by Dana Fowle Aired August 4, 2017 ATLANTA, Ga. - Student loan debt is crippling a generation of young people. It's a $1.4 trillion problem. According to LendEDU, students polled considered student loan debt a bigger problem than North Korea. You might be pretty familiar with federal student loans. But private student loans are growing, and unfortunately, young borrowers don't know enough about them. Let's start with this: according to the Consumer Financial Protection Bureau, a government watch dog group, more than 34 percent of the complaints they get about student loans are from the private sector. That's interesting as private student loans only capture 10 percent of the market. Going back to LendEDU data, they find that nearly all private loan applicants choose a variable interest rate. That's risky. Fixed rates are locked in. Variable rates fluctuate with the current economic situation. Here's why they choose the variable rate. It's generally lower. On a private loan it's 7.81 percent. A fixed rate would be 9.66 percent. That's a big difference. But, because the loan stretches out 9 and a half years, that variable rate will, well, vary. And LendEdu says its predicted that interest rates will rise beyond the savings. And when the rate goes up, your payment goes up and you're more likely to not pay it. Now let's add one more layer to the private school loan discussion. Another site, www.studentloans.net, says that one particular private loan servicer has more complaints than any other. Navient has been sued by the Consumer Financial Protection Bureau "for failing borrowers at every stage of repayment." Navient on its website pushes back on these allegations and says it intends to "vigorously pursue this matter in court."
Views: 305 FOX 5 Atlanta
Nope - it's not your mortgage payment, your car note, your light bill, or your student loan repayment plan. Get your free gift: jessicajourney.com/getpaid Your gift outlines the six non-financial reasons for you to "get paid." The video is the final moments of my live presentation at Happy Black Woman Community's Launch Your Business Bootcamp in Atlanta, Georgia on May 14, 2016
Views: 28 Jessica Journey
Student loan consolidation in Atlanta, Georgia call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.
More from Entertainment Tonight: http://bit.ly/1xTQtvw Judge Judy's handled some pretty ridiculous defendants -- but this one takes the cake!
Views: 4862611 Entertainment Tonight
Jeff Selingo and Rich DeMillo of Georgia Tech’s Center for 21st Century Universities discuss what’s manageable vs. the limitations graduates face when burdened with too much student debt. Find more information on topics related to paying for college: http://www.gatech.edu/how-to-pay.
Views: 2214 Georgia Tech
As technology evolves and more online graduate programs become available at a much lower cost, should we reconsider traditional higher education in a classroom setting? Hari Sreenivasan reports on how some students earning master’s degrees at Georgia Tech are paying little or nothing for online courses from a top program.
Views: 12248 PBS NewsHour
your U.S. Department of Education student loans go into default, you risk losing your income to wage garnishment, your tax refund to seizure, as well as expensive penalties. Fortunately, federal law allows you to cure these defaults while restructuring your payment at the same time. In this video I explain how to find out if your student loans are in default and what you can do to return to good standing. Want more info about surviving student loans, including non-publicized programs to reduce your payments or apply for loan forgiveness? Visit my student loan web site at http://studentloandebtsettlementhelp.com or call me at 770-393-4985. Jonathan Ginsberg Student loan lawyer Ginsberg Law Offices Atlanta, GA 30338
Views: 124 Student Loan Debt Settlement Help
“We can immediately put them out in zones, have them working 911. It’s wonderful.” The Atlanta Police Department celebrates the graduation of 25 new recruits Monday night. 23 men and 2 women who will help the department get more officers on the streets. But while APD adds new officers, they also continue to lose them--often to higher paying jobs in other jurisdictions. Chief Erika Shields plans to tackle that issue by creating a new salary plan to reward officers who stay. In the meantime, she says they need to do a better job of educating officers on what they do offer. “We don’t communicate to our new hires all of the benefits and perks that are available to them within the department.” Those benefits include pay increases for speaking Spanish, housing initiatives and tuition reimbursement. The chief says it's also important for the department to change how it interacts with this new generation of officers who may want need more encouragement along the way. “I welcome and embrace the change, but as supervisors, especially some of the ones who are a little more experienced, we really have to just shift away from the paramilitary mode.”
Views: 862 FOX 5 Atlanta
Views: 93 LOCAL 12
The United States Bankruptcy Code says that Department of Education student loans cannot be discharged in bankruptcy unless you as the bankruptcy filer can show something called undue hardship. In 1987 a federal appellate court in New York issued the Brunner decision which defined undue hardship. Since that time, most bankruptcy courts considering this issue have followed the reasoning of the Brunner court. As I discuss in this video, Brunner says that to prove undue hardship you must prove that if forced to pay your student loans, you would not be able to maintain a minimal standard of living and that these financial circumstances are likely to continue indefinitely. Until recently, many bankruptcy courts have read Brunner to mean that if you can afford an efficiency apartment, and rice and beans, you are able to maintain a minimal standard of living. However, the tide seems to be turning. Some bankruptcy judges are redefining what constitutes a minimal standard of living. Further, the Department of Education offers a variety of income based repayment plans that allow for reasonable repayment plans. Further, there are some very good arguments that some private student financing falls outside the definition of student loans and thus may be entirely discharged in bankruptcy. While the United States Congress appears to have little interest in aiding student loan debtors, bankruptcy judges and federal court judges appear to be more willing to address a growing public policy problem of college graduates unable to buy homes, vehicles or save for retirement. So, if you have a significant student loan debt problem, do not assume there is no hope. #brunnertest #brunner #dischargestudentloans #studentloansbankruptcy ===========FREE CASE EVALUATION========== If you would like me to analyze your finances please contact me at https://bit.ly/Contact-Gins ========================================== ===============CONTACT ME================= Jonathan Ginsberg Atlanta Bankruptcy Attorney Website: https://www.glolaw.com/our-practice-areas/personal-bankruptcy/ Facebook: https://www.facebook.com/ginsberglaw/ Telephone: 770-393-4985 https://bit.ly/Contact-Gins =========================================== **Click Below to SUBSCRIBE for More Videos: http://www.youtube.com/subscription_center?add_user=ginsbergbankruptcy
