta area? Visit the Ginsberg Law web site at http://www.atlanta-bankruptcy-attorney.com. You can learn more about student loan debt options, including payment modification options at http://www.studentloandebtsettlementhelp.com Jonathan Ginsberg Ginsberg Law Offices 770-393-4985
How online graduate programs offer degrees at significant savings
 
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As technology evolves and more online graduate programs become available at a much lower cost, should we reconsider traditional higher education in a classroom setting? Hari Sreenivasan reports on how some students earning master’s degrees at Georgia Tech are paying little or nothing for online courses from a top program.
Views: 16081 PBS NewsHour
The Brunner Test: How to Discharge Government Student Loans in Bankruptcy
 
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The United States Bankruptcy Code says that Department of Education student loans cannot be discharged in bankruptcy unless you as the bankruptcy filer can show something called undue hardship. In 1987 a federal appellate court in New York issued the Brunner decision which defined undue hardship. Since that time, most bankruptcy courts considering this issue have followed the reasoning of the Brunner court. As I discuss in this video, Brunner says that to prove undue hardship you must prove that if forced to pay your student loans, you would not be able to maintain a minimal standard of living and that these financial circumstances are likely to continue indefinitely. Until recently, many bankruptcy courts have read Brunner to mean that if you can afford an efficiency apartment, and rice and beans, you are able to maintain a minimal standard of living. However, the tide seems to be turning. Some bankruptcy judges are redefining what constitutes a minimal standard of living. Further, the Department of Education offers a variety of income based repayment plans that allow for reasonable repayment plans. Further, there are some very good arguments that some private student financing falls outside the definition of student loans and thus may be entirely discharged in bankruptcy. While the United States Congress appears to have little interest in aiding student loan debtors, bankruptcy judges and federal court judges appear to be more willing to address a growing public policy problem of college graduates unable to buy homes, vehicles or save for retirement. So, if you have a significant student loan debt problem, do not assume there is no hope. #brunnertest #brunner #dischargestudentloans #studentloansbankruptcy ===========FREE CASE EVALUATION========== If you would like me to analyze your finances please contact me at https://bit.ly/Contact-Gins ========================================== ===============CONTACT ME================= Jonathan Ginsberg Atlanta Bankruptcy Attorney Website: https://www.glolaw.com/our-practice-areas/personal-bankruptcy/ Facebook: https://www.facebook.com/ginsberglaw/ Telephone: 770-393-4985 https://bit.ly/Contact-Gins =========================================== **Click Below to SUBSCRIBE for More Videos: http://www.youtube.com/subscription_center?add_user=ginsbergbankruptcy
How to Fix a Defaulted Student Loan and Lower the Payment
 
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your U.S. Department of Education student loans go into default, you risk losing your income to wage garnishment, your tax refund to seizure, as well as expensive penalties. Fortunately, federal law allows you to cure these defaults while restructuring your payment at the same time. In this video I explain how to find out if your student loans are in default and what you can do to return to good standing. Want more info about surviving student loans, including non-publicized programs to reduce your payments or apply for loan forgiveness? Visit my student loan web site at http://studentloandebtsettlementhelp.com or call me at 770-393-4985. Jonathan Ginsberg Student loan lawyer Ginsberg Law Offices Atlanta, GA 30338
How Much College Debt Is Too Much?
 
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Jeff Selingo and Rich DeMillo of Georgia Tech’s Center for 21st Century Universities discuss what’s manageable vs. the limitations graduates face when burdened with too much student debt. Find more information on topics related to paying for college: http://www.gatech.edu/how-to-pay.
Views: 2391 Georgia Tech
Working to retain APD recruits
 
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“We can immediately put them out in zones, have them working 911. It’s wonderful.” The Atlanta Police Department celebrates the graduation of 25 new recruits Monday night. 23 men and 2 women who will help the department get more officers on the streets. But while APD adds new officers, they also continue to lose them--often to higher paying jobs in other jurisdictions. Chief Erika Shields plans to tackle that issue by creating a new salary plan to reward officers who stay. In the meantime, she says they need to do a better job of educating officers on what they do offer. “We don’t communicate to our new hires all of the benefits and perks that are available to them within the department.” Those benefits include pay increases for speaking Spanish, housing initiatives and tuition reimbursement. The chief says it's also important for the department to change how it interacts with this new generation of officers who may want need more encouragement along the way. “I welcome and embrace the change, but as supervisors, especially some of the ones who are a little more experienced, we really have to just shift away from the paramilitary mode.”
Views: 1064 FOX 5 Atlanta
How are Loans made by Relatives Treated if You File Bankruptcy?
 
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Have friends or relatives loaned you money on a handshake? Are there verbal repayment agreements and "understandings" between friends? The bankruptcy law does not allow you to treat informal loans by friends or relatives different from other debts. Nor should you repay any of these loans prior to filing bankruptcy hoping to keep your relative out of the process. A number of rules apply to loans made by friends or relatives, and you should not make any decisions about how to treat these loans or whether to pay them back without the advice of counsel. Legal advice is always confidential and you can save yourself huge headaches by seeking legal advice in advance of any actions. Want more info about personal loans and bankruptcy or about Chapter 7 or Chapter 13 bankruptcy in general. Visit my web site at http://www.atlanta-bankruptcy-attorney.com or call my office at 770-393-4985. Jonathan Ginsberg Ginsberg Law Offices 1854 Independence Square Atlanta, GA 30338 770-393-4985 ginsberg.bankruptcy (at) gmail.com
Views: 103 Jonathan Ginsberg
I-Team: Lawsuit Claims Government Reverses Decision on Student Loan Forgiveness
 
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by Dana Fowle Aired April 21, 2017 ATLANTA - There is a big blow potentially awaiting hundreds of thousands of students who participated in the government's federal student loan forgiveness program. Their years of hard work may now be invalid. But let's pause for a little history first. Ten years ago people began signing up for a program through the Department of Education called "Public Service Loan Forgiveness," which meant when you leave school your federal student loans would be forgiven if you did a few things. Worked a government, public service, or non-profit job Got approval from government contractor FedLoan Servicing Worked full-time for 10 years in one of the above fields Made regular, timely federal student loan payments Hundreds of thousands of students who've worked in low paying fields for debt forgiveness get no reward in the end. Lawsuit claims government reverses decision on student loan forgiveness It's a great deal for a lot of people - teachers, doctors, lawyers, firefighters - anyone who would leave college with crushing loans. If you started the program in the beginning, your 10 years is up in October. But a new lawsuit filed says the Department of Education "without notice or explanation" has "changed its mind." The suit claims that the government has been telling some folks who got their jobs OK'd through its contractor FedLoan Servicing that they had "been approved in error." They're rescinding approval. So, let's say you've spent years in one of the public service jobs, which are often low paying, all of that commitment may be for nothing. I sat down with an attorney Chris Armor of Amor Law specializes in student loan debt issues. "The Department of Education in response to this lawsuit stated in their answer that FedLoan Servicing is not a reliable (company) to speak on behalf of the department, as far as determining which employers are eligible for this program," he said. Yet they still say on the Department of Education website that they are. He added that this leaves a lot of confusion. "It's insane." What's more, there's no way to appeal. The FOX 5 I-Team has reached out to the Department of Education who emailed after the story aired to say they don't comment on pending litigation. Some people, like lawyers for example, could have gone early in their careers to a law firm which would have been more lucrative. Instead, she has spent 10 years, while helping people, earning very little. Not to mention, all of these talented people willing to work for non-profits and such are going to pass when they graduate.
Views: 1152 FOX 5 Atlanta
Debt Settlement
 
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This video is brought to you by DebtReliefCenter.org which has already served over 5.4 million visitors in need of debt relief information and assistance. Debt settlement is a debt relief option that has become increasingly popular among people who need relief from high-balance credit cards (typically $20,000 to $125,000 or more). Through debt settlement, debt specialists negotiate with creditors on your behalf -- with the goal of "settling" your credit card debt for substantially less than you currently owe. Pros Provides proven, predictable program to become debt free Saves money, reduces interest, waives late fees/penalties Allows you to pay off debts at a pace that fits your budget Manages multiple debts via single more affordable payment Puts you back in control of finances to help reduce stress Cons Requires discipline to make single monthly payment If you default, you revert to original creditor agreement Creditors not required to accept debt relief proposals Often takes 3-5 years, or more, to become debt free While not necessarily harmful to your credit score, will be "noted" on your report. Summary: What to Expect If you have multiple credit cards and other unsecured debts like medical bills, doctor bills, store cards, unsecured personal loans, and more -- a debt consolidation program coordinated through a debt counselor may be the ideal debt relief option to help you live within a set budget, reduce debts, and get on a path to become debt-free. How do debt consolidation programs, or debt management plans work? Typically, debt consolidation programs are coordinated by debt relief specialists, or debt counselors, who conduct brief interviews with you to get details on your credit cards and other debts, as well as how much you can realistically afford to pay each month to get out of debt. Based on this information, your debt specialist will then customize a "debt management plan" for you. Once you approve the plan, letters will be sent on your behalf to each of your creditors requesting the benefits of debt relief -- such as lower interest rates, a waiving of late fees and penalties, and generally more favorable repayment terms. Those creditors who accept the proposals are then added to the debt consolidation or debt management program. For those that do not accept debt relief proposals, you are still obligated to live up to the original terms of your cardholder agreement. It's important to understand that, just as no two debt situations are exactly alike, no single debt solution is right for everyone. Your debt specialist can provide more details regarding debt consolidation or debt management as part of your free debt relief analysis and savings estimate.
Views: 220 DebtReliefCenter
Year 1 Of Our Debt Free Journey | $30,243.23 Of Debt Paid
 