Views: 118 Personal Bankruptcy Law Atlanta
Have friends or relatives loaned you money on a handshake? Are there verbal repayment agreements and "understandings" between friends? The bankruptcy law does not allow you to treat informal loans by friends or relatives different from other debts. Nor should you repay any of these loans prior to filing bankruptcy hoping to keep your relative out of the process. A number of rules apply to loans made by friends or relatives, and you should not make any decisions about how to treat these loans or whether to pay them back without the advice of counsel. Legal advice is always confidential and you can save yourself huge headaches by seeking legal advice in advance of any actions. Want more info about personal loans and bankruptcy or about Chapter 7 or Chapter 13 bankruptcy in general. Visit my web site at http://www.atlanta-bankruptcy-attorney.com or call my office at 770-393-4985. Jonathan Ginsberg Ginsberg Law Offices 1854 Independence Square Atlanta, GA 30338 770-393-4985 ginsberg.bankruptcy (at) gmail.com
Views: 95 Jonathan Ginsberg
Click the "Caption" button to activate subtitle! ------------------------------------------------ - Ep.33 : With the king of ballad, Sung Sikyung, the members practiced carol! Finally, they are recording. Jinkyung has even written a rap for this carol. An amazing carol medley for this winter is revealed! Miran’s last dream is a special photo shoot! The concept for the shoot is, “I’m So Sexy!” And the members tell stories within their heart. The last story of season 1 of the Sister’s Slam Dunk! ------------------------------------------------ - Sister's Slam Dunk Play List : https://www.youtube.com/watch?v=ExOPMK31M-o&list=PLMf7VY8La5REf44GG85hN6iyI_8jRFlyp ------------------------------------------------ Subscribe KBS World Official YouTube: http://www.youtube.com/kbsworld ------------------------------------------------ KBS World is a TV channel for international audiences provided by KBS, the flagship public service broadcaster in Korea. Enjoy Korea's latest and the most popular K-Drama, K-Pop, K-Entertainment & K-Documentary with multilingual subtitles by subscribing KBS World official YouTube. ------------------------------------------------ 대한민국 대표 해외채널 KBS World를 유튜브에서 만나세요. KBS World는 전세계 시청자에게 재미있고 유익한 한류 콘텐츠를 영어 자막과 함께 제공하는 No.1 한류 채널입니다. KBS World 유튜브 채널을 구독하고 최신 드라마, K-Pop, 예능, 다큐멘터리 정보를 받아보세요. ------------------------------------------------ [Visit KBS World Official Pages] Homepage: http://www.kbsworld.co.kr Facebook: http://www.facebook.com/kbsworld Twitter: http://twitter.com/kbsworldtv Instagram: @kbsworldtv Line: @kbsworld_asia KakaoTalk: @kbs_world (http://plus.kakao.com/friend/@kbs_world) Google+: http://plus.google.com/+kbsworldtv [Download KBS World Application] ■ IOS Download : http://apple.co/1NktctW ■ Android Download : http://bit.ly/1NOZFKr
Views: 175568 KBS World TV
Today, more seniors than ever are filing for bankruptcy, due in part to medical expenses and a lack of retirement savings. On the opposite end of the age spectrum, are college students who often find themselves overwhelmed by credit card debt. In this short discussion, Missick looks at both of these groups and how bankruptcy may help.
Views: 92 cmissick
The Emory Police Department is hiring! For more information, contact us at firstname.lastname@example.org. With 55 sworn officers working across three unique campuses, EPD offers a number of career opportunities. Our Main Campus is located in a busy suburban environment just east of Atlanta and hosts a daytime population of approximately 40,000 students, faculty, staff, and visitors. Oxford College of Emory University is set in the small-town environment of Oxford, Georgia, which is located 45 miles east of Atlanta; about 1,000 undergraduate students study at Emory’s original campus. Finally, we serve Emory University Hospital Midtown, which is located on Atlanta’s famous Peachtree Street in the heart of the city. As a campus police department, it should go without saying that we serve students, faculty, and staff of Emory University. However, given the diversity of the Emory community, we also provide police services to several hospitals and clinics, a maternity ward, a geriatric hospital, and even preschools and daycares. The Emory Police Department sees it all! If you are seeking career development, look no further. Our officers have the opportunity to pursue intermediate and advanced certification and we boast a number of officers and supervisors who are Georgia P.O.S.T certified instructors. We have several employees who have attended the Command College at Columbus State University, obtaining their supervisory and management certifications and a master’s degree. Historically, we have promoted from within the department to fill the ranks of sergeant, lieutenant, and captain. The Emory Police Department has its own Criminal Investigation Division, which is composed of five detectives and supervisors. Additionally, we have a Crime Prevention/Community Relations unit that is staffed by four officers and supervisors. The pay range for an Emory Police officer is between $36,400 and $60,100 a year; this calculation is based on a 40 hour work week. Officers currently work a 12 hour shift, which means an officer works a 48 hour week and a 36 hour week in a pay period. All compensation beyond 40 hours a week is paid at time-and-a-half. Consequently, this built-in overtime means that an officer earns 10% more a year than their standard listed pay rate. Additionally, all night shift officers earn a $2 per hour pay differential, which equates to approximately $4,500 a year! The department also has frequent overtime opportunities to staff special events and provide shift coverage. Please note that starting pay is adjustable based on an applicant’s prior experience and education. Additional benefits to the 12 hour shifts include working only 7 days in a 14 day pay period and having every other weekend off. Emory offers a competitive benefits package that includes Aetna health and dental. Through this plan, treatment in the vast Emory Healthcare Network is billed at a lower rate than treatment with other Aetna providers. Ultimately, working at Emory gives you access to one of the best healthcare systems in the Southeast. Read more about Emory’s comprehensive benefits package here: http://www.hr.emory.edu/eu/benefits/index.html Emory offers a 403(b) retirement plan. Employees can choose one of three companies to manage the plan. After a year of employment, Emory will provide a basic contribution of 6% of an employee’s salary to the employee’s account. Additionally, Emory matches an employee’s contribution up to 3%. An explanation of this benefit can be found here: http://www.hr.emory.edu/eu/benefits/403b/contributions.html Emory offers numerous tuition benefits, including free Emory tuition for employees and their dependents. Additionally, Emory offers tuition reimbursement to employees pursuing degrees at other institutions. If you want to work at one of the premier academic institutions in the Southeast and one of the best employers in the country, we invite you to apply with the Emory Police Department today.