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Views: 1646 Shay Budgets
What You Need to Know About Paying for Veterinary School
 
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The average amount of debt for a student graduating from vet school is $135,000. The American Veterinary Medical Association has tools and tips to help you manage your debt while pursing your dream of becoming a veterinary professional. Find the AVMA Personal Financial Planning Tool and other resources at http://www.avma.org/veterinaryeconomics
Views: 28939 AmerVetMedAssn
Fight Debt Georgia: Bankruptcy and Non-Bankruptcy Options
 
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Saedi Law Group has been helping Georgia consumers for over a decade. Our firm offers personalized service as well as experienced and professional staff. While bankruptcy may be the route you need to take we also offer non-bankruptcy assistance to deal with debt issues. Consultations are free and we have 10 office locations in the Atlanta Metro areas.
Views: 1910 Lorena Saedi
Six Reasons to Get Paid to Do What You Love
 
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Nope - it's not your mortgage payment, your car note, your light bill, or your student loan repayment plan. Get your free gift: jessicajourney.com/getpaid Your gift outlines the six non-financial reasons for you to "get paid." The video is the final moments of my live presentation at Happy Black Woman Community's Launch Your Business Bootcamp in Atlanta, Georgia on May 14, 2016
Views: 28 Jessica Journey
Student Loan Consolidation in Atlanta, Georgia
 
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Student loan consolidation in Atlanta, Georgia call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.
Which Debts Remain After Your Chapter 13 Discharge?
 
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Chapter 13 bankruptcy functions as a payment plan during which you are protected from creditors while you make payments to a Chapter 13 trustee. These payments are disbursed monthly by the trustee to your creditors based on a payment schedule set out in your court approved Chapter 13 plan. Your plan, which must withstand objections by creditors and the trustee, may provide for 100% payment of your creditors, or it may provide for something less. Priority creditors like the IRS or Georgia Department of Revenue, usually get paid at 100%. Secured creditors like vehicle lenders and jewelry finance companies usually get paid at or close to 100%. Unsecured creditors get the least priority and often get paid at less than 100%. If you successfully complete your plan, the bankruptcy judge will issue an order declaring that you are debt free - your plan payments have satisfied in full your obligations. Any discharged debt is forever extinguished. However, there are some debts that will survive your bankruptcy. Here are the most common: mortgage debts - mortgage debt is considered long term debt in that it is not practical to pay the balance of your mortgage within the five year term of a Chapter 13 plan. Therefore, your plan will likely provide that you are to make ongoing mortgage payments “outside your plan” in addition to your plan payments that cover other debts. When your plan is over and you get your discharge, you remain obligated to continue paying your mortgage. vehicle leases - since a lease is, in essence, a rental, it is not a debt. Instead it is more of a budget item like a utility bill, rent or insurance. If you want to keep your leased vehicle you must make your regular ongoing payment directly to the lessee during and after your plan student loans - as discussed in this video, student loans are a hybrid kind of debt. They are unsecured but also non-dischargeable per the Bankruptcy Code. Most of the time, we provide for direct payment of student loan debt in the Chapter 13 plans we create for our clients. Co-signed debt - if you have a co-signer on your credit card or other unsecured debt, and your plan provides for 25 cents on the dollar to unsecured creditors your Chapter 13 discharge will eliminate the other 75% of that debt as to you, but not your co-signer. To the extent that your co-signer remains stuck with the unpaid portion of this debt, it survives bankruptcy as to your co-signer. Unlisted debt - if you did not include a creditor in your Chapter 13 case, that creditor does not have the opportunity to object to or otherwise participate in your Chapter 13 repayment plan. As such, in many cases, that unlisted creditor would have an argument that its debt survives the bankruptcy. These cases tend to turn on the facts of the particular case but suffice it to say that omitting a creditor can create problems for you. Want more information about Chapter 7 practice and procedure in the Northern District of Georgia. Call Ginsberg Law Offices at 770-393-4985 or visit our web site at http://www.atlanta-bankruptcy-attorney.com Jonathan Ginsberg Ginsberg Law Offices Atlanta Bankruptcy Lawyers 770-393-4985
What Happens to Your Confirmed Chapter 13 Plan if Your Spouse Files for Divorce?
 
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Chapter 13 requires you to live within a tight budget - every dollar counts. So what happens if your non-filing spouse decides to file for divorce or legal separation. Your income likely goes down and your expenses likely to up. Will your Chapter 13 become a casualty of your divorce? Not necessarily. In this video, I discuss two options that can buy you time and change your Chapter 13 plan to conform with the new reality of your marital situation. Want more information about personal bankruptcy in the Northern District of Georgia (Atlanta metro) - visit my Atlanta bankruptcy web site: http://www.atlanta-bankruptcy-attorney.com. Jonathan Ginsberg Atlanta bankruptcy attorney Ginsberg Law Offices 1854 Independence Square Atlanta, GA 30338 770-393-4985
Views: 328 Jonathan Ginsberg
Obama calls for more rights for struggling student borrowers
 
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ATLANTA (AP) -- Issuing a clarion call to Americans saddled by student debt, President Barack Obama urged student borrowers Tuesday to stand up for their rights, and announced a medley of modest steps to bring some order to a notoriously chaotic system.Obama unveiled his "student aid bill of rights" before a gymnasium packed with nearly 10,000 students at Georgia Tech, where he said the nation must mobilize to bring about deeper changes to student loans. Not only should every American be able to afford college, Obama said, they also should be able to afford the loan payments that kick in with a vengeance once they graduate."We're trying to tackle this problem from every angle," Obama said. "We want to make this experience more affordable, because you're not just investing in yourselves, you're investing in your nation."In the Oval Office ahead of his brief visit to Atlanta, Obama signed a presidential memorandum with policy tweaks that don't require new legislation from Congress - a plus as far as the White House is concerned. The memo targets third parties like Navient - formerly Sallie Mae - that contract with the government to collect on loans. Those companies will be required to better inform borrowers about repayment options and notify them when they are delinquent, the White House said.Obama also called for a single website where students can see all their federal loans in one place - a major problem for students with multiple loans or debt that's been sold from lender to lender. He also called for a website where borrowers can file complaints.The presidential steps aim to crack down on a student loan system known for being complex and confusing to navigate. In recent years, lawsuits and critical government reports have cast a light on industry abuses and the difficulties facing borrowers.A Consumer Financial Protection Bureau study last year found borrowers were getting little help when they ran into trouble and had few affordable repayment options. And in May, Sallie Mae reached a 0 million settlement with the Justice Department to resolve allegations it charged military members excessive interest rates and improperly sought default judgments.When Vickie Kight of Houston couldn't afford to pay the interest accruing on her loans, she turned to her loan servicer for help - and says she didn't get it. Her wages being garnished, Kight dropped out of Louisiana's Southern University, returning to school only years later once her finances were under control."They were very aggressive with me," Kight said in an interview. Her student loan servicer eventually passed her loan onto a collection agency. "That's when it got really hectic. They weren't providing much information. They just said you owe this much to the bank."Obama also floated the possibility of proposing legal changes to how student loans are affected by bankruptcy. Currently, student loans cannot typically be discharged even in bankruptcy. His memo also requires servicers to apply early payments to loans with the highest interest rates, helping students pay off debt faster.Although Obama has long lamented the high cost of college, he's run into obstacles that have limited his efforts to improve the situation.Using his executive authority, Obama expanded a federal repayment plan to allow more low-income Americans to cap their payments. But when Obama this year proposed to eliminate the "529" college savings plan to make way for education tax benefits, opposition was so strong that he had to jettison the idea. And the president's 0 billion pitch this year for two years of free community college has gained little traction in the Republican-controlled Congress.The government estimates total U.S. student debt exceeds .1 trillion, with around 7 million Americans in default.Before returning to Washington, Obama was to headline a fundraiser for the Democratic National Committee, which is beginning to gear up for the 2016 presidential race. Roughly 25 donors paid up to 3,400 to attend. 2015 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. Learn more about our Privacy Policy and Terms of Use. Follow us on Twitter @Local12 and LIKE us on Facebook for updates!
Views: 94 LOCAL 12
Chapter 7 and Chapter 13 Laws in Atlanta
 
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Visit Cherney Law Firm at http://www.cherneylaw.com Attorney Matthew Cherney of www.cherneylaw.com is a Bankruptcy Attorney who services Marietta, Smyrna, Powder Springs, Austell, Mableton, Roswell, Alpharetta, Cobb County, North Fulton County and can be reached at 770-485-4290. Transcripts: A question I receive at least once a day is, "Should I file Chapter 13 or should I file Chapter 7?" My reply to that question doesn't begin with, "how much debt do you have?" It's " What TYPE of debt do you have?" Her is why this question is critical: There are certain debts that cannot be discharged or eliminated in a Chapter 7. The types of debt that cannot typically be discharged in Chapter 7 are child support, alimony, student loans and certain income tax debt. Also, if you have a home mortgage or vehicle payment that you are behind on, and your goal is to keep your home or car, Chapter 7 isn't going to help. So, if you have debts that are not dischargeable in Chapter 7, or you would like to protect your home or car, you may want to consider reorganizing your debts in a Chapter 13. A Chapter 13 allows you to pay back an otherwise non-dischargeable debt, all while protecting yourself from a creditor that might be trying to collect that debt from you. When it comes to protecting your home or car, Chapter 13 allows you to pay back the amount you are behind, sometimes at a reduced amount, all while protecting your home from being foreclosed and your vehicle from being repossessed. Cherneylaw.com offers a free consultation and are happy to speak with you about whether Chapter 7 or Chapter 13 may be right for you based on your particular circumstances.
How does Freddie Mac handle student loans?
 
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Visit our Web site, www.LoneStarLending.com, for more information.
Views: 46 Your Loan Educator
How does Bankruptcy Compare to a Debt Settlement Company?
 
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Are there "secrets the credit card companies don't want you to know?" No, and the debt settlement companies who advertise on the radio and TV are not telling you the whole story. In this video, I argue that bankruptcy may be faster, cheaper and better for your credit than debt settlement, and a lot less risky as well. Want to talk to a licensed attorney who offers straight talk about bankruptcy and non-bankruptcy solutions to debt problems? Call Ginsberg Law Offices at 770-393-4985 or visit our web site at www.atlanta-bankruptcy-attorney.com. Ginsberg Law 1854 Independence Square Atlanta, GA 30338 770-393-4985
Views: 213 Jonathan Ginsberg
Become a Dental Assistant in Atlanta | The Georgia School of Dental Assisting
 
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http://gadentalassisting.com Learn How to Become a Dental Assistant. The Georgia School of Dental Assisting offers a dental assistant program that will give you the knowledge and skills to make you immediately employable. Dental Assisting is a fun and rewarding career. And at the Georgia School of Dental Assisting in Atlanta, you can be fully qualified for work in just three short months. Currently there are more openings available than there are Dental Assistants to go around! The demand is there. Why not take advantage of this opportunity? The Benefits of Working as a Dental Assistant - Your job as a Dental Assistant is recession-proof - Dental assisting salaries range from $12 to $20 per hour - Your job may come with benefits such as paid vacation, and sick leave, medical and hospitalization, reimbursement for continuing education course fees, pension plans (401k) and profit sharing or bonus plan. - You’ll work in a professional environment assisting with dental procedures, lab work and office duties. - You can find employment anywhere in the United States Would you like a career with job security, good pay and professional work environment? If you said “YES,” then a career as a Dental Assistant may be right for you. According to the Bureau for Labor Statistics, employment in this field is expected to grow much faster than the average for all occupations through 2016 and beyond. Become a dental assistant in about 12-13 weeks at the Georgia School of Dental Assisting Dental Assistant Training in Atlanta GA The Georgia School of Dental Assisting is growing, now with 2 locations in north metro Atlanta. Dental assistant training is convenient in Roswell/Alpharetta and Kennesaw/Marietta. Visit one of our facilities today, or learn more by visiting our website. https://gadentalassisting.com/ 11683 Alpharetta Highway, Suite 105 Roswell, GA 30076 1610 Ridenour Boulevard Northwest, Suite 103 Kennesaw, GA 30152 Subscribe to our channel for the latest news and information about dental assisting careers and education: https://www.youtube.com/channel/UCRWt0inFpYGLHQasjDksIJg Follow us on Facebook, too! http://www.facebook.com/Georgia-School-of-Dental-Assisting-118772948202173/ Video by The Octane Agency https://youtu.be/yWo_076lOhg
Chapter 13 Bankruptcy Testimionial | Atlanta Bankruptcy Lawyers
 
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https://www.fieldlawoffice.com/practice-areas/chapter-13/ Chapter 13 is a consolidation and repayment form of bankruptcy for individuals with regular income. It provides protection from your creditors while allowing you to keep property and repay creditors in a manageable way. Based on the amount of your debts, income and living expenses, an attorney will help you establish a three- to five-year repayment plan. The plan payment amount is a set payment which is paid to a Chapter 13 Trustee, who distributes the money to your creditors. Chapter 13 bankruptcy is a good choice for individuals who have regular income, wish to retain property and repay their creditors in an affordable way.
"Installment Agreements" Looking For Payment Agreements Or Installment Plans?
 
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Click Here: http://www.taxproblem.org/free-irs-advice/ Our firm is familiar with setting up IRS installment agreements. Joe Mastriano, CPA has been in business since 1980 and has pioneered some IRS resolutions being used today. Call us to see how we can help you. 713-774-4467. END Account Online questions and answers about How Do I Check My Bank Account Online. Find 3781 questions and answers about How Do I Check My Bank Account Online Checking Account, Savings Account, and other Bank Account Select from the following categories to get answers aboutchecking,savingsandotherbankaccountquestions.Checking Account FAQ: Union BankChecking Account QuestionsJump to What should I do if my ATM or debit card ilost or stolen?‎: See our All About Personal Accounts & Services Disclosure and Agreement and Fee How to access your bank account You can access your bank accounts using our automated Banking by Phone service 24 hours a day, seven days a week, 365 days a year. Check your balance Alaska: Juneau, Fairbanks, College, Sitka, Ketchikan, Knit, Kenai, Lakes, Kodiak Arizona: Chandler, Gilbert Town, Glendale, Mesa, Peoria, Phoenix, Scottsdale, Tempe, Tuscon, Yuma Arkansas: Little Rock, Fort Smith, North Little Rock, Fayetteville, Jonesboro, Pine Bluff, Springdale, Rogers, Hot Springs, Jacksonville Colorado: Arvada, Aurora, Boulder, Centennial, Colorado Springs, Denver, Fort Collins, Lakewood, Pueblo, Thornton, Westminster Connecticut: Bridgeport, Hartford, New Haven, Stamford, Waterbury, Norwalk, Danbury, New Britain, West Hartford, Greenwich, Bristol District of Columbia: Washington Delaware: Wilmington, Dover, Newark, Pipe Creek, Bear, Brookside, Hockessin, Glasgow, Claymont, North Star, Elsmere, Georgetown Florida: New Castle, Cape Coral, Clearwater, Coral Springs, Fort lauderdale, Gainesville, Hialeah, Hollywood, Jacksonville, Miami, Miramar, Orlando, Pembroke Pines, Port ST, St. Petersburg, Sunrise, Tallahassee, Tampa Georgia: Atlanta, Athens-Clark County, Augusta-Richmond County, Columbus, Macon, Savannah, Sandy Springs, Roswell, Albany, Marietta Hawaii: Honolulu, Hilo, Kailua, Kaneohe, Waipahu, Pearl City, Waimalu, Mililani CDP Idaho: Boise, Nampa, Pocatello, Idaho Falls, Meridian , Coeur, Twin Falls, Caldwell, Moscow Illinois: Aurora, Chicago, Elgin, Joliet, Naperville, Peoria, Rockford, Springfield, Waukegan, Cicero Indiana: Evansville, Fort Wayne, Gary, Indianapolis, South Bend, Hammond, Bloomington, Muncie, Anderson, Terre Haute Iowa: Cedar Rapids, Davenport, Des Moines, Sioux, Waterloo, Iowa City, Council Bluffs, Dubuque, Ames, West Des Kansas: Kansas City, Olathe, Overland Park, Topeka, Wichita, Topeka, Olathe, Lawrence, Shawnee, Salina, Hutchinson Kentucky: Lexington-Fayette, Louisville, Owensboro, Bowling Green, Covington, Hopkinsville, Frankfort, Henderson, Jeffersontown Louisiana: Baton Rouge, Lafayette, New Orleans, Shreveport, Metaire, Lake Charles, Kenner, Bossier City, Monroe, Alexandria Maine: Augusta, Auburn, Biddeford, Brunswick, Bangor, Lewiston, Portland, South Portland Maryland: Baltimore, Columbia, Silver Spring, Dundalk, Wheaton, Elliott, Germantown, Bethesda, Frederick, Gaithersburg Massachusetts: Boston, Brockton, Cambridge, Fall River, Lowell, Lynn, New Bedford, Quincy, Springfield, Worcester Michigan: Fall River, Ann Arbor, Dearborn, Detroit, Flint, Grand Rapids, Lansing, Livonia, Sterling Heights, Warren, Clinton Minnesota: Minneapolis, Rochester, St., Duluth, Bloomington, Brooklyn Park, Plymouth, Eagan, Coon Rapids, Burnsville Mississippi: Jackson, Gulfport, Biloxi, Hattiesburg, Greenville, Meridan, Tupelo, Southaven, Vicksburg, Pascagoula Missouri: Independence, Kansas City, Springfield, St. Louise, Independence, Columbia, Saint Joseph, Lee's Summit, Saint Charles, Saint Peters, Florissant Montana: Billings, Bozeman, Butte, Kalispell, Great Falls, Helena, Missoula Nebraska: Lincoln, Omaha, Bellevue, Grand Island, Kearney, Fremont, Hastings, North Platte, Norfolk Nevada: Henderson, Las Vegas, Paradise, Sunrise Manor, Spring Valley, Sparks, Carson City, Winchester, North Los Vegas, Reno New Hampshire: Concord, Derry, Dover, Hudson, Manchester, Merrimack, Nashua, Londonderry, Salem, Keene, Portsmouth, Jersey City New Jersey: Newark, Paterson, Elizabeth, Edison, Toms River, Trenton, Camden, Clifton New Mexico: East Orange, Albuquerque, Las Cruces, Santa Fe, Rio Rancho, Roswell, South Valley, Farmington, Alamogordo, Clovis, Hobbs installment agreements, can't pay the IRS, conflict in payments with IRS, currently not collectable, currently not collectible, currently uncollectable, currently uncollectible, Houston IRS payment plan, Houston IRS payment plans, installment agreement with IRS, installment agreement
Views: 61 californiataxrelie
Georgia Health Insurance - Medical Insurance Plans
 