Views: 544 Emory Police
The Bankruptcy Code makes it almost impossible to discharge (wipe out) student loan debt. Section 523(a)(8) of the Code only allows for discharge if you can demonstrate “undue hardship.” Judges in the Northern District of Georgia generally limit undue hardship relief to individuals with serious medical issues that would make it impossible to work and earn income to pay the loans. However, you can use bankruptcy as a strategy to address student loan debts. Many of our student loan clients also carry other debt, sometimes substantial amounts of other debts. Bankruptcy can be used to discharge unsecured debts like credit cards, signature loans and deficiency claims. Bankruptcy can also be used to cancel mortgages, car loans and other secured debt contracts. Sometimes our clients have to downsize in order to free up money in their budgets to pay student loans. Although it may not be pleasant to consider a more thrifty lifestyle in order to pay student loans, sometimes you have to take a step backwards to get ahead. Want more information about filing bankruptcy in the Atlanta area? Visit the Ginsberg Law web site at http://www.atlanta-bankruptcy-attorney.com. You can learn more about student loan debt options, including payment modification options at http://www.studentloandebtsettlementhelp.com Jonathan Ginsberg Ginsberg Law Offices 770-393-4985
Views: 335 Personal Bankruptcy Law Atlanta
The average amount of debt for a student graduating from vet school is $135,000. The American Veterinary Medical Association has tools and tips to help you manage your debt while pursing your dream of becoming a veterinary professional. Find the AVMA Personal Financial Planning Tool and other resources at http://www.avma.org/veterinaryeconomics
Views: 26608 AmerVetMedAssn
For Google's Security and Privacy Month, we are honored to present the real Frank Abagnale, Renowned Cybersecurity And Fraud Prevention Expert, Bestselling Author & Subject of Catch Me If You Can. His transformation from one of the world’s most notorious con men to an international cybersecurity expert trusted by the FBI has been mythologized in film and literature – but the takeaways he shares are the real deal. Frank's contributions to the world of security are immeasurable. He has become a hero to hundreds of public and private sector organizations for his indispensable counsel and strategic insight on safeguarding information systems and combating cyber-fraud. With an eye on the latest techniques developed by high-tech criminals to deceive and defraud, Frank leaves audiences with a deep understanding of today’s evolving security landscape, and more importantly, a vision of how to make the world a safer place.
Views: 1257554 Talks at Google
http://gadentalassisting.com The Georgia School of Dental Assisting is the dental assistant program that will give you the knowledge and skills to make you immediately employable. Dental Assisting is a fun and rewarding career. And at the Georgia School of Dental Assisting in Kennesaw, GA, you can be fully qualified for work in just three short months. Currently there are more openings available than there are Dental Assistants to go around! The demand is there. Why not take advantage of this opportunity? The Benefits of Our Dental Assist School Program & School - Your job as a Dental Assistant is recession-proof - Dental assisting salaries range from $12 to $20 per hour - Your job may come with benefits such as paid vacation, and sick leave, medical and hospitalization, reimbursement for continuing education course fees, pension plans (401k) and profit sharing or bonus plan. - You’ll work in a professional environment assisting with dental procedures, lab work and office duties. - You can find employment anywhere in the United States Would you like a career opportunity with job security, good pay and professional work environment? If you said “YES,” then a career as a Dental Assistant may be right for you. According to the Bureau for Labor Statistics, employment in this field is expected to grow much faster than the average for all occupations through 2016 and beyond. Become a dental assistant in about 12-13 weeks at the Georgia School of Dental Assisting in Kennesaw GA. Dental Assistant Training in Kennesaw and Marietta GA The Georgia School of Dental Assisting is growing. Dental assistant training is convenient in north metro Atlanta at our Kennesaw GA location. We're close to Marietta, too! Learn more by visiting our website. https://gadentalassisting.com/ 1610 Ridenour Boulevard Northwest, Suite 103 Kennesaw, GA 30152 Subscribe to our channel for the latest news and information about dental assisting careers and education: https://www.youtube.com/channel/UCRWt0inFpYGLHQasjDksIJg Follow us on Facebook, too! http://www.facebook.com/Georgia-School-of-Dental-Assisting-118772948202173/ Video by The Octane Agency https://www.youtube.com/watch?v=yWo_076lOhg https://www.youtube.com/watch?v=-wB353Vv094
Views: 632 Georgia School of Dental Assisting
President Barack Obama gave shout-outs to George P. Burdell, the Ramblin’ Wreck, and even thermodynamics homework when he came to the Georgia Institute of Technology on March 10, 2015, to announce his Student Aid Bill of Rights. Nearly 10,000 students, faculty, staff, and guests gathered to hear from the president, who spent about 30 minutes encouraging students in the pursuit of higher education and talking about ways he hopes to make it more affordable and accessible. Read the full story: http://www.news.gatech.edu/features/students-pack-mccamish-presidential-pep-talk. For more information about Georgia Tech, please visit http://www.gatech.edu.