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Medical Insurance Plans - Health Insurance GA - On or Off the Marketplace Exchange http://www.georgiahealthinsuranceratesplans.com/ Getting cheap, affordable health insruance coverage is one thing but there are so many choices. What does it all mean? Let's talk about...Medical Insurance Plans. What insurance plans meet your needs? There are many different types of health insurance! • Individual Health Insurance • Family Health Insurance • Dental Insurance • Short-term Health Insurance • Medicare Supplimental • Group Health Insurance • Disability Insurance • Long Term Care Insurance • Student Health Insurance • Life Insurance But for now, let's talk about individual, family and group insurance. There are many different health insurance PLANS! For example, there are: • High Deductible Health Plan (HDHP) • Health Savings Accounts (HSA) • Health Reimbursement Arrangement (HRA) • Health Maintenance Organization (HMO) • Preferred Provider Organization (PPO) • Point of Service (POS) • COBRA (Consolidated Omnibus Budget Reconciliation Act) Sound Confusing? You Bet! So let's take this slow and figure it out! Here are some basic definitions of each plan. To be fair, there is much more to each plan. You can always contact us for specifics...so here we go! High Deductible Health Plan (HDHP): A high-deductible health plan is a form of catastrophic coverage with lower premiums and higher deductibles than traditional health insurance plans. An HDHP can combine with an HSA or HRA that gives greater flexibility and tax advantages to save on medical expenses. Wait a minute! What an HSA or HRA? An (HSA) is aHealth Savings Account - Pays for current health expenses and save for qualified medical and retiree health expenses, tax-free. Health Reimbursement Arrangement (HRA) - An employer-funded account to reimburse allowable medical expenses. Wait a minute! What's the difference between a plan and an organization? Oh, you mean like an HMO or PPO! OK! There are two basic types: Health Maintenance Organization (HMO) Preferred Provider Organization (PPO) Health Maintenance Organization (HMO) - is a type of managed organization through hospitals, doctors, and other providers that offers prepaid insurance and maintenance care for you and your family. Preferred Provider Organization (PPO) - is an organization of health care providers such as doctors, hospitals who join with an insurer or a third-party administrator to provide health care coverage at a substansial discount below their regularly-charged rates. But Wait! What's a POS? Point of Service (POS) - Is also a type of managed care organization. It combines the aspect of both HMO and PPO coverage. The primary difference is that you can choose your primary care physician. However, your choices are more limited in exchange for lower medical costs. Confused? Don't worry! We'll help! There is one other very important health insurance plan. COBRA Alternative Insurance. COBRA is the Consolidated Omnibus Budget Reconciliation Act. Why is it important? These day, many people have lost their jobs and COBRA bridges the gap and allows you to keep you insurance and remain covered. COBRA gives workers and their families who lose their health benefits the right to continue group health coverage provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. Qualified individuals may be required to pay the entire premium for coverage up to 102% of the cost of the plan. But that's the problem! You may have to pay the entire premium and that is VERY expensive for you and your family. That's when we offer low cost, affordable COBRA alternative health insurance coverage. No matter what coverage plan you choose from top health insurance companies, On or Off the Exchange Market Place, like Aetna, Assurant, BlueCross Blue Shield of Georgia (BCBSGA), Coventry Health Care (CVTY), Kaiser Permanente and United Healthcare in Atlanta, Alpharetta, Milton,Columbus, Savannah, Athens, Augusta and the rest of Georgia, just remember... Don't just get a quote, Let us educated and guide you to the right choice. http://www.georgiahealthinsuranceratesplans.com/
Views: 529 JC StevieD
President Obama -  Weekly Address - March 14th, 2015 - A Student Aid Bill of Rights
 
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Office of the Press Secretary For Immediate Release March 14, 2015 Weekly Address: A Student Aid Bill of Rights WASHINGTON, DC — In this week’s address, President Obama laid out his vision for quality, affordable higher education for all Americans. Today, a college degree is the surest ticket to the middle class and beyond, but it has also never been more expensive. Everyone, from elected officials to universities to business leaders, has a part to play in making college affordable for all students. The President has already made historic investments in college education affordability, and earlier this week, he announced a Student Aid Bill of Rights – a set of guiding principles behind his vision for affordable education. In his address the President urged everyone to visit WhiteHouse.gov/CollegeOpportunity and sign this declaration, because together we can ensure students who work hard for a college degree do not graduate saddled with debt. The audio of the address and video of the address will be available online at www.whitehouse.gov at 6:00 a.m. ET, March 14, 2015. Remarks of President Barack Obama Weekly Address The White House March 7, 2015 Hi, everybody. Earlier this week, I visited with students at Georgia Tech to talk about the importance of higher education in the new economy, and how we can make it more affordable. In an economy increasingly built on innovation, the most important skill you can sell is your knowledge. That’s why higher education is, more than ever, the surest ticket to the middle class. But just when it’s never been more important, it’s also never been more expensive. The average undergrad who borrows to pay for college ends up graduating with about $28,000 in student loan debt. That’s why my Administration has worked hard to make college more affordable. We expanded tax credits and Pell Grants, enacted the largest reform to student loan programs in history, and fought to keep interest rates on student loans low. We’ve acted to let millions of graduates cap loan payments at 10 percent of their income, so they don’t have to choose between paying the rent and paying back their debt. I’ve sent Congress my plan to bring the cost of community college down to zero – because two years of higher education should be as free and universal as high school is today. But all of us – elected officials, universities, business leaders – everybody – needs to do more to bring down college costs. Which is why this week, I unveiled another way that we can help more Americans afford college. It doesn’t involve any new spending or bureaucracy. It’s a simple declaration of values – what I call a Student Aid Bill of Rights. It says that every student deserves access to a quality, affordable education. Every student should be able to access the resources to pay for college. Every borrower has the right to an affordable repayment plan. And every borrower has the right to quality customer service, reliable information, and fair treatment, even if they struggle to repay their loans. That’s it. Just a few simple principles. But if we all rally around these principles, there’s a lot that colleges, lenders, and the people you sent to Washington and to your state legislatures can do to realize them across the country. So if you believe in a Student Aid Bill of Rights that will help more Americans pay for a quality education, I’m asking you to visit WhiteHouse.gov/CollegeOpportunity. Sign your name to this declaration. Tell your families, and your friends, and fellow students. I’m going to ask Members of Congress, and lenders, and as many business leaders as I can find. Because making sure that students aren’t saddled with debt before they even get started in life is in all our interests. In America, a higher education cannot be a privilege reserved for only the few. It has to be available to everybody who’s willing to work for it. Thanks, and have a great weekend.
Views: 567 ListenAndReadAlong
Dental Assistant Program Kennesaw GA | The Georgia School of Dental Assisting | Atlanta
 
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http://gadentalassisting.com The Georgia School of Dental Assisting is the dental assistant program that will give you the knowledge and skills to make you immediately employable. Dental Assisting is a fun and rewarding career. And at the Georgia School of Dental Assisting in Kennesaw, GA, you can be fully qualified for work in just three short months. Currently there are more openings available than there are Dental Assistants to go around! The demand is there. Why not take advantage of this opportunity? The Benefits of Our Dental Assist School Program & School - Your job as a Dental Assistant is recession-proof - Dental assisting salaries range from $12 to $20 per hour - Your job may come with benefits such as paid vacation, and sick leave, medical and hospitalization, reimbursement for continuing education course fees, pension plans (401k) and profit sharing or bonus plan. - You’ll work in a professional environment assisting with dental procedures, lab work and office duties. - You can find employment anywhere in the United States Would you like a career opportunity with job security, good pay and professional work environment? If you said “YES,” then a career as a Dental Assistant may be right for you. According to the Bureau for Labor Statistics, employment in this field is expected to grow much faster than the average for all occupations through 2016 and beyond. Become a dental assistant in about 12-13 weeks at the Georgia School of Dental Assisting in Kennesaw GA. Dental Assistant Training in Kennesaw and Marietta GA The Georgia School of Dental Assisting is growing. Dental assistant training is convenient in north metro Atlanta at our Kennesaw GA location. We're close to Marietta, too! Learn more by visiting our website. https://gadentalassisting.com/ 1610 Ridenour Boulevard Northwest, Suite 103 Kennesaw, GA 30152 Subscribe to our channel for the latest news and information about dental assisting careers and education: https://www.youtube.com/channel/UCRWt0inFpYGLHQasjDksIJg Follow us on Facebook, too! http://www.facebook.com/Georgia-School-of-Dental-Assisting-118772948202173/ Video by The Octane Agency https://www.youtube.com/watch?v=yWo_076lOhg https://www.youtube.com/watch?v=-wB353Vv094
Join the Emory Police today!
 