Views: 13522 Georgia Tech
President Barack Obama picked Georgia Tech University to unveil his new Student Aid Bill of Rights. Local students share their thoughts on the new plan. Subscribe to WBAL on YouTube now for more: http://bit.ly/1oJSRCN Get more Baltimore news: http://wbaltv.com Like us: http://facebook.com/wbaltv11 Follow us: https://twitter.com/wbaltv11 Google+: https://plus.google.com/+wbaltv11
Views: 183 WBAL-TV 11 Baltimore
Teach English abroad with International TEFL Academy! Get the latest details about salaries, hiring seasons, visas and more in your free brochure ⇒ https://ita.fyi/MediaTEFLBrochure Salaries, job markets, TEFL certification & classes... All you need to know about teaching English in Europe is in this video! Get paid to see the world! Teach English overseas.
Views: 3888 International TEFL Academy
Our 2018 Commencement was back on the National Mall, between the U.S. Capitol and the Washington Monument. This year's speakers included President Emeritus Steven Knapp, President of the National Academy of Sciences Marcia McNutt, student speaker Meenu Mathews, and olympic medalist Elana Meyers Taylor.
Views: 246 discovergw
During this free Webinar, attendees learned not only about the role of Supplemental Nutrition and Assistance Program's (SNAP) in promoting economic security and job development opportunities for low-income households, but also the ways in which the SNAP Employment and Training (E&T) program supports these efforts. Speakers from the United States Department of Agriculture, Seattle Jobs Initiative, Center on Budget and Policy Priorities, and the University of Baltimore outlined the key factors that impact participants' work propensity, job tenure, and earnings, and described their experiences implementing, supporting, and evaluating programs that connect SNAP participants to employment. Mr. Ed Bolen, Ms. Marcie Foster, Ms. Susan O’Callaghan and Dr. Ting Zhang co-presented on the subject. Mr. Patrick Heiman moderated the discussion.
Views: 103 OPRESSRC
Chapter 13 requires you to live within a tight budget - every dollar counts. So what happens if your non-filing spouse decides to file for divorce or legal separation. Your income likely goes down and your expenses likely to up. Will your Chapter 13 become a casualty of your divorce? Not necessarily. In this video, I discuss two options that can buy you time and change your Chapter 13 plan to conform with the new reality of your marital situation. Want more information about personal bankruptcy in the Northern District of Georgia (Atlanta metro) - visit my Atlanta bankruptcy web site: http://www.atlanta-bankruptcy-attorney.com. Jonathan Ginsberg Atlanta bankruptcy attorney Ginsberg Law Offices 1854 Independence Square Atlanta, GA 30338 770-393-4985
Views: 314 Jonathan Ginsberg
Declare your War On Debt, and get our free worksheet - 6 Ways to Find Hidden Cash: http://bit.ly/DJCWarOnDebt Get your finances under control, stop going further into debt and never return to broke again! Don't forget to SUBSCRIBE! http://www.youtube.com/subscription_center?add_user=danijohnsonvideo As a seasoned entrepreneur, Dani Johnson has become a multi-millionaire many times over, is a best-selling author, internationally sought-after speaker and TV/radio show host. She is regularly called upon by major media outlets for her expertise in business, finance, relationships and spirituality, including guest appearances on “The Oprah Winfrey Show,” “The View,” “Fox & Friends,” “Good Morning America,” “NPR,” USA Today, Forbes, TheStreet.com, AOL Finance, “Fox Business News,” and Variety, as well as the season premiere episode of ABC’s “Secret Millionaire".
Views: 332 Dani Johnson
On March 10, 2015, President Obama delivered remarks at Georgia Tech to announce the Student Aid Bill of Rights and outline his actions to increase college opportunity for every student. Sign on to the Student Aid Bill of Rights here: www.whitehouse.gov/collegeopportunity
Views: 24057 The Obama White House
Click Here: http://www.taxproblem.org/free-irs-advice/ Our firm is familiar with setting up IRS installment agreements. Joe Mastriano, CPA has been in business since 1980 and has pioneered some IRS resolutions being used today. Call us to see how we can help you. 713-774-4467. END Account Online questions and answers about How Do I Check My Bank Account Online. Find 3781 questions and answers about How Do I Check My Bank Account Online Checking Account, Savings Account, and other Bank Account Select from the following categories to get answers aboutchecking,savingsandotherbankaccountquestions.Checking Account FAQ: Union BankChecking Account QuestionsJump to What should I do if my ATM or debit card ilost or stolen?: See our All About Personal Accounts & Services Disclosure and Agreement and Fee How to access your bank account You can access your bank accounts using our automated Banking by Phone service 24 hours a day, seven days a week, 365 days a year. Check your balance Alaska: Juneau, Fairbanks, College, Sitka, Ketchikan, Knit, Kenai, Lakes, Kodiak Arizona: Chandler, Gilbert Town, Glendale, Mesa, Peoria, Phoenix, Scottsdale, Tempe, Tuscon, Yuma Arkansas: Little Rock, Fort Smith, North Little Rock, Fayetteville, Jonesboro, Pine Bluff, Springdale, Rogers, Hot Springs, Jacksonville Colorado: Arvada, Aurora, Boulder, Centennial, Colorado Springs, Denver, Fort Collins, Lakewood, Pueblo, Thornton, Westminster Connecticut: Bridgeport, Hartford, New