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The Emory Police Department is hiring! For more information, contact us at epdrecruiting@emory.edu. With 55 sworn officers working across three unique campuses, EPD offers a number of career opportunities. Our Main Campus is located in a busy suburban environment just east of Atlanta and hosts a daytime population of approximately 40,000 students, faculty, staff, and visitors. Oxford College of Emory University is set in the small-town environment of Oxford, Georgia, which is located 45 miles east of Atlanta; about 1,000 undergraduate students study at Emory’s original campus. Finally, we serve Emory University Hospital Midtown, which is located on Atlanta’s famous Peachtree Street in the heart of the city. As a campus police department, it should go without saying that we serve students, faculty, and staff of Emory University. However, given the diversity of the Emory community, we also provide police services to several hospitals and clinics, a maternity ward, a geriatric hospital, and even preschools and daycares. The Emory Police Department sees it all! If you are seeking career development, look no further. Our officers have the opportunity to pursue intermediate and advanced certification and we boast a number of officers and supervisors who are Georgia P.O.S.T certified instructors. We have several employees who have attended the Command College at Columbus State University, obtaining their supervisory and management certifications and a master’s degree. Historically, we have promoted from within the department to fill the ranks of sergeant, lieutenant, and captain. The Emory Police Department has its own Criminal Investigation Division, which is composed of five detectives and supervisors. Additionally, we have a Crime Prevention/Community Relations unit that is staffed by four officers and supervisors. The pay range for an Emory Police officer is between $36,400 and $60,100 a year; this calculation is based on a 40 hour work week. Officers currently work a 12 hour shift, which means an officer works a 48 hour week and a 36 hour week in a pay period. All compensation beyond 40 hours a week is paid at time-and-a-half. Consequently, this built-in overtime means that an officer earns 10% more a year than their standard listed pay rate. Additionally, all night shift officers earn a $2 per hour pay differential, which equates to approximately $4,500 a year! The department also has frequent overtime opportunities to staff special events and provide shift coverage. Please note that starting pay is adjustable based on an applicant’s prior experience and education. Additional benefits to the 12 hour shifts include working only 7 days in a 14 day pay period and having every other weekend off. Emory offers a competitive benefits package that includes Aetna health and dental. Through this plan, treatment in the vast Emory Healthcare Network is billed at a lower rate than treatment with other Aetna providers. Ultimately, working at Emory gives you access to one of the best healthcare systems in the Southeast. Read more about Emory’s comprehensive benefits package here: http://www.hr.emory.edu/eu/benefits/index.html Emory offers a 403(b) retirement plan. Employees can choose one of three companies to manage the plan. After a year of employment, Emory will provide a basic contribution of 6% of an employee’s salary to the employee’s account. Additionally, Emory matches an employee’s contribution up to 3%. An explanation of this benefit can be found here: http://www.hr.emory.edu/eu/benefits/403b/contributions.html Emory offers numerous tuition benefits, including free Emory tuition for employees and their dependents. Additionally, Emory offers tuition reimbursement to employees pursuing degrees at other institutions. If you want to work at one of the premier academic institutions in the Southeast and one of the best employers in the country, we invite you to apply with the Emory Police Department today.
Views: 1075 Emory Police
Avoid Bankruptcy Scams and Don't Get Ripped Off
 
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"We can reveal the secrets that the credit card companies don't want you to know!" claims the TV ad or radio commercial. The problem, of course, is that there are no such secrets. But you will find debt settlement companies offering to negotiate reduced balances on your behalf for a hefty fee. Before you sign up, Google this phrase "debt settlement companies and state attorneys general." You'll see press releases like this: http://www.ag.state.mn.us/Consumer/PressRelease/100222UnLicDebtSett.asp, While there may be above-board debt settlement firms out there, there are also plenty of scam artists waiting to separate you from your money. Similarly, non-attorneys trying to sell you a "stop foreclosure" package are almost certainly ripoffs. In this video I discuss the bankruptcy scams that I see most frequently and how to avoid getting ripped off. Jonathan Ginsberg Ginsberg Law Offices Atlanta, GA ginsberg.bankruptcy (at) gmail.com
Views: 188 Jonathan Ginsberg
Gag Concert | 개그콘서트 [ENG / 2017.01.14]
 
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Click the "Caption" button to activate subtitle! ------------------------------------------------ - Ep.879 : Fairy Tale Beats / Poor Yeonggil / Large Love / Legendary Comedian Jeong Myeonghun / Confusing News / The Most Sensitive People / Angry Bosses / Young President / Here Comes the Groom / Look Again / Can’t Take it Back / The Escape / Surprise Appearances / Please Go Away / 1 vs. 1 ------------------------------------------------ - Gag Concert Play List : https://www.youtube.com/watch?v=F5UX-IPM9iY&list=PLMf7VY8La5RFkks3Vgk82637ptW36zat6 ------------------------------------------------ Subscribe KBS World Official YouTube: http://www.youtube.com/kbsworld ------------------------------------------------ KBS World is a TV channel for international audiences provided by KBS, the flagship public service broadcaster in Korea. Enjoy Korea's latest and most popular K-Drama, K-Pop, K-Entertainment & K-Documentary with multilingual subtitles, by subscribing KBS World official YouTube. ------------------------------------------------ 대한민국 대표 해외채널 KBS World를 유튜브에서 만나세요. KBS World는 전세계 시청자에게 재미있고 유익한 한류 콘텐츠를 영어 자막과 함께 제공하는 No.1 한류 채널입니다. KBS World 유튜브 채널을 구독하고 최신 드라마, K-Pop, 예능, 다큐멘터리 정보를 받아보세요. ------------------------------------------------ [Visit KBS World Official Pages] Homepage: http://www.kbsworld.co.kr Facebook: http://www.facebook.com/kbsworld Twitter: http://twitter.com/kbsworldtv Instagram: @kbsworldtv Line: @kbsworld_asia KakaoTalk: @kbs_world (http://plus.kakao.com/friend/@kbs_world) Google+: http://plus.google.com/+kbsworldtv
Views: 82203 KBS World TV
Frank Abagnale: "Catch Me If You Can" | Talks at Google
 
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For Google's Security and Privacy Month, we are honored to present the real Frank Abagnale, Renowned Cybersecurity And Fraud Prevention Expert, Bestselling Author & Subject of Catch Me If You Can. His transformation from one of the world’s most notorious con men to an international cybersecurity expert trusted by the FBI has been mythologized in film and literature – but the takeaways he shares are the real deal. Frank's contributions to the world of security are immeasurable. He has become a hero to hundreds of public and private sector organizations for his indispensable counsel and strategic insight on safeguarding information systems and combating cyber-fraud. With an eye on the latest techniques developed by high-tech criminals to deceive and defraud, Frank leaves audiences with a deep understanding of today’s evolving security landscape, and more importantly, a vision of how to make the world a safer place.
Views: 2940792 Talks at Google
In Atlanta, Obama Announces the Student Aid Bill of Rights - Full Speech
 
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On March 10, 2015, President Obama delivered remarks at Georgia Tech to announce the Student Aid Bill of Rights and outline his actions to increase college opportunity for every student.
Views: 1388 Michael McIntee
Dental Assistant School Roswell GA | The Georgia School of Dental Assisting | Atlanta
 
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http://gadentalassisting.com The Georgia School of Dental Assisting is the dental assistant school that will give you the knowledge and skills to make you immediately employable. Dental Assisting is a fun and rewarding career. And at the Georgia School of Dental Assisting in Roswell, GA, you can be fully qualified for work in just three short months. Currently there are more openings available than there are Dental Assistants to go around! The demand is there. Why not take advantage of this opportunity? The Benefits of a Dental Assistant School Program & Career - Your job as a Dental Assistant is recession-proof - Dental assisting salaries range from $12 to $20 per hour - Your job may come with benefits such as paid vacation, and sick leave, medical and hospitalization, reimbursement for continuing education course fees, pension plans (401k) and profit sharing or bonus plan. - You’ll work in a professional environment assisting with dental procedures, lab work and office duties. - You can find employment anywhere in the United States Would you like a career opportunity with job security, good pay and professional work environment? If you said “YES,” then a career as a Dental Assistant may be right for you. According to the Bureau for Labor Statistics, employment in this field is expected to grow much faster than the average for all occupations through 2016 and beyond. Become a dental assistant in about 12-13 weeks at the Georgia School of Dental Assisting in Roswell GA. Dental Assistant Training in Roswell GA The Georgia School of Dental Assisting is growing. Dental assistant training is convenient in north metro Atlanta at our Roswell GA location. We're close to Alpharetta, too! Learn more by visiting our website. https://gadentalassisting.com/ 11683 Alpharetta Highway, Suite 105 Roswell, GA 30076 Subscribe to our channel for the latest news and information about dental assisting careers and education: https://www.youtube.com/channel/UCRWt0inFpYGLHQasjDksIJg Follow us on Facebook, too! http://www.facebook.com/Georgia-School-of-Dental-Assisting-118772948202173/ Video by The Octane Agency https://www.youtube.com/watch?v=yWo_076lOhg https://www.youtube.com/watch?v=xOEJ7m6p2Dc
Can I Get my House Back After Foreclosure?
 
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Georgia law allows mortgage lenders to foreclose delinquent loans and take physical possession of your home in as little as 37 days. Thus, if you are a struggling homeowner, you have very little time to come up with a strategy to stop a pending foreclosure. Ginsberg Law helps homeowners save their homes using a Chapter 13 repayment plan. But we can’t help you if you wait too late. As discussed in this video, if you do not take action and your house is sold on the courthouse steps, there is almost nothing we can to do get your home back. Our message: don’t wait and take action now to save your home. Want to know more about how Chapter 13 bankruptcy works in the real world? Visit the Ginsberg Law web site at http://www.atlanta-bankruptcy-attorney.com or our blog at http://www.thebklawyer.com/thebkblog. Please also subscribe to our YouTube channel at http://bit.ly/subscribeBNK.
Obama Announces Student Bill of Rights at Georgia Tech on 3/10/15
 
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President Barack Obama gave shout-outs to George P. Burdell, the Ramblin’ Wreck, and even thermodynamics homework when he came to the Georgia Institute of Technology on March 10, 2015, to announce his Student Aid Bill of Rights. Nearly 10,000 students, faculty, staff, and guests gathered to hear from the president, who spent about 30 minutes encouraging students in the pursuit of higher education and talking about ways he hopes to make it more affordable and accessible. Read the full story: http://www.news.gatech.edu/features/students-pack-mccamish-presidential-pep-talk. For more information about Georgia Tech, please visit http://www.gatech.edu.
Views: 14087 Georgia Tech
No Credit Auto Loans for 1st Time Car Buyers : Students Car Loans with No Cosigner at 0 Down Payment
 
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No Credit Car Loans Program for Students & New Car Buyers : Find the best auto financing program in your area @ https://www.ezautofinance.net/free_car_loan_quote.php . The company specializes in giving guaranteed low rates to customers with no credit history. It is America's leading website offering no money down auto loans with 0 credit score. The website is 100% protected with SSL technology. Credit scores are important for getting approval on car loans. But, what about those individuals who have no credit scores? Is their auto dream over? Can they never get an opportunity to build their credit score and avail low interest rate car loans? If you have no credit history, you can definitely get an auto loan. Having no credit history means you never felt the need to avail credit. It doesn't mean you messed up your credit score. This logic puts you in a better condition. Most auto lenders consider no credit borrowers risky and also compare them with individuals having bad credit. But, EZ Auto Finance believes that both are totally different and matching up is wrong. People with no credit haven't started their credit journey and comparing them with those who have made a few credit mistakes is not acceptable to the company. EZ Auto Finance understands how important it is to buy a car. That's why; it offers no credit car loans to fulfill auto dreams of individuals who have zero credit history. It's no credit auto loan program allows you to obtain a car loan without credit history. The program is based on your ability to repay the car loan and not only on your credit. So even with no credit history, you can secure an auto loan on the basis of your job and assets. In short, if you have no credit and you need an automobile - new or used, no credit auto loans may be just what you need. Most college students and first time car buyers don't have any credit history. If you are one of them, it is now easier to obtain no credit auto loans. You can easily start building your credit history. This car loans program is extremely helpful as you can buy the much-needed car by getting easy approval. This is a great way of beginning your credit history. Also, car financing options @ EZ Auto Finance are available at low interest rates. This shows that the company has remembered the affordability factor. Now, the good news is that the company also offers no co-signer car loans for people with no credit. All you need to do is fill the online car loans application form and get instant approval. So, apply now on website and get ready to build your credit history today! EZautofinance.net offers guaranteed approval on auto loans for no credit in New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey. The company works for 24x7 and gives instant no credit car loans approval in the following cities : Kapolei, McMinnville, Elizabeth, New Orleans, Indianapolis, Jacksonville, Tacoma, Kansas City, Killeen, Chula Vista, Oklahoma City, Tampa, Virginia Beach, Pittsburgh, Oakland, Wichita, Newark, Kent, Portland, Seattle, San Antonio, Cincinnati, Chicago, Memphis, Dallas, San Diego, Philadelphia, Milwaukee, Houston, Detroit, Baltimore, Charlotte, Phoenix, Fort Worth, Atlanta, Brooklyn, Nashville, Colorado Springs, San Jose, Denver, Omaha, Bronx, Oakland, Kenosha, Aurora, Nashua, Vancouver, Norwalk, Colonia, Staten Island and many other cities of the United States. Follow us on: ========= https://www.linkedin.com/in/ezautofinance https://www.facebook.com/ezautofinance https://twitter.com/easyautofinance/ http://www.pinterest.com/ezautofinance/ https://www.youtube.com/ezautofinance
Views: 5903 EZautofinance
"Federal Taxes Payment Plan" Do You Want To Know About The Federal Taxes Payment Plan?
 
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http://www.taxproblem.org/irs-audit/entertainment-proof-for-audit/ Need to pay federal taxes? Call us at 713-774-4467 , for a Federal Taxes Payment Plan. END IRS Payment Plan - How to Request an ... - Tax Planning: US.Setting up an IRS payment plan is an easy way to pay taxes. Find out how to ... Installment Agreements - Types of Installment Agreements for Federal Tax De. ...What To Do When You Can't Pay Your Income Taxes Due.Regardless of an installment plan or Offer in Compromise agreement, the IRS ...Payment Plans, Installment Agreements - Internal Revenue Service.Installment agreements allow for the full payment of the tax debt in smaller, more ... How do I set up an installment agreement/payment plan? ...Payment Plans, Installment Agreements - Internal Revenue Service.SCAM: Your Federal Tax Payment has been rejected .You set up payment plans on cars, houses and other expensive pieces of property. You can do the same thing with federal income taxes. The IRS calls this plan ..IRS Payment Plan: Different Federal Tax Debt Repayment Plans.Find information on different IRS repayment plans including payment options in full, short term tax payment extension, and longer-term Installment Agreements.If you did not pay your last installment of estimated tax by January 17, you may ... or more in 2010 to a household employee, you must file Schedule H - Details ...Federal Income Tax Payment Plan - IRS Income Tax Payment Plans ...A federal income tax payment plan may be necessary to relieve your income tax situation. With usPay your income tax, property tax, college tuition, utility and other bills online ... Official Payments is a leading provider of electronic payment solutions for the IRS ...Legal information about paying federal taxes, do-it-yourself resources, and help ... Payment Plans, Installment Agreements (IRS) - Some common questions ...Internal Revenue Service.If You Owe: Paying Your Federal Taxes , you can determine an IRS payment plan that will ...Individuals; Businesses; Charities & Non-Profits; Government Entities; Tax Professionals; Retirement Plans Community; Tax Exempt Bond Community ...Is there any sort of payment plan for federal taxes?Reduce My Federal Taxes.Reduce Federal taxes. Back Tax Reduction ... For people who have a slightly stiffer financial picture, a partial payment plan may be offered. This only applies if ...Tax Return - Online Tax Return Preparation, Federal & State Income ...Online Tax Preparation for federal and state income tax with easy online tax returns ... like you, this simple tax program prepares federal tax return with state tax returns ... circumstances, a taxpayer filing late may qualify for a payment plan. ... Greater Sacramento, Inland Empire, Lake Tahoe, Los Angeles Basin, Lost Coast, Metropolitan Fresno, Mojave, Mountain Empire, North Bay (SF), North Coast, North County (SD), Northern California, Owens Valley, Oxnard Plain, San Francisco Peninsula, Pomona Valley, Sacramento Valley, San Bernardino Valley,Colorado: Arvada, Aurora, Boulder, Centennial, Colorado Springs, Denver, Fort Collins, Lakewood, Pueblo, Thornton, Westminster Connecticut: Bridgeport, Hartford, New Haven, Stamford, Waterbury, Norwalk, Danbury, New Britain, West Hartford, Greenwich, Bristol,District of Columbia: Washington,Delaware: Wilmington, Dover, Newark, Pipe Creek, Bear, Brookside, Hockessin, Glasgow, Claymont, North Star, Elsmere, Georgetown Florida: New Castle, Cape Coral, Clearwater, Coral Springs, Fort lauderdale, Gainesville, Hialeah, Hollywood, Jacksonville, Miami, Miramar, Orlando, Pembroke Pines, Port ST, St. Petersburg, Sunrise, Tallahassee, Tampa Georgia: Atlanta, Athens-Clark County, Augusta-Richmond County, Columbus, Macon, Savannah, Sandy Springs, Roswell, Albany, Marietta Hawaii: Honolulu, Hilo, Kailua, Kaneohe, Waipahu, Pearl City, Waimalu, Mililani CDP,Idaho: Boise, Nampa, Pocatello, Idaho Falls, Meridian , Coeur, Twin Falls, Caldwell, Moscow,Illinois: Aurora, Chicago, Elgin, Joliet, Naperville, Peoria, Rockford, Springfield, Waukegan, Cicero,Indiana: Evansville, Fort Wayne, Gary, Indianapolis, South Bend, Hammond, Bloomington, Muncie, Anderson, Terre Haute,Iowa: Cedar Rapids, Davenport, Des Moines, Sioux, Waterloo, Iowa City, Council Bluffs, Dubuque, Ames, West Des Kansas: Kansas City, Olathe, Overland Park, Topeka, Wichita, Topeka, Olathe, Lawrence, Shawnee, Salina, Hutchinson,Kentucky: Lexington-Fayette, Louisville, Owensboro, Bowling Green, Covington, Hopkinsville, Frankfort, Henderson, Jeffersontown,Louisiana: Baton Rouge, Lafayette, New Orleans, Shreveport, Metaire, Lake Charles, Kenner, Bossier City, Monroe, Alexandria
Views: 289 FederalTaxesPayment
Atlanta Home Seller and Home Buyer Gives Testimonial about KW Real Estate Agent
 
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The GO GETTER TEAM 678.389.3845 Call Chris Today! http://www.gogetterteamwows.com Atlanta first time homebuyer shares her experience buying a new home in metro-Atlanta by using Chris L. Williams of the Go Getter Team at Keller Williams Realty on Peachtree Road. For more information about buying or selling your home in Atlanta, visit our website.
Can I keep my car in a chapter 13 bankruptcy? Augusta GA bankruptcy lawyer
 