Haven, Stamford, Waterbury, Norwalk, Danbury, New Britain, West Hartford, Greenwich, Bristol District of Columbia: Washington Delaware: Wilmington, Dover, Newark, Pipe Creek, Bear, Brookside, Hockessin, Glasgow, Claymont, North Star, Elsmere, Georgetown Florida: New Castle, Cape Coral, Clearwater, Coral Springs, Fort lauderdale, Gainesville, Hialeah, Hollywood, Jacksonville, Miami, Miramar, Orlando, Pembroke Pines, Port ST, St. Petersburg, Sunrise, Tallahassee, Tampa Georgia: Atlanta, Athens-Clark County, Augusta-Richmond County, Columbus, Macon, Savannah, Sandy Springs, Roswell, Albany, Marietta Hawaii: Honolulu, Hilo, Kailua, Kaneohe, Waipahu, Pearl City, Waimalu, Mililani CDP Idaho: Boise, Nampa, Pocatello, Idaho Falls, Meridian , Coeur, Twin Falls, Caldwell, Moscow Illinois: Aurora, Chicago, Elgin, Joliet, Naperville, Peoria, Rockford, Springfield, Waukegan, Cicero Indiana: Evansville, Fort Wayne, Gary, Indianapolis, South Bend, Hammond, Bloomington, Muncie, Anderson, Terre Haute Iowa: Cedar Rapids, Davenport, Des Moines, Sioux, Waterloo, Iowa City, Council Bluffs, Dubuque, Ames, West Des Kansas: Kansas City, Olathe, Overland Park, Topeka, Wichita, Topeka, Olathe, Lawrence, Shawnee, Salina, Hutchinson Kentucky: Lexington-Fayette, Louisville, Owensboro, Bowling Green, Covington, Hopkinsville, Frankfort, Henderson, Jeffersontown Louisiana: Baton Rouge, Lafayette, New Orleans, Shreveport, Metaire, Lake Charles, Kenner, Bossier City, Monroe, Alexandria Maine: Augusta, Auburn, Biddeford, Brunswick, Bangor, Lewiston, Portland, South Portland Maryland: Baltimore, Columbia, Silver Spring, Dundalk, Wheaton, Elliott, Germantown, Bethesda, Frederick, Gaithersburg Massachusetts: Boston, Brockton, Cambridge, Fall River, Lowell, Lynn, New Bedford, Quincy, Springfield, Worcester Michigan: Fall River, Ann Arbor, Dearborn, Detroit, Flint, Grand Rapids, Lansing, Livonia, Sterling Heights, Warren, Clinton Minnesota: Minneapolis, Rochester, St., Duluth, Bloomington, Brooklyn Park, Plymouth, Eagan, Coon Rapids, Burnsville Mississippi: Jackson, Gulfport, Biloxi, Hattiesburg, Greenville, Meridan, Tupelo, Southaven, Vicksburg, Pascagoula Missouri: Independence, Kansas City, Springfield, St. Louise, Independence, Columbia, Saint Joseph, Lee's Summit, Saint Charles, Saint Peters, Florissant Montana: Billings, Bozeman, Butte, Kalispell, Great Falls, Helena, Missoula Nebraska: Lincoln, Omaha, Bellevue, Grand Island, Kearney, Fremont, Hastings, North Platte, Norfolk Nevada: Henderson, Las Vegas, Paradise, Sunrise Manor, Spring Valley, Sparks, Carson City, Winchester, North Los Vegas, Reno New Hampshire: Concord, Derry, Dover, Hudson, Manchester, Merrimack, Nashua, Londonderry, Salem, Keene, Portsmouth, Jersey City New Jersey: Newark, Paterson, Elizabeth, Edison, Toms River, Trenton, Camden, Clifton New Mexico: East Orange, Albuquerque, Las Cruces, Santa Fe, Rio Rancho, Roswell, South Valley, Farmington, Alamogordo, Clovis, Hobbs installment agreements, can't pay the IRS, conflict in payments with IRS, currently not collectable, currently not collectible, currently uncollectable, currently uncollectible, Houston IRS payment plan, Houston IRS payment plans, installment agreement with IRS, installment agreement
Views: 59 californiataxrelie
http://www.perryairflight.com - If you ever wanted to fly a plane head over to Perry Air LLC. Tyler showing me how to land a plane. What an amazing experience. Call (866) 491-9584 for a $50 Discovery Flight Servicing Macon, Warner Robins, Perry, Atlanta, and surrounding counties in GA.
Views: 330 Chad Harbin
Student loan consolidation in Long Beach, California call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.
Student loan consolidation in Sacramento, California call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.
Visit Cherney Law Firm at http://www.cherneylaw.com Attorney Matthew Cherney of www.cherneylaw.com is a Bankruptcy Attorney who services Marietta, Smyrna, Powder Springs, Austell, Mableton, Roswell, Alpharetta, Cobb County, North Fulton County and can be reached at 770-485-4290. Transcripts: A question I receive at least once a day is, "Should I file Chapter 13 or should I file Chapter 7?" My reply to that question doesn't begin with, "how much debt do you have?" It's " What TYPE of debt do you have?" Her is why this question is critical: There are certain debts that cannot be discharged or eliminated in a Chapter 7. The types of debt that cannot typically be discharged in Chapter 7 are child support, alimony, student loans and certain income tax debt. Also, if you have a home mortgage or vehicle payment that you are behind on, and your goal is to keep your home or car, Chapter 7 isn't going to help. So, if you have debts that are not dischargeable in Chapter 7, or you would like to protect your home or car, you may want to consider reorganizing your debts in a Chapter 13. A Chapter 13 allows you to pay back an otherwise non-dischargeable debt, all while protecting yourself from a creditor that might be trying to collect that debt from you. When it comes to protecting your home or car, Chapter 13 allows you to pay back the amount you are behind, sometimes at a reduced amount, all while protecting your home from being foreclosed and your vehicle from being repossessed. Cherneylaw.com offers a free consultation and are happy to speak with you about whether Chapter 7 or Chapter 13 may be right for you based on your particular circumstances.