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Augusta GA bankruptcy lawyer, Matthew James Duncan, discusses the types of bankruptcy. Mr. Duncan serves the Augusta, GA area including Evans, Richmond County, Columbia County and the CSRA. http://www.augustabankruptcy.com Matthew James Duncan, Attorney at Law, P.C. 266 Greene St Augusta, GA 30901 (706) 755-2928 http://www.avvo.com/attorneys/30901-g... https://plus.google.com/b/10588185255... https://plus.google.com/1094643254408... https://foursquare.com/v/matthew-jame... Augusta GA Bankruptcy Lawyer- Chapter 7 Bankruptcy and Chapter 13 Bankruptcy Bankruptcy is a legal procedure for dealing with the debt problems of individuals and businesses and discharges financial obligations. Bankruptcy is a legal process that may help you if you have more debts than you can pay. The bankruptcy law is meant to come to the rescue of an honest debtor, who is in debt which has crossed his present limits of repaying. Filing for bankruptcy gives her a fresh start. To begin the bankruptcy process, you file legal papers called a petition with the Bankruptcy Court. You must list all your debts and property on the petition. After you file for bankruptcy, your creditors cannot try to collect from you directly, but they must take any claims they have against you to the Bankruptcy Court. It prohibits your creditors from debt collection actions without the court’s approval. A bankruptcy discharge will releases you from personal liability for discharged debts and prevents the creditors owed those debts from taking any action against you or your property to collect the debts. Some debts such as taxes; spousal and child support; debts arising out of willful misconduct and or malicious misconduct by the debtor; liability for injury or death from driving while intoxicated; non-dischargeable debts from a prior bankruptcy; student loans; criminal fines and penalties and forfeitures are not discharged by bankruptcy. We are bankruptcy lawyers based in Augusta, GA (Georgia). We serve clients in Augusta area. https://youtu.be/Ar4pETyZKZw
Views: 84 Matthew Duncan
Students weigh in on Student Aid Bill of Rights
 
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President Barack Obama picked Georgia Tech University to unveil his new Student Aid Bill of Rights. Local students share their thoughts on the new plan. Subscribe to WBAL on YouTube now for more: http://bit.ly/1oJSRCN Get more Baltimore news: http://wbaltv.com Like us: http://facebook.com/wbaltv11 Follow us: https://twitter.com/wbaltv11 Google+: https://plus.google.com/+wbaltv11
Plan Your Bankruptcy - Improve Your Life!
 
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VISIT OUR WEBSITE: http://bankruptcyreferralservice.com/ The bankruptcy rules changed in 2005 as a result of the banking industry having spent millions of dollars with their lobbyists to have our bankruptcy laws slanted entirely against us, and mostly on their behalf! If the banking industry would have had their way, they would have, with the help of "MR MBNA" (B of A) Joe Biden" you can be sure that they would have outlawed bankruptcy altogether! Filing for Bankruptcy in 2014 is quite different from what it was prior to 2005, because of these changes. Most people filing bankruptcy today are being forced into Chapter 13 Bankruptcy and end up having to pay a (5) year plan payment few cannot afford to make. If making a punitive (5) year plan payment is something you do not want to get stuck with, you need to start preparing NOW. Our "Ultimate Bankruptcy Series" of books is the only Pro-Active and Pro-Consumer series of Bankruptcy Books Available Anywhere! Check out Our "Ultimate Bankruptcy Series" of Pro-Consumer Books on AMAZON Now! Bankruptcy -- 10 Mistakes to Avoid: http://www.amazon.com/dp/B00AT76FDA Bankruptcy Bible 2014: http://www.amazon.com/dp/B00AV8K434 Bankruptcy Boot Camp: http://www.amazon.com/dp/B00CRR03X8 If you do not prepare yourself, you will most definitely pay the price in more ways than you can imagine. When following the steps outlined in Our Ultimate Bankruptcy Series of books, you are the one who decides which Bankruptcy Chapter is best for you rather than what works best for the creditors and banks. If filing for Chapter 13 is in your best interest then you will learn how to maximize your position where you can literally save yourself tens of thousands of dollars in plan payments. Either way ... YOU WIN! We created our "Ultimate Bankruptcy Series" to help you deal with the changes made to our bankruptcy laws in 2005, and we show you how to file bankruptcy today, while enjoying the same benefits you would have experienced if you had filed prior to 2005. Haven't we all paid enough for the sins of the banking industry - Watch here: http://www.democracynow.org/blog/2011/2/22/matt_taibbi_why_isnt_wall_street_in_jail Central Bank/Federal Reserve: http://www.youtube.com/watch?v=_dmPchuXIXQ&feature=related Our current Vice President? http://www.pacificviews.org/weblog/archives/000966.html DISCLAIMER: WE ARE NOT YOUR ATTORNEYS, AND THE INFORMATION WE PRESENT HERE IS NOT LEGAL ADVICE. WE PRESENT THIS INFORMATION FOR INFORMATIONAL PURPOSES ONLY.
Views: 216 David Walden
Subhakankshalu Full Movie | Jagapati Babu, Raasi, Ravali | Sri Balaji Video
 
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Watch & Enjoy Subhakankshalu Full Movie (720p) With English Subtitles. Starring Jagapati Babu, Raasi, Ravali, Sudhakar, AVS, Brahmanandam ,Satyanarayana, Nagesh, Direction Bhimaneni Srinivasa Rao, Music Composed by Koti. ► Subscribe to YouTube Channel: http://goo.gl/tEjah ► Like us on Facebook: https://www.facebook.com/sribalajivideo ► Circle us on G+: https://plus.google.com/+SriBalajiMovies ► Like us on Twitter: https://twitter.com/sribalajivideos ► Visit Our Website: http://www.sribalajivideo.com For more Entertainment Channels ► Telugu Full Movies: http://tinyurl.com/pfymqun ► Telugu Comedy Scenes: http://goo.gl/RPk9x ► Telugu Video Songs: http://goo.gl/ReGCU ► Telugu Action Scenes: http://goo.gl/xG9wD ► Telugu Latest Promos: http://goo.gl/BMSQs Welcome to the Sri Balaji Video YouTube channel, The destination for premium Telugu entertainment videos on YouTube. Sri Balaji Video is a Leading Digital Telugu Entertainment Channel, This is your one stop shop for discovering and watching thousands of Indian Languages Movies, etc. •▬▬▬••▬▬▬••▬▬▬•▬▬▬•▬▬▬••▬▬▬••▬▬▬••▬▬▬• The film begins story of between two families, Christians and Hindus: Stephen (Nagesh) and Seetaramaiah (Satyanarayana) have been best friends since college and so have their respective sons, Moses (Anand Raj) and Balaramaiah (Devan). Moses' younger brother, Robert (Maharshi Raghava) and Balaramaiah's younger sister, Janaki (Rajitha) fall in love with each other. Against their families' wishes, they elope. Ever since then, the tie war is going between two families. After 25 years later, Chandu (Jagapati Babu) comes to the village and announces that he is the son of Robert and Janaki along with his friend Gopi (Sudhakar). He wants to reconcile the feuding families. Chandu stays in the house of the loud & frightful Nadabrahmam (AVS). He gradually endears himself to both families. Later, both his grandmothers suggest marriage. To avoid the situation, Gopi suggests that Chandu tell them that he is married. Chandu decides that this is the only way, thus lying that he is married to a Hindu-Christian like himself, Nirmala Mary. Suddenly, Nirmala Mary (Ravali) arrives. Chandu is confused, as she was just a figment of his imagination. After several encounters, Nirmala Mary comes clean with Chandu, telling him that she is the only child of Robert and Janaki. She then confronts Chandu, asking him why he wants to unite the two families. Then Chandu reveals his past. Chandu while living in the city, he lived next to a ladies' hostel, where Nandini (Raasi) daughter of Balaramaiah, was his resident. As she and her friends were trying to find a good song for a competition, Chandu indirectly helps her and falls in love with her. However she treats him as only a good friend. When Chandu was about to confess his love for her, Nandini instead tells him about her love for Lawrence, Moses' son. Hearing their plan to marry without their parents' consent due to the Robert-Janaki problem, Chandu volunteers to unite the families so that they can marry with the blessings of their families. After listening to this Nirmala respects Chandu's character of making his lovers marriage with her lover and she also volunteers him and they carry out the mission. Meanwhile Balaramaiah learns of Nandini-Lawrence love. The news spreads quickly like wildfire and both families now think they have run away and want to kill the members of the other family. Meanwhile, Chandu has reconciled the grandparents of the two families. Only the fathers and the lovers are his main concern. At the end, he manages to unite the lovers and their families in a logical manner. After the marriage, the truth of Chandu's appearance is revealed, by arrival of Robert & Janaki. Later, the families ask him to marry Nirmala (whose actual name is Priyadarshini) to make him a member of their family. However, he refuses, telling them that he loved a girl and does not want to think of anyone else.
Views: 1087679 SriBalajiMovies
Why does a Chapter 13 take so long? Augusta GA bankruptcy lawyer
 
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Augusta GA bankruptcy lawyer, Matthew James Duncan, discusses "Why does a Chapter 13 take so long?" Mr. Duncan serves the Augusta, GA area including Evans, Richmond County, Columbia County and the CSRA. http://www.augustabankruptcy.com Matthew James Duncan, Attorney at Law, P.C. 266 Greene St Augusta, GA 30901 (706) 755-2928 http://www.avvo.com/attorneys/30901-g... https://plus.google.com/b/10588185255... https://plus.google.com/1094643254408... https://foursquare.com/v/matthew-jame... Augusta GA Bankruptcy Lawyer Bankruptcy is a legal procedure for dealing with the debt problems of individuals and businesses and discharges financial obligations. Bankruptcy is a legal process that may help you if you have more debts than you can pay. The bankruptcy law is meant to come to the rescue of an honest debtor, who is in debt which has crossed his present limits of repaying. Filing for bankruptcy gives her a fresh start. To begin the bankruptcy process, you file legal papers called a petition with the Bankruptcy Court. You must list all your debts and property on the petition. After you file for bankruptcy, your creditors cannot try to collect from you directly, but they must take any claims they have against you to the Bankruptcy Court. It prohibits your creditors from debt collection actions without the court’s approval. A bankruptcy discharge will releases you from personal liability for discharged debts and prevents the creditors owed those debts from taking any action against you or your property to collect the debts. Some debts such as taxes; spousal and child support; debts arising out of willful misconduct and or malicious misconduct by the debtor; liability for injury or death from driving while intoxicated; non-dischargeable debts from a prior bankruptcy; student loans; criminal fines and penalties and forfeitures are not discharged by bankruptcy. We are bankruptcy lawyers based in Augusta, GA (Georgia). We serve clients in Augusta area. https://www.youtube.com/watch?v=iq-TemSdCDU
Views: 45 Matthew Duncan
Getting a New Car Loan with Low Monthly Payments
 