Views: 237 Cherney Law Firm, LLC
This video is brought to you by DebtReliefCenter.org which has already served over 5.4 million visitors in need of debt relief information and assistance. Debt settlement is a debt relief option that has become increasingly popular among people who need relief from high-balance credit cards (typically $20,000 to $125,000 or more). Through debt settlement, debt specialists negotiate with creditors on your behalf -- with the goal of "settling" your credit card debt for substantially less than you currently owe. Pros Provides proven, predictable program to become debt free Saves money, reduces interest, waives late fees/penalties Allows you to pay off debts at a pace that fits your budget Manages multiple debts via single more affordable payment Puts you back in control of finances to help reduce stress Cons Requires discipline to make single monthly payment If you default, you revert to original creditor agreement Creditors not required to accept debt relief proposals Often takes 3-5 years, or more, to become debt free While not necessarily harmful to your credit score, will be "noted" on your report. Summary: What to Expect If you have multiple credit cards and other unsecured debts like medical bills, doctor bills, store cards, unsecured personal loans, and more -- a debt consolidation program coordinated through a debt counselor may be the ideal debt relief option to help you live within a set budget, reduce debts, and get on a path to become debt-free. How do debt consolidation programs, or debt management plans work? Typically, debt consolidation programs are coordinated by debt relief specialists, or debt counselors, who conduct brief interviews with you to get details on your credit cards and other debts, as well as how much you can realistically afford to pay each month to get out of debt. Based on this information, your debt specialist will then customize a "debt management plan" for you. Once you approve the plan, letters will be sent on your behalf to each of your creditors requesting the benefits of debt relief -- such as lower interest rates, a waiving of late fees and penalties, and generally more favorable repayment terms. Those creditors who accept the proposals are then added to the debt consolidation or debt management program. For those that do not accept debt relief proposals, you are still obligated to live up to the original terms of your cardholder agreement. It's important to understand that, just as no two debt situations are exactly alike, no single debt solution is right for everyone. Your debt specialist can provide more details regarding debt consolidation or debt management as part of your free debt relief analysis and savings estimate.
Views: 217 DebtReliefCenter
Student loan consolidation in Kansas City, Missouri call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.
Student loan consolidation in Mesa, Arizona call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.
Student loan consolidation in Virginia Beach, Virginia call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.
Low monthly payments are pre-requisite for a great auto loan program. Don't spend your precious time in searching for affordable payments. Apply with https://www.rapidcarloans.net/index.php#FreeQuote to get the most affordable auto loan rates and low payment schedule. Credit score is not the only factor considered for approval. So, apply without any tension. There might be situations where you would not have adequate funds to buy your dream machine. There are auto loans available to every individual and this is a wise option to consider. So how do you repay your new auto loan? The lender might give you several ways to repay the loan amount in terms of monthly payments. I have tried to explain the concepts involved in amortization and the process through which you will get a new car loan with low monthly payments. Introduction to new car loan: On getting the car loan approval, the borrower is expected to start repaying the loan payments every month. The dates will be fixed before which the monthly payment amount should be paid for the new car loan that was taken. This amount will include both the principal and interest amount to be repaid. A variable payment plan will help the individual to pay higher amounts at his discretion. Process to get new car loan with low monthly payments: It is important to do the ground work in an efficient manner. The internet era has made the entire world a global village. Almost any information can be found online and the individual need not step out of the house in search of information. There are several websites giving plentiful information about the various lenders and their auto loan products. This kind of information will include 1. Auto loan features and their benefits 2. Various fees and charges applicable for the product 3. Customer reviews on these products 4. Comparison of similar products and features from various lenders 5. Amortization calculators to check how much you should repay 6. Apply online to obtain free quotes from multiple vendors This gives a better hand to choose the best of products according to the individual requirements. The calculators are one of the best tools to find out the exact amount of money that you would require and to know how much you would spend on interests. The next step is to apply by filling out online applications done at free of cost. The individuals will get a prompt response in less than 30 minutes of time. By this way, comparison of features and interest rates becomes very easy for the borrower and he will be in a better position to take a decision. Deciding upon the best product, it is now time to pick up the top 3 lenders and start the negotiation with them. Mostly the interest rates would be negotiable depending on the financial background. Negotiation becomes very easy if you have some amount of money as upfront payment. Healthy credit scores will help you to grab the best of loans available at lower interest rates where the borrower can finalize the deal. It is very important to be careful while doing the paperwork so as to reduce future risks. Rapidcarloans.net believes in making car loans easy for Americans. It offers lower monthly payment and great rates on car loans. Apply now for a free car loan quote! The company provides guaranteed approval on new car loans in all the states : California, New York, New Jersey, Illinois, Texas, Pennsylvania, Arizona, Michigan, Indiana, Florida, Massachusetts, Ohio, Tennessee, Maryland, North Carolina, Wisconsin, Colorado, Washington, Missouri, Oklahoma, Oregon, Rhode Island, Nevada, Alabama, Alaska, Arkansas, Connecticut, Delaware, Georgia, Hawaii, Idaho, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nebraska, New Hampshire, New Mexico, North Dakota, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia & Wyoming. The company provides instant approval process in cities : Seattle, San Antonio, Cincinnati, Chicago, Memphis, Dallas, San Diego, Milwaukee, Detroit, Baltimore, Charlotte, Phoenix, Fort Worth, Atlanta, Brooklyn, Nashville, Colorado Springs, San Jose, Denver, Omaha, Bronx, Oakland, Kenosha, Aurora, Nashua, Vancouver, Norwalk, Colonia, Staten Island, Kapolei, McMinnville, Elizabeth, New Orleans, Indianapolis, Jacksonville, Tacoma, Philadelphia, Houston, Kansas City, Killeen, Chula Vista, Oklahoma City, Tampa, Virginia Beach, Pittsburgh, Oakland, Wichita, Newark, Kent, Portland and many other cities of the United States.
Produced by DeKalb County Television, DCTV Channel 23, this video takes you directly to DeKalb County Interim CEO Lee May's State of Public Safety Address. Additional Event Information: DeKalb Interim CEO Lee May delivered the State of Public Safety Address on Sept. 11. Interim CEO May presented plans and initiatives to DeKalb's first responders to build moral, create opportunities of improvement, and promote efficiency. Interim CEO's address was done on the twelfth anniversary of the 9/11 attacks at the DeKalb Public Safety Headquarters. "These initiatives are not the sum total of the solutions needed to address all of the issues that plague our system, but it is a start," said Interim CEO May as he spoke to front line officers and firefighters. "We move forward beyond today to insure that you, who have answered the call of service, have what you need; when you need it to be successful. These initiatives will help you better protect yourselves and protect the citizens of DeKalb County." Interim CEO May announced the following: • A 3% one-time bonus for sworn personnel - as promoted by Commissioner Larry Johnson. Effective December 2013, sworn personnel will receive a 3% one-time bonus. • The reinstatement of the promotional pay increase for Police and Fire & Rescue - starting in 2014, Interim CEO May will recommend the promotional working test increase for public safety personnel, up to 5%. • Hiring more personnel - Interim CEO May's 2014 Budget Recommendation will include hiring 160 new Police Officers and 100 Firefighters every year for the next three years. That is 480 new front line Police Officers and 300 Fire Fighters over a 3 year period, which will improve emergency response times, increase the number of officers on the street, provide greater support and back-up of officers responding to calls, and help DeKalb's stated goal of having four Firefighters per engine. • A Tuition Reimbursement Program for Police and Fire & Rescue -- This is up to $5,000 in tuition reimbursement to police officers and firefighters. It will require a commitment of one year of service for each year tuition is reimbursed by the county as well as other stipulations to protect the investment. • A Take Home Vehicle Program for front line Police Officers -- Beginning in 2014 DeKalb will begin purchasing 100 new vehicles per year for the next three years. Take home cars ensures that we have more visibility in communities and offers a better police presence. It extends the life of individual police vehicles, because it will only be in use for one shift versus 3 shifts. Most importantly, it will help keep our streets safer. For more information on this or any other DeKalb County news, visit www.dekalbcountyga.gov.
Views: 219 DeKalbCountyGov
YOUR DESCRIPTION HAS REACHED THE LIMIT OF CHARACTERS ALLOWED AND WAS CUT. Georgia Governor Nathan Deal announced 136 local education authorities (LEAs) will be awarded more than $25.3 million from the second round of the Connections for Classrooms grant program. That is a collaborative funding effort between the Governor's Office of Student Achievement (GOSA), the Georgia Department of Education and the One Georgia Authority to help ensure classrooms across the state have the high-speed broadband access required for digital and blended learning. Tim Shaver is the technology director for Whitfield County Schools. He says right now, not all of the kids trying to get on the internet at school can connect. "Where we may have a large amount of students in one area, our wireless network just can't handle it," Shaver said. He says this grant should fix that, as it could triple the schools' wireless capacity. "The goal is that kids will be able to use digital technology, mobile carts, laptops- to be able to access the internet, do online testing and do video," Shaver says. Whitfield along with several neighboring counties are set to receive thousands of dollars each to expand wireless internet networks. Shaver says this is the second wave of this technology grant. He says the county received around 86,000 dollars in October to buy the equipment to provide the core internet connection. "This grant money is to get it from the central office into the classroom," Shaver said. This money will enable the LEAs, which include 134 districts and two state charter schools, to receive as much as $90.9 million in federal E-Rate funds, making the total investment of $116.2 million in school and classroom network infrastructure. 'In order to succeed in the 21st century job market, our students must master 21st century skills,' said Deal. 'In 2012, I charged my Digital Learning Task Force with developing a strategy to improve student achievement through digital learning implementation across the state. With these funds in place, our schools are closer than ever to attaining the necessary technology infrastructure and to better preparing Georgia's students for life outside the classroom.' Connections for Classrooms is part of a broader statewide effort to expand classroom high-speed broadband access in response to Deal's Digital Learning Task Force recommendations as well as the state's efforts to enable personalized learning for Georgia students. In the first round of grants, LEAs were required to detail their technology expansion plans and explain how grant awards would enable them to implement digital and blended learning and improve student achievement. GOSA received more than $198 million in requests from 146 LEAs. In October 2014, Deal announced the first round of awards, totaling $37 million, to 104 LEAs. Round 2 capitalizes on the recent $2 billion expansion of the federal E-Rate programs Category 2, which provides grants to LEAs for school-level network infrastructure. LEAs that applied in the 2014 Connections for Classrooms grant program, but still have remaining school- and classroom-level network infrastructure needs after the first round, must use grant funds for the required E-Rate local matching funds. LEAs must apply for and receive federal E-Rate Category 2 funds to receive reimbursement for local matching funds from Connections for Classrooms. GOSA will open applications for a third round in July 2015, which will enable LEAs to apply that either did not apply for a 2014 grant or that have remaining E-Rate eligible needs after Round 2. Almost every school system in the NewsChannel 9 Georgia viewing area is affected by these%
Views: 68 WTVC NewsChannel 9
The GO GETTER TEAM 678.389.3845 Call Chris Today! http://www.gogetterteamwows.com Atlanta first time homebuyer shares her experience buying a new home in metro-Atlanta by using Chris L. Williams of the Go Getter Team at Keller Williams Realty on Peachtree Road. For more information about buying or selling your home in Atlanta, visit our website.
Views: 71 Go Getter Team | Atlanta Real Estate
http://www.augustabankruptcy.com | Augusta Georgia bankruptcy attorney - GA Chapter 7 - Chapter 13 attorney. Distributed by Tubemogul.
Views: 34 Michael Waddington
UPDATE: The U.S. Treasury has now phased out the myRA retirement savings program. The information in this videor on myRA no longer applies. For more information, go to https://myra.treasury.gov/ www.consumerfinance.gov
Views: 411 cfpbvideo
Hosted by Ethan Zuckerman: A conversation with the founders and alumni of a provocative experiment in higher education, where volunteers provide classes for free to students who are prevented from attending state universities due to their immigration status. The founders of Freedom University Georgia will talk about how they responded to their state's prohibitions against educating undocumented students, and the larger movement to provide educational opportunities to students regardless of immigration status. More information at: https://www.media.mit.edu/events/mltalks-freedom-university/ License: CC-BY-4.0 (https://creativecommons.org/licenses/by-nc/4.0/)
Views: 292 MIT Media Lab
Student loan consolidation in Ohio call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.