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Low monthly payments are pre-requisite for a great auto loan program. Don't spend your precious time in searching for affordable payments. Apply with https://www.rapidcarloans.net/index.php#FreeQuote to get the most affordable auto loan rates and low payment schedule. Credit score is not the only factor considered for approval. So, apply without any tension. There might be situations where you would not have adequate funds to buy your dream machine. There are auto loans available to every individual and this is a wise option to consider. So how do you repay your new auto loan? The lender might give you several ways to repay the loan amount in terms of monthly payments. I have tried to explain the concepts involved in amortization and the process through which you will get a new car loan with low monthly payments. Introduction to new car loan: On getting the car loan approval, the borrower is expected to start repaying the loan payments every month. The dates will be fixed before which the monthly payment amount should be paid for the new car loan that was taken. This amount will include both the principal and interest amount to be repaid. A variable payment plan will help the individual to pay higher amounts at his discretion. Process to get new car loan with low monthly payments: It is important to do the ground work in an efficient manner. The internet era has made the entire world a global village. Almost any information can be found online and the individual need not step out of the house in search of information. There are several websites giving plentiful information about the various lenders and their auto loan products. This kind of information will include 1. Auto loan features and their benefits 2. Various fees and charges applicable for the product 3. Customer reviews on these products 4. Comparison of similar products and features from various lenders 5. Amortization calculators to check how much you should repay 6. Apply online to obtain free quotes from multiple vendors This gives a better hand to choose the best of products according to the individual requirements. The calculators are one of the best tools to find out the exact amount of money that you would require and to know how much you would spend on interests. The next step is to apply by filling out online applications done at free of cost. The individuals will get a prompt response in less than 30 minutes of time. By this way, comparison of features and interest rates becomes very easy for the borrower and he will be in a better position to take a decision. Deciding upon the best product, it is now time to pick up the top 3 lenders and start the negotiation with them. Mostly the interest rates would be negotiable depending on the financial background. Negotiation becomes very easy if you have some amount of money as upfront payment. Healthy credit scores will help you to grab the best of loans available at lower interest rates where the borrower can finalize the deal. It is very important to be careful while doing the paperwork so as to reduce future risks. Rapidcarloans.net believes in making car loans easy for Americans. It offers lower monthly payment and great rates on car loans. Apply now for a free car loan quote! The company provides guaranteed approval on new car loans in all the states : California, New York, New Jersey, Illinois, Texas, Pennsylvania, Arizona, Michigan, Indiana, Florida, Massachusetts, Ohio, Tennessee, Maryland, North Carolina, Wisconsin, Colorado, Washington, Missouri, Oklahoma, Oregon, Rhode Island, Nevada, Alabama, Alaska, Arkansas, Connecticut, Delaware, Georgia, Hawaii, Idaho, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nebraska, New Hampshire, New Mexico, North Dakota, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia & Wyoming. The company provides instant approval process in cities : Seattle, San Antonio, Cincinnati, Chicago, Memphis, Dallas, San Diego, Milwaukee, Detroit, Baltimore, Charlotte, Phoenix, Fort Worth, Atlanta, Brooklyn, Nashville, Colorado Springs, San Jose, Denver, Omaha, Bronx, Oakland, Kenosha, Aurora, Nashua, Vancouver, Norwalk, Colonia, Staten Island, Kapolei, McMinnville, Elizabeth, New Orleans, Indianapolis, Jacksonville, Tacoma, Philadelphia, Houston, Kansas City, Killeen, Chula Vista, Oklahoma City, Tampa, Virginia Beach, Pittsburgh, Oakland, Wichita, Newark, Kent, Portland and many other cities of the United States.
Dave Ramsey "DebtFree Journey" Update: $2,000 SAVED!! $900 toward debt in month 2!
 
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Let's continue to be "weird" and pay off debt and save! I am officially on month 2 of my debtfree journey with $2,000 saved and $900 toward debt payments this month. Until I reach the initial $4,000, I will show you the cash monthly. It's so motivating to feel the cash and the money saved and earned from hard work. I am super motivated and grateful to have you all on this journey with me!! Be sure to subscribe, like, share and comment! Follow me on IG and Twitter @ShamandaBurston
Views: 1498 Life with Shamanda
The Connection Between SNAP and Work
 
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During this free Webinar, attendees learned not only about the role of Supplemental Nutrition and Assistance Program's (SNAP) in promoting economic security and job development opportunities for low-income households, but also the ways in which the SNAP Employment and Training (E&T) program supports these efforts. Speakers from the United States Department of Agriculture, Seattle Jobs Initiative, Center on Budget and Policy Priorities, and the University of Baltimore outlined the key factors that impact participants' work propensity, job tenure, and earnings, and described their experiences implementing, supporting, and evaluating programs that connect SNAP participants to employment. Mr. Ed Bolen, Ms. Marcie Foster, Ms. Susan O’Callaghan and Dr. Ting Zhang co-presented on the subject. Mr. Patrick Heiman moderated the discussion.
Views: 115 OPRESSRC
CHI 2007 SIGCHI Social Impact Award: Gregory D. Abowd
 
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CHI 2007 SIGCHI Social Impact Award: Gregory D. Abowd - Using Computing Technologies to Face the Challenges of Autism Gregory D. Abowd, Georgia Institute of Technology, USA Session Chair: Julie A. Jacko, Georgia Institute of Technology, USA Abstract In the Fall of 1999, my wife and I learned that our son, Aidan, age 2, had been diagnosed with autism. In the summer of 2003, our second son, Blaise, was also diagnosed with autism, at the age of 3. The CDC estimates that the incidence of autism in the U.S. is 1 in 166, so my wife and I are not alone in having to come to grips with the everyday struggles of this perplexing neurological developmental disability. Since I prescribe to the research philosophy of “scratching your own itch,” it is no surprise that I have looked for ways to have my research in ubiquitous computing address the challenges of those impacted by autism. My goal is not to use technology to “cure” autism, but to have it play a vital role in increasing our understanding of that unique human condition and to have it ease the everyday struggles for those who deal with it. In this talk, I will give an overview of my group’s research trajectory, reflecting the efforts of a growing community of researchers who are using this real-world health challenge to drive a human-centered research agenda. I will summarize four years of research and give a glimpse of what I think are the important challenges for the next four years, and why I think technologists are an important part of the solution. Biography Gregory Abowd is an Associate Professor in the College of Computing and GVU Center at Georgia Institute of Technology and co-Director of the Aware Home Research Initiative. His research explores applications of ubiquitous computing technologies, combining both human-centered and technologydriven research themes. Since 1995, Dr. Abowd has lead the development and evaluation of several influential ubiquitous computing projects: Cyberguide; eClass (nee Classroom 2000); the Aware Home; and most recently a suite of tools to support caregivers for children with autism and other developmental disabilities. Dr. Abowd is the co-author of a major textbook on Human-Computer Interaction and has published over 150 peerreviewed scientific articles in the areas of Ubiquitous Computing, HCI, and Software Engineering. He is a 1986 graduate of the University of Notre Dame, where he studied Mathematics and Physics. He has a M.Sc. (1987) and D.Phil. (1991) in Computation from the University of Oxford, where he studied as a Rhodes Scholar. Prior to joining the faculty at Georgia Tech in 1994, he was a postdoctoral researcher at the University of York in the UK and at Carnegie Mellon University. One of 12 children growing up in suburban Detroit, Dr. Abowd himself is the father of three children, two of whom have diagnoses on the autism spectrum. For the past four years, Dr. Abowd has been a strong advocate for technology research related to autism and serves on the Scientific Advisory Committee for the Cure Autism Now Foundation (now part of the Autism Speaks Foundation). In this role, he has been a strong advocate to encourage Computer Scientists to explore the applications of their work towards problems of relevance for the developmental disabilities community. He has also been an advocate to other researchers in the area of autism to consider the use of technology to improve their own work. With seed funding from CAN and SBIR funding from NICHD, he has started a company, Caring Technologies, to provide video recording services for schools and families wishing to communicate behavioral evidence to behavioral and medical professionals. Dr. Abowd is also a member of the Board of Directors for the Autism Society of America Greater Georgia Chapter and serves as the chair for adult services. In this role, he has helped to establish a mentoring program for adults on the autism spectrum, providing shelter, counseling, and careers for these extremely talented but unfortunate souls in the Atlanta area. Dr. Abowd also serves as moderator for the Emory Autism Center’s Dad’s support group. ACM DL:: http://dl.acm.org/citation.cfm?id=1240624 WEB:: http://chi2007.org/ Recorded on May 3, 2007 at the CHI Conference on Human Factors in Computing Systems, San Jose, California, USA
Views: 101 ACM SIGCHI