Second Chance Auto Financing at https://www.rapidcarloans.net/index.php#FreeQuote : A bad credit rating need not ruin your financial life always. It does not stop you from owning a car of your choice. There are second chance auto loans available which will help you to fulfill your dreams. This will help you to secure the car and once you decide your requirements, you will be in a better position to choose the car that you always wanted. There are several auto lenders those who adapt their business models to meet the requirements of people. Every lender has started offering several kinds of auto loans that will solve the financial needs of people those who want to own a car irrespective of their bad credit rating. You need not worry if your loan application was rejected initially. There are certain factors to be considered while applying for second chance auto loans through sub prime lenders. The first and foremost thing is not to go overboard. Do not attempt to buy a car that is out of your reach. This could place a financial burden in the long run. This explains the importance of getting loans that can be easily repaid. Make sure to get affordable monthly payments. This will allow you to spend for other family expenditures and safeguard your financial interests. Second chance car loans are one of the best options as long as the perfect lender is found. It is important to find a lender those who can show great interest in customer's requirements and not just working for money. This process should really help the borrower to come out of the debt problem and in overcoming other financial burden. Business is their ultimate motto but of course there are other things to be considered by every lender. Another important tip is to consult with other family members or friend regarding your decision. Most of the lenders will take their time in approving this kind of loan. Make sure you have all the financial documents when you go to the lender. Credit history plays a vital role here. If you think you do not have a decent credit score, it is better not to apply for such loans. This will have a negative impact in the long run. It is always advised to opt for things which are within the reach. It is important to understand that your application might get rejected if the car is too expensive for your current financial budget. This might damage your credit further if you go ahead and buy it. It is important to come up with a firm financial plan regarding the car loan repayment before you apply for the loan. Aspects like insurance, road tax, and other charges should be considered while buying. When you have a firm plan to meet all these expenses, you can go ahead and apply for a second chance auto loan. The company provides guaranteed approval on subprime auto loans in all the states : California, New York, New Jersey, Illinois, Texas, Pennsylvania, Arizona, Michigan, Indiana, Florida, Massachusetts, Ohio, Tennessee, Maryland, North Carolina, Wisconsin, Colorado, Washington, Missouri, Oklahoma, Oregon, Rhode Island, Nevada, Alabama, Alaska, Arkansas, Connecticut, Delaware, Georgia, Hawaii, Idaho, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Montana, Nebraska, New Hampshire, New Mexico, North Dakota, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia & Wyoming. The company provides instant approval process in cities : Seattle, San Antonio, Cincinnati, Chicago, Memphis, Dallas, San Diego, Milwaukee, Detroit, Baltimore, Charlotte, Phoenix, Fort Worth, Atlanta, Brooklyn, Nashville, Colorado Springs, San Jose, Denver, Omaha, Bronx, Oakland, Kenosha, Aurora, Nashua, Vancouver, Norwalk, Colonia, Staten Island, Kapolei, McMinnville, Elizabeth, New Orleans, Indianapolis, Jacksonville, Tacoma, Philadelphia, Houston, Kansas City, Killeen, Chula Vista, Oklahoma City, Tampa, Virginia Beach, Pittsburgh, Oakland, Wichita, Newark, Kent, Portland and many other cities of the United States.
Student loan consolidation in Norfolk, Virginia call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.
Colorado Springs Bankruptcy Attorney Nathan McKinney And Associates understand the anguish that often accompanies a family or individual's decision to file for Chapter 7 bankruptcy, or Chapter 13 bankruptcy. And business or corporate bankruptcies usually threaten the livelihood of owners, workers, vendors and even the financial well-being of communities, neighborhoods and towns. Reach us Here: 719-633-4541 http://mckinneyandassociatespc.com/ But it is through Colorado Springs bankruptcy protection that a new beginning is sought by thousands of individuals each year. Having arrived at the decision, many are pleasantly surprised to learn that the hardest part is behind them. The negative stigma associated with bankruptcy largely diminished as the Great Recession took its toll and revealed the excesses of Wall Street and corporate America. Filing Chapter 7 bankruptcy in Colorado Springs will immediately stop the harassment of bill collectors and the incessant phone calls. Foreclosures, garnishments and liens can be halted. And together, we can sit down with you (in peace and quiet!) and determine the best course of action. In most cases, Colorado Springs Chapter 7 bankruptcy, sometimes called a liquidation bankruptcy, will allow for the forgiveness of most debt, with a few exceptions, including tax liens, child support and students loans. Often, consumers are under the mistaken impression that real relief is not available since the government overhauled bankruptcy laws several years ago. This is simply not the case. The most significant change is the use of an income-to-debt ratio that will be used to determine whether all debt may be forgiven or whether a payment plan needs to be established. Colorado Springs Chapter 13 bankruptcy is the traditional form of bankruptcy that establishes a repayment plan. Please do not confuse this with the debt repayment plans offered through various credit counseling services. A Chapter 13 bankruptcy filing is a powerful tool that will also put an immediate stop to the hassling tactics of creditors and allow you and your attorney to create a feasible repayment plan with the approval of the court. Debt may be forgiven if it cannot be repaid within a specified period of time. The Colorado Springs family law lawyers and bankruptcy attorneys at McKinney & Associates handle all types of bankruptcy matters in Colorado, including Chapter 7 and Chapter 13 bankruptcy filings, as well as the serious family law matters that impact our client's lives, including divorce and child custody. Call Today to schedule your no obligation, Free consultation. 719-633-4541 http://mckinneyandassociatespc.com/
Views: 332 coloradofamilylaw
Student loan consolidation in Austin, Texas call (800) 254-4100 end default, federal student loan cancellation, reduced monthly payments, debt forgiveness, stop wage garnishment and tax levies with income-based repayment plans. Refinance private loans, refinance federal loans, consolidate student loans and college debt.